8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) July 31, 2007

AMERICANWEST BANCORPORATION

(Exact name of registrant as specified in its charter)

Washington	0-18561	91-1259511
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

41 W. Riverside Avenue, Suite 400 Spokane, WA	99201
(Address of principal executive offices)	(Zip Code)

Registrant’s telephone number, including area code (509) 467-6993

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Section 7 – Regulation FD

Item 7.01 Regulation FD Disclosure

AmericanWest Bancorporation management is presenting today at the Keefe, Bruyette & Woods Eighth Annual Community Bank Investor Conference at approximately 10:00 a.m. (EDT) / 7: 00 a.m. (PDT) The presentation may be viewed via webcast at www.awbank.net/IR. The presentation slides are included as Exhibit 99.1 and furnished pursuant to Regulation FD.

Section 9 – Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits

(a) Non-applicable

(b) Non-applicable

(c) Non-applicable

(d)	Exhibit No.	Exhibit Description
	99.1	AmericanWest Bancorporation’s slide presentation July 31, 2007, Keefe, Bruyette & Woods Eighth Annual Community Bank Investor Conference.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	AMERICANWEST BANCORPORATION,
	a Washington Corporation
Dated: July 31, 2007	/s/ Patrick J. Rusnak
	Patrick J. Rusnak
	EVP and Chief Operating Officer

EX-99.1

Exhibit 99.1

PSLA Disclaimer

This presentation includes forward-looking statements which

AmericanWest intends to be covered by the safe harbor provisions

of the Private Securities Litigation Act of 1995. These forward-

looking statements describe management’s expectations regarding

future events, including but not limited to: improvements in

operation performance from the merger with Far West

Bancorporation and expense reduction initiatives, asset quality and

net charge-offs, loan and deposit growth and the net interest

margin.

Future events are difficult to predict and subject to risk and

uncertainty which could cause actual results to differ materially and

adversely. Additional information regarding risks and uncertainties

is included in AmericanWest’s periodic filings on Forms 10-K and

10-Q with the Securities and Exchange Commission. AmericanWest

undertakes no obligation to revise or amend any forward-looking

statements to reflect subsequent events or circumstances.

Overview

$2.0 billion single-bank holding company based in

Spokane, Washington

Traded on NASDAQ Global Select Market under

symbol “AWBC”

Market Capitalization of $289 million as of July 17, 2007

Originally founded in 1974 (United Security Bank)

Operates 62 financial centers and 3 loan

production offices throughout Washington,

Northern Idaho and Utah

Unique Inner Mountain region community bank franchise

AWBC

Executive Management Team

Joined

Years in

Prior Industry

Name

Title

Age

AWBC

Industry

Experience

Robert M. Daugherty

President & CEO

53

Sep-04

30

Humboldt Bancorp, Draper

Bank & Trust, US Bank

Patrick J. Rusnak

EVP/COO/CFO

43

Sep-06

20

Western Sierra Bancorp,

Humboldt Bancorp,  United

Community Banks, Inc.

Rick E. Shamberger

EVP/CCO

46

Oct-03

20

US Bank

Nicole Sherman

EVP/Retail Banking

36

Dec-04

20

Zions Bank

Robert M. Bowen

EVP/Utah Commercial

Lending Utah

54

May-06

12

US Bank

Robert A. Harris

EVP/Director of

Commercial Lending

WA/ID

44

Mar-05

21

US Bank

Reinvesting in the Franchise

Opened 4 new financial centers in key growth

markets and relocated 2 financial centers

Rolled out new concept “end-cap”

financial center

<2,000 square feet; per unit investment of $700,000

Initiated private banking services division

Several key technology investments, including

Upgraded ATM’s

New teller and new accounts platforms

Remote deposit capture

End Cap FC opened 12/06 -

Spokane (West Plains)

Reinvesting in the Franchise (cont’d)

Opened LPO in South Jordan, Utah (Q3

2006)

Contributed 50% of organic loan growth for

2006 and 58% for Q2 2007

Loan pricing is significantly better than WA/ID;

being compensated for credit risk on

construction loans

Plan to convert to a full service financial center

during Q3 2007

Strategic Expansion Focus –

Utah

Utah has excellent long-term growth prospects

and a dynamic economy

Projected population growth well in excess of

national averages

Provo MSA expected growth of 24% by 2011

Flagship financial center opening in the Walker

Center Building, downtown Salt Lake City financial

district Q3 2007

Temporary LPO opened in March 2007

SBA lending team hired in Q1 2007

Walker Center Building, Salt Lake City, Utah

Strategic Focus –

Utah De Novo Expansion (cont’d)

Niche opportunity for a larger service focused

community bank given current competitive

composition in Utah banking market:

Number

of Banks

Total

Deposits

Deposit

%

Average

Deposits

National/Regional

7

31,347

78%

4,478

Community

49

8,802

22%

180

56

40,149

100%

*

Excludes $103 billion of brokerage/specialty deposits. Source: FDIC.

Utah Deposits as of June 30, 2006

*

Deposits in millions

Focus on Performance Improvement

Completed acquisition of Far West Bancorporation effective

April 1, 2007

Far West among the top performing banks in the West

All Utah financial centers operating under Far West Bank brand

Principal focus on earnings performance and efficiency

improvement

Reduction in staff of 5% announced March 2007

Achieved annual expense reductions of $2MM

Financial center expansion substantially completed

3 new financial centers planned for 2007 including the

relocation of 2 existing financial centers

Will continue to evaluate selected

de novo and acquisition

expansion opportunities in existing or contiguous high

growth markets

Q2 2007 Financial Highlights

Diluted EPS $0.26, an increase of 8% over Q2 2006 and 37% over

Q1 2007

Return on average assets of 0.92%, up 29 bp over Q1 2007

Return on tangible shareholders equity of 14%, up 6 bp over Q1

2007

Organic loan growth of $51 MM, or 16% annualized

Net interest margin of 5.37%, an increase of 68 bp from Q1 2007

and an increase of 30 bp from Q2 2006

Efficiency Ratio of 64.7% down 14 percentage points from Q1 2007

Stable asset quality, with YTD annualized net charge-offs of 46 bp

2007 Outlook and Beyond

NPA/total assets:

100 to 125 bp

Net charge-offs:

25 to 35 bp (Q3/Q4 2007)

Organic Loan Growth:

13% to 15%

Net interest margin*:

5.15% to 5.25%

Efficiency ratio**(Q4 07):

60% -

62%

2009 Targets

ROA -

1.30%   ROE -

12%   ROTE -

18%   Efficiency: 55%

*For Q2-Q4 2007

**Excluding intangible amortization

Summary of M&A Activity

Recent M&A Activity

(in thousands)

Date

Deal

Assets

Consideration

Target Company

Closed

Value

Acquired

Mix

Far West Bancorporation

4/1/2007

155,557

$ 

543,645

$ 

80% stock/20% cash

Columbia Trust Bancorp

3/15/2006

39,554

$   

229,972

$ 

56% stock/44% cash

Bank of Latah

7/31/2002

17,500

$   

141,372

$ 

23% stock/77% cash

AmericanWest Bancorporation

Asset Quality Trends (cont’d)

AmericanWest Bancorporation Credit Quality Trends

0.00%

0.50%

1.00%

1.50%

2.00%

2.50%

3.00%

0.00%

50.00%

100.00%

150.00%

200.00%

250.00%

300.00%

Non-performing loans/loans*

Non-performing assets/assets*

ACL**/non-performing loans

Loan Portfolio Composition –

June 30, 2007

Loan Porfolio Composition as of June 30, 2007

Residential RE

5%

CRE

24%

C&I

26%

Consumer &

Other

3%

Construction

13%

Land Acquisition

& Development

13%

Multi-Family

7%

Agriculture

9%

Loan Portfolio Composition –

June 30, 2007

Loans by State

Washington:  

52%

Utah:            

26%

Other:          

8%

Idaho:          

14%

Loan Portfolio Composition –

June 30, 2007

Commercial Real Estate

Owner Occupied

47%

Investor

53%

Loan Portfolio Composition –

June 30, 2007

Commercial Real Estate - Investor

Residential

10%

Office

35%

Retail

32%

Industrial

8%

Hospitality

15%

Loan Portfolio Composition –

June 30, 2007

Commercial Real Estate - Owner Occupied

Industrial

11%

Retail

43%

Office

46%

Loan Portfolio Composition –

June 30, 2007

Construction

Builder Spec

21%

Owner Occupied

Commercial

13%

Residential

Consumer

19%

Builder Custom

17%

Multi-Family

6%

Investor

Commercial

24%

Loan Portfolio Composition –

June 30, 2007

Land, Acquisition & Development

Raw Land

14%

Comm - Land

Development

1%

Residential Lot

Loan

1%

Res - Land

Development

84%

Loan Growth

$-

$500,000

$1,000,000

$1,500,000

$2,000,000

12/31/2004

12/31/2005

12/31/2006

6/30/2007

Gross Loans

($ in thousands)

Organic Loans

CTB Loans

FWB Loans

Deposit Growth

$-

$500,000

$1,000,000

$1,500,000

$2,000,000

12/31/2004

12/31/2005

12/31/2006

6/30/2007

Deposits

($ in thousands)

Organic Deposits

CTB Deposits

FWB Deposits

Net Interest Margin

3.00%

4.00%

5.00%

6.00%

Diluted EPS & ROA

$0.00

$0.05

$0.10

$0.15

$0.20

$0.25

$0.30

$0.35

$0.40

Q1

2005

Q2

2005

Q3

2005

Q4

2005

Q1

2006

Q2

2006

Q3

2006

Q4

2006

Q1

2007

Q2

2007

0.00%

0.20%

0.40%

0.60%

0.80%

1.00%

1.20%

1.40%

1.60%

Diluted EPS

Return on Assets