UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D. C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): April 15, 2003

CITY HOLDING COMPANY

(Exact name of registrant as specified in its charter)

West Virginia	0-17733	55-0619957
(State or other jurisdiction of incorporation or organization)	(Commission File No.)	(IRS Employer Identification Number)

25 Gatewater Road

Charleston, West Virginia, 25313

(Address of principal executive officers)

(304) 769-1100

(Registrant’s telephone number, including area code)

Not applicable

(Former name, former address and former fiscal year, if changed since last report)

Item 7. Financial Statements, Pro Forma Financial Information and Exhibits.

(c) Exhibits
99	News Release issued on April 15, 2003

Item 9. Regulation FD Disclosure.

This Current Report on Form 8-K and the earnings news release attached hereto are being furnished by City Holding Company (the “Company”) pursuant to Item 12 of Form 8-K (“Results of Operations and Financial Condition”), in accordance with SEC Release Nos. 33-8216; 34-47583.

On April 15, 2003, the Company issued a news release, attached as Exhibit 99, announcing the Company’s earnings for the first quarter of 2003. Furnished as Exhibit 99 and incorporated herein by reference is the news release by the Company announcing its 2003 first quarter earnings.

SIGNATURE

Pursuant to the requirements of the Securities and Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	CITY HOLDING COMPANY
Date: April 17, 2003	By:	/s/    MICHAEL D. DEAN
		Michael D. Dean Senior Vice President – Finance, Chief Accounting Officer and Duly Authorized Officer