Exhibit 24(c)










                         Consent of Independent Auditors

We consent to the incorporation by reference in the Registration Statement (Form
S-8 File No. 33-62738) pertaining to the City Holding Company Profit Sharing and
401(k) Plan of our report  dated June 23, 2000,  with  respect to the  financial
statements  and schedules of the City Holding  Company Profit Sharing and 401(k)
Plan included in this Annual Report (Form 11-K) for the year ended  December 31,
1999.



                                                         /s/ Ernst & Young LLP



Charleston, West Virginia
June 23, 2000