Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 161,333	$ 123,033
Interest-bearing deposits in depository institutions	132,616	33,243
Cash and Cash Equivalents	293,949	156,276
Investment securities available for sale, at fair value (amortized cost $1,573,131 and $1,479,545, net of allowance for credit losses of $0 at September 30, 2024 and December 31, 2023, respectively)	1,462,795	1,338,137
Other securities	30,859	30,966
Total Investment Securities	1,493,654	1,369,103
Gross loans	4,157,830	4,125,923
Allowance for credit losses	(21,832)	(22,745)
Net Loans	4,135,998	4,103,178
Bank owned life insurance	120,061	118,122
Premises and equipment, net	70,651	72,146
Accrued interest receivable	21,785	20,290
Deferred tax assets, net	33,497	42,216
Goodwill and other intangible assets, net	160,640	162,568
Other assets	104,079	124,153
Total Assets	6,434,314	6,168,052
Deposits:
Noninterest-bearing	1,339,538	1,342,804
Interest-bearing:
Demand deposits	1,351,239	1,291,011
Savings deposits	1,208,828	1,259,457
Time deposits	1,203,046	1,040,990
Total Deposits	5,102,651	4,934,262
Short-term borrowings:
FHLB short-term advances	0	25,000
Securities sold under agreements to repurchase	339,153	309,856
FHLB long-term advances	150,000	100,000
Other liabilities	101,211	121,868
Total Liabilities	5,693,015	5,490,986
Commitments and contingencies - see Note I
Shareholders’ Equity
Preferred stock, par value $25 per share: 500,000 shares authorized; none issued	0	0
Common stock, par value $2.50 per share: 50,000,000 shares authorized; 19,047,548 shares issued at September 30, 2024 and December 31, 2023, less 4,345,423 and 4,215,731 shares in treasury, respectively	47,619	47,619
Capital surplus	175,602	177,424
Retained earnings	835,778	780,299
Treasury Stock	(230,836)	(217,737)
Accumulated other comprehensive loss:
Unrealized loss on securities available-for-sale	(84,283)	(107,958)
Underfunded pension liability	(2,581)	(2,581)
Total Accumulated Other Comprehensive Loss	(86,864)	(110,539)
Total Shareholders’ Equity	741,299	677,066
Total Liabilities and Shareholders’ Equity	$ 6,434,314	$ 6,168,052