0000726854-23-000148.txt : 20231013 0000726854-23-000148.hdr.sgml : 20231013 20231013152011 ACCESSION NUMBER: 0000726854-23-000148 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230930 FILED AS OF DATE: 20231013 DATE AS OF CHANGE: 20231013 EFFECTIVENESS DATE: 20231013 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CITY HOLDING CO CENTRAL INDEX KEY: 0000726854 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 550619957 STATE OF INCORPORATION: WV FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-15676 FILM NUMBER: 231324947 BUSINESS ADDRESS: STREET 1: 25 GATEWATER ROAD STREET 2: P O BOX 7520 CITY: CHARLESTON STATE: WV ZIP: 25313 BUSINESS PHONE: 3047691100 MAIL ADDRESS: STREET 1: 25 GATEWATER ROAD STREET 2: P O BOX 7520 CITY: CHARLESTON STATE: WV ZIP: 25313 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false true true 0000726854 XXXXXXXX 09-30-2023 09-30-2023 CITY HOLDING CO

25 GATEWATER ROAD P O BOX 7520 CHARLESTON WV 25313

13F HOLDINGS REPORT 028-15676 N John Chandler 304-255-7255 John Chandler Beckley WV 10-13-2023 0 542 561494055 false INFORMATION TABLE 2 09-30-23sgse123a.xml AMCOR PLC ORD COMMON STOCK G0250X107 1786 195 SH SOLE 195 0 0 ACCENTURE PLC IRELAND SHS CLASS A COMMON STOCK G1151C101 4776861 15555 SH SOLE 15335 65 155 EATON CORP PLC SHS FOREIGN EQUITIES G29183103 53320 250 SH SOLE 250 0 0 LINDE PLC SHS COMMON STOCK G54950103 1457671 3915 SH SOLE 3740 0 175 MEDTRONIC PLC SHS COMMON STOCK G5960L103 1453055 18544 SH SOLE 18404 30 110 NORWEGIAN CRUISE LINE HLDG LSHS COMMON STOCK G66721104 32940 2000 SH SOLE 2000 0 0 TRANE TECHNOLOGIES PLC COMMON STOCK G8994E103 3063062 15096 SH SOLE 14852 19 225 CHUBB LIMITED COM COMMON STOCK H1467J104 79314 381 SH SOLE 381 0 0 CRISPR THERAPEUTICS AG NAMEN AKT COMMON STOCK H17182108 7893 174 SH SOLE 174 0 0 GARMIN LTD SHS FOREIGN EQUITIES H2906T109 737977 7015 SH SOLE 7015 0 0 CHECK POINT SOFTWARE TECH LTORD FOREIGN EQUITIES M22465104 496462 3725 SH SOLE 3575 0 150 JFROG LTD ORD SHS COMMON STOCK M6191J100 5020 198 SH SOLE 198 0 0 LYONDELLBASELL INDUSTRIES N SHS - A - FOREIGN EQUITIES N53745100 3030 32 SH SOLE 32 0 0 ROYAL CARIBBEAN CRUISES LTD COM COMMON STOCK V7780T103 184280 2000 SH SOLE 2000 0 0 AFLAC INC COM COMMON STOCK 001055102 3686297 48031 SH SOLE 47881 0 150 ALPS ETF TR ALERIAN MLP ETF-EQUITY 00162Q452 27008 640 SH SOLE 640 0 0 AT&T INC COMMON STOCK 00206R102 859532 57230 SH SOLE 56595 0 635 AT&T INC COMMON STOCK 00206R102 15020 1000 SH DFND 1000 0 0 ARK ETF TR INNOVATION ETF ETF MID-CAP 00214Q104 38866 980 SH SOLE 980 0 0 ABBOTT LABS COM COMMON STOCK 002824100 4458795 46039 SH SOLE 45439 200 400 ABBVIE INC COM COMMON STOCK 00287Y109 5891327 39524 SH SOLE 39109 200 215 ABRDN SILVER ETF TRUST PHYSCL SILVR SHS COMMODITIES 003264108 18593 875 SH SOLE 875 0 0 ADVANCED MICRO DEVICES INC COM COMMON STOCK 007903107 4252944 41364 SH SOLE 41024 0 340 ADVANCED MICRO DEVICES INC COM COMMON STOCK 007903107 20564 200 SH DFND 200 0 0 AGNICO EAGLE MINES LTD COM COMMON STOCK 008474108 48313 1063 SH SOLE 1063 0 0 AGEAGLE AERIAL SYSTEMS COMMON STOCK 00848K101 2 15 SH SOLE 15 0 0 ALBEMARLE CORP COM COMMON STOCK 012653101 406357 2390 SH SOLE 2325 0 65 ALIBABA GROUP HLDG LTD SPONSORED ADS FOREIGN EQUITIES 01609W102 205573 2370 SH SOLE 2370 0 0 ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 576711 4374 SH SOLE 4374 0 0 ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 19121877 146126 SH SOLE 145166 85 875 ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 18320 140 SH DFND 0 0 140 ALPINE 4 HLDGS INC USD COMMON STOCK 02083E204 154 214 SH SOLE 214 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 200230 4763 SH SOLE 4578 0 185 ALTRIA GROUP INC COMMON STOCK 02209S103 46244 1100 SH DFND 1100 0 0 AMAZON COM INC COM COMMON STOCK 023135106 11394407 89636 SH SOLE 88786 30 820 AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 348039 4627 SH SOLE 4627 0 0 AMERICAN EXPRESS CO COM COMMON STOCK 025816109 244663 1640 SH SOLE 1640 0 0 AMGEN INC COM COMMON STOCK 031162100 2815494 10476 SH SOLE 10336 100 40 AMGEN INC COM COMMON STOCK 031162100 26876 100 SH DFND 100 0 0 AMPHENOL CORP NEW CL A COMMON STOCK 032095101 40315 480 SH SOLE 480 0 0 AMPLIFY ETF TR ONLIN RETL ETF ETF-EQUITY 032108102 664 15 SH SOLE 15 0 0 AMPLIFY LITHIUM & BATTERY TECHNOLOGY ETF MUTUAL FUNDS-EQUITIES 032108805 22594 2005 SH SOLE 2005 0 0 ANALOG DEVICES INC COM COMMON STOCK 032654105 117307 670 SH SOLE 670 0 0 ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR FOREIGN EQUITIES 03524A108 2764 50 SH SOLE 50 0 0 ANNALY CAP COM REIT 035710839 4323 230 SH SOLE 230 0 0 ELEVANCE HEALTH INC COM COMMON STOCK 036752103 589544 1354 SH SOLE 1354 0 0 APOLLO COML REAL EST FIN INCCOM COMMON STOCK 03762U105 20260 2000 SH SOLE 2000 0 0 APPLE INC COM COMMON STOCK 037833100 23774846 138865 SH SOLE 137970 320 575 APPLE INC COM COMMON STOCK 037833100 34242 200 SH DFND 200 0 0 ARCHER DANIELS MIDLAND COMMON STOCK 039483102 1621610 21502 SH SOLE 21177 0 325 ATLASSIAN CORPORATION CL A COMMON STOCK 049468101 5037 25 SH SOLE 25 0 0 AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 5895266 24505 SH SOLE 24200 115 190 AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 24058 100 SH DFND 100 0 0 AVERY DENNISON CORP COM COMMON STOCK 053611109 1169613 6403 SH SOLE 6358 0 45 BCE INC COM NEW COMMON STOCK 05534B760 5227 137 SH SOLE 137 0 0 TRAVELCENTERS OF AMERICA INC SPONSORED ADR COMMON STOCK 055622104 291085 7518 SH SOLE 7518 0 0 BALL CORP COM COMMON STOCK 058498106 80720 1622 SH SOLE 1622 0 0 BANK OF AMERICA CORPORATION COM COMMON STOCK 060505104 1137554 41563 SH SOLE 41213 0 350 BANK OF NEW YORK MELLON CORPCOM COMMON STOCK 064058100 130839 3068 SH SOLE 3068 0 0 BARRICK GOLD CORP COM FOREIGN EQUITIES 067901108 53863 3702 SH SOLE 3702 0 0 BATH & BODY WORKS INC COM COMMON STOCK 070830104 49840 1475 SH SOLE 1475 0 0 BAXTER INTL INC COM COMMON STOCK 071813109 273487 7249 SH SOLE 7249 0 0 BAXTER INTL INC COM COMMON STOCK 071813109 2829 75 SH DFND 0 0 75 BECTON DICKINSON & CO COM COMMON STOCK 075887109 978482 3785 SH SOLE 3675 0 110 BERKSHIRE HATHAWAY INC DEL CL A COMMON STOCK 084670108 531477 1 SH SOLE 1 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702 4896202 13978 SH SOLE 13843 0 135 BIO RAD LABS INC CL A COMMON STOCK 090572207 107888 301 SH SOLE 301 0 0 BIOGEN IDEC INC COM COMMON STOCK 09062X103 57827 225 SH SOLE 225 0 0 BLACKBERRY LTD COM COMMON STOCK 09228F103 8831 1875 SH SOLE 1875 0 0 BLACKROCK ENHANCED EQT DIV TCOM ETF-EQUITY 09251A104 41945 5512 SH SOLE 5512 0 0 BLACKSTONE INC COMMON STOCK 09260D107 108425 1012 SH SOLE 1012 0 0 BOEING CO COM COMMON STOCK 097023105 1052888 5493 SH SOLE 5493 0 0 BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 1203893 20743 SH SOLE 20743 0 0 BRITISH AMERICAN TOBACCO COMMON STOCK 110448107 2260 72 SH SOLE 72 0 0 BROADCOM INC COM COMMON STOCK 11135F101 70599 85 SH SOLE 85 0 0 CDW CORP COM COMMON STOCK 12514G108 1409241 6985 SH SOLE 6680 0 305 THE CIGNA GROUP COM COMMON STOCK 125523100 418504 1463 SH SOLE 1463 0 0 CME GROUP INC COM COMMON STOCK 12572Q105 1273132 6359 SH SOLE 6307 0 52 CSX CORP COM COMMON STOCK 126408103 1764356 57379 SH SOLE 56519 0 860 CVS HEALTH CORP COM COMMON STOCK 126650100 1376330 19716 SH SOLE 19566 0 150 CAMDEN PROPERTY TRUST REIT SBI COMMON STOCK 133131102 28374 300 SH SOLE 300 0 0 CAMPBELL SOUP CO COMMON STOCK 134429109 35726 870 SH SOLE 870 0 0 CANADIAN IMPERIAL BK COMM TOCOM COMMON STOCK 136069101 1081 28 SH SOLE 28 0 0 CANADIAN NATL RY CO COM FOREIGN EQUITIES 136375102 83412 770 SH SOLE 770 0 0 CANADIAN PAC KANS CITY LTD NPV FOREIGN EQUITIES 13646K108 51187 688 SH SOLE 688 0 0 CANADIAN SOLAR INC COM COMMON STOCK 136635109 132235 5374 SH SOLE 5374 0 0 CAPITAL ONE FINL CORP COM COMMON STOCK 14040H105 578207 5958 SH SOLE 5868 0 90 CARNIVAL CORP PAIRED CTF COMMON STOCK 143658300 28812 2100 SH SOLE 2100 0 0 CARRIER GLOBAL CORP COMMON STOCK 14448C104 858742 15557 SH SOLE 15407 0 150 CATERPILLAR INC DEL COM COMMON STOCK 149123101 5831280 21360 SH SOLE 21240 0 120 CHARTER COMMUNICATIONS INC NCL A COMMON STOCK 16119P108 50579 115 SH SOLE 115 0 0 CHEVRON CORPORATION COMMON STOCK 166764100 6883253 40822 SH SOLE 40462 60 300 CHIPOTLE MEXICAN GRILL INC COM COMMON STOCK 169656105 1648614 900 SH SOLE 900 0 0 CINN FINCL CRPT OHIO COMMON STOCK 172062101 577323 5644 SH SOLE 5644 0 0 CISCO SYS INC COM COMMON STOCK 17275R102 2468946 45935 SH SOLE 45453 0 482 CISCO SYS INC COM COMMON STOCK 17275R102 21500 400 SH DFND 300 0 100 CITIGROUP INC COM NEW COMMON STOCK 172967424 20563 500 SH SOLE 500 0 0 CITY HLDG CO COM COMMON STOCK 177835105 24620982 272507 SH SOLE 262029 10121 357 CLOROX CO DEL COM COMMON STOCK 189054109 492083 3755 SH SOLE 3755 0 0 COCA COLA CO COM COMMON STOCK 191216100 5319566 95046 SH SOLE 93821 200 1025 COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 649497 9134 SH SOLE 9134 0 0 COMCAST CORPORTATION (NEW) COMMON STOCK 20030N101 116655 2631 SH SOLE 2631 0 0 CONAGRA FOODS INC COM COMMON STOCK 205887102 107159 3910 SH SOLE 3910 0 0 CONOCOPHILLIPS COM COMMON STOCK 20825C104 2834213 23658 SH SOLE 23253 105 300 CONOCOPHILLIPS COM COMMON STOCK 20825C104 23960 200 SH DFND 200 0 0 CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 1453150 16991 SH SOLE 16991 0 0 CONSTELLATION BRANDS INC CL A COMMON STOCK 21036P108 2898241 11532 SH SOLE 11492 0 40 CORNING INC COM COMMON STOCK 219350105 12762 419 SH SOLE 419 0 0 CORTEVA INC COM COMMON STOCK 22052L104 1071559 20951 SH SOLE 20951 0 0 COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105 2699262 4778 SH SOLE 4698 0 80 CRACKER BARREL OLD CTRY STORCOM COMMON STOCK 22410J106 33600 500 SH SOLE 500 0 0 CROWN CASTLE INC COM REIT 22822V101 2576 28 SH SOLE 28 0 0 CUMMINS INC COM COMMON STOCK 231021106 4166577 18238 SH SOLE 18128 10 100 DTE ENERGY CO COM COMMON STOCK 233331107 755881 7614 SH SOLE 7599 0 15 DT MIDSTREAM INC COMMON STOCK 23345M107 736732 13922 SH SOLE 13915 0 7 DANAHER CORP COMMON STOCK 235851102 1690528 6814 SH SOLE 6684 0 130 DANAHER CORP COMMON STOCK 235851102 4962 20 SH DFND 20 0 0 DAVITA HEALTHCARE PARTNERS ICOM COMMON STOCK 23918K108 299147 3165 SH SOLE 3115 0 50 DEERE & CO COM COMMON STOCK 244199105 8776535 23257 SH SOLE 22983 9 265 DIAGEO P L C SPON ADR NEW FOREIGN EQUITIES 25243Q205 52211 350 SH SOLE 350 0 0 DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 4239902 52314 SH SOLE 52009 0 305 DISCOVER FINL SVCS COM COMMON STOCK 254709108 17326 200 SH SOLE 200 0 0 DOLLAR GEN CORP NEW COM COMMON STOCK 256677105 1321744 12493 SH SOLE 12293 110 90 DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 1167549 26144 SH SOLE 26144 0 0 DOW INC COMMON STOCK 260557103 850122 16489 SH SOLE 16489 0 0 DRAFTKINGS INC NEW COM CL A COMMON STOCK 26142V105 44733 1520 SH SOLE 1520 0 0 DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204 1782324 20195 SH SOLE 20021 174 0 DUPONT DE NEMOURS INC COM COMMON STOCK 26614N102 119696 1605 SH SOLE 1605 0 0 EQT CORP COM COMMON STOCK 26884L109 40083 988 SH SOLE 988 0 0 ETF MANAGERS TR PRIME CYBR SCRTY ETF-EQUITY 26924G201 277030 5370 SH SOLE 5370 0 0 ETF MANAGERS TR ALTERNATIVE HARVEST ETF-SMALL CAP 26924G508 4543 1245 SH SOLE 1245 0 0 ETF MANAGERS TR TREATMENTS TSTNG ETF-EQUITY 26924G763 7156 400 SH SOLE 400 0 0 EATON VANCE ENH EQTY INC FD COM ETF-EQUITY 278277108 21646 1260 SH SOLE 1260 0 0 EATON VANCE TAX MGD DIV EQUITY INCOME FUND ETF-EQUITY 27828N102 7016 608 SH SOLE 608 0 0 EATON VANCE TAX ADVANTAGED GLOBAL DIVID INCOME ETF-INTERNATIONAL 27828S101 31759 2065 SH SOLE 2065 0 0 EDISON INTL COM COMMON STOCK 281020107 31645 500 SH SOLE 500 0 0 EMBECTA CORP COMMON STOCK COMMON STOCK 29082K105 15 1 SH SOLE 1 0 0 EMERSON ELEC CO COM COMMON STOCK 291011104 1568714 16245 SH SOLE 16045 0 200 ENBRIDGE INC COM COMMON STOCK 29250N105 3284 99 SH SOLE 99 0 0 ENERGY SVCS OF AMERICA CORP COM COMMON STOCK 29271Q103 53573 13261 SH SOLE 10761 0 2500 ENERGY TRANSFER EQUITY L P COM UT LTD PTN COMMON STOCK 29273V100 69630 4963 SH SOLE 4963 0 0 ENTERGY CORP NEW COM COMMON STOCK 29364G103 1942 21 SH SOLE 21 0 0 ENTERPRISE PRODS PARTNERS L P COM UNIT COMMON STOCK 293792107 65937 2410 SH SOLE 2410 0 0 EQUINIX INC COM PAR $0.001 COMMON STOCK 29444U700 81340 112 SH SOLE 112 0 0 EVERBRIDGE INC COM COMMON STOCK 29978A104 2150 96 SH SOLE 96 0 0 EVERGY INC COMMON STOCK 30034W106 40965 808 SH SOLE 808 0 0 EVERSOURCE ENERGY COM COMMON STOCK 30040W108 25992 447 SH SOLE 447 0 0 EXELON CORP COM COMMON STOCK 30161N101 98808 2615 SH SOLE 2615 0 0 EXXON MOBIL CORP COM COMMON STOCK 30231G102 8758900 74494 SH SOLE 74019 0 475 EXXON MOBIL CORP COM COMMON STOCK 30231G102 45856 390 SH DFND 340 0 50 F M C CORP COM NEW COMMON STOCK 302491303 35895 536 SH SOLE 536 0 0 META PLATFORMS INC (FB) COMMON STOCK 30303M102 9656817 32168 SH SOLE 31943 0 225 META PLATFORMS INC (FB) COMMON STOCK 30303M102 51034 170 SH DFND 170 0 0 FAIR ISAAC CORP COM COMMON STOCK 303250104 46032 53 SH SOLE 53 0 0 FASTENAL CO COM COMMON STOCK 311900104 30811 564 SH SOLE 564 0 0 FEDEX CORP COM COMMON STOCK 31428X106 71524 270 SH SOLE 270 0 0 FIFTH THIRD BANCORP COM COMMON STOCK 316773100 3924 155 SH SOLE 155 0 0 FIRST CMNTY BANCSHARES INC NCOM COMMON STOCK 31983A103 15461 525 SH SOLE 525 0 0 FIRST SOLAR INC COM COMMON STOCK 336433107 35706 221 SH SOLE 221 0 0 FIRST TRUST EXHANGE TRADED TRST EQUITY OPPORT E ETF-EQUITY 336920103 75573 900 SH SOLE 900 0 0 FIRST TR INTER DUR PFD & IN COM ETF-FIXED INC 33718W103 8865 595 SH SOLE 595 0 0 FIRST TRUST CAPITAL STRENGTHETF ETF-EQUITY 33733E104 419528 5698 SH SOLE 5673 0 25 FIRST TRUST CLEAN EDGE GREENENERGY ETF ETF-EQUITY 33733E500 469591 11016 SH SOLE 11016 0 0 FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING ETF-EQUITY 33734X192 1141521 15040 SH SOLE 14865 0 175 FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING ETF-EQUITY 33734X192 15180 200 SH DFND 200 0 0 FIRST TRUST SMALL CAP CORE ALPHADEX FUND ETF-SMALL CAP 33734Y109 92344 1145 SH SOLE 1145 0 0 FIRST TRUST MID CAP CORE ALPHADEX FD ETF MID-CAP 33735B108 75982 825 SH SOLE 825 0 0 FIRST TRUST LARGE CAP VALUE OPPORTUNITIES FD ETF-LARGE CAP 33735J101 10687 165 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0 INVESCO EXCHNG TRADED FD TR TAXABLE MUN BD ETF-FIXED INC 46138G805 4779 189 SH SOLE 189 0 0 INVESOC DB US DLR INDEX TR BEARISH FD ETF ETF-INTERNATIONAL 46141D104 328166 17874 SH SOLE 17874 0 0 IQVIA HLDGS INC COM COMMON STOCK 46266C105 7279 37 SH SOLE 37 0 0 ISHARES SILVER TRUST ISHARES ETF-COMMODITIES 46428Q109 242511 11923 SH SOLE 11923 0 0 ISHARES INC MSCI PAC J IDX ETF-EQUITY 464286665 8947 225 SH SOLE 225 0 0 I SHARES SELECT DIVIDEND INDEX ETF-EQUITY 464287168 3249511 30190 SH SOLE 30050 0 140 ISHARES BARCLAYS TIP BOND FUND ETF-FIXED INC 464287176 1556998 15012 SH SOLE 14425 0 587 ISHARES TR CHINA LG-CAP ETF ETF-INTERNATIONAL 464287184 1458 55 SH SOLE 55 0 0 ISHARES TR CORE S&P500 ETF ETF-EQUITY 464287200 268381 625 SH SOLE 610 0 15 ISHARES CORE TOTAL US BOND MARKET ETF ETF-FIXED INC 464287226 188732 2007 SH SOLE 1982 0 25 ISHARES TR INDEX MSCI EMERG MKT ETF-INTERNATIONAL 464287234 3890675 102523 SH SOLE 102288 0 235 ISHARES TR INDEX MSCI EMERG MKT ETF-INTERNATIONAL 464287234 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STOCK 524660107 939 37 SH SOLE 37 0 0 LEIDOS HLDGS INC COM COMMON STOCK 525327102 23037 250 SH SOLE 250 0 0 LILLY ELI & CO COM COMMON STOCK 532457108 15898791 29600 SH SOLE 29070 145 385 LILLY ELI & CO COM COMMON STOCK 532457108 187995 350 SH DFND 350 0 0 LIVE NATION INC COMMON STOCK 538034109 88516 1066 SH SOLE 991 0 75 LIVENT CORP COM COMMON STOCK 53814L108 9218 501 SH SOLE 501 0 0 LIVERAMP HLDGS INC COM COMMON STOCK 53815P108 2163 75 SH SOLE 75 0 0 LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 215101 526 SH SOLE 526 0 0 LOWES COS INC COM COMMON STOCK 548661107 11462849 55153 SH SOLE 54347 251 555 LOWES COS INC COM COMMON STOCK 548661107 31176 150 SH DFND 150 0 0 LUMEN TECHNOLOGIES INC COM COMMON STOCK 550241103 846 600 SH SOLE 600 0 0 MDU RESOURCES GROUP COMMON STOCK 552690109 176706 9030 SH SOLE 9030 0 0 MSCI INC COM COMMON STOCK 55354G100 1519699 2962 SH SOLE 2887 0 75 MVB FINANCIAL CORP COM COMMON STOCK 553810102 8576 380 SH SOLE 380 0 0 MARATHON OIL CORP COMMON STOCK 565849106 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SH SOLE 42695 200 560 MICRON TECHNOLOGY INC COM COMMON STOCK 595112103 3401 50 SH SOLE 50 0 0 MODERNA INC COM COMMON STOCK 60770K107 4131 40 SH SOLE 40 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 48580 700 SH SOLE 700 0 0 MORGAN STANLEY COMMON STOCK 617446448 2919429 35748 SH SOLE 34928 0 820 MORGAN STANLEY COMMON STOCK 617446448 12250 150 SH DFND 150 0 0 ADR NIO INC FOREIGN EQUITIES 62914V106 4520 500 SH SOLE 500 0 0 NATIONAL GRID PLC SPONSORED ADR NE FOREIGN EQUITIES 636274409 3516 58 SH SOLE 58 0 0 NETFLIX INC COM COMMON STOCK 64110L106 7551 20 SH SOLE 20 0 0 RITHM CAPITAL CORP REIT 64828T201 26476 2850 SH SOLE 2850 0 0 NEWELL RUBBERMAID INC COM COMMON STOCK 651229106 1417 157 SH SOLE 157 0 0 NEWS CORP NEW CL A COMMON STOCK 65249B109 265081 13222 SH SOLE 13022 0 200 NEXTERA ENERGY INC COM COMMON STOCK 65339F101 3159323 55149 SH SOLE 54484 0 665 NEXTERA ENERGY INC COM COMMON STOCK 65339F101 16041 280 SH DFND 280 0 0 NIKE INC COMMON STOCK 654106103 983056 10281 SH SOLE 10281 0 0 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STOCK 68403P203 2782 1070 SH SOLE 1070 0 0 OTIS WORLDWIDE CORP COMMON STOCK 68902V107 346334 4313 SH SOLE 4288 0 25 PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 617040 5026 SH SOLE 5026 0 0 PPG INDS INC COM COMMON STOCK 693506107 62303 480 SH SOLE 480 0 0 PPL CORP COM COMMON STOCK 69351T106 1436 61 SH SOLE 61 0 0 PALO ALTO NETWORKS INC COMMON STOCK 697435105 8205 35 SH SOLE 35 0 0 PARKER HANNIFIN CORP COM COMMON STOCK 701094104 123862 318 SH SOLE 318 0 0 PAYCHEX INC COM COMMON STOCK 704326107 8072 70 SH SOLE 70 0 0 PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 218645 3741 SH SOLE 3741 0 0 PEOPLES BANCORP INC COM COMMON STOCK 709789101 4693 185 SH SOLE 185 0 0 PEPSICO INC COM COMMON STOCK 713448108 6283226 37083 SH SOLE 36778 20 285 PEPSICO INC COM COMMON STOCK 713448108 16944 100 SH DFND 100 0 0 PFIZER INC COM COMMON STOCK 717081103 942174 28414 SH SOLE 28049 0 365 PHILIP MORRIS INTL INC COM COMMON STOCK 718172109 200711 2168 SH SOLE 2168 0 0 PHILLIPS 66 COM COMMON STOCK 718546104 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COMMON STOCK 74623V103 9048 1613 SH SOLE 1613 0 0 PUTNAM MANAGED MUNICIPAL INCOME TRUST ETF-FIXED INC 746823103 10940 2000 SH SOLE 2000 0 0 QUALCOMM INC COM COMMON STOCK 747525103 535612 4823 SH SOLE 4823 0 0 QUANTA SVCS INC COM COMMON STOCK 74762E102 29743 159 SH SOLE 159 0 0 RXO INC COMMON STOCK 74982T103 84094 4265 SH SOLE 3065 0 1200 RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101 1074219 14927 SH SOLE 14827 0 100 REALTY INCOME CORP COM REIT 756109104 898 18 SH SOLE 18 0 0 REGIONS FINANCIAL CORP NEW COM COMMON STOCK 7591EP100 17190 1000 SH SOLE 1000 0 0 REPUBLIC SVCS INC COM COMMON STOCK 760759100 1699346 11925 SH SOLE 11590 20 315 RESMED INC COM COMMON STOCK 761152107 4731 32 SH SOLE 32 0 0 RIVIAN AUTOMOTIVE INC COM CL A COMMON STOCK 76954A103 485 20 SH SOLE 20 0 0 ROYAL BK CDA MONTREAL QUE COM COMMON STOCK 780087102 13116 150 SH SOLE 150 0 0 ROYAL DUTCH SHELL ADR FOREIGN EQUITIES 780259305 228727 3553 SH SOLE 3553 0 0 ROYAL GOLD INC ETF COMMODITIES 780287108 7762 73 SH SOLE 73 0 0 S&P GLOBAL INC COM COMMON STOCK 78409V104 752354 2059 SH SOLE 2024 0 35 SPDR S&P 500 ETF TR TR UNIT ETF-EQUITY 78462F103 2393384 5599 SH SOLE 5594 0 5 SPDR GOLD TRUST GOLD SHS ETF-COMMODITIES 78463V107 933872 5447 SH SOLE 5447 0 0 SPDR PORTFOLIO EMEMRGIN MARKETS ETF ETF-INTERNATIONAL 78463X509 26713 796 SH SOLE 796 0 0 SPDR INDEX SHS FDS DJ INTL RL ETF REIT 78463X863 11885 500 SH SOLE 500 0 0 SPDR WELLS FARGO PFD STOCK PREFERRED STOCK 78464A292 8112 250 SH SOLE 250 0 0 ETF SPDR PORT S&P 500 GROWTH ETF-EQUITY 78464A409 40597 685 SH SOLE 645 0 40 SPDR SERIES TRUST BARC SHT TR CP ETF-FIXED INC 78464A474 458765 15653 SH SOLE 15653 0 0 ETF SPDR PORT S&P 500 VALUE ETF-EQUITY 78464A508 12993 315 SH SOLE 315 0 0 ETF SPDR S&P TELECOM ETF-EQUITY 78464A540 109582 1545 SH SOLE 1545 0 0 ETF SPDR DOW JONES REIT REIT 78464A607 1604879 19350 SH SOLE 19350 0 0 SPDR S&P REGIONAL BANKING ETF ETF-EQUITY 78464A698 1072917 25687 SH SOLE 25687 0 0 SPDR SERIES TRUST S&P DIVID ETF ETF-EQUITY 78464A763 204246 1776 SH SOLE 1756 0 20 SPDR S&P CAPITAL MARKETS ETF ETF-EQUITY 78464A771 3903 45 SH SOLE 45 0 0 SSGA ACTIVE ETF TR BLACKSTONE SENR ETF-FIXED INC 78467V608 39958 953 SH SOLE 953 0 0 SPDR DOW JONES INDL AVG UNIT SER 1 ETF-EQUITY 78467X109 88759 265 SH SOLE 265 0 0 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP ETF MID-CAP 78467Y107 22832 50 SH SOLE 50 0 0 SPDR SERIE BLOOMBERG BARCLAYS HIGH YIELD BD ETF ETF-FIXED INC 78468R622 2260 25 SH SOLE 25 0 0 SPDR SER TR S&P KENSHO SMART ETF MID-CAP 78468R689 28398 920 SH SOLE 920 0 0 SPDR PORTFOLIO S & P 500 HIGH DIVIDEND FD ETF-EQUITY 78468R788 106536 3039 SH SOLE 3039 0 0 SALESFORCE COM INC COM COMMON STOCK 79466L302 73000 360 SH SOLE 360 0 0 SANOFI-AVENTIS SPONSORED ADR FOREIGN EQUITIES 80105N105 2681 50 SH SOLE 50 0 0 SCHLUMBERGER LTD COM COMMON STOCK 806857108 22266 382 SH SOLE 382 0 0 SCHWAB CHARLES CORP NEW COM COMMON STOCK 808513105 48037 875 SH SOLE 875 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF ETF-EQUITY 808524300 39414 542 SH SOLE 542 0 0 SEAWORLD ENTMT INC COM COMMON STOCK 81282V100 20812 450 SH SOLE 450 0 0 SELECT SECTOR SPDR TR SBI MATERIALS ETF-EQUITY 81369Y100 11387 145 SH SOLE 145 0 0 CEF SELECT SECTOR SPDR FUND HEALTHCARE BE ETF-EQUITY 81369Y209 335352 2605 SH SOLE 2590 0 15 SELECT SECTOR SPDR TR SBI CONS STPLS ETF-EQUITY 81369Y308 148964 2165 SH SOLE 2165 0 0 SELECT SECTOR SPDR TR SBI CONS DISCR ETF-EQUITY 81369Y407 971808 6037 SH SOLE 5857 0 180 SELECT SECTOR SPDR TR SBI INT-ENERGY ETF-EQUITY 81369Y506 431938 4779 SH SOLE 4654 0 125 SELECT SECTOR SPDR TR SBI INT-FINL ETF-EQUITY 81369Y605 2723749 82140 SH SOLE 81840 0 300 SELECT SECTOR SPDR TR SBI INT-FINL ETF-EQUITY 81369Y605 23212 700 SH DFND 700 0 0 SELECT SECTOR SPDR TR SBI INT-INDS ETF-EQUITY 81369Y704 93164 919 SH SOLE 919 0 0 SELECT SECTOR SPDR TR TECHNOLOGY ETF-EQUITY 81369Y803 2646091 16142 SH SOLE 15947 25 170 SELECT SECTOR COMMUNICATIONS ETF-EQUITY 81369Y852 655 10 SH SOLE 10 0 0 SELECT SECTOR SPDR TR SBI INT-UTILS ETF-EQUITY 81369Y886 1196588 20306 SH SOLE 20306 0 0 SERVICENOW INC COM COMMON STOCK 81762P102 3911 7 SH SOLE 7 0 0 SHERWIN WILLIAMS CO COM COMMON STOCK 824348106 429990 1686 SH SOLE 1611 0 75 SNDL INC COM COMMON STOCK 83307B101 13 7 SH SOLE 7 0 0 SNOWFLAKE INC CL A COMMON STOCK 833445109 30554 200 SH SOLE 200 0 0 SOUTHERN CO COM COMMON STOCK 842587107 4006917 61913 SH SOLE 61223 135 555 SPLUNK INC COM COMMON STOCK 848637104 2632 18 SH SOLE 18 0 0 BLOCK INC CL A COMMON STOCK 852234103 85303 1928 SH SOLE 1828 0 100 STARBUCKS CORP COM COMMON STOCK 855244109 1198343 13130 SH SOLE 12930 0 200 STEM INC COM COMMON STOCK 85859N102 1060 250 SH SOLE 250 0 0 SUMMIT FINANCIAL GROUP INC COM COMMON STOCK 86606G101 13518 600 SH SOLE 600 0 0 SUN LIFE FINL INC COM FOREIGN EQUITIES 866796105 180523 3700 SH SOLE 3700 0 0 SYSCO CORP COMMON STOCK 871829107 1518761 22998 SH SOLE 22843 0 155 TJX COS INC NEW COM COMMON STOCK 872540109 1237965 13929 SH SOLE 13489 0 440 T-MOBILE US INC COMMON STOCK 872590104 13304 95 SH SOLE 95 0 0 TARGET CORP COM COMMON STOCK 87612E106 1693671 15319 SH SOLE 15099 0 220 TARGET CORP COM COMMON STOCK 87612E106 22114 200 SH DFND 200 0 0 TC ENERGY CORP COM COMMON STOCK 87807B107 14310 416 SH SOLE 416 0 0 TESLA MTRS INC COM COMMON STOCK 88160R101 342299 1368 SH SOLE 1368 0 0 ETF TEUCRIUM AGRICULTURAL FDCOMMODIT ETF-COMMODITIES 88166A706 4548 150 SH SOLE 150 0 0 TEXAS INSTRS INC COM COMMON STOCK 882508104 2179349 13706 SH SOLE 13446 200 60 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 2615748 5168 SH SOLE 5123 0 45 3M CO COM COMMON STOCK 88579Y101 228987 2446 SH SOLE 2446 0 0 TOLL BROTHERS INC COM COMMON STOCK 889478103 45257 612 SH SOLE 612 0 0 TOTAL S A SPONSORED ADR FOREIGN EQUITIES 89151E109 4997 76 SH SOLE 76 0 0 TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 93248 571 SH SOLE 571 0 0 TRIP FLAG PRECIOUS METALS CORP COMMON STOCK 89679M104 8286 634 SH SOLE 634 0 0 TRUIST FINL CORP COM COMMON STOCK 89832Q109 472021 16499 SH SOLE 16499 0 0 TWILIO INC CL A COMMON STOCK 90138F102 877 15 SH SOLE 15 0 0 US BANCORP DEL COM NEW COMMON STOCK 902973304 313162 9476 SH SOLE 9476 0 0 UBER TECHNOLOGIES INC COM COMMON STOCK 90353T100 13797 300 SH SOLE 300 0 0 UNDER ARMOUR INC CL A COMMON STOCK 904311107 2397 350 SH SOLE 350 0 0 UNILEVER PLC SPON ADR NEW FOREIGN EQUITIES 904767704 2371 48 SH SOLE 48 0 0 UNION PAC CORP COM COMMON STOCK 907818108 286707 1408 SH SOLE 1408 0 0 UNITED BANKSHARES INC WV COMMON STOCK 909907107 313366 11358 SH SOLE 9358 2000 0 UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 3316357 21277 SH SOLE 21027 0 250 UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 23380 150 SH DFND 100 0 50 UNITED STATES STL CORP NEW COM COMMON STOCK 912909108 8117 250 SH SOLE 250 0 0 UNITEDHEALTH GROUP INC COM COMMON STOCK 91324P102 5446021 10802 SH SOLE 10624 0 178 UNITI GROUP INC COM COMMON STOCK 91325V108 783 166 SH SOLE 166 0 0 UNITY SOFTWARE INC COM COMMON STOCK 91332U101 941 30 SH SOLE 30 0 0 V F CORP COM COMMON STOCK 918204108 618 35 SH SOLE 35 0 0 VBI VACCINES INC CDA COM NEW COMMON STOCK 91822J202 21 33 SH SOLE 33 0 0 VALVOLINE INC COMMON STOCK 92047W101 26525 823 SH SOLE 823 0 0 VANECK VECTORS GOLD MINERS ETF ETF-COMMODITIES 92189F106 1130092 42011 SH SOLE 42011 0 0 VANECK ETF IG FLOATING RATE ETF-FIXED INC 92189F486 30550 1208 SH SOLE 1208 0 0 VANECK JUNIOR GOLD MINERS ETF COMMODITIES 92189F791 106164 3295 SH SOLE 3295 0 0 VANGUARD SPECIALIZED PORTFOLDIV APP ETF ETF-EQUITY 921908844 331100 2131 SH SOLE 2131 0 0 VANGUARD LONG TERM BOND FD MUTUAL FUNDS-FIXED INCOME 921937793 7510 112 SH SOLE 112 0 0 VANGUARD BD INDEX FD INC SHORT TRM BOND MUTUAL FUNDS-FIXED INCOME 921937827 11200 149 SH SOLE 149 0 0 VANGUARD TOTAL BOND MARKET ETF-FIXED INC 921937835 1496781 21451 SH SOLE 21206 0 245 VANGUARD TAX MANAGED FDS VAN FTSE DEV MKT ETF-INTERNATIONAL 921943858 550664 12597 SH SOLE 12563 0 34 VANGUARD WHITEHALL FDS INC HIGH DIV YLD ETF-EQUITY 921946406 144648 1400 SH SOLE 1400 0 0 VANGUARD WORLD FDS FINANCIALS ETF ETF-EQUITY 92204A405 16062 200 SH 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COMMON STOCK 98956P102 45224 403 SH SOLE 403 0 0