Loans (Tables)

12 Months Ended

Dec. 31, 2021

Loans and Leases Receivable Disclosure [Abstract]

Summary Of Major Classifications For Loans

The following summarizes the Company’s major classifications for loans (in thousands):

	December 31, 2021		December 31, 2020
Commercial and industrial	$	346,184	$	372,989
1-4 Family	107,873		109,812
Hotels	311,315		294,464
Multi-family	215,677		215,671
Non Residential Non-Owner Occupied	639,818		641,351
Non Residential Owner Occupied	204,233		213,484
Commercial real estate	1,478,916		1,474,782
Residential real estate	1,548,965		1,587,694
Home equity	122,345		136,469
Consumer	40,901		47,688
DDA overdrafts	6,503		2,497
Gross loans	3,543,814		3,622,119
Allowance for credit losses	(18,166)		(24,549)
Net loans	$	3,525,648	$	3,597,570
Construction loans included in:
Residential real estate	$	17,252	$	27,078
Commercial real estate	11,783		40,449