Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 103,841	$ 77,412
Interest-bearing deposits in depository institutions	535,708	451,247
Cash and Cash Equivalents	639,549	528,659
Investment securities available for sale, at fair value	1,372,077	1,176,797
Other securities	25,497	29,364
Total Investment Securities	1,397,574	1,206,161
Gross loans	3,521,925	3,622,119
Allowance for credit losses	(18,751)	(24,549)
Net Loans	3,503,174	3,597,570
Bank owned life insurance	120,238	118,243
Premises and equipment, net	75,156	76,925
Accrued interest receivable	16,224	15,793
Net deferred tax assets	90	0
Goodwill and other intangible assets, net	117,489	118,592
Other assets	82,419	96,697
Total Assets	5,951,913	5,758,640
Deposits:
Noninterest-bearing	1,311,464	1,176,990
Interest-bearing:
Demand deposits	1,139,033	1,027,201
Savings deposits	1,332,910	1,188,003
Time deposits	1,104,069	1,260,022
Total Deposits	4,887,476	4,652,216
Securities sold under agreements to repurchase	296,642	295,956
Net deferred tax liability	0	3,202
Other liabilities	90,499	106,160
Total Liabilities	5,274,617	5,057,534
Commitments and contingencies - see Note H
Shareholders’ Equity
Preferred stock, par value $25 per share: 500,000 shares authorized; none issued	0	0
Common stock, par value $2.50 per share: 50,000,000 shares authorized; 19,047,548 shares issued at September 30, 2021 and December 31, 2020, less 3,855,971 and 3,280,040 shares in treasury, respectively	47,619	47,619
Capital surplus	170,300	171,304
Retained earnings	627,463	589,988
Cost of common stock in treasury	(183,303)	(139,038)
Accumulated other comprehensive income:
Unrealized gain on securities available-for-sale	20,878	36,894
Underfunded pension liability	(5,661)	(5,661)
Total Accumulated Other Comprehensive Income	15,217	31,233
Total Shareholders’ Equity	677,296	701,106
Total Liabilities and Shareholders’ Equity	$ 5,951,913	$ 5,758,640