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Consolidated Statements Of Income - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Sep. 30, 2016
Sep. 30, 2015
Interest Income        
Interest and fees on loans $ 29,444 $ 27,875 $ 88,011 $ 86,075
Interest and dividends on investment securities:        
Taxable 3,183 2,621 9,115 7,974
Tax-exempt 419 272 1,141 803
Total Interest Income 33,046 30,768 98,267 94,852
Interest Expense        
Interest on deposits 3,006 2,686 8,915 8,126
Interest on short-term borrowings 90 69 283 236
Interest on long-term debt 172 155 503 458
Total Interest Expense 3,268 2,910 9,701 8,820
Net Interest Income 29,778 27,858 88,566 86,032
Provision for loan losses 1,432 451 3,093 4,175
Net Interest Income After Provision for Loan Losses 28,346 27,407 85,473 81,857
Non-Interest Income        
Net gains on sale of investment securities 2,668 0 3,513 2,130
Service charges 6,842 6,907 19,709 19,423
Bankcard revenue 4,216 3,895 12,373 11,971
Trust and investment management fee income 1,329 1,176 3,976 3,577
Bank owned life insurance 846 929 2,374 2,476
Gain on sale of insurance division 0 0 0 11,084
Other income 846 799 2,510 2,471
Total Non-Interest Income 16,747 13,706 44,455 53,132
Non-Interest Expense        
Salaries and employee benefits 12,993 12,179 38,456 36,551
Occupancy and equipment 2,759 2,575 8,303 7,694
Depreciation 1,585 1,522 4,719 4,549
FDIC insurance expense 508 456 1,485 1,351
Advertising 667 777 2,161 2,182
Bankcard expenses 1,081 785 2,839 2,485
Postage, delivery, and statement mailings 517 523 1,588 1,591
Office supplies 325 384 1,044 1,077
Legal and professional fees 976 620 1,975 1,729
Telecommunications 459 418 1,318 1,356
Repossessed asset losses, net of expenses 305 492 646 1,047
Merger related expenses 0 175 0 283
Other expenses 3,109 4,471 9,173 9,891
Total Non-Interest Expense 25,284 25,377 73,707 71,786
Income Before Income Taxes 19,809 15,736 56,221 63,203
Income tax expense 6,577 5,129 18,745 22,621
Net Income Available to Common Shareholders 13,232 10,607 37,476 40,582
Total Comprehensive Income $ 12,449 $ 11,939 $ 42,562 $ 41,181
Average common shares outstanding (in shares) 14,899 15,178 14,902 15,111
Effect of dilutive securities, employee stock awards and warrants outstanding (in shares) 11 20 11 58
Effect of dilutive securities:        
Shares for diluted earnings per share (in shares) 14,910 15,198 14,913 15,169
Basic earnings per common share (in dollars per share) $ 0.88 $ 0.69 $ 2.48 $ 2.66
Diluted earnings per common share (in dollars per share) 0.88 0.69 2.48 2.65
Dividends declared per common share (in dollars per share) $ 0.43 $ 0.42 $ 1.29 $ 1.26