The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A COMMON STOCK G1151C101 130 1,126 SH   SOLE   1,126 0 0
DELPHI AUTOMOTIVE PLC SHS COMMON STOCK G27823106 3 46 SH   SOLE   46 0 0
ENSCO PLC SHS CLASS A COMMON STOCK G3157S106 0 45 SH   SOLE   45 0 0
FRONTLINE LTD SHS NEW COMMON STOCK G3682E192 1 100 SH   SOLE   100 0 0
INGERSOLL-RAND PLC SHS COMMON STOCK G47791101 810 13,057 SH   SOLE   13,007 0 50
INVESCO LTD SHS COMMON STOCK G491BT108 34 1,095 SH   SOLE   1,095 0 0
MEDTRONIC PLC SHS COMMON STOCK G5960L103 844 11,250 SH   SOLE   11,150 100 0
MEDTRONIC PLC SHS COMMON STOCK G5960L103 8 100 SH   DFND   100 0 0
NOBLE CORP PLC SHS USD COMMON STOCK G65431101 1 100 SH   SOLE   100 0 0
PENTAIR PLC SHS COMMON STOCK G7S00T104 3 51 SH   SOLE   51 0 0
TYCO INTL PLC SHS COMMON STOCK G91442106 8 225 SH   SOLE   225 0 0
PERRIGO CO PLC SHS FOREIGN EQUITIES G97822103 10 82 SH   SOLE   82 0 0
CHUBB LIMITED COM COMMON STOCK H1467J104 70 590 SH   SOLE   590 0 0
CHECK POINT SOFTWARE TECH LTORD FOREIGN EQUITIES M22465104 2 98 SH   SOLE   98 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - FOREIGN EQUITIES N53745100 43 499 SH   SOLE   499 0 0
MYLAN N V SHS EURO COMMON STOCK N59465109 153 3,300 SH   SOLE   3,300 0 0
NXP SEMICONDUCTORS N V COM COMMON STOCK N6596X109 3 32 SH   SOLE   32 0 0
ROYAL CARIBBEAN CRUISES LTD COM COMMON STOCK V7780T103 1 42 SH   SOLE   42 0 0
TEEKAY LNG PARTNERS L P PRTNRSP UNITS COMMON STOCK Y8564M105 16 1,246 SH   SOLE   1,246 0 0
AFLAC INC COM COMMON STOCK 001055102 1,044 16,538 SH   SOLE   16,288 0 250
AGCO CORP COM COMMON STOCK 001084102 6 116 SH   SOLE   116 0 0
AT&T INC COMMON STOCK 00206R102 3,618 92,397 SH   SOLE   91,522 600 275
AT&T INC COMMON STOCK 00206R102 59 1,500 SH   DFND   1,100 400 0
ABBOTT LABS COM COMMON STOCK 002824100 1,460 34,919 SH   SOLE   34,569 200 150
ABBOTT LABS COM COMMON STOCK 002824100 4 100 SH   DFND   100 0 0
ABBVIE INC COM COMMON STOCK 00287Y109 2,096 36,702 SH   SOLE   36,052 400 250
ABBVIE INC COM COMMON STOCK 00287Y109 6 100 SH   DFND   100 0 0
ADOBE SYS INC COM COMMON STOCK 00724F101 19 200 SH   SOLE   200 0 0
AETNA INC COMMON STOCK 00817Y108 227 2,020 SH   SOLE   2,020 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 3 22 SH   SOLE   22 0 0
ALCOA INC COM COMMON STOCK 013817101 24 2,500 SH   SOLE   2,500 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS COMMON STOCK 01609W102 2 29 SH   SOLE   29 0 0
ALLIANT ENERGY CORP COM COMMON STOCK 018802108 15 200 SH   SOLE   200 0 0
ALLIANCEBERNSTEIN HOLDING LPUNIT LTD PARTN COMMON STOCK 01881G106 23 1,000 SH   SOLE   1,000 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 13 200 SH   SOLE   200 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 356 478 SH   SOLE   478 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 292 383 SH   SOLE   383 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 2,320 37,034 SH   SOLE   36,884 0 150
ALTRIA GROUP INC COMMON STOCK 02209S103 75 1,200 SH   DFND   1,200 0 0
AMAZON COM INC COM COMMON STOCK 023135106 148 250 SH   SOLE   250 0 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS FOREIGN EQUITIES 02364W105 6 418 SH   SOLE   418 0 0
AMERICAN AIRLS GROUP INC COM COMMON STOCK 02376R102 309 7,525 SH   SOLE   7,525 0 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 585 8,804 SH   SOLE   8,804 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 89 1,446 SH   SOLE   1,446 0 0
AMERICAN INTL GROUP INC COM NEW COMMON STOCK 026874784 63 1,165 SH   SOLE   1,165 0 0
AMERICAN STS WTR CO COM COMMON STOCK 029899101 47 1,200 SH   SOLE   1,200 0 0
AMGEN INC COM COMMON STOCK 031162100 1,632 10,887 SH   SOLE   10,787 100 0
AMGEN INC COM COMMON STOCK 031162100 15 100 SH   DFND   100 0 0
ANADARKO PETE CORP COM COMMON STOCK 032511107 1 25 SH   SOLE   25 0 0
ANALOG DEVICES INC COM COMMON STOCK 032654105 14 235 SH   SOLE   235 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR FOREIGN EQUITIES 03524A108 16 130 SH   SOLE   130 0 0
ANNALY MTG MGMT INC COM REIT 035710409 175 17,100 SH   SOLE   16,600 0 500
ANNALY MTG MGMT INC COM REIT 035710409 7 700 SH   DFND   700 0 0
ANTHEM INC COM COMMON STOCK 036752103 244 1,756 SH   SOLE   1,756 0 0
APPLE INC COM COMMON STOCK 037833100 3,474 31,877 SH   SOLE   31,802 75 0
APPLIED MATLS INC COM COMMON STOCK 038222105 15 700 SH   SOLE   700 0 0
AQUA AMERICA INC COM COMMON STOCK 03836W103 123 3,862 SH   SOLE   3,862 0 0
ARCHER DANIELS MIDLAND COMMON STOCK 039483102 42 1,150 SH   SOLE   1,150 0 0
ASHLAND INC NEW COM COMMON STOCK 044209104 241 2,190 SH   SOLE   2,190 0 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 2,253 25,116 SH   SOLE   25,016 100 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 9 100 SH   DFND   100 0 0
AUTOZONE INC COM COMMON STOCK 053332102 20 25 SH   SOLE   25 0 0
BB&T CORP COM COMMON STOCK 054937107 1,593 47,890 SH   SOLE   47,690 0 200
BB&T CORP COM COMMON STOCK 054937107 7 200 SH   DFND   200 0 0
BCE INC COM NEW COMMON STOCK 05534B760 64 1,402 SH   SOLE   1,402 0 0
BP PLC SPONSORED ADR COMMON STOCK 055622104 734 24,307 SH   SOLE   24,182 125 0
BNC BANCORP COM COMMON STOCK 05566T101 15 695 SH   SOLE   695 0 0
BAIDU INC SPON ADR REP A FOREIGN EQUITIES 056752108 36 190 SH   SOLE   190 0 0
BAKER HUGHES INC COMMON STOCK 057224107 681 15,548 SH   SOLE   15,548 0 0
BALL CORP COM COMMON STOCK 058498106 43 598 SH   SOLE   598 0 0
BANK OF AMERICA CORPORATION COM COMMON STOCK 060505104 564 41,685 SH   SOLE   41,685 0 0
BANK OF NEW YORK MELLON CORPCOM COMMON STOCK 064058100 910 24,711 SH   SOLE   24,711 0 0
BANK NOVA SCOTIA HALIFAX COM COMMON STOCK 064149107 15 300 SH   SOLE   300 0 0
BANKUNITED INC COM COMMON STOCK 06652K103 2 48 SH   SOLE   48 0 0
BARCLAY'S BANK PFD NON COM ADR PERPETUAL 6.625% PREFERRED STOCK 06739F390 19 750 SH   SOLE   750 0 0
BARCLAYS BANK PLC PFD NON- CUM 7.10%* PREFERRED STOCK 06739H776 197 7,700 SH   SOLE   7,700 0 0
BARRICK GOLD CORP COM FOREIGN EQUITIES 067901108 3 185 SH   SOLE   185 0 0
BAXALTA INC COM COMMON STOCK 07177M103 802 19,862 SH   SOLE   19,587 150 125
BAXTER INTL INC COM COMMON STOCK 071813109 895 21,787 SH   SOLE   21,512 150 125
BECTON DICKINSON & CO COM COMMON STOCK 075887109 1,259 8,296 SH   SOLE   8,246 0 50
BERKSHIRE HATHAWAY INC DEL CL A COMMON STOCK 084670108 427 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702 251 1,769 SH   SOLE   1,769 0 0
BEST BUY COMMON STOCK 086516101 32 1,000 SH   SOLE   1,000 0 0
BIOGEN IDEC INC COM COMMON STOCK 09062X103 73 281 SH   SOLE   281 0 0
BLACKROCK INC COM COMMON STOCK 09247X101 21 63 SH   SOLE   63 0 0
BLACKROCK TAX MUNICPAL BD TRSHS MUTUAL FUNDS-FIXED INCOME 09248X100 10 453 SH   SOLE   453 0 0
BLACKROCK LTD DURATION INC TCOM SHS MUTUAL FUNDS-EQUITIES 09249W101 45 3,035 SH   SOLE   3,035 0 0
BLACKROCK ENHANCED EQT DIV TCOM MUTUAL FUNDS-EQUITIES 09251A104 87 11,585 SH   SOLE   11,585 0 0
BLACKSTONE GROUP L P COM UNIT LTD COMMON STOCK 09253U108 2 85 SH   SOLE   85 0 0
BLACKROCK MUNIYIELD INVST FD MUTUAL FUNDS-FIXED INCOME 09254R104 21 1,292 SH   SOLE   1,292 0 0
BLACKROCK MUN TARGET TERM TR MUTUAL FUNDS-NON TAX 09257P105 231 10,072 SH   SOLE   10,072 0 0
BOB EVANS FARMS INC COM COMMON STOCK 096761101 67 1,438 SH   SOLE   1,438 0 0
BOEING CO COM COMMON STOCK 097023105 199 1,564 SH   SOLE   1,564 0 0
BOEING CO COM COMMON STOCK 097023105 22 175 SH   DFND   0 175 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 1,292 20,226 SH   SOLE   19,901 125 200
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 19 300 SH   DFND   300 0 0
BROOKFIELD ASSET MANGEMENT COMMON STOCK 112585104 33 947 SH   SOLE   947 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN COMMON STOCK 118230101 54 800 SH   SOLE   800 0 0
CBS CORP NEW CL B COMMON STOCK 124857202 5 124 SH   SOLE   124 0 0
CSX CORP COM COMMON STOCK 126408103 1,173 45,539 SH   SOLE   45,189 0 350
CVS HEALTH CORP COM COMMON STOCK 126650100 1,161 11,188 SH   SOLE   11,188 0 0
CACI INTL INC CL A COMMON STOCK 127190304 4 50 SH   SOLE   50 0 0
CALIFORNIA WTR SVC GROUP COMMON STOCK 130788102 27 1,000 SH   SOLE   1,000 0 0
CALLON PETE CO DEL COM COMMON STOCK 13123X102 3 300 SH   SOLE   300 0 0
CAMDEN PROPERTY TRUST REIT SBI COMMON STOCK 133131102 84 1,000 SH   SOLE   1,000 0 0
CANADIAN NATL RY CO COM COMMON STOCK 136375102 73 1,163 SH   SOLE   1,163 0 0
CAPITAL ONE FINL CORP COM COMMON STOCK 14040H105 9 134 SH   SOLE   134 0 0
CARDINAL HEALTH INC COM COMMON STOCK 14149Y108 125 1,525 SH   SOLE   1,525 0 0
CARE CAP PPTYS INC COM COMMON STOCK 141624106 0 11 SH   SOLE   11 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 1,314 17,166 SH   SOLE   17,031 50 85
CELGENE CORP COM COMMON STOCK 151020104 167 1,670 SH   SOLE   1,670 0 0
CENTENE CORP DEL COM COMMON STOCK 15135B101 9 142 SH   SOLE   142 0 0
CENTURYLINK INC COM COMMON STOCK 156700106 1,347 42,169 SH   SOLE   41,969 200 0
CENTURYLINK INC COM COMMON STOCK 156700106 16 500 SH   DFND   500 0 0
CHEMOURS CO COM COMMON STOCK 163851108 0 15 SH   SOLE   15 0 0
CHEMTURA CORP COM NEW COMMON STOCK 163893209 0 11 SH   SOLE   11 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 1,921 20,138 SH   SOLE   20,043 60 35
CHICAGO BRIDGE & IRON CO N VCOM COMMON STOCK 167250109 147 4,024 SH   SOLE   4,024 0 0
CHICO'S FAS INC COMMON STOCK 168615102 6 500 SH   SOLE   500 0 0
CHIPOTLE MEXICAN GRILL INC COM COMMON STOCK 169656105 6 16 SH   SOLE   16 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 2,429 85,338 SH   SOLE   84,738 200 400
CISCO SYS INC COM COMMON STOCK 17275R102 9 300 SH   DFND   300 0 0
CITIGROUP INC COM NEW COMMON STOCK 172967424 69 1,648 SH   SOLE   1,648 0 0
CITY HLDG CO COM COMMON STOCK 177835105 19,266 403,315 SH   SOLE   396,987 6,221 107
CITY OFFICE REIT INC COM REIT 178587101 10 871 SH   SOLE   871 0 0
COACH INC COM COMMON STOCK 189754104 261 6,500 SH   SOLE   6,500 0 0
COCA COLA CO COM COMMON STOCK 191216100 3,725 80,312 SH   SOLE   79,512 375 425
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 1,516 21,454 SH   SOLE   21,454 0 0
COLUMBIA PIPELINE GROUP INC COM COMMON STOCK 198280109 10 410 SH   SOLE   410 0 0
COMCAST CORPORTATION (NEW) COMMON STOCK 20030N101 125 2,047 SH   SOLE   2,047 0 0
COMMUNITY HEALTH SYS INC NEWCOM COMMON STOCK 203668108 1 54 SH   SOLE   54 0 0
COMMUNITY HEALTH SYS INC NEWRIGHT 99/99/9999 WARRANTS & RIGHTS 203668116 1 800 SH   SOLE   800 0 0
CONAGRA FOODS INC COM COMMON STOCK 205887102 831 18,632 SH   SOLE   18,232 0 400
CONOCOPHILLIPS COM COMMON STOCK 20825C104 1,288 31,980 SH   SOLE   31,745 110 125
CONOCOPHILLIPS COM COMMON STOCK 20825C104 8 200 SH   DFND   200 0 0
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 1,293 16,882 SH   SOLE   16,832 50 0
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 46 600 SH   DFND   400 200 0
CORENERGY INFRASTRUCTURE TR COM NEW COMMON STOCK 21870U502 9 463 SH   SOLE   463 0 0
CORNING INC COM COMMON STOCK 219350105 195 9,338 SH   SOLE   9,338 0 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105 58 366 SH   SOLE   366 0 0
CRACKER BARREL OLD CTRY STORCOM COMMON STOCK 22410J106 76 500 SH   SOLE   500 0 0
CROWN CASTLE INTL CORP NEW COM COMMON STOCK 22822V101 2 22 SH   SOLE   22 0 0
CROWN HOLDINGS INC COM COMMON STOCK 228368106 188 3,800 SH   SOLE   3,800 0 0
CUMMINS INC COM COMMON STOCK 231021106 559 5,087 SH   SOLE   5,087 0 0
DBX ETF TR XTRAK MSCI EAFE MUTUAL FUNDS-INTERNATIONAL EQT 233051200 164 6,439 SH   SOLE   6,439 0 0
D R HORTON INC COM COMMON STOCK 23331A109 11 375 SH   SOLE   375 0 0
DTE ENERGY CO COM COMMON STOCK 233331107 752 8,294 SH   SOLE   8,294 0 0
DANAHER CORP COMMON STOCK 235851102 25 263 SH   SOLE   263 0 0
DARLING INGREDIENTS INC COM COMMON STOCK 237266101 4 302 SH   SOLE   302 0 0
DEERE & CO COM COMMON STOCK 244199105 1,386 18,000 SH   SOLE   17,875 0 125
DEVON ENERGY CORP NEW COM COMMON STOCK 25179M103 21 750 SH   SOLE   750 0 0
DIAGEO P L C SPON ADR NEW FOREIGN EQUITIES 25243Q205 49 450 SH   SOLE   450 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 1,238 12,464 SH   SOLE   12,464 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 20 200 SH   DFND   0 200 0
DOLLAR GEN CORP NEW COM COMMON STOCK 256677105 1,190 13,899 SH   SOLE   13,699 100 100
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 1,650 21,969 SH   SOLE   21,919 0 50
DOW CHEM CO COM COMMON STOCK 260543103 168 3,305 SH   SOLE   3,305 0 0
DU PONT E I DE NEMOURS & CO COM COMMON STOCK 263534109 2,271 35,868 SH   SOLE   35,468 325 75
DU PONT E I DE NEMOURS & CO COM COMMON STOCK 263534109 22 350 SH   DFND   0 350 0
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204 1,321 16,379 SH   SOLE   16,205 174 0
E M C CORP MASS COM COMMON STOCK 268648102 571 21,423 SH   SOLE   21,423 0 0
EOG RES INC COM COMMON STOCK 26875P101 22 306 SH   SOLE   306 0 0
EATON VANCE MUNI INCOME TRUSSH BEN INT MUTUAL FUNDS-FIXED INCOME 27826U108 5 350 SH   SOLE   350 0 0
EATON VANCE ENH EQTY INC FD COM MUTUAL FUNDS-EQUITIES 278277108 16 1,260 SH   SOLE   1,260 0 0
EATON VANCE TAX MGD DIV EQUITY INCOME FUND CLOSED-END EQUITY FUNDS 27828N102 34 3,164 SH   SOLE   3,164 0 0
EATON VANCE TAX ADVANTAGED GLOBAL DIVID INCOME MUTUAL FUNDS-INTL FIXED INCOME 27828S101 30 2,065 SH   SOLE   2,065 0 0
EATON VANCE TX MGD GL BUY WROPPORTUNITIES FD CLOSED-END EQUITY FUNDS 27829C105 4 400 SH   SOLE   400 0 0
EATON VANCE TAX MGD GLBL DIV EQUITY INCOME FD CLOSED-END EQUITY FUNDS 27829F108 7 820 SH   SOLE   820 0 0
EATON VANCE RISK MGD DIVER EQUITY INCOME FUND CLOSED-END EQUITY FUNDS 27829G106 27 2,894 SH   SOLE   2,894 0 0
EBAY INC COMMON STOCK 278642103 24 999 SH   SOLE   999 0 0
EDISON INTL COM COMMON STOCK 281020107 50 690 SH   SOLE   690 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104 1,606 29,537 SH   SOLE   29,212 50 275
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN COMMON STOCK 29273R109 18 568 SH   SOLE   568 0 0
ENERGY TRANSFER EQUITY L P COM UT LTD PTN COMMON STOCK 29273V100 14 1,972 SH   SOLE   1,972 0 0
ENTERGY CORP NEW COM COMMON STOCK 29364G103 16 200 SH   SOLE   200 0 0
ENZO BIOCHEM INC COM COMMON STOCK 294100102 1 120 SH   SOLE   120 0 0
EQUINIX INC COM PAR $0.001 COMMON STOCK 29444U700 81 245 SH   SOLE   245 0 0
EQUITY RESIDENTIAL SH BEN INT COMMON STOCK 29476L107 4 51 SH   SOLE   51 0 0
EVERSOURCE ENERGY COM COMMON STOCK 30040W108 38 647 SH   SOLE   647 0 0
EXELON CORP COM COMMON STOCK 30161N101 407 11,359 SH   SOLE   11,359 0 0
EXPRESS SCRIPTS HLDG CO COM COMMON STOCK 30219G108 65 945 SH   SOLE   945 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 3,493 41,789 SH   SOLE   41,304 200 285
EXXON MOBIL CORP COM COMMON STOCK 30231G102 33 400 SH   DFND   200 200 0
FACEBOOK INC CL A COMMON STOCK 30303M102 534 4,678 SH   SOLE   4,603 75 0
FASTENAL CO COM COMMON STOCK 311900104 14 282 SH   SOLE   282 0 0
FEDEX CORP COM COMMON STOCK 31428X106 61 375 SH   SOLE   375 0 0
FIFTH THIRD BANCORP COM COMMON STOCK 316773100 60 3,166 SH   SOLE   3,166 0 0
FIRST CMNTY BANCSHARES INC NCOM COMMON STOCK 31983A103 10 525 SH   SOLE   525 0 0
FIRST TR INTER DUR PFD & IN COM PREFERRED STOCK 33718W103 32 1,405 SH   SOLE   0 1,405 0
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX MUTUAL FUNDS-EQUITIES 33733E302 5 66 SH   SOLE   66 0 0
FIRST TR ENERGY INCOME & GRWCOM MUTUAL FUNDS-FIXED INCOME 33738G104 5 204 SH   SOLE   204 0 0
FIRST UNITED CORP COM COMMON STOCK 33741H107 5 500 SH   SOLE   500 0 0
FIRSTENERGY CORP COM COMMON STOCK 337932107 147 4,079 SH   SOLE   4,079 0 0
FLOWSERVE CORP COM COMMON STOCK 34354P105 3 61 SH   SOLE   61 0 0
FOOT LOCKER INC COM COMMON STOCK 344849104 788 12,225 SH   SOLE   12,225 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 113 8,392 SH   SOLE   8,392 0 0
FRANKLIN RES INC COM COMMON STOCK 354613101 8 210 SH   SOLE   210 0 0
FRANKLIN UNVL TR SH BEN INT COMMON STOCK 355145103 0 8 SH   SOLE   8 0 0
FREEPORT-MCMORAN COPPER & GOLD INC CL B COMMON STOCK 35671D857 1 100 SH   SOLE   100 0 0
FRONTIER COMMUNICATIONS CORPCOM COMMON STOCK 35906A108 5 831 SH   SOLE   831 0 0
GSV CAP CORP COM COMMON STOCK 36191J101 2 387 SH   SOLE   387 0 0
GW PHARMACEUTICALS PLC ADS COMMON STOCK 36197T103 4 50 SH   SOLE   50 0 0
GABELLI EQUITY TR INC COM MUTUAL FUNDS-EQUITIES 362397101 16 3,030 SH   SOLE   3,030 0 0
GABELLI UTIL TR COM MUTUAL FUNDS-EQUITIES 36240A101 2 303 SH   SOLE   303 0 0
GABELLI HLTHCARE & WELLNESS SHS MUTUAL FUNDS-EQUITIES 36246K103 1 151 SH   SOLE   151 0 0
GALLAGHER ARTHUR J & CO COM COMMON STOCK 363576109 55 1,228 SH   SOLE   1,228 0 0
GANNETT CO INC COM COMMON STOCK 36473H104 4 250 SH   SOLE   250 0 0
GENERAL DYNAMICS CORP COM COMMON STOCK 369550108 154 1,176 SH   SOLE   1,176 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 3,699 116,352 SH   SOLE   115,177 650 525
GENERAL ELEC CO COM COMMON STOCK 369604103 43 1,350 SH   DFND   450 900 0
GENERAL MILLS INC COMMON STOCK 370334104 2,356 37,189 SH   SOLE   36,539 525 125
GENERAL MTRS CO COM COMMON STOCK 37045V100 4 125 SH   SOLE   125 0 0
GENUINE PARTS CO COM COMMON STOCK 372460105 1,419 14,284 SH   SOLE   14,284 0 0
GILEAD SCIENCES INC COM COMMON STOCK 375558103 805 8,768 SH   SOLE   8,768 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR COMMON STOCK 37733W105 1,279 31,547 SH   SOLE   30,822 550 175
GOLDCORP INC NEW COM COMMON STOCK 380956409 2 99 SH   SOLE   99 0 0
GOLDMAN SACHS GROUP INC COM COMMON STOCK 38141G104 87 557 SH   SOLE   557 0 0
GOLDMAN SACHS MLP INC OPP FDCOM SHS COMMON STOCK 38147W103 1 103 SH   SOLE   0 103 0
GREAT PLAINS ENERGY INC COM COMMON STOCK 391164100 19 600 SH   SOLE   600 0 0
HCA HOLDINGS INC COM COMMON STOCK 40412C101 2 31 SH   SOLE   31 0 0
HP INC COM COMMON STOCK 40434L105 191 15,483 SH   SOLE   15,483 0 0
HALLIBURTON CO COM COMMON STOCK 406216101 33 913 SH   SOLE   913 0 0
HALYARD HEALTH INC COM COMMON STOCK 40650V100 0 12 SH   SOLE   12 0 0
HANCOCK JOHN PFD INCOME FD SH BEN INT MUTUAL FUNDS-FIXED INCOME 41013W108 44 2,000 SH   SOLE   2,000 0 0
HANESBRANDS INC COM COMMON STOCK 410345102 6 245 SH   SOLE   245 0 0
HARLEY DAVIDSON INC COM COMMON STOCK 412822108 16 320 SH   SOLE   320 0 0
HARRIS CORP DEL COM COMMON STOCK 413875105 1 15 SH   SOLE   15 0 0
HEMISPHERX BIOPHARMA INC COM COMMON STOCK 42366C103 1 5,000 SH   SOLE   5,000 0 0
HERSHEY CO COM COMMON STOCK 427866108 8 86 SH   SOLE   86 0 0
HEWLETT PACKARD ENTERPRISE CCOM COMMON STOCK 42824C109 277 15,658 SH   SOLE   15,658 0 0
HILTON WORLDWIDE HLDGS INC COM COMMON STOCK 43300A104 1 63 SH   SOLE   63 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 1,407 10,544 SH   SOLE   10,444 0 100
HONEYWELL INTL INC COM COMMON STOCK 438516106 380 3,391 SH   SOLE   3,391 0 0
HUNTINGTON BANCSHARES INC COM COMMON STOCK 446150104 117 12,267 SH   SOLE   12,267 0 0
ITT CORP NEW COM NEW COMMON STOCK 450911201 3 75 SH   SOLE   75 0 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109 794 7,749 SH   SOLE   7,749 0 0
IMATION CORP COM COMMON STOCK 45245A107 0 48 SH   SOLE   48 0 0
INTEL CORP COM COMMON STOCK 458140100 2,715 83,942 SH   SOLE   83,042 300 600
INTERDIGITAL INC COM COMMON STOCK 45867G101 348 6,247 SH   SOLE   6,247 0 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 2,132 14,077 SH   SOLE   13,977 100 0
INTL PAPER CO COM COMMON STOCK 460146103 21 500 SH   SOLE   500 0 0
ISHARES SILVER TRUST ISHARES COMMODITIES 46428Q109 25 1,700 SH   SOLE   1,700 0 0
ISHARES GOLD TRUST ISHARES MISC. 464285105 4 356 SH   SOLE   356 0 0
ISHARES MSCI FRNTR100ETF CLOSED-END EQUITY FUNDS 464286145 1 31 SH   SOLE   31 0 0
EFT ISHARES INC MSCI GLOBAL AGRICULTURE PRODUCER COMMODITIES 464286350 12 550 SH   SOLE   550 0 0
ISHARES INC MSCI CDA INDEX MUTUAL FUNDS-INTERNATIONAL EQT 464286509 36 1,500 SH   SOLE   1,500 0 0
ISHARES INC MSCI EMU INDEX MUTUAL FUNDS-INTERNATIONAL EQT 464286608 45 1,300 SH   SOLE   1,300 0 0
ISHARES INC MSCI PAC J IDX MUTUAL FUNDS-INTERNATIONAL EQT 464286665 58 1,472 SH   SOLE   1,472 0 0
ISHARES INC MSCI SINGAPORE MUTUAL FUNDS-INTERNATIONAL EQT 464286673 27 2,500 SH   SOLE   2,500 0 0
ISHARES INC MSCI SWITZERLD MUTUAL FUNDS-INTERNATIONAL EQT 464286749 27 900 SH   SOLE   900 0 0
ISHARES INC MSCI JAPAN MUTUAL FUNDS-INTERNATIONAL EQT 464286848 57 5,000 SH   SOLE   5,000 0 0
ISHARES INC MSCI HONG KONG MUTUAL FUNDS-INTERNATIONAL EQT 464286871 40 2,000 SH   SOLE   2,000 0 0
I SHARES SELECT DIVIDEND INDEX MUTUAL FUNDS-LARGE CAP 464287168 518 6,340 SH   SOLE   6,215 0 125
ISHARES BARCLAYS TIP BOND FUND MUTUAL FUNDS-FIXED INCOME 464287176 48 416 SH   SOLE   416 0 0
ISHARES TR CORE S&P500 ETF MUTUAL FUNDS-EQUITIES 464287200 45 216 SH   SOLE   216 0 0
ISHARES CORE TOTAL US BOND MARKET ETF MUTUAL FUNDS-FIXED INCOME 464287226 43 391 SH   SOLE   391 0 0
ISHARES TR INDEX MSCI EMERG MKT MUTUAL FUNDS-INTERNATIONAL EQT 464287234 619 18,062 SH   SOLE   18,062 0 0
ISHARES TR INDEX MSCI EMERG MKT MUTUAL FUNDS-INTERNATIONAL EQT 464287234 14 400 SH   DFND   400 0 0
ISHARES IBOXX $ INVESTMENT GRADE CORP BD FD MUTUAL FUNDS-FIXED INCOME 464287242 616 5,185 SH   SOLE   5,185 0 0
ISHARES TR 20 YR TR BD ETF MUTUAL FUNDS-FIXED INCOME 464287432 1 7 SH   SOLE   7 0 0
ISHARES BARCLAYS 7-10 YR TREASURY BD FD MUTUAL FUNDS-FIXED INCOME 464287440 8 71 SH   SOLE   71 0 0
ETF I-SHARES TRUST EAFE INDEX FUND MUTUAL FUNDS-INTERNATIONAL EQT 464287465 1,390 24,329 SH   SOLE   24,229 0 100
ETF I-SHARES TRUST EAFE INDEX FUND MUTUAL FUNDS-INTERNATIONAL EQT 464287465 17 300 SH   DFND   300 0 0
ISHARES TR RUSSELL MCP VL MUTUAL FUNDS-MID CAP 464287473 1,506 21,239 SH   SOLE   21,239 0 0
ISHARES TR RUSSELL MID CAP G MUTUAL FUNDS-MID CAP 464287481 21 230 SH   SOLE   230 0 0
I SHARES RUSSELL MID-CAP INDEX FD MUTUAL FUNDS-MID CAP 464287499 1,576 9,674 SH   SOLE   9,634 0 40
ISHARES CORE S&P MID-CAP EFT MUTUAL FUNDS-MID CAP 464287507 447 3,102 SH   SOLE   3,102 0 0
ISHARES TR RUS 1000 VAL ETF MUTUAL FUNDS-LARGE CAP 464287598 31 312 SH   SOLE   312 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX FUND MUTUAL FUNDS-MID CAP 464287606 299 1,838 SH   SOLE   1,838 0 0
ISHARES TR RUSSELL1000GRW MUTUAL FUNDS-EQUITIES 464287614 432 4,326 SH   SOLE   4,326 0 0
ISHARES TR INDEX RUSL 2000 VALU MUTUAL FUNDS-SMALL CAP 464287630 1,344 14,421 SH   SOLE   14,421 0 0
ISHARES TR RUSL 2000 GROW COMMON STOCK 464287648 8 57 SH   SOLE   57 0 0
I SHARES RUSSELL 2000 INDEX FD MUTUAL FUNDS-SMALL CAP 464287655 1,091 9,866 SH   SOLE   9,796 0 70
ISHARES TR RUSSELL 3000 ETF MUTUAL FUNDS-EQUITIES 464287689 10 81 SH   SOLE   81 0 0
ISHARES S&P MIDCAP 400 VALUE INDEX FUND MUTUAL FUNDS-MID CAP 464287705 99 798 SH   SOLE   798 0 0
ISHARES TR U.S. REAL ES ETF REIT 464287739 485 6,230 SH   SOLE   6,230 0 0
ISHARES TR DJ US ENERGY COMMON STOCK 464287796 10 300 SH   SOLE   300 0 0
ISHARES CORE S&P SMALL CAP ETF MUTUAL FUNDS-SMALL CAP 464287804 219 1,945 SH   SOLE   1,945 0 0
ISHARES S&P SMALL CAP 600 VALUE INDEX FUND MUTUAL FUNDS-SMALL CAP 464287879 434 3,828 SH   SOLE   3,828 0 0
ISHARES S&P SMALL CAP 600 GROWTH INDEX FUND MUTUAL FUNDS-SMALL CAP 464287887 275 2,218 SH   SOLE   2,218 0 0
ETF ISHARES JPM USD EM MUTUAL FUNDS-INTL FIXED INCOME 464288281 77 695 SH   SOLE   695 0 0
ISHARES NAT AMT FREE BD MUTUAL FUNDS-FIXED INCOME 464288414 285 2,556 SH   SOLE   2,556 0 0
ISHARES TRUSTIBOXX HIGHYIELDCORPORATE BOND MUTUAL FUND-FIXED INC HIGH YLD 464288513 80 983 SH   SOLE   983 0 0
ISHARES TR CORE US CR BD MUTUAL FUNDS-EQUITIES 464288620 25 226 SH   SOLE   226 0 0
ETF ISHARES 1-3 YEAR CCREDIT BOND FUND MUTUAL FUNDS-FIXED INCOME 464288646 3 25 SH   SOLE   25 0 0
ISHARES TR US PFD STK IDX PREFERRED STOCK 464288687 977 25,040 SH   SOLE   25,040 0 0
ISHARES TR US PFD STK IDX PREFERRED STOCK 464288687 8 200 SH   DFND   200 0 0
ISHARES EAFE VALUE ETF MUTUAL FUNDS-INTERNATIONAL EQT 464288877 647 14,420 SH   SOLE   14,420 0 0
ISHARES INC CORE MSCI EMKT CLOSED-END EQUITY FUNDS 46434G103 1 20 SH   SOLE   20 0 0
ITC HLDGS CORP COM COMMON STOCK 465685105 2 50 SH   SOLE   50 0 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 1,235 20,857 SH   SOLE   20,682 100 75
JP MORGAN ALERIAN ENERGY MLPINDEX ETN COMMON STOCK 46625H365 116 4,283 SH   SOLE   4,283 0 0
JANUS CAP GROUP INC COM COMMON STOCK 47102X105 22 1,526 SH   SOLE   1,526 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 3,374 31,184 SH   SOLE   31,134 0 50
JOHNSON & JOHNSON COM COMMON STOCK 478160104 11 100 SH   DFND   100 0 0
JOHNSON CTLS INC COM COMMON STOCK 478366107 782 20,074 SH   SOLE   19,899 100 75
JUNIPER NETWORKS INC COM COMMON STOCK 48203R104 17 680 SH   SOLE   680 0 0
KANSAS CITY SOUTHERN COM NEW COMMON STOCK 485170302 9 100 SH   SOLE   100 0 0
CEF KAYNE ANDERSON MLP INVESTMENT CO CLOSED-END EQUITY FUNDS 486606106 6 367 SH   SOLE   367 0 0
KELLOGG CO COM COMMON STOCK 487836108 1,984 25,925 SH   SOLE   25,625 250 50
KIMBERLY-CLARK CORP COMMON STOCK 494368103 60 447 SH   SOLE   447 0 0
KINDER MORGAN INC DEL COM COMMON STOCK 49456B101 138 7,737 SH   SOLE   7,737 0 0
KOHLS CORP COM COMMON STOCK 500255104 1,010 21,680 SH   SOLE   21,580 0 100
KRAFT HEINZ CO COM COMMON STOCK 500754106 285 3,630 SH   SOLE   3,630 0 0
KROGER CO COM COMMON STOCK 501044101 46 1,190 SH   SOLE   1,190 0 0
L BRANDS INC COM COMMON STOCK 501797104 117 1,331 SH   SOLE   1,331 0 0
L-3 COMMUNICATIONS HLDGS INCCOM COMMON STOCK 502424104 838 7,071 SH   SOLE   7,071 0 0
LAUDER ESTEE COS INC CL A COMMON STOCK 518439104 1 22 SH   SOLE   22 0 0
LEGGETT & PLATT INC COM COMMON STOCK 524660107 52 1,075 SH   SOLE   1,075 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 1,532 21,282 SH   SOLE   21,082 100 100
LILLY ELI & CO COM COMMON STOCK 532457108 43 600 SH   DFND   600 0 0
LINCOLN NATL CORP IND COM COMMON STOCK 534187109 2 53 SH   SOLE   53 0 0
LINN ENERGY LLC UNIT LTD LIAB COMMON STOCK 536020100 1 1,450 SH   SOLE   0 1,450 0
LIVE NATION INC COMMON STOCK 538034109 0 12 SH   SOLE   12 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 127 573 SH   SOLE   573 0 0
LOWES COS INC COM COMMON STOCK 548661107 3,119 41,175 SH   SOLE   40,525 475 175
LOWES COS INC COM COMMON STOCK 548661107 23 300 SH   DFND   300 0 0
MDU RESOURCES GROUP COMMON STOCK 552690109 588 30,248 SH   SOLE   29,898 150 200
MACYS INC COM COMMON STOCK 55616P104 7 158 SH   SOLE   158 0 0
MANPOWERGROUP INC COM COMMON STOCK 56418H100 8 100 SH   SOLE   100 0 0
MARATHON OIL CORP COMMON STOCK 565849106 143 12,821 SH   SOLE   12,646 0 175
MARATHON PETE CORP COM COMMON STOCK 56585A102 24 650 SH   SOLE   650 0 0
MARKEL CORP COM COMMON STOCK 570535104 53 62 SH   SOLE   62 0 0
MARKET VECTORS ETF TR MKTVEC INTMUETF MUTUAL FUNDS-FIXED INCOME 57060U845 51 2,105 SH   SOLE   2,105 0 0
MASTERCARD INC CL A COMMON STOCK 57636Q104 855 9,043 SH   SOLE   8,878 0 165
MATTEL INC COM COMMON STOCK 577081102 1 50 SH   SOLE   50 0 0
MAXIM INTERGRATED PRODS INC COM COMMON STOCK 57772K101 16 430 SH   SOLE   430 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 2,262 18,001 SH   SOLE   17,801 0 200
MCKESSON CORP COM COMMON STOCK 58155Q103 2 9 SH   SOLE   9 0 0
MEDICAL PPTYS TRUST INC COM COMMON STOCK 58463J304 11 857 SH   SOLE   857 0 0
MERCK & CO INC NEW COM COMMON STOCK 58933Y105 206 3,900 SH   SOLE   3,900 0 0
MET LIFE COMMON STOCK COMMON STOCK 59156R108 39 889 SH   SOLE   889 0 0
MICROSOFT CORP COM COMMON STOCK 594918104 2,816 51,001 SH   SOLE   50,601 200 200
MICROSOFT CORP COM COMMON STOCK 594918104 17 300 SH   DFND   300 0 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 1,537 31,890 SH   SOLE   31,615 175 100
MICRON TECHNOLOGY INC COM COMMON STOCK 595112103 1 100 SH   SOLE   100 0 0
MIDDLEBY CORP COM COMMON STOCK 596278101 2 17 SH   SOLE   17 0 0
MIDDLESEX WATER CO COM COMMON STOCK 596680108 77 2,500 SH   SOLE   2,500 0 0
MIMEDX GROUP INC COM COMMON STOCK 602496101 9 1,043 SH   SOLE   1,043 0 0
MOLSON COORS BREWING CO CL B COMMON STOCK 60871R209 2 25 SH   SOLE   25 0 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 32 806 SH   SOLE   806 0 0
MONSANTO CO NEW COM COMMON STOCK 61166W101 15 170 SH   SOLE   170 0 0
MOODYS CORP COM COMMON STOCK 615369105 3 74 SH   SOLE   74 0 0
NRG YIELD INC CL C COMMON STOCK 62942X405 2 141 SH   SOLE   141 0 0
NATIONAL GRID PLC SPON ADR NEW FOREIGN EQUITIES 636274300 4 62 SH   SOLE   62 0 0
NATIONAL OILWELL VARCO INC COM COMMON STOCK 637071101 8 249 SH   SOLE   249 0 0
NEW YORK CMNTY BANCORP INC COM COMMON STOCK 649445103 16 1,000 SH   DFND   1,000 0 0
NEWELL RUBBERMAID INC COM COMMON STOCK 651229106 7 157 SH   SOLE   157 0 0
NEWFIELD EXPL CO COM COMMON STOCK 651290108 3 102 SH   SOLE   102 0 0
NEXTERA ENERGY INC COM COMMON STOCK 65339F101 1,194 10,087 SH   SOLE   10,087 0 0
NIKE INC COMMON STOCK 654106103 199 3,232 SH   SOLE   3,232 0 0
NISOURCE INC COM COMMON STOCK 65473P105 10 410 SH   SOLE   410 0 0
NOBLE ENERGY INC COM COMMON STOCK 655044105 12 372 SH   SOLE   372 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 1,103 13,252 SH   SOLE   13,252 0 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109 79 1,093 SH   SOLE   1,093 0 0
NOW INC COM COMMON STOCK 67011P100 0 12 SH   SOLE   12 0 0
NUCOR CORP COM COMMON STOCK 670346105 38 810 SH   SOLE   810 0 0
NUSTAR ENERGY LP UNIT COM COMMON STOCK 67058H102 44 1,100 SH   SOLE   1,100 0 0
NUVEEN DIVID ADVANTAGE MUN FCOM MUTUAL FUNDS-EQUITIES 67066V101 7 500 SH   SOLE   500 0 0
NUVEEN NY DIVID ADVNTG MUN FCOM CLOSED-END EQUITY FUNDS 67066X107 30 2,060 SH   SOLE   2,060 0 0
NUVEEN INTER DURATION MN TMFCOM MUTUAL FUNDS-NON TAX 670671106 349 26,170 SH   SOLE   26,170 0 0
NUVEEN DIV ADVANTAGE MUN FD COM MUTUAL FUNDS-EQUITIES 67070F100 37 2,500 SH   SOLE   2,500 0 0
NUVEEN QUALITY PFD INCOME FD #3 PREFERRED STOCK 67072W101 39 4,500 SH   DFND   4,500 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 1,191 17,399 SH   SOLE   17,369 0 30
OMNICOM GROUP INC COM COMMON STOCK 681919106 85 1,020 SH   SOLE   1,020 0 0
ORACLE CORP COM COMMON STOCK 68389X105 783 19,151 SH   SOLE   19,151 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 239 2,825 SH   SOLE   2,825 0 0
PPG INDS INC COM COMMON STOCK 693506107 60 534 SH   SOLE   534 0 0
PPL CORP COM COMMON STOCK 69351T106 3 86 SH   SOLE   86 0 0
PARKER HANNIFIN CORP COM COMMON STOCK 701094104 54 483 SH   SOLE   483 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 39 999 SH   SOLE   999 0 0
PEABODY ENERGY CORP COM NEW COMMON STOCK 704549203 0 13 SH   SOLE   13 0 0
PEARSON PLC SPONSORED ADR COMMON STOCK 705015105 15 1,180 SH   SOLE   1,180 0 0
PENNEY J C INC COM COMMON STOCK 708160106 1 100 SH   SOLE   0 100 0
PEPSICO INC COM COMMON STOCK 713448108 2,354 22,974 SH   SOLE   22,974 0 0
PEPSICO INC COM COMMON STOCK 713448108 36 350 SH   DFND   100 250 0
PFIZER INC COM COMMON STOCK 717081103 1,465 49,450 SH   SOLE   49,250 200 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109 546 5,563 SH   SOLE   5,563 0 0
PHILLIPS 66 COM COMMON STOCK 718546104 1,218 14,069 SH   SOLE   13,909 60 100
PHILLIPS 66 COM COMMON STOCK 718546104 9 100 SH   DFND   100 0 0
PHYSICIANS RLTY TR COM REIT 71943U104 7 400 SH   SOLE   400 0 0
PIEDMONT NAT GAS INC COM COMMON STOCK 720186105 108 1,800 SH   SOLE   1,800 0 0
PIMCO MUN INCOME FD II COM MUTUAL FUNDS-FIXED INCOME 72200W106 60 4,537 SH   SOLE   4,537 0 0
PINNACLE WEST CAPITAL CORP COMMON STOCK 723484101 682 9,084 SH   SOLE   8,984 0 100
POTASH CORP OF SASKATCHEWAN INC COMMON STOCK 73755L107 15 881 SH   SOLE   881 0 0
POWERSHARES QQQ TRUST UNIT SER 1 COMMON STOCK 73935A104 159 1,455 SH   SOLE   1,455 0 0
POWERSHARES DYNAMIC PHARMACEUTICALS ETF COMMON STOCK 73935X799 14 235 SH   SOLE   235 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT COMMON STOCK 73936Q769 2 100 SH   SOLE   100 0 0
PRAXAIR INC COM COMMON STOCK 74005P104 56 490 SH   SOLE   490 0 0
PREMIER FINL BANCORP INC COM COMMON STOCK 74050M105 154 9,802 SH   SOLE   9,802 0 0
PRICE T ROWE GROUP INC COM COMMON STOCK 74144T108 11 151 SH   SOLE   151 0 0
PRICELINE COM INC COM NEW COMMON STOCK 741503403 13 10 SH   SOLE   10 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 4,195 50,971 SH   SOLE   50,521 200 250
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 8 100 SH   DFND   100 0 0
PROLOGIS INC COM COMMON STOCK 74340W103 2 44 SH   SOLE   44 0 0
PRUDENTIAL FINL INC COM COMMON STOCK 744320102 43 594 SH   SOLE   594 0 0
PUBLIC SERVICE ENTERPRISE GROUP INC COM COMMON STOCK 744573106 7 150 SH   SOLE   150 0 0
QUALCOMM INC COM COMMON STOCK 747525103 569 11,135 SH   SOLE   11,060 75 0
QUANTA SVCS INC COM COMMON STOCK 74762E102 12 549 SH   SOLE   549 0 0
RMR GROUP INC CL A COMMON STOCK 74967R106 0 6 SH   SOLE   6 0 0
RPM INTL INC COM COMMON STOCK 749685103 50 1,054 SH   SOLE   1,054 0 0
RAYONIER INC COM COMMON STOCK 754907103 10 400 SH   SOLE   400 0 0
RAYONIER ADVANCED MATLS INC COM COMMON STOCK 75508B104 1 133 SH   SOLE   133 0 0
RAYTHEON CO COM NEW COMMON STOCK 755111507 40 330 SH   SOLE   330 0 0
REGIONS FINANCIAL CORP NEW COM COMMON STOCK 7591EP100 3 395 SH   SOLE   395 0 0
REPUBLIC SVCS INC COM COMMON STOCK 760759100 38 800 SH   SOLE   800 0 0
ROSS STORES INC COM COMMON STOCK 778296103 2 35 SH   SOLE   35 0 0
ROYAL BK CDA MONTREAL QUE COM COMMON STOCK 780087102 17 300 SH   SOLE   300 0 0
ROYAL DUTCH SHELL PLC SPON ADR B COMMON STOCK 780259107 874 17,765 SH   SOLE   17,590 175 0
SPDR S&P 500 ETF TR TR UNIT MUTUAL FUNDS-EQUITIES 78462F103 1,692 8,231 SH   SOLE   8,231 0 0
SPDR GOLD TRUST GOLD SHS COMMODITIES 78463V107 102 864 SH   SOLE   864 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF REIT 78463X863 66 1,600 SH   SOLE   1,600 0 0
ETF SPDR BARCLAYS HIGHYIELD BOND ETF MUTUAL FUND-FIXED INC HIGH YLD 78464A417 33 950 SH   SOLE   950 0 0
SPDR SERIES TRUST BARC SHT TR CP CLOSED-END EQUITY FUNDS 78464A474 3 112 SH   SOLE   112 0 0
ETF SPDR S&P TELECOM MUTUAL FUNDS-EQUITIES 78464A540 257 4,500 SH   SOLE   4,500 0 0
ETF SPDR DOW JONES REIT REIT 78464A607 100 1,050 SH   SOLE   1,050 0 0
SPDR S&P REGIONAL BANKING ETF MUTUAL FUNDS-EQUITIES 78464A698 462 12,285 SH   SOLE   12,285 0 0
SPDR SERIES TRUST OILGAS EQUIP CLOSED-END EQUITY FUNDS 78464A748 3 190 SH   SOLE   190 0 0
SPDR SERIES TRUST S&P DIVID ETF COMMON STOCK 78464A763 14 178 SH   SOLE   178 0 0
SPDR DOW JONES INDL AVG UNIT SER 1 MUTUAL FUNDS-LARGE CAP 78467X109 132 750 SH   SOLE   750 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP MUTUAL FUNDS-MID CAP 78467Y107 47 180 SH   SOLE   180 0 0
SERIE NUVEEN BARCLAYS SHT TERM MUTUAL FUNDS-FIXED INCOME 78468R739 12 237 SH   SOLE   237 0 0
SANOFI RIGHT 12/31/2020 COMMON STOCK 80105N113 0 73 SH   SOLE   73 0 0
SCANA CORP NEW COM COMMON STOCK 80589M102 18 256 SH   SOLE   256 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 1,203 16,319 SH   SOLE   16,269 50 0
SCHWAB CHARLES CORP NEW COM COMMON STOCK 808513105 46 1,625 SH   SOLE   1,625 0 0
SCHWEITZER-MAUDUIT INTL INC COM COMMON STOCK 808541106 0 10 SH   SOLE   10 0 0
SEAWORLD ENTMT INC COM COMMON STOCK 81282V100 9 450 SH   SOLE   450 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS COMMON STOCK 81369Y308 94 1,780 SH   SOLE   1,780 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR MUTUAL FUNDS-EQUITIES 81369Y407 80 1,012 SH   SOLE   1,012 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY MUTUAL FUNDS-EQUITIES 81369Y506 9 138 SH   SOLE   138 0 0
SELECT SECTOR SPDR TR SBI INT-FINL MUTUAL FUNDS-EQUITIES 81369Y605 464 20,618 SH   SOLE   20,618 0 0
SELECT SECTOR SPDR TR SBI INT-FINL MUTUAL FUNDS-EQUITIES 81369Y605 16 700 SH   DFND   700 0 0
SELECT SECTOR SPDR TR SBI INT-INDS MUTUAL FUNDS-EQUITIES 81369Y704 8 143 SH   SOLE   143 0 0
SELECT SECTOR SPDR TR TECHNOLOGY MUTUAL FUNDS-EQUITIES 81369Y803 101 2,285 SH   SOLE   2,285 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS MUTUAL FUNDS-EQUITIES 81369Y886 900 18,135 SH   SOLE   18,085 0 50
SELECT INCOME REIT COM SH BEN INT REIT 81618T100 9 388 SH   SOLE   388 0 0
SHERWIN WILLIAMS CO COM COMMON STOCK 824348106 50 175 SH   SOLE   175 0 0
SILVER WHEATON CORP COM COMMODITIES 828336107 2 150 SH   SOLE   150 0 0
SOUTHERN CO COM COMMON STOCK 842587107 1,766 34,152 SH   SOLE   33,652 300 200
SOUTHERN COPPER CORP COM COMMON STOCK 84265V105 3 100 SH   SOLE   100 0 0
SPECTRA ENERGY CORP COM COMMON STOCK 847560109 23 750 SH   SOLE   750 0 0
STAPLES INC COMMON STOCK 855030102 11 972 SH   SOLE   972 0 0
STARBUCKS CORP COM COMMON STOCK 855244109 41 680 SH   SOLE   680 0 0
STATE AUTO FINANCIAL CORP COMMON STOCK 855707105 66 3,000 SH   SOLE   3,000 0 0
STARWOOD HOTELS&RESORTS WRLDCOM COMMON STOCK 85590A401 2 26 SH   SOLE   26 0 0
STATE ST CORP COM COMMON STOCK 857477103 8 145 SH   SOLE   145 0 0
SUN COMMUNITIES INC REIT REIT 866674104 15 210 SH   SOLE   210 0 0
SUNOCO LOGISTICS PRTNRS L P COM UNITS COMMON STOCK 86764L108 43 1,700 SH   SOLE   1,700 0 0
SYNGENTA AG SPONSORED ADR FOREIGN EQUITIES 87160A100 25 300 SH   SOLE   300 0 0
SYSCO CORP COMMON STOCK 871829107 1,641 35,122 SH   SOLE   34,922 100 100
TC PIPELINES LP UT COM LTD PRT COMMON STOCK 87233Q108 48 1,000 SH   SOLE   1,000 0 0
TD AMERITRADE HLDG CORP COM COMMON STOCK 87236Y108 13 415 SH   SOLE   415 0 0
TECO ENERGY INC COM COMMON STOCK 872375100 11 400 SH   SOLE   400 0 0
TJX COS INC NEW COM COMMON STOCK 872540109 105 1,345 SH   SOLE   1,345 0 0
TAIWAN SEMICONDUCTOR MFG LTDSPONSORED ADR FOREIGN EQUITIES 874039100 39 1,490 SH   SOLE   1,490 0 0
TALEN ENERGY CORP COM COMMON STOCK 87422J105 0 10 SH   SOLE   10 0 0
TARGET CORP COM COMMON STOCK 87612E106 1,180 14,343 SH   SOLE   14,268 75 0
TARGET CORP COM COMMON STOCK 87612E106 25 300 SH   DFND   300 0 0
TELUS CORP COM COMMON STOCK 87971M103 8 234 SH   SOLE   234 0 0
TESLA MTRS INC COM COMMON STOCK 88160R101 16 70 SH   SOLE   70 0 0
TEVA PHARMACEUTICAL INDS LTDADR FOREIGN EQUITIES 881624209 27 500 SH   SOLE   500 0 0
TEXAS INSTRS INC COM COMMON STOCK 882508104 1,108 19,293 SH   SOLE   19,093 200 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 2 15 SH   SOLE   15 0 0
THOR INDS INC COM COMMON STOCK 885160101 3 52 SH   SOLE   52 0 0
3M CO COM COMMON STOCK 88579Y101 1,932 11,592 SH   SOLE   11,567 0 25
3M CO COM COMMON STOCK 88579Y101 25 150 SH   DFND   0 150 0
TIDEWATER INC COM COMMON STOCK 886423102 0 52 SH   SOLE   52 0 0
TIME WARNER INC COM NEW COMMON STOCK 887317303 113 1,556 SH   SOLE   1,556 0 0
TIME WARNER CABLE INC COM COMMON STOCK 88732J207 61 300 SH   SOLE   300 0 0
TIMKEN CO COM COMMON STOCK 887389104 3 78 SH   SOLE   78 0 0
TORONTO DOMINION BK ONT COM NEW FOREIGN EQUITIES 891160509 0 8 SH   SOLE   8 0 0
TOTAL S A SPONSORED ADR FOREIGN EQUITIES 89151E109 44 807 SH   SOLE   807 0 0
TOYOTA MOTOR CORP SP ADR REP2COM FOREIGN EQUITIES 892331307 4 49 SH   SOLE   49 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 54 463 SH   SOLE   463 0 0
TRINITY INDS INC COM COMMON STOCK 896522109 1 67 SH   SOLE   67 0 0
TRIUMPH GROUP INC NEW COM COMMON STOCK 896818101 25 808 SH   SOLE   808 0 0
TWENTY FIRST CENTY FOX INC CL A COMMON STOCK 90130A101 28 992 SH   SOLE   992 0 0
UBS AG JERSEY BRH ALERIAN INFRST COMMON STOCK 902641646 2 100 SH   SOLE   100 0 0
US BANCORP DEL COM NEW COMMON STOCK 902973304 877 21,605 SH   SOLE   21,605 0 0
U S SILICA HLDGS INC COM COMMON STOCK 90346E103 1 65 SH   SOLE   65 0 0
UNDER ARMOUR INC CL A COMMON STOCK 904311107 379 4,465 SH   SOLE   4,465 0 0
UNILEVER PLC SPON ADR NEW FOREIGN EQUITIES 904767704 41 900 SH   SOLE   900 0 0
UNILEVER N V N Y SHS NEW FOREIGN EQUITIES 904784709 21 463 SH   SOLE   463 0 0
UNION BANKSHARES CORP NEW COM COMMON STOCK 90539J109 25 1,000 SH   SOLE   1,000 0 0
UNION PAC CORP COM COMMON STOCK 907818108 76 952 SH   SOLE   952 0 0
UNITED BANKSHARES INC WV COMMON STOCK 909907107 806 21,953 SH   SOLE   19,953 2,000 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 1,775 16,826 SH   SOLE   16,776 0 50
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 11 100 SH   DFND   100 0 0
UNITED TECHNOLOGIES CORP COM COMMON STOCK 913017109 1,860 18,582 SH   SOLE   18,407 0 175
UNITEDHEALTH GROUP INC COM COMMON STOCK 91324P102 25 192 SH   SOLE   192 0 0
VCA INC COM COMMON STOCK 918194101 13 219 SH   SOLE   219 0 0
V F CORP COM COMMON STOCK 918204108 84 1,297 SH   SOLE   1,297 0 0
VALEANT PHARMACEUTICALS INTLCOM FOREIGN EQUITIES 91911K102 14 525 SH   SOLE   525 0 0
VANGUARD SPECIALIZED PORTFOLDIV APP ETF MUTUAL FUNDS-EQUITIES 921908844 19 235 SH   SOLE   235 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND MUTUAL FUNDS-FIXED INCOME 921937827 13 156 SH   SOLE   156 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD COMMON STOCK 921946406 35 500 SH   SOLE   500 0 0
VANGUARD WORLD FDS HEALTH CAR ETF MUTUAL FUNDS-EQUITIES 92204A504 41 332 SH   SOLE   332 0 0
VANGUARD WORLD FDS TELCOMM ETF MUTUAL FUNDS-EQUITIES 92204A884 30 323 SH   SOLE   323 0 0
VANGUARD INTL EQUITY INDEX FD INC MUTUAL FUNDS-EQUITIES 922042775 20 461 SH   SOLE   461 0 0
VANGUARD INTL EQUITY INDEX EMERG MKT ETF MUTUAL FUNDS-INTERNATIONAL EQT 922042858 95 2,750 SH   SOLE   2,750 0 0
VENTAS INC COM COMMON STOCK 92276F100 3 46 SH   SOLE   46 0 0
VANGUARD INDEX FDS REIT ETF REIT 922908553 132 1,581 SH   SOLE   1,581 0 0
VANGUARD LARGE CAP ETF MUTUAL FUNDS-EQUITIES 922908637 376 3,997 SH   SOLE   3,997 0 0
VEREIT INC COM COMMON STOCK 92339V100 7 785 SH   SOLE   785 0 0
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 2,677 49,507 SH   SOLE   49,132 200 175
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 70 1,300 SH   DFND   800 500 0
VERITIV CORP COM COMMON STOCK 923454102 0 9 SH   SOLE   9 0 0
VIACOM INC NEW CL B COMMON STOCK 92553P201 3 81 SH   SOLE   81 0 0
VISA INC COM CL A COMMON STOCK 92826C839 331 4,333 SH   SOLE   4,333 0 0
VIRTUS TOTAL RETURN FD MUTUAL FUNDS-EQUITIES 92829A103 22 5,122 SH   SOLE   5,122 0 0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR COMMON STOCK 92857W308 23 715 SH   SOLE   715 0 0
WEC ENERGY GROUP INC COM COMMON STOCK 92939U106 9 142 SH   SOLE   142 0 0
WAL MART STORES INC COM COMMON STOCK 931142103 2,374 34,657 SH   SOLE   34,377 225 55
WALGREENS BOOTS ALLIANCE INCCOM COMMON STOCK 931427108 2,038 24,189 SH   SOLE   23,914 75 200
WASTE MGMT INC DEL COM COMMON STOCK 94106L109 2,013 34,112 SH   SOLE   33,887 125 100
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 1,664 34,400 SH   SOLE   34,100 125 175
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 22 450 SH   DFND   0 450 0
WELLS FARGO UTILITIES AND HIWF UTILITIES INC MUTUAL FUNDS-FIXED INCOME 94987E109 53 4,117 SH   SOLE   4,117 0 0
WESBANCO INC COM COMMON STOCK 950810101 8 266 SH   SOLE   266 0 0
WESTAR ENERGY INC COM COMMON STOCK 95709T100 64 1,300 SH   SOLE   1,300 0 0
WESTERN UN CO COM COMMON STOCK 959802109 6 335 SH   SOLE   335 0 0
WESTROCK CO COM COMMON STOCK 96145D105 3 72 SH   SOLE   72 0 0
WEYERHAEUSER CO COM COMMON STOCK 962166104 34 1,096 SH   SOLE   1,096 0 0
WHITING PETE CORP NEW COM COMMON STOCK 966387102 11 200 SH   SOLE   200 0 0
WHOLE FOODS MKT INC COM COMMON STOCK 966837106 3 110 SH   SOLE   110 0 0
WILLIAMS COS INC DEL COM COMMON STOCK 969457100 2 147 SH   SOLE   147 0 0
XCEL ENERGY INC COM COMMON STOCK 98389B100 114 2,735 SH   SOLE   2,735 0 0
XILINX INC COM COMMON STOCK 983919101 33 705 SH   SOLE   705 0 0
XYLEM INC COM COMMON STOCK 98419M100 6 150 SH   SOLE   150 0 0
YUM BRANDS INC COM COMMON STOCK 988498101 112 1,370 SH   SOLE   1,370 0 0