Allowance For Loan Losses (Tables)

12 Months Ended

Dec. 31, 2015

Receivables [Abstract]

Schedule Of Allowance For Loan Loss By Portfolio Segment

The following summarizes the activity in the allowance for loan loss, by portfolio segment (in thousands).  The following also presents the balance in the allowance for loan loss disaggregated on the basis of the Company’s impairment measurement method and the related recorded investment in loans, by portfolio segment (in thousands).

	Commercial and industrial			Commercial real estate			Residential real estate			Home equity			Consumer			DDA overdrafts			Total
December 31, 2015
Allowance for loan loss
Beginning balance	$	1,582		$	8,921		$	7,208		$	1,495		$	85		$	859		$	20,150
Charge-offs	(5,051		)	(580		)	(1,144		)	(312		)	(210		)	(1,414		)	(8,711		)
Recoveries	74			366			199			—			186			792			1,617
Provision	6,113			(929		)	515			280			36			420			6,435
Provision for acquired loans with deteriorated credit quality	553			—			—			—			—			—			553
Ending balance	$	3,271		$	7,778		$	6,778		$	1,463		$	97		$	657		$	20,044
December 31, 2014
Allowance for loan loss
Beginning balance	$	1,139		$	10,775		$	6,057		$	1,672		$	77		$	855		$	20,575
Charge-offs	(323		)	(1,925		)	(1,762		)	(309		)	(188		)	(1,415		)	(5,922		)

Recoveries	89		113			187		—		204			850		1,443
Provision	394		(42		)	2,726		132		(8		)	569		3,771
Provision for acquired loans with deteriorated credit quality	$	283	$	—		$	—	$	—	$	—		$	—	283
Ending balance	$	1,582	$	8,921		$	7,208	$	1,495	$	85		$	859	$	20,150
As of December 31, 2015
Allowance for loan loss
Evaluated for impairment:
Individually	$	—	$	—		$	—	$	—	$	—		$	—	$	—
Collectively	3,267		6,966			6,777		1,451		97			657		19,215
Acquired with deteriorated credit quality	4		812			1		12		—			—		829
Total	$	3,271	$	7,778		$	6,778	$	1,463	$	97		$	657	$	20,044
Loans
Evaluated for impairment:
Individually	$	2,349	$	5,399		$	437	$	297	$	—		$	—	$	8,482
Collectively	163,209		1,110,307			1,382,325		145,041		35,997			3,361		2,840,240
Acquired with deteriorated credit quality	329		12,121			371		1,698		86			—		14,605
Total	$	165,887	$	1,127,827		$	1,383,133	$	147,036	$	36,083		$	3,361	$	2,863,327
As of December 31, 2014
Allowance for loan loss
Evaluated for impairment:
Individually	$	—	$	252		$	—	$	—	$	—		$	—	$	252
Collectively	1,540		7,898			7,208		1,429		85			859		19,019
Acquired with deteriorated credit quality	42		771			—		66		—			—		879
Total	$	1,582	$	8,921		$	7,208	$	1,495	$	85		$	859	$	20,150
Loans
Evaluated for impairment:
Individually	$	—	$	6,023		$	449	$	297	$	—		$	—	$	6,769
Collectively	139,862		1,009,241			1,293,748		142,743		39,572			2,802		2,627,968
Acquired with deteriorated credit quality	686		13,567			379		2,564		133			—		17,329
Total	$	140,548	$	1,028,831		$	1,294,576	$	145,604	$	39,705		$	2,802	$	2,652,066

Schedule Of Credit Quality Indicators

The following table presents the Company's commercial loans by credit quality indicators, by class (in thousands):

	Commercial and industrial		Commercial real estate		Total
December 31, 2015
Pass	$	157,211	$	1,070,752	$	1,227,963
Special mention	4,099		20,942		25,041
Substandard	4,539		36,133		40,672
Doubtful	38		—		38
Total	$	165,887	$	1,127,827	$	1,293,714
December 31, 2014
Pass	$	128,812	$	970,585	$	1,099,397
Special mention	761		15,103		15,864
Substandard	10,575		42,691		53,266
Doubtful	400		452		852
Total	$	140,548	$	1,028,831	$	1,169,379

The following table presents the Company's non-commercial loans by payment performance, by class (in thousands):

	Performing		Non-Performing		Total
December 31, 2015
Residential real estate	$	1,382,715	$	418	$	1,383,133
Home equity	147,013		23		147,036
Consumer	36,049		34		36,083
DDA overdrafts	3,361		—		3,361
Total	$	1,569,138	$	475	$	1,569,613
December 31, 2014
Residential real estate	$	1,292,012	$	2,564	$	1,294,576
Home equity	145,506		98		145,604
Consumer	39,692		13		39,705
DDA overdrafts	2,802		—		2,802
Total	$	1,480,012	$	2,675	$	1,482,687

Schedule Of Aging Analysis Of Accruing And Non-Accruing Loans

The following presents an aging analysis of the Company’s accruing and non-accruing loans, by class (in thousands). The purchased credit-impaired loan column represents the purchased credit-impaired loans that the Company acquired that are contractually past due; however, are still performing in accordance with the Company's initial expectations.

	Originated Loans
	December 31, 2015
	Accruing
	Current		30-59 days		60-89 days		Over 90 days		Purchased-Credit Impaired		Non-accrual		Total
Residential real estate	$	1,290,312	$	4,648	$	805	$	418	$	—	$	2,038	$	1,298,221
Home equity	142,697		306		65		22		—		136		143,226
Commercial and industrial	106,003		43		—		19		—		2,389		108,454
Commercial real estate	946,611		568		211		—		—		7,353		954,743
Consumer	31,894		71		2		34		—		—		32,001
DDA overdrafts	3,048		310		3		—		—		—		3,361
Total	$	2,520,565	$	5,946	$	1,086	$	493	$	—	$	11,916	$	2,540,006
	Acquired Loans
	December 31, 2015
	Accruing
	Current		30-59 days		60-89 days		Over 90 days		Purchased-Credit Impaired		Non-accrual		Total
Residential real estate	$	83,292	$	613	$	127	$	—	$	—	$	880	$	84,912
Home equity	3,796		12		—		2		—		—		3,810
Commercial and industrial	56,979		98		—		—		—		356		57,433
Commercial real estate	168,588		194		—		—		506		3,796		173,084
Consumer	3,992		83		7		—		—		—		4,082
DDA overdrafts	—		—		—		—		—		—		—
Total	$	316,647	$	1,000	$	134	$	2	$	506	$	5,032	$	323,321
	Total Loans
	December 31, 2015
	Accruing
	Current		30-59 days		60-89 days		Over 90 days		Purchased-Credit Impaired		Non-accrual		Total
Residential real estate	$	1,373,604	$	5,261	$	932	$	418	$	—	$	2,918	$	1,383,133
Home equity	146,493		318		65		24		—		136		147,036
Commercial and industrial	162,982		141		—		19		—		2,745		165,887
Commercial real estate	1,115,199		762		211		—		506		11,149		1,127,827
Consumer	35,886		154		9		34		—		—		36,083
DDA overdrafts	3,048		310		3		—		—		—		3,361
Total	$	2,837,212	$	6,946	$	1,220	$	495	$	506	$	16,948	$	2,863,327

	Originated Loans
	December 31, 2014
	Accruing
	Current		30-59 days		60-89 days		Over 90 days		Purchased-Credit Impaired		Non-accrual		Total
Residential real estate	$	1,200,177	$	4,235	$	758	$	169	$	—	$	2,259	$	1,207,598
Home equity	142,624		561		155		30		—		68		143,438
Commercial and industrial	128,857		100		—		210		—		78		129,245
Commercial real estate	869,530		479		—		—		—		7,330		877,339
Consumer	33,178		119		78		1		—		—		33,376
DDA overdrafts	2,483		317		2		—		—		—		2,802
Total	$	2,376,849	$	5,811	$	993	$	410	$	—	$	9,735	$	2,393,798
	Acquired Loans
	December 31, 2014
	Accruing
	Current		30-59 days		60-89 days		Over 90 days		Purchased-Credit Impaired		Non-accrual		Total
Residential real estate	$	86,129	$	714	$	—	$	—	$	—	$	135	$	86,978
Home equity	2,164		2		—		—		—		—		2,166
Commercial and industrial	10,123		143		—		—		—		1,037		11,303
Commercial real estate	144,721		892		210		—		1,270		4,399		151,492
Consumer	6,108		172		36		13		—		—		6,329
DDA overdrafts	—		—		—		—		—		—		—
Total	$	249,245	$	1,923	$	246	$	13	$	1,270	$	5,571	$	258,268
	Total Loans
	December 31, 2014
	Accruing
	Current		30-59 days		60-89 days		Over 90 days		Purchased-Credit Impaired		Non-accrual		Total
Residential real estate	$	1,286,306	$	4,949	$	758	$	169	$	—	$	2,394	$	1,294,576
Home equity	144,788		563		155		30		—		68		145,604
Commercial and industrial	138,980		243		—		210		—		1,115		140,548
Commercial real estate	1,014,251		1,371		210		—		1,270		11,729		1,028,831
Consumer	39,286		291		114		14		—		—		39,705
DDA overdrafts	2,483		317		2		—		—		—		2,802
Total	$	2,626,094	$	7,734	$	1,239	$	423	$	1,270	$	15,306	$	2,652,066

Schedule Of Impaired Loans

The following presents the Company’s impaired loans, by class (in thousands):

	December 31, 2015						December 31, 2014
			Unpaid						Unpaid
	Recorded		Principal		Related		Recorded		Principal		Related
	Investment		Balance		Allowance		Investment		Balance		Allowance
With no related allowance recorded:
Residential real estate	$	437	$	437	$	—	$	449	$	449	$	—
Home equity	297		297		—		297		297		—
Commercial and industrial	2,349		7,547		—		—		—		—
Commercial real estate	5,399		8,768		—		4,631		4,631		—
Consumer	—		—		—		—		—		—
DDA overdrafts	—		—		—		—		—		—
Total	$	8,482	$	17,049	$	—	$	5,377	$	5,377	$	—
With an allowance recorded
Residential real estate	$	—	$	—	$	—	$	—	$	—	$	—
Home equity	—		—		—		—		—		—
Commercial and industrial	—		—		—		—		—		—
Commercial real estate	—		—		—		1,392		1,392		252
Consumer	—		—		—		—		—		—
DDA overdrafts	—		—		—		—		—		—
Total	$	—	$	—	$	—	$	1,392	$	1,392	$	252

Schedule Of Information Related To Average Recorded Investment And Interest Income Recognized On Impaired Loans

The following table presents information related to the average recorded investment and interest income recognized on the Company’s impaired loans, by class (in thousands):

	For the year ended
	December 31, 2015				December 31, 2014
	Average		Interest		Average		Interest
	Recorded		Income		Recorded		Income
	Investment		Recognized		Investment		Recognized
With no related allowance recorded:
Residential real estate	$	441	$	—	$	452	$	—
Home equity	296		—		297		—
Commercial and industrial	2,913		—		—		—
Commercial real estate	4,869		4		6,657		17
Consumer	—		—		—		—
DDA overdrafts	—		—		—		—
Total	$	8,519	$	4	$	7,406	$	17
With an allowance recorded
Residential real estate	$	—	$	—	$	—	$	—
Home equity	—		—		—		—
Commercial and industrial	—		—		—		—
Commercial real estate	1,012		—		1,725		128
Consumer	—		—		—		—
DDA overdrafts	—		—		—		—
Total	$	1,012	$	—	$	1,725	$	128

Schedule Of Troubled Debt Restructurings

The following tables set forth the Company’s TDRs (in thousands):

	December 31, 2015						December 31, 2014
			Non-						Non-
	Accruing		Accruing		Total		Accruing		Accruing		Total
Commercial and industrial	$	58	$	—	$	58	$	73	$	—	$	73
Commercial real estate	1,746		—		1,746		2,263		—		2,263
Residential real estate	17,796		191		17,987		17,946		545		18,491
Home equity	2,659		34		2,693		2,673		15		2,688
Consumer	—		—		—		—		—		—
	$	22,259	$	225	$	22,484	$	22,955	$	560	$	23,515

	New TDRs					New TDRs
	For the year ended					For the year ended
	December 31, 2015					December 31, 2014
		Pre		Post			Pre		Post
		Modification		Modification			Modification		Modification
		Outstanding		Outstanding			Outstanding		Outstanding
	Number of	Recorded		Recorded		Number of	Recorded		Recorded
	Contracts	Investment		Investment		Contracts	Investment		Investment
Commercial and industrial	—	$	—	$	—	—	$	—	$	—
Commercial real estate	—	—		—		1	428		428
Residential real estate	38	2,969		2,969		35	2,381		2,381
Home equity	13	361		361		10	211		211
Consumer	—	—		—		—	—		—
	51	$	3,330	$	3,330	46	$	3,020	$	3,020