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Consolidated Statements Of Income - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
Interest Income        
Interest and fees on loans $ 27,875 $ 29,292 $ 86,075 $ 87,647
Interest and dividends on investment securities:        
Taxable 2,621 2,864 7,974 8,797
Tax-exempt 272 282 803 840
Total Interest Income 30,768 32,438 94,852 97,284
Interest Expense        
Interest on deposits 2,686 2,730 8,126 8,220
Interest on short-term borrowings 69 86 236 246
Interest on long-term debt 155 152 458 453
Total Interest Expense 2,910 2,968 8,820 8,919
Net Interest Income 27,858 29,470 86,032 88,365
Provision for loan losses 451 1,872 4,175 3,670
Net Interest Income After Provision for Loan Losses 27,407 27,598 81,857 84,695
Non-interest Income        
Gains on sale of investment securities 0 71 2,130 972
Service charges 6,907 6,934 19,423 19,833
Bankcard revenue 3,895 3,796 11,971 11,319
Insurance commissions 0 1,396 0 4,740
Trust and investment management fee income 1,176 1,103 3,577 3,251
Bank owned life insurance 929 771 2,476 2,292
Gain on sale of insurance division 0 0 11,084 0
Other income 799 538 2,471 1,646
Total Non-interest Income 13,706 14,609 53,132 44,053
Non-interest Expense        
Salaries and employee benefits 12,179 13,144 36,551 39,260
Occupancy and equipment 2,575 2,531 7,694 7,541
Depreciation 1,522 1,542 4,549 4,553
FDIC insurance expense 456 432 1,351 1,199
Advertising 777 799 2,182 2,548
Bankcard expenses 785 877 2,485 2,607
Postage, delivery, and statement mailings 523 557 1,591 1,662
Office supplies 384 405 1,077 1,235
Legal and professional fees 620 476 1,729 1,497
Telecommunications 418 510 1,356 1,354
Repossessed asset losses, net of expenses 492 31 1,047 552
Merger related expenses 175 0 283 0
Other expenses 4,471 3,021 9,891 7,998
Total Non-interest Expense 25,377 24,325 71,786 72,006
Income Before Income Taxes 15,736 17,882 63,203 56,742
Income tax expense 5,129 6,010 22,621 18,310
Net Income Available to Common Shareholders 10,607 11,872 40,582 38,432
Total comprehensive income $ 11,939 $ 11,460 $ 41,181 $ 40,501
Average common shares outstanding (in shares) 15,178 15,363 15,111 15,509
Effect of dilutive securities, employee stock awards and warrants outstanding (in shares) 20 82 58 85
Effect of dilutive securities:        
Shares for diluted earnings per share (in shares) 15,198 15,445 15,169 15,594
Basic earnings per common share (in dollars per share) $ 0.69 $ 0.76 $ 2.66 $ 2.45
Diluted earnings per common share (in dollars per share) 0.69 0.76 2.65 2.44
Dividends declared per common share (in dollars per share) $ 0.42 $ 0.4 $ 1.26 $ 1.2