The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A COMMON STOCK G1151C101 124 1,266 SH   SOLE   1,266 0 0
BUNGE LIMITED COM COMMON STOCK G16962105 22 300 SH   SOLE   300 0 0
DELPHI AUTOMOTIVE PLC SHS COMMON STOCK G27823106 2 23 SH   SOLE   23 0 0
ENSCO PLC SHS CLASS A COMMON STOCK G3157S106 1 45 SH   SOLE   45 0 0
INGERSOLL-RAND PLC SHS COMMON STOCK G47791101 546 10,750 SH   SOLE   10,700 0 50
INTERNATIONAL GAME TECHNOLOGSHS USD COMMON STOCK G4863A108 3 181 SH   SOLE   181 0 0
INVESCO LTD SHS COMMON STOCK G491BT108 34 1,095 SH   SOLE   1,095 0 0
MEDTRONIC PLC SHS COMMON STOCK G5960L103 753 11,250 SH   SOLE   11,150 100 0
MEDTRONIC PLC SHS COMMON STOCK G5960L103 7 100 SH   DFND   100 0 0
PARAGON OFFSHORE PLC SHS COMMON STOCK G6S01W108 0 33 SH   SOLE   33 0 0
NOBLE CORP PLC SHS USD COMMON STOCK G65431101 1 100 SH   SOLE   100 0 0
PENTAIR PLC SHS COMMON STOCK G7S00T104 3 51 SH   SOLE   51 0 0
TYCO INTL PLC SHS COMMON STOCK G91442106 8 225 SH   SOLE   225 0 0
ACE LTD SHS COMMON STOCK H0023R105 19 185 SH   SOLE   185 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - FOREIGN EQUITIES N53745100 42 499 SH   SOLE   499 0 0
MYLAN N V SHS EURO COMMON STOCK N59465109 165 4,100 SH   SOLE   4,100 0 0
NXP SEMICONDUCTORS N V COM COMMON STOCK N6596X109 3 32 SH   SOLE   32 0 0
ROYAL CARIBBEAN CRUISES LTD COM COMMON STOCK V7780T103 1 42 SH   SOLE   42 0 0
TEEKAY LNG PARTNERS L P PRTNRSP UNITS COMMON STOCK Y8564M105 30 1,246 SH   SOLE   1,246 0 0
AFLAC INC COM COMMON STOCK 001055102 966 16,614 SH   SOLE   16,364 0 250
AGCO CORP COM COMMON STOCK 001084102 6 116 SH   SOLE   116 0 0
ALPS ETF TR ALERIAN MLP MISC. 00162Q866 25 1,975 SH   SOLE   1,975 0 0
AT&T INC COMMON STOCK 00206R102 3,008 92,344 SH   SOLE   91,469 600 275
AT&T INC COMMON STOCK 00206R102 49 1,500 SH   DFND   1,100 400 0
ABBOTT LABS COM COMMON STOCK 002824100 1,402 34,861 SH   SOLE   34,511 200 150
ABBOTT LABS COM COMMON STOCK 002824100 4 100 SH   DFND   100 0 0
ABBVIE INC COM COMMON STOCK 00287Y109 1,853 34,055 SH   SOLE   33,405 400 250
ABBVIE INC COM COMMON STOCK 00287Y109 5 100 SH   DFND   100 0 0
ADOBE SYS INC COM COMMON STOCK 00724F101 16 200 SH   SOLE   200 0 0
AETNA INC COMMON STOCK 00817Y108 199 1,820 SH   SOLE   1,820 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 3 22 SH   SOLE   22 0 0
ALCOA INC COM COMMON STOCK 013817101 24 2,500 SH   SOLE   2,500 0 0
ALCATEL-LUCENT SPONSORED ADR COMMON STOCK 013904305 1 429 SH   SOLE   429 0 0
ALLIANT ENERGY CORP COM COMMON STOCK 018802108 12 200 SH   SOLE   200 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 12 200 SH   SOLE   200 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 2,022 37,161 SH   SOLE   37,011 0 150
ALTRIA GROUP INC COMMON STOCK 02209S103 65 1,200 SH   DFND   1,200 0 0
AMAZON COM INC COM COMMON STOCK 023135106 128 250 SH   SOLE   250 0 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS FOREIGN EQUITIES 02364W105 7 418 SH   SOLE   418 0 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 512 9,004 SH   SOLE   9,004 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 122 1,646 SH   SOLE   1,646 0 0
AMERICAN INTL GROUP INC COM NEW COMMON STOCK 026874784 66 1,165 SH   SOLE   1,165 0 0
AMERICAN STS WTR CO COM COMMON STOCK 029899101 50 1,200 SH   SOLE   1,200 0 0
AMERICAN WTR WKS CO INC NEW COM COMMON STOCK 030420103 9 170 SH   SOLE   170 0 0
AMGEN INC COM COMMON STOCK 031162100 1,571 11,361 SH   SOLE   11,261 100 0
AMGEN INC COM COMMON STOCK 031162100 14 100 SH   DFND   100 0 0
ANADARKO PETE CORP COM COMMON STOCK 032511107 2 25 SH   SOLE   25 0 0
ANALOG DEVICES INC COM COMMON STOCK 032654105 13 235 SH   SOLE   235 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR FOREIGN EQUITIES 03524A108 14 130 SH   SOLE   130 0 0
ANNALY MTG MGMT INC COM REIT 035710409 198 20,050 SH   SOLE   19,550 0 500
ANNALY MTG MGMT INC COM REIT 035710409 7 700 SH   DFND   700 0 0
ANTHEM INC COM COMMON STOCK 036752103 228 1,630 SH   SOLE   1,630 0 0
APPLE INC COM COMMON STOCK 037833100 3,312 30,030 SH   SOLE   30,030 0 0
APPLIED MATLS INC COM COMMON STOCK 038222105 10 700 SH   SOLE   700 0 0
AQUA AMERICA INC COM COMMON STOCK 03836W103 102 3,862 SH   SOLE   3,862 0 0
ARCH COAL INC COM NEW COMMON STOCK 039380308 0 112 SH   SOLE   112 0 0
ARCHER DANIELS MIDLAND COMMON STOCK 039483102 48 1,150 SH   SOLE   1,150 0 0
ASHLAND INC NEW COM COMMON STOCK 044209104 234 2,321 SH   SOLE   2,321 0 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 2,095 26,074 SH   SOLE   25,974 100 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 8 100 SH   DFND   100 0 0
AUTOZONE INC COM COMMON STOCK 053332102 18 25 SH   SOLE   25 0 0
BB&T CORP COM COMMON STOCK 054937107 1,991 55,952 SH   SOLE   55,752 0 200
BB&T CORP COM COMMON STOCK 054937107 7 200 SH   DFND   200 0 0
BCE INC COM NEW COMMON STOCK 05534B760 63 1,545 SH   SOLE   1,545 0 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 762 24,958 SH   SOLE   24,833 125 0
BNC BANCORP COM COMMON STOCK 05566T101 15 695 SH   SOLE   695 0 0
BAIDU INC SPON ADR REP A FOREIGN EQUITIES 056752108 26 190 SH   SOLE   190 0 0
BAKER HUGHES INC COMMON STOCK 057224107 835 16,050 SH   SOLE   16,050 0 0
BALL CORP COM COMMON STOCK 058498106 37 598 SH   SOLE   598 0 0
BANK OF AMERICA CORPORATION COM COMMON STOCK 060505104 507 32,574 SH   SOLE   32,574 0 0
BANK OF NEW YORK MELLON CORPCOM COMMON STOCK 064058100 927 23,688 SH   SOLE   23,688 0 0
BANK NOVA SCOTIA HALIFAX COM COMMON STOCK 064149107 13 300 SH   SOLE   300 0 0
BARCLAY'S BANK PFD NON COM ADR PERPETUAL 6.625% PREFERRED STOCK 06739F390 22 850 SH   SOLE   850 0 0
BARCLAYS BANK PLC PFD NON- CUM 7.10%* PREFERRED STOCK 06739H776 197 7,700 SH   SOLE   7,700 0 0
BARRICK GOLD CORP COM FOREIGN EQUITIES 067901108 1 185 SH   SOLE   185 0 0
BAXALTA INC COM COMMON STOCK 07177M103 674 21,390 SH   SOLE   21,115 150 125
BAXTER INTL INC COM COMMON STOCK 071813109 712 21,690 SH   SOLE   21,415 150 125
BECTON DICKINSON & CO COM COMMON STOCK 075887109 1,114 8,396 SH   SOLE   8,346 0 50
BERKSHIRE HATHAWAY INC DEL CL A COMMON STOCK 084670108 390 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702 203 1,555 SH   SOLE   1,555 0 0
BEST BUY COMMON STOCK 086516101 37 1,000 SH   SOLE   1,000 0 0
BIOGEN IDEC INC COM COMMON STOCK 09062X103 80 275 SH   SOLE   275 0 0
BLACKROCK INC COM COMMON STOCK 09247X101 16 55 SH   SOLE   55 0 0
BLACKROCK TAX MUNICPAL BD TRSHS MUTUAL FUNDS-FIXED INCOME 09248X100 4 200 SH   SOLE   200 0 0
BLACKROCK LTD DURATION INC TCOM SHS MUTUAL FUNDS-EQUITIES 09249W101 43 3,000 SH   SOLE   3,000 0 0
BLACKROCK ENHANCED EQT DIV TCOM MUTUAL FUNDS-EQUITIES 09251A104 87 12,040 SH   SOLE   12,040 0 0
BLACKROCK MUNIYIELD INVST FD MUTUAL FUNDS-FIXED INCOME 09254R104 19 1,280 SH   SOLE   1,280 0 0
BLACKROCK MUN TARGET TERM TR MUTUAL FUNDS-NON TAX 09257P105 204 10,000 SH   SOLE   10,000 0 0
BOB EVANS FARMS INC COM COMMON STOCK 096761101 62 1,438 SH   SOLE   1,438 0 0
BOEING CO COM COMMON STOCK 097023105 213 1,625 SH   SOLE   1,625 0 0
BOEING CO COM COMMON STOCK 097023105 23 175 SH   DFND   0 175 0
BORGWARNER INC COM COMMON STOCK 099724106 10 250 SH   SOLE   250 0 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 1,172 19,804 SH   SOLE   19,504 100 200
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 18 300 SH   DFND   300 0 0
BROADCOM CORP CL A COMMON STOCK 111320107 18 350 SH   SOLE   350 0 0
BROOKFIELD ASSET MANGEMENT COMMON STOCK 112585104 4 126 SH   SOLE   126 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN COMMON STOCK 118230101 47 800 SH   SOLE   800 0 0
CECO ENVIRONMENTAL CORP COM COMMON STOCK 125141101 12 1,457 SH   SOLE   1,457 0 0
CME GROUP INC COM COMMON STOCK 12572Q105 12 125 SH   SOLE   125 0 0
CSX CORP COM COMMON STOCK 126408103 1,142 42,458 SH   SOLE   42,108 0 350
CVS HEALTH CORP COM COMMON STOCK 126650100 579 5,998 SH   SOLE   5,998 0 0
CALIFORNIA WTR SVC GROUP COMMON STOCK 130788102 22 1,000 SH   SOLE   1,000 0 0
CALLON PETE CO DEL COM COMMON STOCK 13123X102 2 300 SH   SOLE   300 0 0
CAMDEN PROPERTY TRUST REIT SBI COMMON STOCK 133131102 74 1,000 SH   SOLE   1,000 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 1,411 27,848 SH   SOLE   27,648 200 0
CANADIAN NATL RY CO COM COMMON STOCK 136375102 66 1,163 SH   SOLE   1,163 0 0
CAPITAL ONE FINL CORP COM COMMON STOCK 14040H105 10 134 SH   SOLE   134 0 0
CARDINAL HEALTH INC COM COMMON STOCK 14149Y108 140 1,825 SH   SOLE   1,825 0 0
CARE CAP PPTYS INC COM COMMON STOCK 141624106 0 11 SH   SOLE   11 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 1,185 18,125 SH   SOLE   17,990 50 85
CELGENE CORP COM COMMON STOCK 151020104 168 1,550 SH   SOLE   1,550 0 0
CENTENE CORP DEL COM COMMON STOCK 15135B101 8 142 SH   SOLE   142 0 0
CENTURYLINK INC COM COMMON STOCK 156700106 1,424 56,730 SH   SOLE   56,530 200 0
CENTURYLINK INC COM COMMON STOCK 156700106 13 500 SH   DFND   500 0 0
CERNER CORP COM COMMON STOCK 156782104 15 250 SH   SOLE   250 0 0
CHEMOURS CO COM COMMON STOCK 163851108 0 15 SH   SOLE   15 0 0
CHEMTURA CORP COM NEW COMMON STOCK 163893209 0 11 SH   SOLE   11 0 0
CHESAPEAKE ENERGY CORP COM COMMON STOCK 165167107 1 200 SH   SOLE   200 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 1,640 20,797 SH   SOLE   20,702 60 35
CHICAGO BRIDGE & IRON CO N VCOM FOREIGN EQUITIES 167250109 35 884 SH   SOLE   884 0 0
CHUBB CORP COM COMMON STOCK 171232101 84 681 SH   SOLE   681 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 1,914 72,922 SH   SOLE   72,322 200 400
CISCO SYS INC COM COMMON STOCK 17275R102 8 300 SH   DFND   300 0 0
CITIGROUP INC COM NEW COMMON STOCK 172967424 93 1,880 SH   SOLE   1,880 0 0
CITY HLDG CO COM COMMON STOCK 177835105 19,497 395,556 SH   SOLE   389,328 6,121 107
COACH INC COM COMMON STOCK 189754104 202 6,975 SH   SOLE   6,975 0 0
COCA COLA CO COM COMMON STOCK 191216100 3,372 84,075 SH   SOLE   83,275 375 425
COHEN & STEERS REIT & PFD INCOME FUND INC. REIT 19247X100 24 1,400 SH   SOLE   1,400 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 1,365 21,506 SH   SOLE   21,506 0 0
COLUMBIA PIPELINE GROUP INC COM COMMON STOCK 198280109 7 410 SH   SOLE   410 0 0
COMCAST CORPORTATION (NEW) COMMON STOCK 20030N101 122 2,142 SH   SOLE   2,142 0 0
COMMUNITY HEALTH SYS INC NEWCOM COMMON STOCK 203668108 2 54 SH   SOLE   54 0 0
COMMUNITY HEALTH SYS INC NEWRIGHT 99/99/9999 WARRANTS & RIGHTS 203668116 1 800 SH   SOLE   800 0 0
CONAGRA FOODS INC COM COMMON STOCK 205887102 779 19,223 SH   SOLE   18,823 0 400
CONOCOPHILLIPS COM COMMON STOCK 20825C104 1,782 37,166 SH   SOLE   36,931 110 125
CONOCOPHILLIPS COM COMMON STOCK 20825C104 10 200 SH   DFND   200 0 0
CONSOL ENERGY INC COM COMMON STOCK 20854P109 43 4,401 SH   SOLE   4,401 0 0
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 1,135 16,982 SH   SOLE   16,932 50 0
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 40 600 SH   DFND   400 200 0
CORNING INC COM COMMON STOCK 219350105 160 9,338 SH   SOLE   9,338 0 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105 51 355 SH   SOLE   355 0 0
CRACKER BARREL OLD CTRY STORCOM COMMON STOCK 22410J106 74 500 SH   SOLE   500 0 0
CUMMINS INC COM COMMON STOCK 231021106 37 342 SH   SOLE   342 0 0
DBX ETF TR XTRAK MSCI EAFE MUTUAL FUNDS-EQUITIES 233051200 2 70 SH   SOLE   70 0 0
D R HORTON INC COM COMMON STOCK 23331A109 16 560 SH   SOLE   560 0 0
DTE ENERGY CO COM COMMON STOCK 233331107 749 9,319 SH   SOLE   9,319 0 0
DANAHER CORP COMMON STOCK 235851102 13 150 SH   SOLE   150 0 0
DARLING INGREDIENTS INC COM COMMON STOCK 237266101 3 302 SH   SOLE   302 0 0
DEERE & CO COM COMMON STOCK 244199105 1,393 18,828 SH   SOLE   18,703 0 125
DEVON ENERGY CORP NEW COM COMMON STOCK 25179M103 31 840 SH   SOLE   840 0 0
DIAGEO P L C SPON ADR NEW FOREIGN EQUITIES 25243Q205 49 450 SH   SOLE   450 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 950 9,299 SH   SOLE   9,299 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 20 200 SH   DFND   0 200 0
DOLLAR GEN CORP NEW COM COMMON STOCK 256677105 846 11,675 SH   SOLE   11,475 100 100
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 1,460 20,743 SH   SOLE   20,693 0 50
DOW CHEM CO COM COMMON STOCK 260543103 140 3,305 SH   SOLE   3,305 0 0
DU PONT E I DE NEMOURS & CO COM COMMON STOCK 263534109 1,706 35,390 SH   SOLE   34,990 325 75
DU PONT E I DE NEMOURS & CO COM COMMON STOCK 263534109 17 350 SH   DFND   0 350 0
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204 1,197 16,640 SH   SOLE   16,466 174 0
E M C CORP MASS COM COMMON STOCK 268648102 534 22,125 SH   SOLE   22,125 0 0
EOG RES INC COM COMMON STOCK 26875P101 21 282 SH   SOLE   282 0 0
EATON VANCE MUN BD FD COM MUTUAL FUNDS-FIXED INCOME 27827X101 125 10,000 SH   SOLE   10,000 0 0
EATON VANCE ENH EQTY INC FD COM MUTUAL FUNDS-EQUITIES 278277108 16 1,260 SH   SOLE   1,260 0 0
EATON VANCE TAX MGD DIV EQUITY INCOME FUND CLOSED-END EQUITY FUNDS 27828N102 32 3,099 SH   SOLE   3,099 0 0
EATON VANCE TAX ADVANTAGED GLOBAL DIVID INCOME MUTUAL FUNDS-INTL FIXED INCOME 27828S101 31 2,065 SH   SOLE   2,065 0 0
EATON VANCE TX MGD GL BUY WROPPORTUNITIES FD CLOSED-END EQUITY FUNDS 27829C105 4 400 SH   SOLE   400 0 0
EATON VANCE TAX MGD GLBL DIV EQUITY INCOME FD CLOSED-END EQUITY FUNDS 27829F108 7 800 SH   SOLE   800 0 0
EATON VANCE RISK MGD DIVER EQUITY INCOME FUND CLOSED-END EQUITY FUNDS 27829G106 27 2,819 SH   SOLE   2,819 0 0
EBAY INC COMMON STOCK 278642103 16 647 SH   SOLE   647 0 0
EDISON INTL COM COMMON STOCK 281020107 44 690 SH   SOLE   690 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104 1,241 28,113 SH   SOLE   27,788 50 275
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN COMMON STOCK 29273R109 23 568 SH   SOLE   568 0 0
ENERGY TRANSFER EQUITY L P COM UT LTD PTN COMMON STOCK 29273V100 41 1,972 SH   SOLE   1,972 0 0
ENTERGY CORP NEW COM COMMON STOCK 29364G103 13 200 SH   SOLE   200 0 0
ENTERPRISE PRODS PARTNERS L P COM UNIT COMMON STOCK 293792107 50 2,000 SH   SOLE   2,000 0 0
ENZO BIOCHEM INC COM COMMON STOCK 294100102 0 120 SH   SOLE   120 0 0
EQUINIX INC COM PAR $0.001 COMMON STOCK 29444U700 65 237 SH   SOLE   237 0 0
EQUITY RESIDENTIAL SH BEN INT COMMON STOCK 29476L107 4 51 SH   SOLE   51 0 0
EVERSOURCE ENERGY COM COMMON STOCK 30040W108 38 741 SH   SOLE   741 0 0
EXELON CORP COM COMMON STOCK 30161N101 431 14,499 SH   SOLE   14,399 100 0
EXPRESS SCRIPTS HLDG CO COM COMMON STOCK 30219G108 76 935 SH   SOLE   935 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 3,074 41,340 SH   SOLE   40,855 200 285
EXXON MOBIL CORP COM COMMON STOCK 30231G102 30 400 SH   DFND   200 200 0
FACEBOOK INC CL A COMMON STOCK 30303M102 59 658 SH   SOLE   658 0 0
FASTENAL CO COM COMMON STOCK 311900104 10 282 SH   SOLE   282 0 0
FEDEX CORP COM COMMON STOCK 31428X106 54 375 SH   SOLE   375 0 0
FIRST CMNTY BANCSHARES INC NCOM COMMON STOCK 31983A103 9 525 SH   SOLE   525 0 0
FIRST TR INTER DUR PFD & IN COM PREFERRED STOCK 33718W103 30 1,405 SH   SOLE   0 1,405 0
FIRST UNITED CORP COM COMMON STOCK 33741H107 4 500 SH   SOLE   500 0 0
FIRSTENERGY CORP COM COMMON STOCK 337932107 128 4,079 SH   SOLE   4,079 0 0
FLOUR CORP NEW COM COMMON STOCK 343412102 4 102 SH   SOLE   102 0 0
FLOWSERVE CORP COM COMMON STOCK 34354P105 3 61 SH   SOLE   61 0 0
FOOT LOCKER INC COM COMMON STOCK 344849104 547 7,600 SH   SOLE   7,600 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 89 6,559 SH   SOLE   6,559 0 0
FRANKLIN RES INC COM COMMON STOCK 354613101 8 210 SH   SOLE   210 0 0
FREEPORT-MCMORAN COPPER & GOLD INC CL B COMMON STOCK 35671D857 81 8,353 SH   SOLE   8,353 0 0
FRONTIER COMMUNICATIONS CORPCOM COMMON STOCK 35906A108 4 831 SH   SOLE   831 0 0
GSV CAP CORP COM COMMON STOCK 36191J101 2 300 SH   SOLE   300 0 0
GALLAGHER ARTHUR J & CO COM COMMON STOCK 363576109 53 1,274 SH   SOLE   1,274 0 0
GANNETT CO INC COM COMMON STOCK 36473H104 4 250 SH   SOLE   250 0 0
GENERAL DYNAMICS CORP COM COMMON STOCK 369550108 162 1,176 SH   SOLE   1,176 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 3,135 124,354 SH   SOLE   123,179 650 525
GENERAL ELEC CO COM COMMON STOCK 369604103 37 1,450 SH   DFND   450 1,000 0
GENERAL MILLS INC COMMON STOCK 370334104 2,113 37,642 SH   SOLE   36,992 525 125
GENERAL MTRS CO COM COMMON STOCK 37045V100 8 254 SH   SOLE   254 0 0
GENERAL MTRS CO *W EXP 07/10/2016 WARRANTS & RIGHTS 37045V118 2 116 SH   SOLE   116 0 0
GENERAL MTRS CO *W EXP 07/10/2019 WARRANTS & RIGHTS 37045V126 2 116 SH   SOLE   116 0 0
GENUINE PARTS CO COM COMMON STOCK 372460105 1,196 14,433 SH   SOLE   14,433 0 0
GILEAD SCIENCES INC COM COMMON STOCK 375558103 597 6,076 SH   SOLE   6,076 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 1,268 32,983 SH   SOLE   32,258 550 175
GLOBAL X FDS GBLX URANIUM NEW COMMON STOCK 37950E275 1 133 SH   SOLE   133 0 0
GOLDCORP INC NEW COM COMMON STOCK 380956409 1 99 SH   SOLE   99 0 0
GOLDMAN SACHS GROUP INC COM COMMON STOCK 38141G104 114 657 SH   SOLE   657 0 0
GOLDMAN SACHS MLP INC OPP FDCOM SHS COMMON STOCK 38147W103 1 100 SH   SOLE   0 100 0
GOOGLE INC CL A COMMON STOCK 38259P508 229 358 SH   SOLE   358 0 0
GOOGLE INC CL C COMMON STOCK 38259P706 130 213 SH   SOLE   213 0 0
GREAT PLAINS ENERGY INC COM COMMON STOCK 391164100 16 600 SH   SOLE   600 0 0
GREENHAVEN CONT CMDTY INDEX UNIT BEN INT COMMODITIES 395258106 6 325 SH   SOLE   325 0 0
HCA HOLDINGS INC COM COMMON STOCK 40412C101 2 31 SH   SOLE   31 0 0
HSBC HLDGS PLC ADR A 1/40PF A PREFERRED STOCK 404280604 20 800 SH   SOLE   800 0 0
HALLIBURTON CO COM COMMON STOCK 406216101 43 1,213 SH   SOLE   1,213 0 0
HANCOCK JOHN PFD INCOME FD SH BEN INT MUTUAL FUNDS-FIXED INCOME 41013W108 19 1,000 SH   SOLE   1,000 0 0
HANESBRANDS INC COM COMMON STOCK 410345102 6 245 SH   SOLE   245 0 0
HARLEY DAVIDSON INC COM COMMON STOCK 412822108 18 320 SH   SOLE   320 0 0
HARRIS CORP DEL COM COMMON STOCK 413875105 1 15 SH   SOLE   15 0 0
HEMISPHERX BIOPHARMA INC COM COMMON STOCK 42366C103 1 5,000 SH   SOLE   5,000 0 0
HERSHEY CO COM COMMON STOCK 427866108 8 86 SH   SOLE   86 0 0
HEWLETT PACKARD CO COM COMMON STOCK 428236103 398 15,558 SH   SOLE   15,558 0 0
HILTON WORLDWIDE HLDGS INC COM COMMON STOCK 43300A104 1 63 SH   SOLE   63 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 1,312 11,359 SH   SOLE   11,259 0 100
HONEYWELL INTL INC COM COMMON STOCK 438516106 266 2,805 SH   SOLE   2,805 0 0
HUNTINGTON BANCSHARES INC COM COMMON STOCK 446150104 132 12,467 SH   SOLE   12,467 0 0
ITT CORP NEW COM NEW COMMON STOCK 450911201 3 75 SH   SOLE   75 0 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109 794 9,650 SH   SOLE   9,650 0 0
IMATION CORP COM COMMON STOCK 45245A107 0 48 SH   SOLE   48 0 0
IMPERIAL OIL LTD COM NEW FOREIGN EQUITIES 453038408 12 370 SH   SOLE   370 0 0
INTEL CORP COM COMMON STOCK 458140100 2,545 84,456 SH   SOLE   83,556 300 600
INTERDIGITAL INC COM COMMON STOCK 45867G101 334 6,599 SH   SOLE   6,599 0 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 2,297 15,844 SH   SOLE   15,744 100 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 14 100 SH   DFND   0 100 0
INTL PAPER CO COM COMMON STOCK 460146103 19 500 SH   SOLE   500 0 0
ISHARES SILVER TRUST ISHARES COMMODITIES 46428Q109 29 2,100 SH   SOLE   2,100 0 0
ISHARES GOLD TRUST ISHARES MISC. 464285105 23 2,100 SH   SOLE   2,100 0 0
EFT ISHARES INC MSCI GLOBAL AGRICULTURE PRODUCER COMMODITIES 464286350 12 550 SH   SOLE   550 0 0
ISHARES INC MSCI CDA INDEX MUTUAL FUNDS-INTERNATIONAL EQT 464286509 35 1,500 SH   SOLE   1,500 0 0
ISHARES INC MSCI EMU INDEX MUTUAL FUNDS-INTERNATIONAL EQT 464286608 45 1,300 SH   SOLE   1,300 0 0
ISHARES INC MSCI PAC J IDX MUTUAL FUNDS-INTERNATIONAL EQT 464286665 54 1,475 SH   SOLE   1,475 0 0
ISHARES INC MSCI SINGAPORE MUTUAL FUNDS-INTERNATIONAL EQT 464286673 25 2,500 SH   SOLE   2,500 0 0
ISHARES INC MSCI SWITZERLD MUTUAL FUNDS-INTERNATIONAL EQT 464286749 28 900 SH   SOLE   900 0 0
ISHARES INC MSCI JAPAN MUTUAL FUNDS-INTERNATIONAL EQT 464286848 114 10,000 SH   SOLE   10,000 0 0
ISHARES INC MSCI HONG KONG MUTUAL FUNDS-INTERNATIONAL EQT 464286871 38 2,000 SH   SOLE   2,000 0 0
I SHARES SELECT DIVIDEND INDEX MUTUAL FUNDS-LARGE CAP 464287168 476 6,540 SH   SOLE   6,415 0 125
ISHARES BARCLAYS TIP BOND FUND MUTUAL FUNDS-FIXED INCOME 464287176 74 666 SH   SOLE   666 0 0
ISHARES CORE TOTAL US BOND MARKET ETF MUTUAL FUNDS-FIXED INCOME 464287226 29 267 SH   SOLE   267 0 0
ISHARES TR INDEX MSCI EMERG MKT MUTUAL FUNDS-INTERNATIONAL EQT 464287234 582 17,762 SH   SOLE   17,762 0 0
ISHARES TR INDEX MSCI EMERG MKT MUTUAL FUNDS-INTERNATIONAL EQT 464287234 13 400 SH   DFND   400 0 0
ISHARES IBOXX $ INVESTMENT GRADE CORP BD FD MUTUAL FUNDS-FIXED INCOME 464287242 654 5,635 SH   SOLE   5,635 0 0
ETF I-SHARES TRUST EAFE INDEX FUND MUTUAL FUNDS-INTERNATIONAL EQT 464287465 1,284 22,404 SH   SOLE   22,304 0 100
ETF I-SHARES TRUST EAFE INDEX FUND MUTUAL FUNDS-INTERNATIONAL EQT 464287465 17 300 SH   DFND   300 0 0
ISHARES TR RUSSELL MCP VL MUTUAL FUNDS-MID CAP 464287473 1,468 21,885 SH   SOLE   21,885 0 0
ISHARES TR RUSSELL MID CAP G MUTUAL FUNDS-MID CAP 464287481 20 230 SH   SOLE   230 0 0
I SHARES RUSSELL MID-CAP INDEX FD MUTUAL FUNDS-MID CAP 464287499 1,345 8,645 SH   SOLE   8,605 0 40
ISHARES CORE S&P MID-CAP EFT MUTUAL FUNDS-MID CAP 464287507 283 2,068 SH   SOLE   2,068 0 0
ISHARES TR RUS 1000 VAL ETF MUTUAL FUNDS-LARGE CAP 464287598 29 312 SH   SOLE   312 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX FUND MUTUAL FUNDS-MID CAP 464287606 289 1,839 SH   SOLE   1,839 0 0
ISHARES TR RUSSELL1000GRW MUTUAL FUNDS-EQUITIES 464287614 402 4,326 SH   SOLE   4,326 0 0
ISHARES TR INDEX RUSL 2000 VALU MUTUAL FUNDS-SMALL CAP 464287630 1,352 15,002 SH   SOLE   15,002 0 0
ISHARES TR RUSL 2000 GROW COMMON STOCK 464287648 8 57 SH   SOLE   57 0 0
I SHARES RUSSELL 2000 INDEX FD MUTUAL FUNDS-SMALL CAP 464287655 1,139 10,434 SH   SOLE   10,364 0 70
ISHARES S&P MIDCAP 400 VALUE INDEX FUND MUTUAL FUNDS-MID CAP 464287705 92 799 SH   SOLE   799 0 0
ISHARES TR U.S. REAL ES ETF REIT 464287739 442 6,230 SH   SOLE   6,230 0 0
ISHARES TR DJ US ENERGY COMMON STOCK 464287796 10 300 SH   SOLE   300 0 0
ISHARES CORE S&P SMALL CAP ETF MUTUAL FUNDS-SMALL CAP 464287804 207 1,945 SH   SOLE   1,945 0 0
ISHARES S&P SMALL CAP 600 VALUE INDEX FUND MUTUAL FUNDS-SMALL CAP 464287879 401 3,829 SH   SOLE   3,829 0 0
ISHARES S&P SMALL CAP 600 GROWTH INDEX FUND MUTUAL FUNDS-SMALL CAP 464287887 267 2,219 SH   SOLE   2,219 0 0
ETF ISHARES JPM USD EM MUTUAL FUNDS-INTL FIXED INCOME 464288281 74 695 SH   SOLE   695 0 0
ISHARES NAT AMT FREE BD MUTUAL FUNDS-FIXED INCOME 464288414 280 2,556 SH   SOLE   2,556 0 0
ISHARES TRUSTIBOXX HIGHYIELDCORPORATE BOND MUTUAL FUND-FIXED INC HIGH YLD 464288513 73 880 SH   SOLE   880 0 0
ISHARES TR CORE US CR BD MUTUAL FUNDS-EQUITIES 464288620 25 226 SH   SOLE   226 0 0
ETF ISHARES 1-3 YEAR CCREDIT BOND FUND MUTUAL FUNDS-FIXED INCOME 464288646 3 25 SH   SOLE   25 0 0
ISHARES TR US PFD STK IDX PREFERRED STOCK 464288687 978 25,340 SH   SOLE   25,340 0 0
ISHARES TR US PFD STK IDX PREFERRED STOCK 464288687 8 200 SH   DFND   200 0 0
ISHARES EAFE VALUE ETF MUTUAL FUNDS-INTERNATIONAL EQT 464288877 668 14,420 SH   SOLE   14,420 0 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 1,185 19,429 SH   SOLE   19,354 0 75
JP MORGAN ALERIAN ENERGY MLPINDEX ETN COMMON STOCK 46625H365 150 4,944 SH   SOLE   4,944 0 0
JABIL CIRCUIT INC COM COMMON STOCK 466313103 14 625 SH   SOLE   625 0 0
JANUS CAP GROUP INC COM COMMON STOCK 47102X105 21 1,526 SH   SOLE   1,526 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 3,083 33,023 SH   SOLE   32,973 0 50
JOHNSON & JOHNSON COM COMMON STOCK 478160104 9 100 SH   DFND   100 0 0
JOHNSON CTLS INC COM COMMON STOCK 478366107 707 17,100 SH   SOLE   16,925 100 75
JUNIPER NETWORKS INC COM COMMON STOCK 48203R104 17 680 SH   SOLE   680 0 0
KANSAS CITY SOUTHERN COM NEW COMMON STOCK 485170302 9 100 SH   SOLE   100 0 0
KAYNE ANDERSON ENRGY TTL RT FD MUTUAL FUNDS-EQUITIES 48660P104 12 902 SH   SOLE   902 0 0
CEF KAYNE ANDERSON MLP INVESTMENT CO CLOSED-END EQUITY FUNDS 486606106 8 358 SH   SOLE   358 0 0
KELLOGG CO COM COMMON STOCK 487836108 1,714 25,763 SH   SOLE   25,363 350 50
KIMBERLY-CLARK CORP COMMON STOCK 494368103 54 497 SH   SOLE   497 0 0
KINDER MORGAN INC DEL COM COMMON STOCK 49456B101 229 8,277 SH   SOLE   8,277 0 0
KOHLS CORP COM COMMON STOCK 500255104 916 19,780 SH   SOLE   19,680 0 100
KRAFT HEINZ CO COM COMMON STOCK 500754106 52 735 SH   SOLE   735 0 0
KROGER CO COM COMMON STOCK 501044101 65 1,790 SH   SOLE   1,790 0 0
L BRANDS INC COM COMMON STOCK 501797104 120 1,331 SH   SOLE   1,331 0 0
L-3 COMMUNICATIONS HLDGS INCCOM COMMON STOCK 502424104 760 7,273 SH   SOLE   7,273 0 0
LEGGETT & PLATT INC COM COMMON STOCK 524660107 44 1,075 SH   SOLE   1,075 0 0
LENNAR CORP CL A COMMON STOCK 526057104 12 250 SH   SOLE   250 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 1,800 21,507 SH   SOLE   21,307 100 100
LILLY ELI & CO COM COMMON STOCK 532457108 50 600 SH   DFND   600 0 0
LINCOLN NATL CORP IND COM COMMON STOCK 534187109 3 53 SH   SOLE   53 0 0
LINDSAY CORP COM COMMON STOCK 535555106 8 125 SH   SOLE   125 0 0
LINN ENERGY LLC UNIT LTD LIAB COMMON STOCK 536020100 4 1,550 SH   SOLE   0 1,550 0
LIVE NATION INC COMMON STOCK 538034109 0 12 SH   SOLE   12 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 120 581 SH   SOLE   581 0 0
LOWES COS INC COM COMMON STOCK 548661107 2,770 40,196 SH   SOLE   39,546 475 175
LOWES COS INC COM COMMON STOCK 548661107 21 300 SH   DFND   300 0 0
MDU RESOURCES GROUP COMMON STOCK 552690109 590 34,350 SH   SOLE   34,000 150 200
MACYS INC COM COMMON STOCK 55616P104 6 125 SH   SOLE   125 0 0
MANPOWERGROUP INC COM COMMON STOCK 56418H100 8 100 SH   SOLE   100 0 0
MARATHON OIL CORP COMMON STOCK 565849106 303 19,685 SH   SOLE   19,385 0 300
MARATHON PETE CORP COM COMMON STOCK 56585A102 35 750 SH   SOLE   750 0 0
MARKET VECTORS ETF TR MKTVEC INTMUETF MUTUAL FUNDS-FIXED INCOME 57060U845 50 2,105 SH   SOLE   2,105 0 0
MASTERCARD INC CL A COMMON STOCK 57636Q104 813 9,024 SH   SOLE   8,859 0 165
MATTEL INC COM COMMON STOCK 577081102 1 50 SH   SOLE   50 0 0
MAXIM INTERGRATED PRODS INC COM COMMON STOCK 57772K101 14 430 SH   SOLE   430 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 1,991 20,204 SH   SOLE   20,004 0 200
MERCK & CO INC NEW COM COMMON STOCK 58933Y105 187 3,795 SH   SOLE   3,795 0 0
MET LIFE COMMON STOCK COMMON STOCK 59156R108 55 1,164 SH   SOLE   1,164 0 0
MICROSOFT CORP COM COMMON STOCK 594918104 2,415 54,577 SH   SOLE   54,177 200 200
MICROSOFT CORP COM COMMON STOCK 594918104 13 300 SH   DFND   300 0 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 1,217 28,239 SH   SOLE   27,964 175 100
MICRON TECHNOLOGY INC COM COMMON STOCK 595112103 1 100 SH   SOLE   100 0 0
MIDDLESEX WATER CO COM COMMON STOCK 596680108 60 2,500 SH   SOLE   2,500 0 0
MOLSON COORS BREWING CO CL B COMMON STOCK 60871R209 2 25 SH   SOLE   25 0 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 34 806 SH   SOLE   806 0 0
MONSANTO CO NEW COM COMMON STOCK 61166W101 21 245 SH   SOLE   245 0 0
MOODYS CORP COM COMMON STOCK 615369105 3 74 SH   SOLE   74 0 0
MORGAN STANLEY DEAN WITTER&CCOM NEW COMMON STOCK 617446448 6 200 SH   SOLE   200 0 0
NATIONAL GRID PLC SPON ADR NEW FOREIGN EQUITIES 636274300 4 62 SH   SOLE   62 0 0
NATIONAL OILWELL VARCO INC COM COMMON STOCK 637071101 9 249 SH   SOLE   249 0 0
NEKTAR THERAPEUTICS COM COMMON STOCK 640268108 5 500 SH   SOLE   0 500 0
NEW YORK CMNTY BANCORP INC COM COMMON STOCK 649445103 18 1,000 SH   DFND   1,000 0 0
NEWELL RUBBERMAID INC COM COMMON STOCK 651229106 6 157 SH   SOLE   157 0 0
NEWFIELD EXPL CO COM COMMON STOCK 651290108 3 102 SH   SOLE   102 0 0
NEXTERA ENERGY INC COM COMMON STOCK 65339F101 1,098 11,253 SH   SOLE   11,253 0 0
NIKE INC COMMON STOCK 654106103 137 1,116 SH   SOLE   1,116 0 0
NISOURCE INC COM COMMON STOCK 65473P105 8 410 SH   SOLE   410 0 0
NOBLE ENERGY INC COM COMMON STOCK 655044105 6 188 SH   SOLE   188 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 1,110 14,527 SH   SOLE   14,527 0 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109 100 1,093 SH   SOLE   1,093 0 0
NOW INC COM COMMON STOCK 67011P100 0 12 SH   SOLE   12 0 0
NUCOR CORP COM COMMON STOCK 670346105 33 885 SH   SOLE   885 0 0
NUSTAR ENERGY LP UNIT COM COMMON STOCK 67058H102 49 1,100 SH   SOLE   1,100 0 0
NUVEEN NY DIVID ADVNTG MUN FCOM CLOSED-END EQUITY FUNDS 67066X107 28 2,060 SH   SOLE   2,060 0 0
NUVEEN INTER DURATION MN TMFCOM MUTUAL FUNDS-NON TAX 670671106 422 34,000 SH   SOLE   34,000 0 0
NUVEEN QUALITY PFD INCOME FD #3 PREFERRED STOCK 67072W101 36 4,500 SH   DFND   4,500 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 1,240 18,752 SH   SOLE   18,722 0 30
OMNICOM GROUP INC COM COMMON STOCK 681919106 67 1,020 SH   SOLE   1,020 0 0
ORACLE CORP COM COMMON STOCK 68389X105 652 18,049 SH   SOLE   18,049 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 16 175 SH   SOLE   175 0 0
PPG INDS INC COM COMMON STOCK 693506107 47 534 SH   SOLE   534 0 0
PPL CORP COM COMMON STOCK 69351T106 3 86 SH   SOLE   86 0 0
PARKER HANNIFIN CORP COM COMMON STOCK 701094104 57 588 SH   SOLE   588 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 20 647 SH   SOLE   647 0 0
PEABODY ENERGY CORP COM COMMON STOCK 704549104 0 200 SH   SOLE   200 0 0
PEARSON PLC SPONSORED ADR COMMON STOCK 705015105 20 1,180 SH   SOLE   1,180 0 0
PENNEY J C INC COM COMMON STOCK 708160106 1 100 SH   SOLE   0 100 0
PEPSICO INC COM COMMON STOCK 713448108 2,283 24,207 SH   SOLE   24,207 0 0
PEPSICO INC COM COMMON STOCK 713448108 33 350 SH   DFND   100 250 0
PETROLEO BRASILEIRO SA PETROSPONSORED ADR FOREIGN EQUITIES 71654V408 4 1,000 SH   SOLE   1,000 0 0
PFIZER INC COM COMMON STOCK 717081103 1,474 46,949 SH   SOLE   46,749 200 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109 458 5,768 SH   SOLE   5,768 0 0
PHILLIPS 66 COM COMMON STOCK 718546104 1,110 14,451 SH   SOLE   14,291 60 100
PHILLIPS 66 COM COMMON STOCK 718546104 8 100 SH   DFND   100 0 0
PIEDMONT NAT GAS INC COM COMMON STOCK 720186105 72 1,800 SH   SOLE   1,800 0 0
PIMCO MUN INCOME FD II COM MUTUAL FUNDS-FIXED INCOME 72200W106 55 4,537 SH   SOLE   4,537 0 0
PIMCO ETF TR 0-5 HIGH YIELD CLOSED-END EQUITY FUNDS 72201R783 9 100 SH   SOLE   100 0 0
PINNACLE WEST CAPITAL CORP COMMON STOCK 723484101 627 9,784 SH   SOLE   9,684 0 100
PLUM CREEK TIMBER CO INC COM COMMON STOCK 729251108 27 685 SH   SOLE   685 0 0
POTASH CORP OF SASKATCHEWAN INC COMMON STOCK 73755L107 39 1,881 SH   SOLE   1,881 0 0
POWERSHARES QQQ TRUST UNIT SER 1 COMMON STOCK 73935A104 148 1,455 SH   SOLE   1,455 0 0
POWERSHARES DYNAMIC PHARMACEUTICALS ETF COMMON STOCK 73935X799 13 200 SH   SOLE   200 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT COMMON STOCK 73936Q769 2 100 SH   SOLE   100 0 0
POWERSHARES GLOBAL ETF TRUSTAGG PFD PORT CONV PREFERRED STOCK 73936T565 24 1,650 SH   SOLE   1,650 0 0
PRAXAIR INC COM COMMON STOCK 74005P104 50 490 SH   SOLE   490 0 0
PRECISION CASTPARTS CORP COM COMMON STOCK 740189105 45 198 SH   SOLE   198 0 0
PRICE T ROWE GROUP INC COM COMMON STOCK 74144T108 10 151 SH   SOLE   151 0 0
PRICELINE COM INC COM NEW COMMON STOCK 741503403 12 10 SH   SOLE   10 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 3,574 49,675 SH   SOLE   49,225 200 250
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 7 100 SH   DFND   100 0 0
PRUDENTIAL FINL INC COM COMMON STOCK 744320102 42 545 SH   SOLE   545 0 0
PUBLIC SERVICE ENTERPRISE GROUP INC COM COMMON STOCK 744573106 6 150 SH   SOLE   150 0 0
QUALCOMM INC COM COMMON STOCK 747525103 640 11,910 SH   SOLE   11,835 75 0
RAYONIER INC COM COMMON STOCK 754907103 9 400 SH   SOLE   400 0 0
RAYONIER ADVANCED MATLS INC COM COMMON STOCK 75508B104 1 133 SH   SOLE   133 0 0
RAYTHEON CO COM NEW COMMON STOCK 755111507 33 305 SH   SOLE   305 0 0
REGIONS FINANCIAL CORP NEW COM COMMON STOCK 7591EP100 4 395 SH   SOLE   395 0 0
REPUBLIC SVCS INC COM COMMON STOCK 760759100 33 800 SH   SOLE   800 0 0
ROYAL BK CDA MONTREAL QUE COM COMMON STOCK 780087102 17 300 SH   SOLE   300 0 0
ROYAL DUTCH SHELL PLC SPON ADR B FOREIGN EQUITIES 780259107 1,350 28,437 SH   SOLE   28,262 175 0
SPDR S&P 500 ETF TR TR UNIT MUTUAL FUNDS-EQUITIES 78462F103 495 2,582 SH   SOLE   2,582 0 0
SPDR GOLD TRUST GOLD SHS COMMODITIES 78463V107 99 930 SH   SOLE   930 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF REIT 78463X749 18 400 SH   SOLE   400 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF REIT 78463X863 63 1,600 SH   SOLE   1,600 0 0
SPDR SERIES TRUST BRC CNV SECS ETF MUTUAL FUNDS-EQUITIES 78464A359 23 525 SH   SOLE   525 0 0
ETF SPDR BARCLAYS HIGHYIELD BOND ETF MUTUAL FUND-FIXED INC HIGH YLD 78464A417 34 950 SH   SOLE   950 0 0
NUVEEN BARCLAYS ET SHORT TERM MUNI MUTUAL FUNDS-FIXED INCOME 78464A425 12 475 SH   SOLE   475 0 0
ETF SPDR S&P TELECOM MUTUAL FUNDS-EQUITIES 78464A540 243 4,600 SH   SOLE   4,600 0 0
ETF SPDR DOW JONES REIT REIT 78464A607 90 1,050 SH   SOLE   1,050 0 0
SPDR S&P REGIONAL BANKING ETF MUTUAL FUNDS-EQUITIES 78464A698 504 12,235 SH   SOLE   12,235 0 0
SPDR DOW JONES INDL AVG UNIT SER 1 MUTUAL FUNDS-LARGE CAP 78467X109 122 750 SH   SOLE   750 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP MUTUAL FUNDS-MID CAP 78467Y107 40 160 SH   SOLE   160 0 0
SANOFI RIGHT 12/31/2020 COMMON STOCK 80105N113 0 73 SH   SOLE   73 0 0
SCANA CORP NEW COM COMMON STOCK 80589M102 14 256 SH   SOLE   256 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 954 13,832 SH   SOLE   13,782 50 0
SCHWAB CHARLES CORP NEW COM COMMON STOCK 808513105 46 1,625 SH   SOLE   1,625 0 0
SEAWORLD ENTMT INC COM COMMON STOCK 81282V100 8 450 SH   SOLE   450 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS COMMON STOCK 81369Y308 12 250 SH   SOLE   250 0 0
SELECT SECTOR SPDR TR SBI INT-FINL MUTUAL FUNDS-EQUITIES 81369Y605 470 20,758 SH   SOLE   20,758 0 0
SELECT SECTOR SPDR TR SBI INT-FINL MUTUAL FUNDS-EQUITIES 81369Y605 16 700 SH   DFND   700 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS MUTUAL FUNDS-EQUITIES 81369Y886 781 18,050 SH   SOLE   18,000 0 50
SELECT INCOME REIT COM SH BEN INT REIT 81618T100 7 388 SH   SOLE   388 0 0
SHERWIN WILLIAMS CO COM COMMON STOCK 824348106 22 100 SH   SOLE   100 0 0
SILVER WHEATON CORP COM COMMODITIES 828336107 2 150 SH   SOLE   150 0 0
SOUTHERN CO COM COMMON STOCK 842587107 1,587 35,505 SH   SOLE   35,005 300 200
SOUTHERN COPPER CORP COM COMMON STOCK 84265V105 3 100 SH   SOLE   100 0 0
SPECTRA ENERGY CORP COM COMMON STOCK 847560109 20 750 SH   SOLE   750 0 0
SPRINT CORP COM SER 1 COMMON STOCK 85207U105 3 705 SH   SOLE   705 0 0
STAPLES INC COMMON STOCK 855030102 11 972 SH   SOLE   972 0 0
STARBUCKS CORP COM COMMON STOCK 855244109 39 680 SH   SOLE   680 0 0
STATE AUTO FINANCIAL CORP COMMON STOCK 855707105 68 3,000 SH   SOLE   3,000 0 0
STATE ST CORP COM COMMON STOCK 857477103 10 145 SH   SOLE   145 0 0
SUN COMMUNITIES INC REIT REIT 866674104 4 66 SH   SOLE   66 0 0
SUNCOR ENERGY INC NEW COM COMMON STOCK 867224107 8 300 SH   SOLE   300 0 0
SUNOCO LOGISTICS PRTNRS L P COM UNITS COMMON STOCK 86764L108 49 1,700 SH   SOLE   1,700 0 0
SYNGENTA AG SPONSORED ADR FOREIGN EQUITIES 87160A100 19 300 SH   SOLE   300 0 0
SYSCO CORP COMMON STOCK 871829107 1,404 36,027 SH   SOLE   35,827 100 100
TC PIPELINES LP UT COM LTD PRT COMMON STOCK 87233Q108 48 1,000 SH   SOLE   1,000 0 0
TD AMERITRADE HLDG CORP COM COMMON STOCK 87236Y108 13 415 SH   SOLE   415 0 0
TECO ENERGY INC COM COMMON STOCK 872375100 11 400 SH   SOLE   400 0 0
TJX COS INC NEW COM COMMON STOCK 872540109 105 1,470 SH   SOLE   1,470 0 0
TAIWAN SEMICONDUCTOR MFG LTDSPONSORED ADR FOREIGN EQUITIES 874039100 31 1,490 SH   SOLE   1,490 0 0
TALEN ENERGY CORP COM COMMON STOCK 87422J105 0 10 SH   SOLE   10 0 0
TARGET CORP COM COMMON STOCK 87612E106 1,185 15,070 SH   SOLE   14,995 75 0
TARGET CORP COM COMMON STOCK 87612E106 24 300 SH   DFND   300 0 0
TEGNA INC COM COMMON STOCK 87901J105 11 500 SH   SOLE   500 0 0
TESLA MTRS INC COM COMMON STOCK 88160R101 17 70 SH   SOLE   70 0 0
TEVA PHARMACEUTICAL INDS LTDADR FOREIGN EQUITIES 881624209 28 500 SH   SOLE   500 0 0
TEXAS INSTRS INC COM COMMON STOCK 882508104 1,087 21,943 SH   SOLE   21,743 200 0
THOR INDS INC COM COMMON STOCK 885160101 3 52 SH   SOLE   52 0 0
3M CO COM COMMON STOCK 88579Y101 1,746 12,318 SH   SOLE   12,293 0 25
3M CO COM COMMON STOCK 88579Y101 21 150 SH   DFND   0 150 0
TIDEWATER INC COM COMMON STOCK 886423102 1 52 SH   SOLE   52 0 0
TIME INC NEW COM COMMON STOCK 887228104 5 267 SH   SOLE   267 0 0
TIME WARNER INC COM NEW COMMON STOCK 887317303 107 1,556 SH   SOLE   1,556 0 0
TIME WARNER CABLE INC COM COMMON STOCK 88732J207 54 300 SH   SOLE   300 0 0
TIMKEN CO COM COMMON STOCK 887389104 2 78 SH   SOLE   78 0 0
TORONTO DOMINION BK ONT COM NEW FOREIGN EQUITIES 891160509 0 8 SH   SOLE   8 0 0
TOTAL S A SPONSORED ADR FOREIGN EQUITIES 89151E109 44 807 SH   SOLE   807 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 56 563 SH   SOLE   563 0 0
TRINITY INDS INC COM COMMON STOCK 896522109 2 67 SH   SOLE   67 0 0
TRIUMPH GROUP INC NEW COM COMMON STOCK 896818101 34 808 SH   SOLE   808 0 0
TWENTY FIRST CENTY FOX INC CL A COMMON STOCK 90130A101 27 992 SH   SOLE   992 0 0
UBS AG JERSEY BRH ALERIAN INFRST COMMON STOCK 902641646 3 100 SH   SOLE   100 0 0
US BANCORP DEL COM NEW COMMON STOCK 902973304 672 16,380 SH   SOLE   16,380 0 0
U S SILICA HLDGS INC COM COMMON STOCK 90346E103 1 65 SH   SOLE   65 0 0
UNILEVER PLC SPON ADR NEW FOREIGN EQUITIES 904767704 37 900 SH   SOLE   900 0 0
UNILEVER N V N Y SHS NEW FOREIGN EQUITIES 904784709 19 463 SH   SOLE   463 0 0
UNION PAC CORP COM COMMON STOCK 907818108 97 1,102 SH   SOLE   1,102 0 0
UNITED BANKSHARES INC WV COMMON STOCK 909907107 531 13,991 SH   SOLE   11,991 2,000 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 1,772 17,951 SH   SOLE   17,901 0 50
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 10 100 SH   DFND   100 0 0
UNITED TECHNOLOGIES CORP COM COMMON STOCK 913017109 1,616 18,158 SH   SOLE   17,983 0 175
UNITEDHEALTH GROUP INC COM COMMON STOCK 91324P102 44 378 SH   SOLE   378 0 0
V F CORP COM COMMON STOCK 918204108 88 1,295 SH   SOLE   1,295 0 0
VALEANT PHARMACEUTICALS INTLCOM FOREIGN EQUITIES 91911K102 94 525 SH   SOLE   525 0 0
VALERO ENERGY CORP NEW COM COMMON STOCK 91913Y100 17 275 SH   SOLE   275 0 0
VANGUARD SPECIALIZED PORTFOLDIV APP ETF MUTUAL FUNDS-EQUITIES 921908844 17 235 SH   SOLE   235 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD COMMON STOCK 921946406 31 500 SH   SOLE   500 0 0
VANGUARD INTL EQUITY INDEX FD INC MUTUAL FUNDS-EQUITIES 922042775 20 461 SH   SOLE   461 0 0
VANGUARD INTL EQUITY INDEX EMERG MKT ETF MUTUAL FUNDS-INTERNATIONAL EQT 922042858 115 3,490 SH   SOLE   3,490 0 0
VENTAS INC COM COMMON STOCK 92276F100 3 46 SH   SOLE   46 0 0
VANGUARD INDEX FDS REIT ETF REIT 922908553 104 1,381 SH   SOLE   1,381 0 0
VANGUARD LARGE CAP ETF MUTUAL FUNDS-EQUITIES 922908637 352 3,997 SH   SOLE   3,997 0 0
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 2,184 50,216 SH   SOLE   49,841 200 175
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 57 1,300 SH   DFND   800 500 0
VERITIV CORP COM COMMON STOCK 923454102 0 9 SH   SOLE   9 0 0
VIACOM INC NEW CL B COMMON STOCK 92553P201 9 175 SH   SOLE   175 0 0
VISA INC COM CL A COMMON STOCK 92826C839 224 3,220 SH   SOLE   3,220 0 0
VIRTUS TOTAL RETURN FD MUTUAL FUNDS-EQUITIES 92829A103 19 5,000 SH   SOLE   5,000 0 0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR COMMON STOCK 92857W308 20 643 SH   SOLE   643 0 0
WEC ENERGY GROUP INC COM COMMON STOCK 92939U106 7 142 SH   SOLE   142 0 0
WAL MART STORES INC COM COMMON STOCK 931142103 1,980 30,535 SH   SOLE   30,330 150 55
WALGREENS BOOTS ALLIANCE INCCOM COMMON STOCK 931427108 2,287 27,521 SH   SOLE   27,246 75 200
WASTE MGMT INC DEL COM COMMON STOCK 94106L109 1,765 35,439 SH   SOLE   35,214 125 100
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 1,588 30,930 SH   SOLE   30,630 125 175
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 23 450 SH   DFND   0 450 0
WELLS FARGO ADVANTAGE UTILS COM MUTUAL FUNDS-FIXED INCOME 94987E109 43 4,065 SH   SOLE   4,065 0 0
WESBANCO INC COM COMMON STOCK 950810101 8 266 SH   SOLE   266 0 0
WESTAR ENERGY INC COM COMMON STOCK 95709T100 50 1,300 SH   SOLE   1,300 0 0
WESTERN UN CO COM COMMON STOCK 959802109 6 335 SH   SOLE   335 0 0
WESTROCK CO COM COMMON STOCK 96145D105 4 72 SH   SOLE   72 0 0
WHOLE FOODS MKT INC COM COMMON STOCK 966837106 11 360 SH   SOLE   360 0 0
WILLIAMS COS INC DEL COM COMMON STOCK 969457100 2 52 SH   SOLE   52 0 0
XCEL ENERGY INC COM COMMON STOCK 98389B100 97 2,735 SH   SOLE   2,735 0 0
XILINX INC COM COMMON STOCK 983919101 30 705 SH   SOLE   705 0 0
XYLEM INC COM COMMON STOCK 98419M100 5 150 SH   SOLE   150 0 0
YUM BRANDS INC COM COMMON STOCK 988498101 110 1,370 SH   SOLE   1,370 0 0
ZION OIL & GAS INC COM COMMON STOCK 989696109 1 1,000 SH   SOLE   1,000 0 0