The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A COMMON STOCK G1151C101 121 1,293 SH   SOLE   1,293 0 0
BUNGE LIMITED COM COMMON STOCK G16962105 25 300 SH   SOLE   300 0 0
INGERSOLL-RAND PLC SHS COMMON STOCK G47791101 747 10,975 SH   SOLE   10,925 0 50
INVESCO LTD SHS COMMON STOCK G491BT108 43 1,095 SH   SOLE   1,095 0 0
MEDTRONIC PLC SHS COMMON STOCK G5960L103 950 12,184 SH   SOLE   11,984 200 0
MEDTRONIC PLC SHS COMMON STOCK G5960L103 8 100 SH   DFND   100 0 0
PARAGON OFFSHORE PLC SHS COMMON STOCK G6S01W108 0 33 SH   SOLE   33 0 0
NOBLE CORP PLC SHS USD COMMON STOCK G65431101 1 100 SH   SOLE   100 0 0
TYCO INTL PLC SHS COMMON STOCK G91442106 7 155 SH   SOLE   155 0 0
ACE LTD SHS COMMON STOCK H0023R105 21 185 SH   SOLE   185 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - FOREIGN EQUITIES N53745100 44 499 SH   SOLE   499 0 0
MYLAN N V SHS EURO COMMON STOCK N59465109 260 4,375 SH   SOLE   4,375 0 0
TEEKAY LNG PARTNERS L P PRTNRSP UNITS COMMON STOCK Y8564M105 47 1,246 SH   SOLE   1,246 0 0
AFLAC INC COM COMMON STOCK 001055102 913 14,264 SH   SOLE   14,014 0 250
ALPS ETF TR ALERIAN MLP MISC. 00162Q866 33 1,975 SH   SOLE   1,975 0 0
AT&T INC COMMON STOCK 00206R102 2,971 91,020 SH   SOLE   90,170 600 250
AT&T INC COMMON STOCK 00206R102 49 1,500 SH   DFND   1,100 400 0
ABBOTT LABS COM COMMON STOCK 002824100 1,668 36,011 SH   SOLE   35,661 200 150
ABBOTT LABS COM COMMON STOCK 002824100 5 100 SH   DFND   100 0 0
ABBVIE INC COM COMMON STOCK 00287Y109 2,094 35,778 SH   SOLE   35,128 400 250
ABBVIE INC COM COMMON STOCK 00287Y109 6 100 SH   DFND   100 0 0
ADOBE SYS INC COM COMMON STOCK 00724F101 15 200 SH   SOLE   200 0 0
AETNA INC COMMON STOCK 00817Y108 182 1,705 SH   SOLE   1,705 0 0
ALCOA INC COM COMMON STOCK 013817101 32 2,500 SH   SOLE   2,500 0 0
ALCATEL-LUCENT SPONSORED ADR COMMON STOCK 013904305 1 429 SH   SOLE   429 0 0
ALLIANT ENERGY CORP COM COMMON STOCK 018802108 13 200 SH   SOLE   200 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 14 200 SH   SOLE   200 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 1,760 35,180 SH   SOLE   35,030 0 150
ALTRIA GROUP INC COMMON STOCK 02209S103 60 1,200 SH   DFND   1,200 0 0
AMAZON COM INC COM COMMON STOCK 023135106 89 240 SH   SOLE   240 0 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS FOREIGN EQUITIES 02364W105 9 418 SH   SOLE   418 0 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 504 8,952 SH   SOLE   8,952 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 115 1,475 SH   SOLE   1,475 0 0
AMERICAN INTL GROUP INC COM NEW COMMON STOCK 026874784 64 1,165 SH   SOLE   1,165 0 0
AMERICAN STS WTR CO COM COMMON STOCK 029899101 48 1,200 SH   SOLE   1,200 0 0
AMERICAN WTR WKS CO INC NEW COM COMMON STOCK 030420103 9 170 SH   SOLE   170 0 0
AMGEN INC COM COMMON STOCK 031162100 1,644 10,282 SH   SOLE   10,182 100 0
AMGEN INC COM COMMON STOCK 031162100 16 100 SH   DFND   100 0 0
ANADARKO PETE CORP COM COMMON STOCK 032511107 2 25 SH   SOLE   25 0 0
ANALOG DEVICES INC COM COMMON STOCK 032654105 15 235 SH   SOLE   235 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR FOREIGN EQUITIES 03524A108 16 130 SH   SOLE   130 0 0
ANNALY MTG MGMT INC COM REIT 035710409 237 22,750 SH   SOLE   22,050 0 700
ANNALY MTG MGMT INC COM REIT 035710409 7 700 SH   DFND   700 0 0
ANTHEM INC COM COMMON STOCK 036752103 252 1,630 SH   SOLE   1,630 0 0
APACHE CORPORATION COM COMMON STOCK 037411105 12 200 SH   SOLE   200 0 0
APPLE INC COM COMMON STOCK 037833100 3,506 28,176 SH   SOLE   28,176 0 0
APPLIED MATLS INC COM COMMON STOCK 038222105 16 725 SH   SOLE   725 0 0
AQUA AMERICA INC COM COMMON STOCK 03836W103 102 3,862 SH   SOLE   3,862 0 0
ARCH COAL INC COM COMMON STOCK 039380100 11 11,010 SH   SOLE   11,010 0 0
ARCHER DANIELS MIDLAND COMMON STOCK 039483102 55 1,150 SH   SOLE   1,150 0 0
ASHLAND INC NEW COM COMMON STOCK 044209104 321 2,521 SH   SOLE   2,521 0 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 2,313 27,011 SH   SOLE   26,911 100 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 9 100 SH   DFND   100 0 0
AUTOZONE INC COM COMMON STOCK 053332102 17 25 SH   SOLE   25 0 0
BB&T CORP COM COMMON STOCK 054937107 2,205 56,577 SH   SOLE   56,377 0 200
BB&T CORP COM COMMON STOCK 054937107 8 200 SH   DFND   200 0 0
BCE INC COM NEW COMMON STOCK 05534B760 65 1,545 SH   SOLE   1,545 0 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 970 24,808 SH   SOLE   24,683 125 0
BAIDU INC SPON ADR REP A FOREIGN EQUITIES 056752108 40 190 SH   SOLE   190 0 0
BAKER HUGHES INC COMMON STOCK 057224107 1,062 16,700 SH   SOLE   16,700 0 0
BALL CORP COM COMMON STOCK 058498106 42 598 SH   SOLE   598 0 0
BANCO BILBAO VIZCAYA ARGENTASPONSORED ADR FOREIGN EQUITIES 05946K101 16 1,560 SH   SOLE   1,560 0 0
BANK OF AMERICA CORPORATION COM COMMON STOCK 060505104 504 32,774 SH   SOLE   32,774 0 0
BANK OF NEW YORK MELLON CORPCOM COMMON STOCK 064058100 983 24,438 SH   SOLE   24,438 0 0
BANK NOVA SCOTIA HALIFAX COM COMMON STOCK 064149107 15 300 SH   SOLE   300 0 0
BARCLAY'S BANK PFD NON COM ADR PERPETUAL 6.625% PREFERRED STOCK 06739F390 27 1,050 SH   SOLE   1,050 0 0
BARCLAYS BANK PLC PFD NON- CUM 7.10%* PREFERRED STOCK 06739H776 217 8,400 SH   SOLE   8,400 0 0
BARRICK GOLD CORP COM FOREIGN EQUITIES 067901108 2 185 SH   SOLE   185 0 0
BAXTER INTL INC COM COMMON STOCK 071813109 1,488 21,725 SH   SOLE   21,450 150 125
BECTON DICKINSON & CO COM COMMON STOCK 075887109 1,618 11,271 SH   SOLE   11,221 0 50
BERKSHIRE HATHAWAY INC DEL CL A COMMON STOCK 084670108 435 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702 246 1,705 SH   SOLE   1,705 0 0
BEST BUY COMMON STOCK 086516101 38 1,000 SH   SOLE   1,000 0 0
BIOGEN IDEC INC COM COMMON STOCK 09062X103 116 275 SH   SOLE   275 0 0
BLACKROCK INC COM COMMON STOCK 09247X101 20 55 SH   SOLE   55 0 0
BLACKROCK LTD DURATION INC TCOM SHS MUTUAL FUNDS-EQUITIES 09249W101 47 3,000 SH   SOLE   3,000 0 0
BLACKROCK ENHANCED EQT DIV TCOM MUTUAL FUNDS-EQUITIES 09251A104 99 12,040 SH   SOLE   12,040 0 0
BLACKROCK MUNIYIELD INVST FD MUTUAL FUNDS-FIXED INCOME 09254R104 20 1,280 SH   SOLE   1,280 0 0
BLACKROCK MUN TARGET TERM TR MUTUAL FUNDS-NON TAX 09257P105 304 14,500 SH   SOLE   14,500 0 0
BOB EVANS FARMS INC COM COMMON STOCK 096761101 62 1,351 SH   SOLE   1,351 0 0
BOEING CO COM COMMON STOCK 097023105 259 1,725 SH   SOLE   1,725 0 0
BOEING CO COM COMMON STOCK 097023105 30 200 SH   DFND   0 200 0
BORGWARNER INC COM COMMON STOCK 099724106 15 250 SH   SOLE   250 0 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 1,402 21,733 SH   SOLE   21,433 100 200
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 19 300 SH   DFND   300 0 0
BROADCOM CORP CL A COMMON STOCK 111320107 15 350 SH   SOLE   350 0 0
BROOKFIELD ASSET MANGEMENT COMMON STOCK 112585104 5 84 SH   SOLE   84 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN COMMON STOCK 118230101 60 800 SH   SOLE   800 0 0
CECO ENVIRONMENTAL CORP COM COMMON STOCK 125141101 15 1,457 SH   SOLE   1,457 0 0
CME GROUP INC COM COMMON STOCK 12572Q105 12 125 SH   SOLE   125 0 0
CSX CORP COM COMMON STOCK 126408103 1,634 49,353 SH   SOLE   49,003 0 350
CVS HEALTH CORP COM COMMON STOCK 126650100 627 6,073 SH   SOLE   6,073 0 0
CALIFORNIA WTR SVC GROUP COMMON STOCK 130788102 25 1,000 SH   SOLE   1,000 0 0
CALLON PETE CO DEL COM COMMON STOCK 13123X102 2 300 SH   SOLE   300 0 0
CALPINE CORP COM NEW COMMON STOCK 131347304 29 1,250 SH   SOLE   1,250 0 0
CAMDEN PROPERTY TRUST REIT SBI COMMON STOCK 133131102 78 1,000 SH   SOLE   1,000 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 1,318 28,323 SH   SOLE   28,123 200 0
CANADIAN NATL RY CO COM COMMON STOCK 136375102 75 1,120 SH   SOLE   1,120 0 0
CAPITAL ONE FINL CORP COM COMMON STOCK 14040H105 4 50 SH   SOLE   50 0 0
CARDINAL HEALTH INC COM COMMON STOCK 14149Y108 165 1,825 SH   SOLE   1,825 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 1,433 17,910 SH   SOLE   17,775 50 85
CELGENE CORP COM COMMON STOCK 151020104 179 1,550 SH   SOLE   1,550 0 0
CENTURYLINK INC COM COMMON STOCK 156700106 1,768 51,190 SH   SOLE   50,990 200 0
CENTURYLINK INC COM COMMON STOCK 156700106 21 600 SH   DFND   600 0 0
CERNER CORP COM COMMON STOCK 156782104 18 250 SH   SOLE   250 0 0
CHEMTURA CORP COM NEW COMMON STOCK 163893209 0 11 SH   SOLE   11 0 0
CHESAPEAKE ENERGY CORP COM COMMON STOCK 165167107 3 200 SH   SOLE   200 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 2,043 19,465 SH   SOLE   19,370 60 35
CHICAGO BRIDGE & IRON CO N VCOM FOREIGN EQUITIES 167250109 40 820 SH   SOLE   820 0 0
CHUBB CORP COM COMMON STOCK 171232101 62 617 SH   SOLE   617 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 2,045 74,298 SH   SOLE   73,698 200 400
CISCO SYS INC COM COMMON STOCK 17275R102 8 300 SH   DFND   300 0 0
CITIGROUP INC COM NEW COMMON STOCK 172967424 97 1,880 SH   SOLE   1,880 0 0
CITY HLDG CO COM COMMON STOCK 177835105 19,588 416,599 SH   SOLE   410,371 6,121 107
COACH INC COM COMMON STOCK 189754104 581 14,035 SH   SOLE   14,035 0 0
COCA COLA CO COM COMMON STOCK 191216100 3,302 81,454 SH   SOLE   80,654 375 425
COHEN & STEERS REIT & PFD INCOME FUND INC. REIT 19247X100 27 1,400 SH   SOLE   1,400 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 1,517 21,881 SH   SOLE   21,881 0 0
COMCAST CORPORTATION (NEW) COMMON STOCK 20030N101 108 1,920 SH   SOLE   1,920 0 0
COMMUNITY HEALTH SYS INC NEWCOM COMMON STOCK 203668108 3 54 SH   SOLE   54 0 0
COMMUNITY HEALTH SYS INC NEWRIGHT 01/27/2016 WARRANTS & RIGHTS 203668116 0 800 SH   SOLE   800 0 0
CONAGRA FOODS INC COM COMMON STOCK 205887102 721 19,748 SH   SOLE   19,348 0 400
CONOCOPHILLIPS COM COMMON STOCK 20825C104 2,164 34,752 SH   SOLE   34,517 110 125
CONOCOPHILLIPS COM COMMON STOCK 20825C104 12 200 SH   DFND   200 0 0
CONSOL ENERGY INC COM COMMON STOCK 20854P109 445 15,951 SH   SOLE   15,951 0 0
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 972 15,932 SH   SOLE   15,882 50 0
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 37 600 SH   DFND   400 200 0
CORNING INC COM COMMON STOCK 219350105 212 9,338 SH   SOLE   9,338 0 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105 54 355 SH   SOLE   355 0 0
CRACKER BARREL OLD CTRY STORCOM COMMON STOCK 22410J106 76 500 SH   SOLE   500 0 0
CUMMINS INC COM COMMON STOCK 231021106 44 317 SH   SOLE   317 0 0
D R HORTON INC COM COMMON STOCK 23331A109 16 560 SH   SOLE   560 0 0
DTE ENERGY CO COM COMMON STOCK 233331107 825 10,224 SH   SOLE   10,224 0 0
DANAHER CORP COMMON STOCK 235851102 13 150 SH   SOLE   150 0 0
DEERE & CO COM COMMON STOCK 244199105 1,708 19,475 SH   SOLE   19,350 0 125
DEVON ENERGY CORP NEW COM COMMON STOCK 25179M103 51 840 SH   SOLE   840 0 0
DIAGEO P L C SPON ADR NEW FOREIGN EQUITIES 25243Q205 50 450 SH   SOLE   450 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 766 7,299 SH   SOLE   7,299 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 29 276 SH   DFND   0 276 0
DIRECTV COM COMMON STOCK 25490A309 50 585 SH   SOLE   585 0 0
DOLLAR GEN CORP NEW COM COMMON STOCK 256677105 837 11,100 SH   SOLE   10,900 100 100
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 1,394 19,668 SH   SOLE   19,618 0 50
DOW CHEM CO COM COMMON STOCK 260543103 159 3,305 SH   SOLE   3,305 0 0
DRESSER-RAND GROUP INC COM COMMON STOCK 261608103 53 660 SH   SOLE   660 0 0
DU PONT E I DE NEMOURS & CO COM COMMON STOCK 263534109 2,332 32,630 SH   SOLE   32,255 300 75
DU PONT E I DE NEMOURS & CO COM COMMON STOCK 263534109 25 350 SH   DFND   0 350 0
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204 1,181 15,380 SH   SOLE   15,206 174 0
E M C CORP MASS COM COMMON STOCK 268648102 464 18,175 SH   SOLE   18,175 0 0
EOG RES INC COM COMMON STOCK 26875P101 26 282 SH   SOLE   282 0 0
EATON VANCE MUN BD FD COM MUTUAL FUNDS-FIXED INCOME 27827X101 129 10,000 SH   SOLE   10,000 0 0
EATON VANCE ENH EQTY INC FD COM MUTUAL FUNDS-EQUITIES 278277108 18 1,260 SH   SOLE   1,260 0 0
EATON VANCE LTD DUR INCOME FCOM MUTUAL FUNDS-FIXED INCOME 27828H105 10 707 SH   SOLE   707 0 0
EATON VANCE TAX MGD DIV EQUITY INCOME FUND CLOSED-END EQUITY FUNDS 27828N102 37 3,274 SH   SOLE   3,274 0 0
EATON VANCE TAX ADVANTAGED GLOBAL DIVID INCOME MUTUAL FUNDS-INTL FIXED INCOME 27828S101 35 2,065 SH   SOLE   2,065 0 0
EATON VANCE TX MGD GL BUY WROPPORTUNITIES FD CLOSED-END EQUITY FUNDS 27829C105 5 400 SH   SOLE   400 0 0
EATON VANCE TAX MGD GLBL DIV EQUITY INCOME FD CLOSED-END EQUITY FUNDS 27829F108 11 1,100 SH   SOLE   1,100 0 0
EATON VANCE RISK MGD DIVER EQUITY INCOME FUND CLOSED-END EQUITY FUNDS 27829G106 38 3,512 SH   SOLE   3,512 0 0
EBAY INC COMMON STOCK 278642103 34 587 SH   SOLE   587 0 0
EDISON INTL COM COMMON STOCK 281020107 43 690 SH   SOLE   690 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104 1,517 26,803 SH   SOLE   26,478 50 275
ENERGY TRANSFER EQUITY L P COM UT LTD PTN COMMON STOCK 29273V100 62 986 SH   SOLE   986 0 0
ENTERGY CORP NEW COM COMMON STOCK 29364G103 15 200 SH   SOLE   200 0 0
ENTERPRISE PRODS PARTNERS L P COM UNIT COMMON STOCK 293792107 66 2,000 SH   SOLE   2,000 0 0
ENZO BIOCHEM INC COM COMMON STOCK 294100102 0 120 SH   SOLE   120 0 0
EQUINIX INC COM PAR $0.001 COMMON STOCK 29444U700 55 237 SH   SOLE   237 0 0
EVERSOURCE ENERGY COM COMMON STOCK 30040W108 37 741 SH   SOLE   741 0 0
EXELON CORP COM COMMON STOCK 30161N101 505 15,024 SH   SOLE   14,924 100 0
EXELIS INC COM COMMON STOCK 30162A108 4 150 SH   SOLE   150 0 0
EXPRESS SCRIPTS HLDG CO COM COMMON STOCK 30219G108 81 935 SH   SOLE   935 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 3,440 40,475 SH   SOLE   39,990 200 285
EXXON MOBIL CORP COM COMMON STOCK 30231G102 34 400 SH   DFND   200 200 0
FACEBOOK INC CL A COMMON STOCK 30303M102 49 600 SH   SOLE   600 0 0
FASTENAL CO COM COMMON STOCK 311900104 12 282 SH   SOLE   282 0 0
FEDEX CORP COM COMMON STOCK 31428X106 62 375 SH   SOLE   375 0 0
FIRST CMNTY BANCSHARES INC NCOM COMMON STOCK 31983A103 9 525 SH   SOLE   525 0 0
FIRST TR INTER DUR PFD & IN COM PREFERRED STOCK 33718W103 32 1,405 SH   SOLE   0 1,405 0
FIRST UNITED CORP COM COMMON STOCK 33741H107 5 500 SH   SOLE   500 0 0
FIRSTENERGY CORP COM COMMON STOCK 337932107 143 4,079 SH   SOLE   4,079 0 0
FLOUR CORP NEW COM COMMON STOCK 343412102 6 102 SH   SOLE   102 0 0
FOOT LOCKER INC COM COMMON STOCK 344849104 465 7,375 SH   SOLE   7,375 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 162 10,059 SH   SOLE   10,059 0 0
FRANKLIN RES INC COM COMMON STOCK 354613101 11 210 SH   SOLE   210 0 0
FREEPORT-MCMORAN COPPER & GOLD INC CL B COMMON STOCK 35671D857 388 20,503 SH   SOLE   20,503 0 0
FRONTIER COMMUNICATIONS CORPCOM COMMON STOCK 35906A108 6 831 SH   SOLE   831 0 0
GSV CAP CORP COM COMMON STOCK 36191J101 3 300 SH   SOLE   300 0 0
GALLAGHER ARTHUR J & CO COM COMMON STOCK 363576109 60 1,274 SH   SOLE   1,274 0 0
GANNETT COMPANY INC COMMON STOCK 364730101 19 500 SH   SOLE   500 0 0
GENERAL DYNAMICS CORP COM COMMON STOCK 369550108 160 1,176 SH   SOLE   1,176 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 3,132 126,281 SH   SOLE   125,106 650 525
GENERAL ELEC CO COM COMMON STOCK 369604103 36 1,450 SH   DFND   450 1,000 0
GENERAL MILLS INC COMMON STOCK 370334104 2,147 37,942 SH   SOLE   37,292 525 125
GENERAL MTRS CO COM COMMON STOCK 37045V100 10 254 SH   SOLE   254 0 0
GENERAL MTRS CO *W EXP 07/10/2016 WARRANTS & RIGHTS 37045V118 3 116 SH   SOLE   116 0 0
GENERAL MTRS CO *W EXP 07/10/2019 WARRANTS & RIGHTS 37045V126 2 116 SH   SOLE   116 0 0
GENUINE PARTS CO COM COMMON STOCK 372460105 1,292 13,863 SH   SOLE   13,863 0 0
GILEAD SCIENCES INC COM COMMON STOCK 375558103 145 1,476 SH   SOLE   1,476 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 1,439 31,183 SH   SOLE   30,458 550 175
GLOBAL X FDS GBLX URANIUM NEW COMMON STOCK 37950E275 1 133 SH   SOLE   133 0 0
GOLDCORP INC NEW COM COMMON STOCK 380956409 2 99 SH   SOLE   99 0 0
GOLDMAN SACHS GROUP INC COM COMMON STOCK 38141G104 123 657 SH   SOLE   657 0 0
GOLDMAN SACHS MLP INC OPP FDCOM SHS COMMON STOCK 38147W103 2 100 SH   SOLE   0 100 0
GOOGLE INC CL A COMMON STOCK 38259P508 189 341 SH   SOLE   341 0 0
GOOGLE INC CL C COMMON STOCK 38259P706 99 181 SH   SOLE   181 0 0
GREAT PLAINS ENERGY INC COM COMMON STOCK 391164100 16 600 SH   SOLE   600 0 0
GREENHAVEN CONT CMDTY INDEX UNIT BEN INT COMMODITIES 395258106 7 325 SH   SOLE   325 0 0
HSBC HLDGS PLC ADR A 1/40PF A PREFERRED STOCK 404280604 20 800 SH   SOLE   800 0 0
HALLIBURTON CO COM COMMON STOCK 406216101 52 1,185 SH   SOLE   1,185 0 0
HANCOCK JOHN PFD INCOME FD SH BEN INT MUTUAL FUNDS-FIXED INCOME 41013W108 21 1,000 SH   SOLE   1,000 0 0
HARLEY DAVIDSON INC COM COMMON STOCK 412822108 19 320 SH   SOLE   320 0 0
HEMISPHERX BIOPHARMA INC COM COMMON STOCK 42366C103 1 5,000 SH   SOLE   5,000 0 0
HERCULES OFFSHORE INC COM COMMON STOCK 427093109 0 876 SH   SOLE   876 0 0
HEWLETT PACKARD CO COM COMMON STOCK 428236103 397 12,733 SH   SOLE   12,733 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 1,347 11,859 SH   SOLE   11,759 0 100
HONEYWELL INTL INC COM COMMON STOCK 438516106 360 3,455 SH   SOLE   3,455 0 0
HOSPIRA INC COM COMMON STOCK 441060100 7 80 SH   SOLE   80 0 0
HUNTINGTON BANCSHARES INC COM COMMON STOCK 446150104 138 12,467 SH   SOLE   12,467 0 0
ITT CORP NEW COM NEW COMMON STOCK 450911201 3 75 SH   SOLE   75 0 0
ICICI BK LTD ADR FOREIGN EQUITIES 45104G104 20 1,950 SH   SOLE   1,950 0 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109 1,073 11,043 SH   SOLE   11,043 0 0
IMATION CORP COM COMMON STOCK 45245A107 0 48 SH   SOLE   48 0 0
IMPERIAL OIL LTD COM NEW FOREIGN EQUITIES 453038408 15 370 SH   SOLE   370 0 0
INTEL CORP COM COMMON STOCK 458140100 2,644 84,543 SH   SOLE   83,643 300 600
INTERDIGITAL INC COM COMMON STOCK 45867G101 152 2,999 SH   SOLE   2,999 0 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 2,551 15,897 SH   SOLE   15,797 100 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 16 100 SH   DFND   0 100 0
INTERNATIONAL GAME TECHNOLOG COMMON STOCK 459902102 17 1,000 SH   SOLE   1,000 0 0
INTL PAPER CO COM COMMON STOCK 460146103 28 500 SH   SOLE   500 0 0
ISHARES SILVER TRUST ISHARES COMMODITIES 46428Q109 29 1,850 SH   SOLE   1,850 0 0
ISHARES GOLD TRUST ISHARES MISC. 464285105 24 2,100 SH   SOLE   2,100 0 0
EFT ISHARES INC MSCI GLOBAL AGRICULTURE PRODUCER COMMODITIES 464286350 14 550 SH   SOLE   550 0 0
ISHARES INC MSCI CDA INDEX MUTUAL FUNDS-INTERNATIONAL EQT 464286509 31 1,125 SH   SOLE   1,125 0 0
ISHARES INC MSCI EMU INDEX MUTUAL FUNDS-INTERNATIONAL EQT 464286608 50 1,300 SH   SOLE   1,300 0 0
ISHARES INC MSCI PAC J IDX MUTUAL FUNDS-INTERNATIONAL EQT 464286665 67 1,475 SH   SOLE   1,475 0 0
ISHARES INC MSCI SINGAPORE MUTUAL FUNDS-INTERNATIONAL EQT 464286673 32 2,500 SH   SOLE   2,500 0 0
ISHARES INC MSCI SWITZERLD MUTUAL FUNDS-INTERNATIONAL EQT 464286749 46 1,400 SH   SOLE   1,400 0 0
ISHARES INC MSCI JAPAN MUTUAL FUNDS-INTERNATIONAL EQT 464286848 125 10,000 SH   SOLE   10,000 0 0
ISHARES INC MSCI HONG KONG MUTUAL FUNDS-INTERNATIONAL EQT 464286871 44 2,000 SH   SOLE   2,000 0 0
I SHARES SELECT DIVIDEND INDEX MUTUAL FUNDS-LARGE CAP 464287168 518 6,640 SH   SOLE   6,515 0 125
ISHARES BARCLAYS TIP BOND FUND MUTUAL FUNDS-FIXED INCOME 464287176 218 1,916 SH   SOLE   1,916 0 0
ISHARES TR INDEX MSCI EMERG MKT MUTUAL FUNDS-INTERNATIONAL EQT 464287234 691 17,212 SH   SOLE   17,212 0 0
ISHARES TR INDEX MSCI EMERG MKT MUTUAL FUNDS-INTERNATIONAL EQT 464287234 16 400 SH   DFND   400 0 0
ISHARES IBOXX $ INVESTMENT GRADE CORP BD FD MUTUAL FUNDS-FIXED INCOME 464287242 697 5,725 SH   SOLE   5,725 0 0
ETF I-SHARES TRUST EAFE INDEX FUND MUTUAL FUNDS-INTERNATIONAL EQT 464287465 1,466 22,840 SH   SOLE   22,740 0 100
ETF I-SHARES TRUST EAFE INDEX FUND MUTUAL FUNDS-INTERNATIONAL EQT 464287465 19 300 SH   DFND   300 0 0
ISHARES TR RUSSELL MCP VL MUTUAL FUNDS-MID CAP 464287473 1,640 21,795 SH   SOLE   21,795 0 0
ISHARES TR RUSSELL MID CAP G MUTUAL FUNDS-MID CAP 464287481 23 230 SH   SOLE   230 0 0
I SHARES RUSSELL MID-CAP INDEX FD MUTUAL FUNDS-MID CAP 464287499 1,360 7,855 SH   SOLE   7,815 0 40
ISHARES CORE S&P MID-CAP EFT MUTUAL FUNDS-MID CAP 464287507 314 2,068 SH   SOLE   2,068 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX FUND MUTUAL FUNDS-MID CAP 464287606 315 1,839 SH   SOLE   1,839 0 0
ISHARES TR RUSSELL1000GRW COMMON STOCK 464287614 327 3,310 SH   SOLE   3,310 0 0
ISHARES TR INDEX RUSL 2000 VALU MUTUAL FUNDS-SMALL CAP 464287630 1,548 14,995 SH   SOLE   14,995 0 0
I SHARES RUSSELL 2000 INDEX FD MUTUAL FUNDS-SMALL CAP 464287655 1,198 9,630 SH   SOLE   9,560 0 70
ISHARES S&P MIDCAP 400 VALUE INDEX FUND MUTUAL FUNDS-MID CAP 464287705 105 799 SH   SOLE   799 0 0
ISHARES TR U.S. REAL ES ETF COMMON STOCK 464287739 494 6,230 SH   SOLE   6,230 0 0
ISHARES TR DJ US ENERGY COMMON STOCK 464287796 13 300 SH   SOLE   300 0 0
ISHARES CORE S&P SMALL CAP ETF MUTUAL FUNDS-SMALL CAP 464287804 212 1,795 SH   SOLE   1,795 0 0
ISHARES S&P SMALL CAP 600 VALUE INDEX FUND MUTUAL FUNDS-SMALL CAP 464287879 455 3,829 SH   SOLE   3,829 0 0
ISHARES S&P SMALL CAP 600 GROWTH INDEX FUND MUTUAL FUNDS-SMALL CAP 464287887 263 2,019 SH   SOLE   2,019 0 0
ETF ISHARES JPM USD EM MUTUAL FUNDS-INTL FIXED INCOME 464288281 78 695 SH   SOLE   695 0 0
ISHARES NAT AMT FREE BD MUTUAL FUNDS-FIXED INCOME 464288414 56 510 SH   SOLE   510 0 0
ISHARES TRUSTIBOXX HIGHYIELDCORPORATE BOND MUTUAL FUND-FIXED INC HIGH YLD 464288513 65 720 SH   SOLE   720 0 0
ETF ISHARES 1-3 YEAR CCREDIT BOND FUND MUTUAL FUNDS-FIXED INCOME 464288646 3 25 SH   SOLE   25 0 0
ISHARES TR US PFD STK IDX PREFERRED STOCK 464288687 1,042 25,990 SH   SOLE   25,990 0 0
ISHARES TR US PFD STK IDX PREFERRED STOCK 464288687 8 200 SH   DFND   200 0 0
ISHARES EAFE VALUE ETF COMMON STOCK 464288877 768 14,420 SH   SOLE   14,420 0 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 1,154 19,047 SH   SOLE   18,972 0 75
JP MORGAN ALERIAN ENERGY MLPINDEX ETN COMMON STOCK 46625H365 222 5,179 SH   SOLE   5,179 0 0
JABIL CIRCUIT INC COM COMMON STOCK 466313103 15 625 SH   SOLE   625 0 0
JANUS CAP GROUP INC COM COMMON STOCK 47102X105 26 1,526 SH   SOLE   1,526 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 3,012 29,940 SH   SOLE   29,890 0 50
JOHNSON & JOHNSON COM COMMON STOCK 478160104 10 100 SH   DFND   100 0 0
JOHNSON CTLS INC COM COMMON STOCK 478366107 985 19,525 SH   SOLE   19,200 250 75
JUNIPER NETWORKS INC COM COMMON STOCK 48203R104 15 680 SH   SOLE   680 0 0
KANSAS CITY SOUTHERN COM NEW COMMON STOCK 485170302 15 150 SH   SOLE   150 0 0
KAYNE ANDERSON ENRGY TTL RT FD MUTUAL FUNDS-EQUITIES 48660P104 22 902 SH   SOLE   902 0 0
CEF KAYNE ANDERSON MLP INVESTMENT CO CLOSED-END EQUITY FUNDS 486606106 13 358 SH   SOLE   358 0 0
KELLOGG CO COM COMMON STOCK 487836108 1,682 25,503 SH   SOLE   25,103 350 50
KIMBERLY-CLARK CORP COMMON STOCK 494368103 53 497 SH   SOLE   497 0 0
KINDER MORGAN INC DEL COM COMMON STOCK 49456B101 346 8,217 SH   SOLE   8,217 0 0
KNOWLES CORP COM COMMON STOCK 49926D109 5 254 SH   SOLE   254 0 0
KOHLS CORP COM COMMON STOCK 500255104 1,371 17,525 SH   SOLE   17,425 0 100
KROGER CO COM COMMON STOCK 501044101 69 895 SH   SOLE   895 0 0
L BRANDS INC COM COMMON STOCK 501797104 121 1,281 SH   SOLE   1,281 0 0
L-3 COMMUNICATIONS HLDGS INCCOM COMMON STOCK 502424104 909 7,223 SH   SOLE   7,223 0 0
LEGGETT & PLATT INC COM COMMON STOCK 524660107 50 1,075 SH   SOLE   1,075 0 0
LENNAR CORP CL A COMMON STOCK 526057104 13 250 SH   SOLE   250 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 1,619 22,283 SH   SOLE   22,083 100 100
LILLY ELI & CO COM COMMON STOCK 532457108 44 600 SH   DFND   600 0 0
LINDSAY CORP COM COMMON STOCK 535555106 10 125 SH   SOLE   125 0 0
LINN ENERGY LLC UNIT LTD LIAB COMMON STOCK 536020100 17 1,550 SH   SOLE   0 1,550 0
LIVE NATION INC COMMON STOCK 538034109 0 12 SH   SOLE   12 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 118 581 SH   SOLE   581 0 0
LOWES COS INC COM COMMON STOCK 548661107 2,882 38,750 SH   SOLE   38,000 575 175
LOWES COS INC COM COMMON STOCK 548661107 22 300 SH   DFND   300 0 0
MDU RESOURCES GROUP COMMON STOCK 552690109 594 27,841 SH   SOLE   27,641 100 100
MARATHON OIL CORP COMMON STOCK 565849106 470 18,010 SH   SOLE   17,735 0 275
MARATHON PETE CORP COM COMMON STOCK 56585A102 46 450 SH   SOLE   450 0 0
MARKET VECTORS ETF TR MKTVEC INTMUETF MUTUAL FUNDS-FIXED INCOME 57060U845 50 2,105 SH   SOLE   2,105 0 0
MASTERCARD INC CL A COMMON STOCK 57636Q104 801 9,274 SH   SOLE   9,109 0 165
MAXIM INTERGRATED PRODS INC COM COMMON STOCK 57772K101 13 360 SH   SOLE   360 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 2,061 21,155 SH   SOLE   20,955 0 200
MERCK & CO INC NEW COM COMMON STOCK 58933Y105 214 3,730 SH   SOLE   3,730 0 0
MET LIFE COMMON STOCK COMMON STOCK 59156R108 55 1,084 SH   SOLE   1,084 0 0
MICROSOFT CORP COM COMMON STOCK 594918104 2,248 55,314 SH   SOLE   54,914 200 200
MICROSOFT CORP COM COMMON STOCK 594918104 12 300 SH   DFND   300 0 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 1,418 28,989 SH   SOLE   28,714 175 100
MICRON TECHNOLOGY INC COM COMMON STOCK 595112103 3 100 SH   SOLE   100 0 0
MIDDLESEX WATER CO COM COMMON STOCK 596680108 57 2,500 SH   SOLE   2,500 0 0
MOLSON COORS BREWING CO CL B COMMON STOCK 60871R209 2 25 SH   SOLE   25 0 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 25 700 SH   SOLE   700 0 0
MONSANTO CO NEW COM COMMON STOCK 61166W101 28 245 SH   SOLE   245 0 0
MORGAN STANLEY DEAN WITTER&CCOM NEW COMMON STOCK 617446448 7 200 SH   SOLE   200 0 0
NATIONAL OILWELL VARCO INC COM COMMON STOCK 637071101 6 130 SH   SOLE   130 0 0
NEW YORK CMNTY BANCORP INC COM COMMON STOCK 649445103 17 1,000 SH   DFND   1,000 0 0
NEWELL RUBBERMAID INC COM COMMON STOCK 651229106 6 157 SH   SOLE   157 0 0
NEXTERA ENERGY INC COM COMMON STOCK 65339F101 1,215 11,678 SH   SOLE   11,678 0 0
NIKE INC COMMON STOCK 654106103 112 1,116 SH   SOLE   1,116 0 0
NISOURCE INC COM COMMON STOCK 65473P105 18 410 SH   SOLE   410 0 0
NOBLE ENERGY INC COM COMMON STOCK 655044105 9 188 SH   SOLE   188 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 1,234 11,987 SH   SOLE   11,987 0 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109 101 1,028 SH   SOLE   1,028 0 0
NOW INC COM COMMON STOCK 67011P100 0 12 SH   SOLE   12 0 0
NUCOR CORP COM COMMON STOCK 670346105 42 885 SH   SOLE   885 0 0
NUSTAR ENERGY LP UNIT COM COMMON STOCK 67058H102 67 1,100 SH   SOLE   1,100 0 0
NUVEEN NY PERFORM PLUS MUN FCOM CLOSED-END EQUITY FUNDS 67062R104 29 2,000 SH   SOLE   2,000 0 0
NUVEEN INTER DURATION MN TMFCOM MUTUAL FUNDS-NON TAX 670671106 441 34,000 SH   SOLE   34,000 0 0
NUVEEN QUALITY PFD INCOME FD #3 PREFERRED STOCK 67072W101 39 4,500 SH   DFND   4,500 0 0
OCI RES LP COM UNIT LTD COMMON STOCK 67081B106 11 500 SH   SOLE   500 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 1,373 18,807 SH   SOLE   18,777 0 30
OMNICARE INC COM COMMON STOCK 681904108 15 200 SH   SOLE   200 0 0
OMNICOM GROUP INC COM COMMON STOCK 681919106 80 1,032 SH   SOLE   1,032 0 0
ORACLE CORP COM COMMON STOCK 68389X105 782 18,122 SH   SOLE   18,122 0 0
ORANGE SPONSORED ADR FOREIGN EQUITIES 684060106 10 600 SH   SOLE   600 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 16 175 SH   SOLE   175 0 0
PPG INDS INC COM COMMON STOCK 693506107 60 267 SH   SOLE   267 0 0
PARKER HANNIFIN CORP COM COMMON STOCK 701094104 70 588 SH   SOLE   588 0 0
PEABODY ENERGY CORP COM COMMON STOCK 704549104 78 15,899 SH   SOLE   15,899 0 0
PEARSON PLC SPONSORED ADR COMMON STOCK 705015105 19 870 SH   SOLE   870 0 0
PENNEY J C INC COM COMMON STOCK 708160106 34 4,100 SH   SOLE   4,000 100 0
PEPSICO INC COM COMMON STOCK 713448108 2,483 25,967 SH   SOLE   25,967 0 0
PEPSICO INC COM COMMON STOCK 713448108 33 350 SH   DFND   100 250 0
PETROLEO BRASILEIRO SA PETROSPONSORED ADR FOREIGN EQUITIES 71654V408 6 1,000 SH   SOLE   1,000 0 0
PFIZER INC COM COMMON STOCK 717081103 1,609 46,238 SH   SOLE   46,038 200 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109 420 5,580 SH   SOLE   5,580 0 0
PHILLIPS 66 COM COMMON STOCK 718546104 1,157 14,726 SH   SOLE   14,566 60 100
PHILLIPS 66 COM COMMON STOCK 718546104 8 100 SH   DFND   100 0 0
PIEDMONT NAT GAS INC COM COMMON STOCK 720186105 66 1,800 SH   SOLE   1,800 0 0
PIMCO MUN INCOME FD II COM MUTUAL FUNDS-FIXED INCOME 72200W106 57 4,537 SH   SOLE   4,537 0 0
PIMCO ETF TR 0-5 HIGH YIELD CLOSED-END EQUITY FUNDS 72201R783 10 100 SH   SOLE   100 0 0
PINNACLE FOODS INC DEL COM COMMON STOCK 72348P104 12 300 SH   SOLE   300 0 0
PINNACLE WEST CAPITAL CORP COMMON STOCK 723484101 627 9,834 SH   SOLE   9,734 0 100
PLUM CREEK TIMBER CO INC COM COMMON STOCK 729251108 30 685 SH   SOLE   685 0 0
POTASH CORP OF SASKATCHEWAN INC COMMON STOCK 73755L107 61 1,881 SH   SOLE   1,881 0 0
POWERSHARES QQQ TRUST UNIT SER 1 COMMON STOCK 73935A104 154 1,455 SH   SOLE   1,455 0 0
POWERSHARES DYNAMIC PHARMACEUTICALS ETF COMMON STOCK 73935X799 15 200 SH   SOLE   200 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT COMMON STOCK 73936Q769 2 100 SH   SOLE   100 0 0
POWERSHARES GLOBAL ETF TRUSTAGG PFD PORT CONV PREFERRED STOCK 73936T565 25 1,650 SH   SOLE   1,650 0 0
PRAXAIR INC COM COMMON STOCK 74005P104 59 490 SH   SOLE   490 0 0
PRECISION CASTPARTS CORP COM COMMON STOCK 740189105 42 198 SH   SOLE   198 0 0
PRICE T ROWE GROUP INC COM COMMON STOCK 74144T108 12 151 SH   SOLE   151 0 0
PRICELINE COM INC COM NEW COMMON STOCK 741503403 12 10 SH   SOLE   10 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 3,847 46,951 SH   SOLE   46,601 100 250
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 8 100 SH   DFND   100 0 0
PRUDENTIAL FINL INC COM COMMON STOCK 744320102 44 545 SH   SOLE   545 0 0
PUBLIC SERVICE ENTERPRISE GROUP INC COM COMMON STOCK 744573106 6 150 SH   SOLE   150 0 0
QUALCOMM INC COM COMMON STOCK 747525103 647 9,325 SH   SOLE   9,250 75 0
RAYONIER INC COM COMMON STOCK 754907103 24 900 SH   SOLE   900 0 0
RAYONIER ADVANCED MATLS INC COM COMMON STOCK 75508B104 4 299 SH   SOLE   299 0 0
RAYTHEON CO COM NEW COMMON STOCK 755111507 33 305 SH   SOLE   305 0 0
REGENCY ENERGY PARTNERS L P COM UNITS L P COMMON STOCK 75885Y107 31 1,377 SH   SOLE   1,377 0 0
REGIONS FINANCIAL CORP NEW COM COMMON STOCK 7591EP100 4 395 SH   SOLE   395 0 0
REPUBLIC SVCS INC COM COMMON STOCK 760759100 32 800 SH   SOLE   800 0 0
ROYAL BK CDA MONTREAL QUE COM COMMON STOCK 780087102 18 300 SH   SOLE   300 0 0
ROYAL BANK OF SCOTLAND PFD ADR 6.4% PREFERRED STOCK 780097796 95 3,800 SH   SOLE   3,800 0 0
ROYAL DUTCH SHELL PLC SPON ADR B FOREIGN EQUITIES 780259107 1,601 25,527 SH   SOLE   25,352 175 0
SPDR S&P 500 ETF TR TR UNIT MUTUAL FUNDS-EQUITIES 78462F103 464 2,248 SH   SOLE   2,248 0 0
SPDR GOLD TRUST GOLD SHS COMMODITIES 78463V107 96 845 SH   SOLE   845 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF REIT 78463X749 20 400 SH   SOLE   400 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF REIT 78463X863 69 1,600 SH   SOLE   1,600 0 0
SPDR SERIES TRUST BRC CNV SECS ETF MISC. 78464A359 25 525 SH   SOLE   525 0 0
ETF SPDR BARCLAYS HIGHYIELD BOND ETF MUTUAL FUND-FIXED INC HIGH YLD 78464A417 37 950 SH   SOLE   950 0 0
NUVEEN BARCLAYS ET SHORT TERM MUNI MUTUAL FUNDS-FIXED INCOME 78464A425 12 475 SH   SOLE   475 0 0
ETF SPDR S&P TELECOM MUTUAL FUNDS-EQUITIES 78464A540 270 4,625 SH   SOLE   4,625 0 0
ETF SPDR DOW JONES REIT REIT 78464A607 99 1,050 SH   SOLE   1,050 0 0
SPDR S&P REGIONAL BANKING ETF MUTUAL FUNDS-EQUITIES 78464A698 435 10,650 SH   SOLE   10,650 0 0
SPDR DOW JONES INDL AVG UNIT SER 1 MUTUAL FUNDS-LARGE CAP 78467X109 133 750 SH   SOLE   750 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP MUTUAL FUNDS-MID CAP 78467Y107 44 160 SH   SOLE   160 0 0
SANOFI RIGHT 12/31/2020 COMMON STOCK 80105N113 0 73 SH   SOLE   73 0 0
SAP AKTIENGESELLSCHAFT SPONSORED ADR FOREIGN EQUITIES 803054204 35 490 SH   SOLE   490 0 0
SCANA CORP NEW COM COMMON STOCK 80589M102 44 797 SH   SOLE   797 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 1,171 14,037 SH   SOLE   13,987 50 0
SCHWAB CHARLES CORP NEW COM COMMON STOCK 808513105 49 1,625 SH   SOLE   1,625 0 0
SEAWORLD ENTMT INC COM COMMON STOCK 81282V100 9 450 SH   SOLE   450 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS COMMON STOCK 81369Y308 12 250 SH   SOLE   250 0 0
SELECT SECTOR SPDR TR SBI INT-FINL MUTUAL FUNDS-EQUITIES 81369Y605 421 17,448 SH   SOLE   17,448 0 0
SELECT SECTOR SPDR TR SBI INT-FINL MUTUAL FUNDS-EQUITIES 81369Y605 17 700 SH   DFND   700 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS MUTUAL FUNDS-EQUITIES 81369Y886 800 18,000 SH   SOLE   17,950 0 50
SHENANDOAH TELECOMMUNICATION COMMON STOCK 82312B106 115 3,700 SH   SOLE   3,700 0 0
SILVER WHEATON CORP COM COMMODITIES 828336107 3 150 SH   SOLE   150 0 0
SOUTHERN CO COM COMMON STOCK 842587107 1,480 33,430 SH   SOLE   32,930 300 200
SOUTHERN COPPER CORP COM COMMON STOCK 84265V105 3 100 SH   SOLE   100 0 0
SPECTRA ENERGY CORP COM COMMON STOCK 847560109 25 690 SH   SOLE   690 0 0
SPRINT CORP COM SER 1 COMMON STOCK 85207U105 3 705 SH   SOLE   705 0 0
STAPLES INC COMMON STOCK 855030102 16 972 SH   SOLE   972 0 0
STARBUCKS CORP COM COMMON STOCK 855244109 23 240 SH   SOLE   240 0 0
STATE AUTO FINANCIAL CORP COMMON STOCK 855707105 73 3,000 SH   SOLE   3,000 0 0
STATE ST CORP COM COMMON STOCK 857477103 11 145 SH   SOLE   145 0 0
SUN COMMUNITIES INC REIT REIT 866674104 4 66 SH   SOLE   66 0 0
SUNCOR ENERGY INC NEW COM COMMON STOCK 867224107 9 300 SH   SOLE   300 0 0
SUNOCO LOGISTICS PRTNRS L P COM UNITS COMMON STOCK 86764L108 70 1,700 SH   SOLE   1,700 0 0
SYNGENTA AG SPONSORED ADR FOREIGN EQUITIES 87160A100 20 300 SH   SOLE   300 0 0
SYSCO CORP COMMON STOCK 871829107 1,237 32,802 SH   SOLE   32,602 100 100
TC PIPELINES LP UT COM LTD PRT COMMON STOCK 87233Q108 65 1,000 SH   SOLE   1,000 0 0
TD AMERITRADE HLDG CORP COM COMMON STOCK 87236Y108 15 415 SH   SOLE   415 0 0
TECO ENERGY INC COM COMMON STOCK 872375100 8 400 SH   SOLE   400 0 0
TJX COS INC NEW COM COMMON STOCK 872540109 103 1,470 SH   SOLE   1,470 0 0
TAIWAN SEMICONDUCTOR MFG LTDSPONSORED ADR FOREIGN EQUITIES 874039100 35 1,490 SH   SOLE   1,490 0 0
TARGET CORP COM COMMON STOCK 87612E106 1,191 14,520 SH   SOLE   14,445 75 0
TARGET CORP COM COMMON STOCK 87612E106 25 300 SH   DFND   300 0 0
TESLA MTRS INC COM COMMON STOCK 88160R101 13 70 SH   SOLE   70 0 0
TEVA PHARMACEUTICAL INDS LTDADR FOREIGN EQUITIES 881624209 31 500 SH   SOLE   500 0 0
TEXAS INSTRS INC COM COMMON STOCK 882508104 1,222 21,378 SH   SOLE   21,178 200 0
3M CO COM COMMON STOCK 88579Y101 1,758 10,659 SH   SOLE   10,634 0 25
3M CO COM COMMON STOCK 88579Y101 25 150 SH   DFND   0 150 0
TIME INC NEW COM COMMON STOCK 887228104 6 267 SH   SOLE   267 0 0
TIME WARNER INC COM NEW COMMON STOCK 887317303 181 2,144 SH   SOLE   2,144 0 0
TIME WARNER CABLE INC COM COMMON STOCK 88732J207 42 280 SH   SOLE   280 0 0
TOTAL S A SPONSORED ADR FOREIGN EQUITIES 89151E109 41 749 SH   SOLE   749 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 54 503 SH   SOLE   503 0 0
TRIUMPH GROUP INC NEW COM COMMON STOCK 896818101 48 808 SH   SOLE   808 0 0
TWENTY FIRST CENTY FOX INC CL A COMMON STOCK 90130A101 34 992 SH   SOLE   992 0 0
US BANCORP DEL COM NEW COMMON STOCK 902973304 640 14,655 SH   SOLE   14,655 0 0
U S SILICA HLDGS INC COM COMMON STOCK 90346E103 2 65 SH   SOLE   65 0 0
UNILEVER PLC SPON ADR NEW FOREIGN EQUITIES 904767704 33 780 SH   SOLE   780 0 0
UNILEVER N V N Y SHS NEW FOREIGN EQUITIES 904784709 19 463 SH   SOLE   463 0 0
UNION PAC CORP COM COMMON STOCK 907818108 113 1,042 SH   SOLE   1,042 0 0
UNITED BANKSHARES INC WV COMMON STOCK 909907107 344 9,166 SH   SOLE   7,166 2,000 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 1,540 15,886 SH   SOLE   15,836 0 50
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 10 100 SH   DFND   100 0 0
UNITED TECHNOLOGIES CORP COM COMMON STOCK 913017109 2,117 18,066 SH   SOLE   17,891 0 175
UNITEDHEALTH GROUP INC COM COMMON STOCK 91324P102 35 300 SH   SOLE   300 0 0
V F CORP COM COMMON STOCK 918204108 98 1,295 SH   SOLE   1,295 0 0
VALEANT PHARMACEUTICALS INTLCOM FOREIGN EQUITIES 91911K102 104 525 SH   SOLE   525 0 0
VALERO ENERGY CORP NEW COM COMMON STOCK 91913Y100 17 275 SH   SOLE   275 0 0
VANGUARD SPECIALIZED PORTFOLDIV APP ETF MUTUAL FUNDS-EQUITIES 921908844 19 235 SH   SOLE   235 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD COMMON STOCK 921946406 34 500 SH   SOLE   500 0 0
VANGUARD INTL EQUITY INDEX EMERG MKT ETF MUTUAL FUNDS-INTERNATIONAL EQT 922042858 143 3,490 SH   SOLE   3,490 0 0
VECTRUS INC COM COMMON STOCK 92242T101 0 8 SH   SOLE   8 0 0
VANGUARD INDEX FDS REIT ETF REIT 922908553 78 920 SH   SOLE   920 0 0
VANGUARD LARGE CAP ETF MUTUAL FUNDS-EQUITIES 922908637 381 3,997 SH   SOLE   3,997 0 0
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 2,312 47,541 SH   SOLE   47,166 200 175
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 68 1,400 SH   DFND   900 500 0
VERITIV CORP COM COMMON STOCK 923454102 0 9 SH   SOLE   9 0 0
VIACOM INC NEW CL B COMMON STOCK 92553P201 9 175 SH   SOLE   175 0 0
VISA INC COM CL A COMMON STOCK 92826C839 10 160 SH   SOLE   160 0 0
VIRTUS TOTAL RETURN FD MUTUAL FUNDS-EQUITIES 92829A103 23 5,000 SH   SOLE   5,000 0 0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR COMMON STOCK 92857W308 19 570 SH   SOLE   570 0 0
WPP PLC NEW ADR FOREIGN EQUITIES 92937A102 23 200 SH   SOLE   200 0 0
WAL MART STORES INC COM COMMON STOCK 931142103 2,150 26,135 SH   SOLE   25,930 150 55
WALGREENS BOOTS ALLIANCE INCCOM COMMON STOCK 931427108 2,437 28,781 SH   SOLE   28,506 75 200
WASTE MGMT INC DEL COM COMMON STOCK 94106L109 1,737 32,039 SH   SOLE   31,814 125 100
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 1,566 28,790 SH   SOLE   28,490 125 175
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 24 450 SH   DFND   0 450 0
WELLS FARGO ADVANTAGE UTILS COM MUTUAL FUNDS-FIXED INCOME 94987E109 53 4,065 SH   SOLE   4,065 0 0
WESBANCO INC COM COMMON STOCK 950810101 9 266 SH   SOLE   266 0 0
WESTAR ENERGY INC COM COMMON STOCK 95709T100 50 1,300 SH   SOLE   1,300 0 0
WHOLE FOODS MKT INC COM COMMON STOCK 966837106 13 250 SH   SOLE   250 0 0
XCEL ENERGY INC COM COMMON STOCK 98389B100 95 2,735 SH   SOLE   2,735 0 0
XILINX INC COM COMMON STOCK 983919101 30 705 SH   SOLE   705 0 0
XYLEM INC COM COMMON STOCK 98419M100 5 150 SH   SOLE   150 0 0
YUM BRANDS INC COM COMMON STOCK 988498101 108 1,370 SH   SOLE   1,370 0 0
ZION OIL & GAS INC COM COMMON STOCK 989696109 2 1,000 SH   SOLE   1,000 0 0