The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A COMMON STOCK G1151C101 110 1,230 SH   SOLE   1,230 0 0
BUNGE LIMITED COM COMMON STOCK G16962105 27 300 SH   SOLE   300 0 0
COVIDIEN PLC SHS COMMON STOCK G2554F113 61 595 SH   SOLE   595 0 0
ENSCO PLC SHS CLASS A COMMON STOCK G3157S106 12 390 SH   SOLE   390 0 0
INGERSOLL-RAND PLC SHS COMMON STOCK G47791101 696 10,975 SH   SOLE   10,925 0 50
INVESCO LTD SHS COMMON STOCK G491BT108 43 1,095 SH   SOLE   1,095 0 0
PARAGON OFFSHORE PLC SHS COMMON STOCK G6S01W108 0 33 SH   SOLE   33 0 0
NOBLE CORP PLC SHS USD COMMON STOCK G65431101 2 100 SH   SOLE   100 0 0
TYCO INTL PLC SHS COMMON STOCK G91442106 7 155 SH   SOLE   155 0 0
ACE LTD SHS COMMON STOCK H0023R105 21 185 SH   SOLE   185 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - FOREIGN EQUITIES N53745100 40 499 SH   SOLE   499 0 0
AFLAC INC COM COMMON STOCK 001055102 784 12,839 SH   SOLE   12,589 0 250
ALPS ETF TR ALERIAN MLP MISC. 00162Q866 35 1,975 SH   SOLE   1,975 0 0
AT&T INC COMMON STOCK 00206R102 2,941 87,557 SH   SOLE   86,707 600 250
AT&T INC COMMON STOCK 00206R102 50 1,500 SH   DFND   1,100 400 0
ABBOTT LABS COM COMMON STOCK 002824100 1,624 36,063 SH   SOLE   35,713 200 150
ABBOTT LABS COM COMMON STOCK 002824100 5 100 SH   DFND   100 0 0
ABBVIE INC COM COMMON STOCK 00287Y109 2,114 32,310 SH   SOLE   31,760 300 250
ABBVIE INC COM COMMON STOCK 00287Y109 7 100 SH   DFND   100 0 0
ADOBE SYS INC COM COMMON STOCK 00724F101 15 200 SH   SOLE   200 0 0
AETNA INC COMMON STOCK 00817Y108 151 1,705 SH   SOLE   1,705 0 0
ALCOA INC COM COMMON STOCK 013817101 39 2,500 SH   SOLE   2,500 0 0
ALLIANT ENERGY CORP COM COMMON STOCK 018802108 13 200 SH   SOLE   200 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 14 200 SH   SOLE   200 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 1,695 34,412 SH   SOLE   34,262 0 150
ALTRIA GROUP INC COMMON STOCK 02209S103 59 1,200 SH   DFND   1,200 0 0
AMAZON COM INC COM COMMON STOCK 023135106 74 240 SH   SOLE   240 0 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS FOREIGN EQUITIES 02364W105 9 418 SH   SOLE   418 0 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 531 8,752 SH   SOLE   8,752 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 135 1,446 SH   SOLE   1,446 0 0
AMERICAN INTL GROUP INC COM NEW COMMON STOCK 026874784 42 1,165 SH   SOLE   1,165 0 0
AMERICAN STS WTR CO COM COMMON STOCK 029899101 45 1,200 SH   SOLE   1,200 0 0
AMERICAN WTR WKS CO INC NEW COM COMMON STOCK 030420103 9 170 SH   SOLE   170 0 0
AMGEN INC COM COMMON STOCK 031162100 1,673 10,503 SH   SOLE   10,403 100 0
AMGEN INC COM COMMON STOCK 031162100 16 100 SH   DFND   100 0 0
ANADARKO PETE CORP COM COMMON STOCK 032511107 2 25 SH   SOLE   25 0 0
ANALOG DEVICES INC COM COMMON STOCK 032654105 13 235 SH   SOLE   235 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR FOREIGN EQUITIES 03524A108 15 130 SH   SOLE   130 0 0
ANNALY MTG MGMT INC COM REIT 035710409 275 25,400 SH   SOLE   24,700 0 700
ANNALY MTG MGMT INC COM REIT 035710409 8 700 SH   DFND   700 0 0
ANTHEM INC COM COMMON STOCK 036752103 205 1,630 SH   SOLE   1,630 0 0
APACHE CORPORATION COM COMMON STOCK 037411105 13 200 SH   SOLE   200 0 0
APPLE INC COM COMMON STOCK 037833100 3,113 28,201 SH   SOLE   28,201 0 0
APPLIED MATLS INC COM COMMON STOCK 038222105 18 725 SH   SOLE   725 0 0
AQUA AMERICA INC COM COMMON STOCK 03836W103 103 3,862 SH   SOLE   3,862 0 0
ARCH COAL INC COM COMMON STOCK 039380100 19 11,010 SH   SOLE   11,010 0 0
ARCHER DANIELS MIDLAND COMMON STOCK 039483102 60 1,150 SH   SOLE   1,150 0 0
ASHLAND INC NEW COM COMMON STOCK 044209104 324 2,706 SH   SOLE   2,706 0 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 2,283 27,380 SH   SOLE   27,280 100 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 8 100 SH   DFND   100 0 0
AUTOZONE INC COM COMMON STOCK 053332102 15 25 SH   SOLE   25 0 0
BB&T CORP COM COMMON STOCK 054937107 1,997 51,357 SH   SOLE   51,157 0 200
BB&T CORP COM COMMON STOCK 054937107 8 200 SH   DFND   200 0 0
BCE INC COM NEW COMMON STOCK 05534B760 68 1,478 SH   SOLE   1,478 0 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 887 23,273 SH   SOLE   23,148 125 0
BAIDU INC SPON ADR REP A FOREIGN EQUITIES 056752108 43 190 SH   SOLE   190 0 0
BAKER HUGHES INC COMMON STOCK 057224107 940 16,775 SH   SOLE   16,775 0 0
BALL CORP COM COMMON STOCK 058498106 41 598 SH   SOLE   598 0 0
BANCO BILBAO VIZCAYA ARGENTASPONSORED ADR FOREIGN EQUITIES 05946K101 15 1,560 SH   SOLE   1,560 0 0
BANK OF AMERICA CORPORATION COM COMMON STOCK 060505104 591 33,081 SH   SOLE   33,081 0 0
BANK OF NEW YORK MELLON CORPCOM COMMON STOCK 064058100 910 22,438 SH   SOLE   22,438 0 0
BANK NOVA SCOTIA HALIFAX COM COMMON STOCK 064149107 17 300 SH   SOLE   300 0 0
BARCLAY'S BANK PFD NON COM ADR PERPETUAL 6.625% PREFERRED STOCK 06739F390 33 1,300 SH   SOLE   1,300 0 0
BARCLAYS BANK PLC PFD NON- CUM 7.10%* PREFERRED STOCK 06739H776 217 8,400 SH   SOLE   8,400 0 0
BARRICK GOLD CORP COM FOREIGN EQUITIES 067901108 2 185 SH   SOLE   185 0 0
BAXTER INTL INC COM COMMON STOCK 071813109 1,328 18,125 SH   SOLE   17,900 100 125
BECTON DICKINSON & CO COM COMMON STOCK 075887109 1,596 11,470 SH   SOLE   11,420 0 50
BERKSHIRE HATHAWAY INC DEL CL A COMMON STOCK 084670108 452 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702 256 1,705 SH   SOLE   1,705 0 0
BEST BUY COMMON STOCK 086516101 39 1,000 SH   SOLE   1,000 0 0
BIOGEN IDEC INC COM COMMON STOCK 09062X103 93 275 SH   SOLE   275 0 0
BLACK ROCK INCOME TR INC MUTUAL FUNDS-FIXED INCOME 09247F100 17 2,700 SH   SOLE   2,700 0 0
BLACKROCK INC COM COMMON STOCK 09247X101 20 55 SH   SOLE   55 0 0
BLACKROCK LTD DURATION INC TCOM SHS MUTUAL FUNDS-EQUITIES 09249W101 47 3,000 SH   SOLE   3,000 0 0
BLACKROCK ENHANCED EQT DIV TCOM MUTUAL FUNDS-EQUITIES 09251A104 98 12,040 SH   SOLE   12,040 0 0
BLACKROCK MUNIYIELD INVST FD MUTUAL FUNDS-FIXED INCOME 09254R104 20 1,280 SH   SOLE   1,280 0 0
BLACKROCK MUN TARGET TERM TR MUTUAL FUNDS-NON TAX 09257P105 291 14,500 SH   SOLE   14,500 0 0
BOB EVANS FARMS INC COM COMMON STOCK 096761101 69 1,351 SH   SOLE   1,351 0 0
BOEING CO COM COMMON STOCK 097023105 224 1,725 SH   SOLE   1,725 0 0
BOEING CO COM COMMON STOCK 097023105 26 200 SH   DFND   0 200 0
BORGWARNER INC COM COMMON STOCK 099724106 14 250 SH   SOLE   250 0 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 1,307 22,140 SH   SOLE   21,840 100 200
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 18 300 SH   DFND   300 0 0
BROADCOM CORP CL A COMMON STOCK 111320107 15 350 SH   SOLE   350 0 0
BROOKFIELD ASSET MANGEMENT COMMON STOCK 112585104 4 84 SH   SOLE   84 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN COMMON STOCK 118230101 61 800 SH   SOLE   800 0 0
CECO ENVIRONMENTAL CORP COM COMMON STOCK 125141101 23 1,457 SH   SOLE   1,457 0 0
CME GROUP INC COM COMMON STOCK 12572Q105 11 125 SH   SOLE   125 0 0
CSX CORP COM COMMON STOCK 126408103 1,573 43,433 SH   SOLE   43,083 0 350
CVS HEALTH CORP COM COMMON STOCK 126650100 585 6,073 SH   SOLE   6,073 0 0
CALAMOS STRATEGIC TOTL RETN MUTUAL FUNDS-EQUITIES 128125101 24 2,100 SH   SOLE   2,100 0 0
CALIFORNIA WTR SVC GROUP COMMON STOCK 130788102 25 1,000 SH   SOLE   1,000 0 0
CALLON PETE CO DEL COM COMMON STOCK 13123X102 2 300 SH   SOLE   300 0 0
CALPINE CORP COM NEW COMMON STOCK 131347304 28 1,250 SH   SOLE   1,250 0 0
CAMDEN PROPERTY TRUST REIT SBI COMMON STOCK 133131102 74 1,000 SH   SOLE   1,000 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 1,275 28,973 SH   SOLE   28,773 200 0
CANADIAN NATL RY CO COM COMMON STOCK 136375102 77 1,120 SH   SOLE   1,120 0 0
CAPITAL ONE FINL CORP COM COMMON STOCK 14040H105 4 50 SH   SOLE   50 0 0
CARDINAL HEALTH INC COM COMMON STOCK 14149Y108 147 1,825 SH   SOLE   1,825 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 1,368 14,950 SH   SOLE   14,890 0 60
CEDAR FAIR L P DEPOSITRY UNIT COMMON STOCK 150185106 14 300 SH   SOLE   0 300 0
CELGENE CORP COM COMMON STOCK 151020104 173 1,550 SH   SOLE   1,550 0 0
CENTURYLINK INC COM COMMON STOCK 156700106 1,924 48,615 SH   SOLE   48,415 200 0
CENTURYLINK INC COM COMMON STOCK 156700106 24 600 SH   DFND   600 0 0
CERNER CORP COM COMMON STOCK 156782104 16 250 SH   SOLE   250 0 0
CHEMTURA CORP COM NEW COMMON STOCK 163893209 0 11 SH   SOLE   11 0 0
CHESAPEAKE ENERGY CORP COM COMMON STOCK 165167107 4 200 SH   SOLE   200 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 2,111 18,822 SH   SOLE   18,727 60 35
CHICAGO BRIDGE & IRON CO N VCOM FOREIGN EQUITIES 167250109 34 820 SH   SOLE   820 0 0
CHUBB CORP COM COMMON STOCK 171232101 64 617 SH   SOLE   617 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 2,076 74,641 SH   SOLE   74,041 200 400
CISCO SYS INC COM COMMON STOCK 17275R102 8 300 SH   DFND   300 0 0
CITIGROUP INC COM NEW COMMON STOCK 172967424 91 1,681 SH   SOLE   1,681 0 0
CITY HLDG CO COM COMMON STOCK 177835105 19,732 424,153 SH   SOLE   417,825 6,221 107
COACH INC COM COMMON STOCK 189754104 578 15,385 SH   SOLE   15,385 0 0
COCA COLA CO COM COMMON STOCK 191216100 3,392 80,348 SH   SOLE   79,623 325 400
COHEN & STEERS REIT & PFD INCOME FUND INC. REIT 19247X100 27 1,400 SH   SOLE   1,400 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 1,517 21,926 SH   SOLE   21,926 0 0
COMCAST CORPORTATION (NEW) COMMON STOCK 20030N101 111 1,920 SH   SOLE   1,920 0 0
COMMUNITY HEALTH SYS INC NEWCOM COMMON STOCK 203668108 3 54 SH   SOLE   54 0 0
COMMUNITY HEALTH SYS INC NEWRIGHT 01/27/2016 WARRANTS & RIGHTS 203668116 0 800 SH   SOLE   800 0 0
CONAGRA FOODS INC COM COMMON STOCK 205887102 694 19,123 SH   SOLE   18,723 0 400
CONOCOPHILLIPS COM COMMON STOCK 20825C104 2,367 34,269 SH   SOLE   34,034 110 125
CONOCOPHILLIPS COM COMMON STOCK 20825C104 14 200 SH   DFND   200 0 0
CONSOL ENERGY INC COM COMMON STOCK 20854P109 575 17,017 SH   SOLE   17,017 0 0
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 1,043 15,807 SH   SOLE   15,757 50 0
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 40 600 SH   DFND   400 200 0
CORNING INC COM COMMON STOCK 219350105 214 9,338 SH   SOLE   9,338 0 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105 50 355 SH   SOLE   355 0 0
CRACKER BARREL OLD CTRY STORCOM COMMON STOCK 22410J106 70 500 SH   SOLE   500 0 0
CUMMINS INC COM COMMON STOCK 231021106 46 317 SH   SOLE   317 0 0
D R HORTON INC COM COMMON STOCK 23331A109 14 560 SH   SOLE   560 0 0
DTE ENERGY CO COM COMMON STOCK 233331107 898 10,399 SH   SOLE   10,399 0 0
DANAHER CORP COMMON STOCK 235851102 13 150 SH   SOLE   150 0 0
DEERE & CO COM COMMON STOCK 244199105 1,694 19,147 SH   SOLE   19,022 0 125
DEVON ENERGY CORP NEW COM COMMON STOCK 25179M103 51 840 SH   SOLE   840 0 0
DIAGEO P L C SPON ADR NEW FOREIGN EQUITIES 25243Q205 49 431 SH   SOLE   431 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 687 7,299 SH   SOLE   7,299 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 28 300 SH   DFND   0 300 0
DIRECTV COM COMMON STOCK 25490A309 51 585 SH   SOLE   585 0 0
DOLLAR GEN CORP NEW COM COMMON STOCK 256677105 792 11,200 SH   SOLE   11,000 100 100
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 1,340 17,425 SH   SOLE   17,375 0 50
DOW CHEM CO COM COMMON STOCK 260543103 151 3,305 SH   SOLE   3,305 0 0
DRESSER-RAND GROUP INC COM COMMON STOCK 261608103 54 660 SH   SOLE   660 0 0
DU PONT E I DE NEMOURS & CO COM COMMON STOCK 263534109 2,445 33,062 SH   SOLE   32,687 300 75
DU PONT E I DE NEMOURS & CO COM COMMON STOCK 263534109 26 350 SH   DFND   0 350 0
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204 1,181 14,139 SH   SOLE   13,965 174 0
E M C CORP MASS COM COMMON STOCK 268648102 407 13,675 SH   SOLE   13,675 0 0
EOG RES INC COM COMMON STOCK 26875P101 26 282 SH   SOLE   282 0 0
EATON VANCE MUN BD FD COM MUTUAL FUNDS-FIXED INCOME 27827X101 128 10,000 SH   SOLE   10,000 0 0
EATON VANCE ENH EQTY INC FD COM MUTUAL FUNDS-EQUITIES 278277108 17 1,260 SH   SOLE   1,260 0 0
EATON VANCE LTD DUR INCOME FCOM MUTUAL FUNDS-FIXED INCOME 27828H105 10 707 SH   SOLE   707 0 0
EATON VANCE TAX MGD DIV EQUITY INCOME FUND CLOSED-END EQUITY FUNDS 27828N102 40 3,583 SH   SOLE   3,583 0 0
EATON VANCE SR FLTNG RTE TR COM MUTUAL FUNDS-FIXED INCOME 27828Q105 14 1,000 SH   SOLE   1,000 0 0
EATON VANCE TAX ADVANTAGED GLOBAL DIVID INCOME MUTUAL FUNDS-INTL FIXED INCOME 27828S101 33 2,065 SH   SOLE   2,065 0 0
EATON VANCE TX MGD GL BUY WROPPORTUNITIES FD CLOSED-END EQUITY FUNDS 27829C105 4 400 SH   SOLE   400 0 0
EATON VANCE TAX MGD GLBL DIV EQUITY INCOME FD CLOSED-END EQUITY FUNDS 27829F108 35 3,700 SH   SOLE   3,700 0 0
EATON VANCE RISK MGD DIVER EQUITY INCOME FUND CLOSED-END EQUITY FUNDS 27829G106 43 4,006 SH   SOLE   4,006 0 0
EBAY INC COMMON STOCK 278642103 33 587 SH   SOLE   587 0 0
EDISON INTL COM COMMON STOCK 281020107 45 690 SH   SOLE   690 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104 1,375 22,285 SH   SOLE   22,035 0 250
ENERGY TRANSFER EQUITY L P COM UT LTD PTN COMMON STOCK 29273V100 57 986 SH   SOLE   986 0 0
ENTERGY CORP NEW COM COMMON STOCK 29364G103 17 200 SH   SOLE   200 0 0
ENZO BIOCHEM INC COM COMMON STOCK 294100102 1 120 SH   SOLE   120 0 0
EQUINIX INC COM NEW COMMON STOCK 29444U502 54 236 SH   SOLE   236 0 0
EXELON CORP COM COMMON STOCK 30161N101 557 15,024 SH   SOLE   14,924 100 0
EXELIS INC COM COMMON STOCK 30162A108 3 150 SH   SOLE   150 0 0
EXPRESS SCRIPTS HLDG CO COM COMMON STOCK 30219G108 79 935 SH   SOLE   935 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 3,474 37,573 SH   SOLE   37,098 200 275
EXXON MOBIL CORP COM COMMON STOCK 30231G102 37 400 SH   DFND   200 200 0
FACEBOOK INC CL A COMMON STOCK 30303M102 47 600 SH   SOLE   600 0 0
FASTENAL CO COM COMMON STOCK 311900104 13 282 SH   SOLE   282 0 0
FEDEX CORP COM COMMON STOCK 31428X106 65 375 SH   SOLE   375 0 0
FIRST CMNTY BANCSHARES INC NCOM COMMON STOCK 31983A103 9 525 SH   SOLE   525 0 0
FIRST TR INTER DUR PFD & IN COM PREFERRED STOCK 33718W103 32 1,405 SH   SOLE   0 1,405 0
FIRST UNITED CORP COM COMMON STOCK 33741H107 4 500 SH   SOLE   500 0 0
FIRSTENERGY CORP COM COMMON STOCK 337932107 159 4,079 SH   SOLE   4,079 0 0
FLOUR CORP NEW COM COMMON STOCK 343412102 6 102 SH   SOLE   102 0 0
FOOT LOCKER INC COM COMMON STOCK 344849104 279 4,975 SH   SOLE   4,975 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 156 10,059 SH   SOLE   10,059 0 0
FRANKLIN RES INC COM COMMON STOCK 354613101 12 210 SH   SOLE   210 0 0
FREEPORT-MCMORAN COPPER & GOLD INC CL B COMMON STOCK 35671D857 367 15,695 SH   SOLE   15,695 0 0
FRONTIER COMMUNICATIONS CORPCOM COMMON STOCK 35906A108 6 831 SH   SOLE   831 0 0
GSV CAP CORP COM COMMON STOCK 36191J101 3 300 SH   SOLE   300 0 0
GALLAGHER ARTHUR J & CO COM COMMON STOCK 363576109 55 1,173 SH   SOLE   1,173 0 0
GANNETT COMPANY INC COMMON STOCK 364730101 16 500 SH   SOLE   500 0 0
GENERAL DYNAMICS CORP COM COMMON STOCK 369550108 162 1,176 SH   SOLE   1,176 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 2,968 117,451 SH   SOLE   116,376 575 500
GENERAL ELEC CO COM COMMON STOCK 369604103 37 1,450 SH   DFND   450 1,000 0
GENERAL MILLS INC COMMON STOCK 370334104 2,044 38,333 SH   SOLE   37,683 525 125
GENERAL MTRS CO COM COMMON STOCK 37045V100 4 125 SH   SOLE   125 0 0
GENUINE PARTS CO COM COMMON STOCK 372460105 1,345 12,617 SH   SOLE   12,617 0 0
GILEAD SCIENCES INC COM COMMON STOCK 375558103 139 1,476 SH   SOLE   1,476 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 1,239 28,991 SH   SOLE   28,316 500 175
GLOBAL X FDS GBLX URANIUM NEW COMMON STOCK 37950E275 2 133 SH   SOLE   133 0 0
GOLDCORP INC NEW COM COMMON STOCK 380956409 2 99 SH   SOLE   99 0 0
GOLDMAN SACHS GROUP INC COM COMMON STOCK 38141G104 127 657 SH   SOLE   657 0 0
GOLDMAN SACHS MLP INC OPP FDCOM SHS COMMON STOCK 38147W103 2 100 SH   SOLE   0 100 0
GOOGLE INC CL A COMMON STOCK 38259P508 201 378 SH   SOLE   378 0 0
GOOGLE INC CL C COMMON STOCK 38259P706 95 181 SH   SOLE   181 0 0
GREAT PLAINS ENERGY INC COM COMMON STOCK 391164100 17 600 SH   SOLE   600 0 0
GREENHAVEN CONT CMDTY INDEX UNIT BEN INT COMMODITIES 395258106 7 325 SH   SOLE   325 0 0
HALLIBURTON CO COM COMMON STOCK 406216101 47 1,185 SH   SOLE   1,185 0 0
HALYARD HEALTH INC COM COMMON STOCK 40650V100 3 59 SH   SOLE   59 0 0
HANCOCK JOHN PFD INCOME FD SH BEN INT MUTUAL FUNDS-FIXED INCOME 41013W108 20 1,000 SH   SOLE   1,000 0 0
HARLEY DAVIDSON INC COM COMMON STOCK 412822108 21 320 SH   SOLE   320 0 0
HEMISPHERX BIOPHARMA INC COM COMMON STOCK 42366C103 1 5,000 SH   SOLE   5,000 0 0
HEWLETT PACKARD CO COM COMMON STOCK 428236103 306 7,633 SH   SOLE   7,633 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 1,258 11,984 SH   SOLE   11,884 0 100
HONEYWELL INTL INC COM COMMON STOCK 438516106 345 3,455 SH   SOLE   3,455 0 0
HOSPIRA INC COM COMMON STOCK 441060100 5 80 SH   SOLE   80 0 0
HUNTINGTON BANCSHARES INC COM COMMON STOCK 446150104 129 12,267 SH   SOLE   12,267 0 0
ITT CORP NEW COM NEW COMMON STOCK 450911201 3 75 SH   SOLE   75 0 0
ICICI BK LTD ADR FOREIGN EQUITIES 45104G104 23 1,950 SH   SOLE   1,950 0 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109 838 8,844 SH   SOLE   8,844 0 0
IMATION CORP COM COMMON STOCK 45245A107 0 48 SH   SOLE   48 0 0
IMPERIAL OIL LTD COM NEW FOREIGN EQUITIES 453038408 16 370 SH   SOLE   370 0 0
INTEL CORP COM COMMON STOCK 458140100 2,933 80,814 SH   SOLE   79,914 300 600
INTERDIGITAL INC COM COMMON STOCK 45867G101 254 4,799 SH   SOLE   4,799 0 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 2,429 15,142 SH   SOLE   15,042 100 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 16 100 SH   DFND   0 100 0
INTERNATIONAL GAME TECHNOLOG COMMON STOCK 459902102 17 1,000 SH   SOLE   1,000 0 0
INTERNATIONAL RECTIFIER CORPCOM COMMON STOCK 460254105 4 100 SH   SOLE   100 0 0
ISHARES SILVER TRUST ISHARES COMMODITIES 46428Q109 28 1,850 SH   SOLE   1,850 0 0
ISHARES GOLD TRUST ISHARES MISC. 464285105 24 2,100 SH   SOLE   2,100 0 0
EFT ISHARES INC MSCI GLOBAL AGRICULTURE PRODUCER COMMODITIES 464286350 15 550 SH   SOLE   550 0 0
ISHARES INC MSCI CDA INDEX MUTUAL FUNDS-INTERNATIONAL EQT 464286509 32 1,125 SH   SOLE   1,125 0 0
ISHARES INC MSCI EMU INDEX MUTUAL FUNDS-INTERNATIONAL EQT 464286608 56 1,550 SH   SOLE   1,550 0 0
ISHARES INC MSCI PAC J IDX MUTUAL FUNDS-INTERNATIONAL EQT 464286665 65 1,475 SH   SOLE   1,475 0 0
ISHARES INC MSCI SINGAPORE MUTUAL FUNDS-INTERNATIONAL EQT 464286673 33 2,500 SH   SOLE   2,500 0 0
ISHARES INC MSCI SWITZERLD MUTUAL FUNDS-INTERNATIONAL EQT 464286749 44 1,400 SH   SOLE   1,400 0 0
ISHARES INC MSCI JAPAN MUTUAL FUNDS-INTERNATIONAL EQT 464286848 112 10,000 SH   SOLE   10,000 0 0
ISHARES INC MSCI HONG KONG MUTUAL FUNDS-INTERNATIONAL EQT 464286871 41 2,000 SH   SOLE   2,000 0 0
I SHARES SELECT DIVIDEND INDEX MUTUAL FUNDS-LARGE CAP 464287168 521 6,565 SH   SOLE   6,440 0 125
ISHARES BARCLAYS TIP BOND FUND MUTUAL FUNDS-FIXED INCOME 464287176 215 1,916 SH   SOLE   1,916 0 0
ISHARES TR INDEX MSCI EMERG MKT MUTUAL FUNDS-INTERNATIONAL EQT 464287234 587 14,937 SH   SOLE   14,937 0 0
ISHARES TR INDEX MSCI EMERG MKT MUTUAL FUNDS-INTERNATIONAL EQT 464287234 16 400 SH   DFND   400 0 0
ISHARES IBOXX $ INVESTMENT GRADE CORP BD FD MUTUAL FUNDS-FIXED INCOME 464287242 684 5,725 SH   SOLE   5,725 0 0
ETF I-SHARES TRUST EAFE INDEX FUND MUTUAL FUNDS-INTERNATIONAL EQT 464287465 1,387 22,790 SH   SOLE   22,690 0 100
ETF I-SHARES TRUST EAFE INDEX FUND MUTUAL FUNDS-INTERNATIONAL EQT 464287465 18 300 SH   DFND   300 0 0
ISHARES TR RUSSELL MCP VL MUTUAL FUNDS-MID CAP 464287473 1,616 21,910 SH   SOLE   21,910 0 0
ISHARES TR RUSSELL MID CAP G MUTUAL FUNDS-MID CAP 464287481 21 230 SH   SOLE   230 0 0
I SHARES RUSSELL MID-CAP INDEX FD MUTUAL FUNDS-MID CAP 464287499 1,209 7,240 SH   SOLE   7,200 0 40
ISHARES CORE S&P MID-CAP EFT MUTUAL FUNDS-MID CAP 464287507 299 2,068 SH   SOLE   2,068 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX FUND MUTUAL FUNDS-MID CAP 464287606 294 1,839 SH   SOLE   1,839 0 0
ISHARES TR RUSSELL1000GRW COMMON STOCK 464287614 316 3,310 SH   SOLE   3,310 0 0
ISHARES TR INDEX RUSL 2000 VALU MUTUAL FUNDS-SMALL CAP 464287630 1,530 15,045 SH   SOLE   15,045 0 0
I SHARES RUSSELL 2000 INDEX FD MUTUAL FUNDS-SMALL CAP 464287655 1,053 8,805 SH   SOLE   8,735 0 70
ISHARES S&P MIDCAP 400 VALUE INDEX FUND MUTUAL FUNDS-MID CAP 464287705 102 799 SH   SOLE   799 0 0
ISHARES TR U.S. REAL ES ETF COMMON STOCK 464287739 479 6,230 SH   SOLE   6,230 0 0
ISHARES TR DJ US ENERGY COMMON STOCK 464287796 13 300 SH   SOLE   300 0 0
ISHARES CORE S&P SMALL CAP ETF MUTUAL FUNDS-SMALL CAP 464287804 205 1,795 SH   SOLE   1,795 0 0
ISHARES S&P SMALL CAP 600 VALUE INDEX FUND MUTUAL FUNDS-SMALL CAP 464287879 452 3,829 SH   SOLE   3,829 0 0
ISHARES S&P SMALL CAP 600 GROWTH INDEX FUND MUTUAL FUNDS-SMALL CAP 464287887 247 2,019 SH   SOLE   2,019 0 0
ETF ISHARES JPM USD EM MUTUAL FUNDS-INTL FIXED INCOME 464288281 76 695 SH   SOLE   695 0 0
ISHARES TRUSTIBOXX HIGHYIELDCORPORATE BOND MUTUAL FUND-FIXED INC HIGH YLD 464288513 65 720 SH   SOLE   720 0 0
ETF ISHARES 1-3 YEAR CCREDIT BOND FUND MUTUAL FUNDS-FIXED INCOME 464288646 3 25 SH   SOLE   25 0 0
ISHARES TR US PFD STK IDX PREFERRED STOCK 464288687 1,025 25,990 SH   SOLE   25,990 0 0
ISHARES TR US PFD STK IDX PREFERRED STOCK 464288687 8 200 SH   DFND   200 0 0
ISHARES EAFE VALUE ETF COMMON STOCK 464288877 736 14,420 SH   SOLE   14,420 0 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 1,173 18,740 SH   SOLE   18,665 0 75
JP MORGAN ALERIAN ENERGY MLPINDEX ETF COMMON STOCK 46625H365 238 5,179 SH   SOLE   5,179 0 0
JABIL CIRCUIT INC COM COMMON STOCK 466313103 14 625 SH   SOLE   625 0 0
JANUS CAP GROUP INC COM COMMON STOCK 47102X105 25 1,526 SH   SOLE   1,526 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 2,931 28,030 SH   SOLE   27,980 0 50
JOHNSON & JOHNSON COM COMMON STOCK 478160104 10 100 SH   DFND   100 0 0
JOHNSON CTLS INC COM COMMON STOCK 478366107 793 16,400 SH   SOLE   16,225 100 75
JUNIPER NETWORKS INC COM COMMON STOCK 48203R104 15 680 SH   SOLE   680 0 0
KANSAS CITY SOUTHERN COM NEW COMMON STOCK 485170302 18 150 SH   SOLE   150 0 0
KAYNE ANDERSON ENRGY TTL RT FD MUTUAL FUNDS-EQUITIES 48660P104 25 902 SH   SOLE   902 0 0
CEF KAYNE ANDERSON MLP INVESTMENT CO CLOSED-END EQUITY FUNDS 486606106 14 358 SH   SOLE   358 0 0
KELLOGG CO COM COMMON STOCK 487836108 1,458 22,273 SH   SOLE   21,973 250 50
KIMBERLY-CLARK CORP COMMON STOCK 494368103 57 497 SH   SOLE   497 0 0
KINDER MORGAN INC DEL COM COMMON STOCK 49456B101 162 3,831 SH   SOLE   3,831 0 0
KNOWLES CORP COM COMMON STOCK 49926D109 6 254 SH   SOLE   254 0 0
KOHLS CORP COM COMMON STOCK 500255104 1,094 17,925 SH   SOLE   17,825 0 100
KRAFT FOODS GROUP INC COM COMMON STOCK 50076Q106 1,088 17,367 SH   SOLE   17,242 125 0
KROGER CO COM COMMON STOCK 501044101 57 895 SH   SOLE   895 0 0
L BRANDS INC COM COMMON STOCK 501797104 111 1,281 SH   SOLE   1,281 0 0
L-3 COMMUNICATIONS HLDGS INCCOM COMMON STOCK 502424104 934 7,398 SH   SOLE   7,398 0 0
LEGGETT & PLATT INC COM COMMON STOCK 524660107 46 1,075 SH   SOLE   1,075 0 0
LENNAR CORP CL A COMMON STOCK 526057104 11 250 SH   SOLE   250 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 1,568 22,733 SH   SOLE   22,533 100 100
LILLY ELI & CO COM COMMON STOCK 532457108 41 600 SH   DFND   600 0 0
LINDSAY CORP COM COMMON STOCK 535555106 11 125 SH   SOLE   125 0 0
LINNCO LLC COMSHS LTD INT COMMON STOCK 535782106 1 109 SH   SOLE   109 0 0
LINN ENERGY LLC UNIT LTD LIAB COMMON STOCK 536020100 16 1,550 SH   SOLE   0 1,550 0
LIVE NATION INC COMMON STOCK 538034109 0 12 SH   SOLE   12 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 101 522 SH   SOLE   522 0 0
LORILLARD INC COM COMMON STOCK 544147101 5 75 SH   SOLE   0 75 0
LOWES COS INC COM COMMON STOCK 548661107 2,697 39,209 SH   SOLE   38,459 575 175
LOWES COS INC COM COMMON STOCK 548661107 21 300 SH   DFND   300 0 0
MDU RESOURCES GROUP COMMON STOCK 552690109 592 25,191 SH   SOLE   25,091 0 100
MARATHON OIL CORP COMMON STOCK 565849106 512 18,101 SH   SOLE   17,826 0 275
MARATHON PETE CORP COM COMMON STOCK 56585A102 45 500 SH   SOLE   500 0 0
MASTERCARD INC CL A COMMON STOCK 57636Q104 824 9,564 SH   SOLE   9,399 0 165
MAXIM INTERGRATED PRODS INC COM COMMON STOCK 57772K101 11 360 SH   SOLE   360 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 1,933 20,630 SH   SOLE   20,430 0 200
MEDTRONIC INC COM COMMON STOCK 585055106 839 11,616 SH   SOLE   11,416 200 0
MEDTRONIC INC COM COMMON STOCK 585055106 7 100 SH   DFND   100 0 0
MERCK & CO INC NEW COM COMMON STOCK 58933Y105 212 3,738 SH   SOLE   3,738 0 0
MET LIFE COMMON STOCK COMMON STOCK 59156R108 64 1,176 SH   SOLE   1,176 0 0
MICROSOFT CORP COM COMMON STOCK 594918104 2,454 52,839 SH   SOLE   52,439 200 200
MICROSOFT CORP COM COMMON STOCK 594918104 14 300 SH   DFND   300 0 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 1,215 26,946 SH   SOLE   26,671 175 100
MICRON TECHNOLOGY INC COM COMMON STOCK 595112103 4 100 SH   SOLE   100 0 0
MIDDLESEX WATER CO COM COMMON STOCK 596680108 58 2,500 SH   SOLE   2,500 0 0
MOLSON COORS BREWING CO CL B COMMON STOCK 60871R209 2 25 SH   SOLE   25 0 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 26 711 SH   SOLE   711 0 0
MONSANTO CO NEW COM COMMON STOCK 61166W101 29 245 SH   SOLE   245 0 0
MORGAN STANLEY DEAN WITTER&CCOM NEW COMMON STOCK 617446448 8 200 SH   SOLE   200 0 0
MYLAN INC COM COMMON STOCK 628530107 193 3,425 SH   SOLE   3,425 0 0
NATIONAL OILWELL VARCO INC COM COMMON STOCK 637071101 6 86 SH   SOLE   86 0 0
NEW YORK CMNTY BANCORP INC COM COMMON STOCK 649445103 16 1,000 SH   DFND   1,000 0 0
NEWELL RUBBERMAID INC COM COMMON STOCK 651229106 6 157 SH   SOLE   157 0 0
NEXTERA ENERGY INC COM COMMON STOCK 65339F101 1,254 11,794 SH   SOLE   11,794 0 0
NIKE INC COMMON STOCK 654106103 107 1,116 SH   SOLE   1,116 0 0
NISOURCE INC COM COMMON STOCK 65473P105 17 410 SH   SOLE   410 0 0
NOBLE ENERGY INC COM COMMON STOCK 655044105 9 188 SH   SOLE   188 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 1,319 12,037 SH   SOLE   12,037 0 0
NORTHEAST UTILS COM COMMON STOCK 664397106 37 684 SH   SOLE   684 0 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109 92 997 SH   SOLE   997 0 0
NOW INC COM COMMON STOCK 67011P100 0 12 SH   SOLE   12 0 0
NUCOR CORP COM COMMON STOCK 670346105 43 885 SH   SOLE   885 0 0
NUSTAR ENERGY LP UNIT COM COMMON STOCK 67058H102 64 1,100 SH   SOLE   1,100 0 0
NUVEEN INVT QUALITY MUN FD MUTUAL FUNDS-FIXED INCOME 67062E103 19 1,250 SH   SOLE   1,250 0 0
NUVEEN MUN INCOME FD INC COM COMMON STOCK 67062J102 18 1,500 SH   SOLE   1,500 0 0
NUVEEN NY PERFORM PLUS MUN FCOM CLOSED-END EQUITY FUNDS 67062R104 29 2,000 SH   SOLE   2,000 0 0
NUVEEN INTER DURATION MN TMFCOM MUTUAL FUNDS-NON TAX 670671106 425 34,000 SH   SOLE   34,000 0 0
NUVEEN QUALITY PFD INCOME FD #3 PREFERRED STOCK 67072W101 37 4,500 SH   DFND   4,500 0 0
OCI RES LP COM UNIT LTD COMMON STOCK 67081B106 13 500 SH   SOLE   500 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 1,479 18,345 SH   SOLE   18,315 0 30
OMNICARE INC COM COMMON STOCK 681904108 15 200 SH   SOLE   200 0 0
OMNICOM GROUP INC COM COMMON STOCK 681919106 75 968 SH   SOLE   968 0 0
ORACLE CORP COM COMMON STOCK 68389X105 877 19,504 SH   SOLE   19,504 0 0
ORANGE SPONSORED ADR FOREIGN EQUITIES 684060106 10 600 SH   SOLE   600 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 16 175 SH   SOLE   175 0 0
PPG INDS INC COM COMMON STOCK 693506107 59 254 SH   SOLE   254 0 0
PARKER HANNIFIN CORP COM COMMON STOCK 701094104 73 567 SH   SOLE   567 0 0
PEABODY ENERGY CORP COM COMMON STOCK 704549104 124 16,043 SH   SOLE   16,043 0 0
PEARSON PLC SPONSORED ADR COMMON STOCK 705015105 16 870 SH   SOLE   870 0 0
PENNEY J C INC COM COMMON STOCK 708160106 27 4,100 SH   SOLE   4,000 100 0
PEPSICO INC COM COMMON STOCK 713448108 2,438 25,787 SH   SOLE   25,787 0 0
PEPSICO INC COM COMMON STOCK 713448108 33 350 SH   DFND   100 250 0
PFIZER INC COM COMMON STOCK 717081103 1,420 45,611 SH   SOLE   45,411 200 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109 479 5,885 SH   SOLE   5,885 0 0
PHILLIPS 66 COM COMMON STOCK 718546104 1,072 14,952 SH   SOLE   14,792 60 100
PHILLIPS 66 COM COMMON STOCK 718546104 7 100 SH   DFND   100 0 0
PIEDMONT NAT GAS INC COM COMMON STOCK 720186105 71 1,800 SH   SOLE   1,800 0 0
PIMCO MUN INCOME FD II COM MUTUAL FUNDS-FIXED INCOME 72200W106 54 4,537 SH   SOLE   4,537 0 0
PIMCO ETF TR 0-5 HIGH YIELD CLOSED-END EQUITY FUNDS 72201R783 10 100 SH   SOLE   100 0 0
PINNACLE FOODS INC DEL COM COMMON STOCK 72348P104 11 300 SH   SOLE   300 0 0
PINNACLE WEST CAPITAL CORP COMMON STOCK 723484101 688 10,075 SH   SOLE   9,975 0 100
PLUM CREEK TIMBER CO INC COM COMMON STOCK 729251108 29 685 SH   SOLE   685 0 0
POTASH CORP OF SASKATCHEWAN INC COMMON STOCK 73755L107 66 1,881 SH   SOLE   1,881 0 0
POWERSHARES QQQ TRUST UNIT SER 1 COMMON STOCK 73935A104 150 1,455 SH   SOLE   1,455 0 0
POWERSHARES DYNAMIC PHARMACEUTICALS ETF COMMON STOCK 73935X799 15 225 SH   SOLE   225 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT COMMON STOCK 73936Q769 2 100 SH   SOLE   100 0 0
POWERSHARES GLOBAL ETF TRUSTAGG PFD PORT CONV PREFERRED STOCK 73936T565 24 1,650 SH   SOLE   1,650 0 0
PRAXAIR INC COM COMMON STOCK 74005P104 63 490 SH   SOLE   490 0 0
PRECISION CASTPARTS CORP COM COMMON STOCK 740189105 33 198 SH   SOLE   198 0 0
PRICE T ROWE GROUP INC COM COMMON STOCK 74144T108 11 126 SH   SOLE   126 0 0
PRICELINE COM INC COM NEW COMMON STOCK 741503403 11 10 SH   SOLE   10 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 4,074 44,729 SH   SOLE   44,379 100 250
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 9 100 SH   DFND   100 0 0
PRUDENTIAL FINL INC COM COMMON STOCK 744320102 49 545 SH   SOLE   545 0 0
PUBLIC SERVICE ENTERPRISE GROUP INC COM COMMON STOCK 744573106 6 150 SH   SOLE   150 0 0
QUALCOMM INC COM COMMON STOCK 747525103 497 6,691 SH   SOLE   6,691 0 0
RAYONIER INC COM COMMON STOCK 754907103 25 900 SH   SOLE   900 0 0
RAYONIER ADVANCED MATLS INC COM COMMON STOCK 75508B104 7 299 SH   SOLE   299 0 0
RAYTHEON CO COM NEW COMMON STOCK 755111507 30 277 SH   SOLE   277 0 0
REGENCY ENERGY PARTNERS L P COM UNITS L P COMMON STOCK 75885Y107 9 357 SH   SOLE   357 0 0
REGIONS FINANCIAL CORP NEW COM COMMON STOCK 7591EP100 4 395 SH   SOLE   395 0 0
REINSURANCE GROUP AMER INC COM NEW COMMON STOCK 759351604 2 20 SH   SOLE   20 0 0
REPUBLIC SVCS INC COM COMMON STOCK 760759100 32 800 SH   SOLE   800 0 0
ROYAL BK CDA MONTREAL QUE COM COMMON STOCK 780087102 21 300 SH   SOLE   300 0 0
ROYAL BANK OF SCOTLAND PFD ADR 6.4% PREFERRED STOCK 780097796 94 3,800 SH   SOLE   3,800 0 0
ROYAL DUTCH SHELL PLC SPON ADR B FOREIGN EQUITIES 780259107 1,652 23,745 SH   SOLE   23,645 100 0
RYDER SYS INC COM COMMON STOCK 783549108 12 125 SH   SOLE   125 0 0
SPDR S&P 500 ETF TR TR UNIT MUTUAL FUNDS-EQUITIES 78462F103 462 2,248 SH   SOLE   2,248 0 0
SPDR GOLD TRUST GOLD SHS COMMODITIES 78463V107 96 845 SH   SOLE   845 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF REIT 78463X749 19 400 SH   SOLE   400 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF REIT 78463X863 66 1,600 SH   SOLE   1,600 0 0
SPDR SERIES TRUST BRC CNV SECS ETF MISC. 78464A359 25 525 SH   SOLE   525 0 0
ETF SPDR BARCLAYS HIGHYIELD BOND ETF MUTUAL FUND-FIXED INC HIGH YLD 78464A417 37 950 SH   SOLE   950 0 0
ETF SPDR S&P TELECOM MUTUAL FUNDS-EQUITIES 78464A540 276 4,775 SH   SOLE   4,775 0 0
ETF SPDR DOW JONES REIT REIT 78464A607 95 1,050 SH   SOLE   1,050 0 0
SPDR S&P REGIONAL BANKING ETF MUTUAL FUNDS-EQUITIES 78464A698 429 10,550 SH   SOLE   10,550 0 0
SPDR DOW JONES INDL AVG UNIT SER 1 MUTUAL FUNDS-LARGE CAP 78467X109 133 750 SH   SOLE   750 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP MUTUAL FUNDS-MID CAP 78467Y107 42 160 SH   SOLE   160 0 0
SANOFI RIGHT 12/31/2020 COMMON STOCK 80105N113 0 73 SH   SOLE   73 0 0
SAP AKTIENGESELLSCHAFT SPONSORED ADR FOREIGN EQUITIES 803054204 34 490 SH   SOLE   490 0 0
SCANA CORP NEW COM COMMON STOCK 80589M102 48 797 SH   SOLE   797 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 1,182 13,842 SH   SOLE   13,792 50 0
SCHWAB CHARLES CORP NEW COM COMMON STOCK 808513105 21 1,625 SH   SOLE   1,625 0 0
SEAWORLD ENTMT INC COM COMMON STOCK 81282V100 5 300 SH   SOLE   300 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS COMMON STOCK 81369Y308 12 250 SH   SOLE   250 0 0
SELECT SECTOR SPDR TR SBI INT-FINL MUTUAL FUNDS-EQUITIES 81369Y605 431 17,448 SH   SOLE   17,448 0 0
SELECT SECTOR SPDR TR SBI INT-FINL MUTUAL FUNDS-EQUITIES 81369Y605 17 700 SH   DFND   700 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS MUTUAL FUNDS-EQUITIES 81369Y886 711 15,050 SH   SOLE   15,050 0 0
SEMPRA ENERGY COM COMMON STOCK 816851109 3 50 SH   SOLE   50 0 0
SHENANDOAH TELECOMMUNICATION COMMON STOCK 82312B106 122 3,890 SH   SOLE   3,890 0 0
SILVER WHEATON CORP COM COMMODITIES 828336107 2 103 SH   SOLE   103 0 0
SOUTHERN CO COM COMMON STOCK 842587107 1,546 31,483 SH   SOLE   30,983 300 200
SOUTHERN COPPER CORP COM COMMON STOCK 84265V105 3 100 SH   SOLE   100 0 0
SPECTRA ENERGY CORP COM COMMON STOCK 847560109 25 690 SH   SOLE   690 0 0
SPRINT CORP COM SER 1 COMMON STOCK 85207U105 3 803 SH   SOLE   803 0 0
STAPLES INC COMMON STOCK 855030102 18 972 SH   SOLE   972 0 0
STARBUCKS CORP COM COMMON STOCK 855244109 20 240 SH   SOLE   240 0 0
STATE AUTO FINANCIAL CORP COMMON STOCK 855707105 67 3,000 SH   SOLE   3,000 0 0
STATE ST CORP COM COMMON STOCK 857477103 11 145 SH   SOLE   145 0 0
SUN COMMUNITIES INC REIT REIT 866674104 4 66 SH   SOLE   66 0 0
SUNCOR ENERGY INC NEW COM COMMON STOCK 867224107 10 300 SH   SOLE   300 0 0
SUNOCO LOGISTICS PRTNRS L P COM UNITS COMMON STOCK 86764L108 71 1,700 SH   SOLE   1,700 0 0
SYNGENTA AG SPONSORED ADR FOREIGN EQUITIES 87160A100 19 300 SH   SOLE   300 0 0
SYSCO CORP COMMON STOCK 871829107 1,309 32,993 SH   SOLE   32,793 100 100
TC PIPELINES LP UT COM LTD PRT COMMON STOCK 87233Q108 71 1,000 SH   SOLE   1,000 0 0
TD AMERITRADE HLDG CORP COM COMMON STOCK 87236Y108 15 415 SH   SOLE   415 0 0
TECO ENERGY INC COM COMMON STOCK 872375100 12 600 SH   SOLE   600 0 0
TJX COS INC NEW COM COMMON STOCK 872540109 101 1,470 SH   SOLE   1,470 0 0
TRW AUTOMOTIVE HLDGS CORP COM COMMON STOCK 87264S106 4 38 SH   SOLE   38 0 0
TAIWAN SEMICONDUCTOR MFG LTDSPONSORED ADR FOREIGN EQUITIES 874039100 33 1,490 SH   SOLE   1,490 0 0
TARGET CORP COM COMMON STOCK 87612E106 1,117 14,720 SH   SOLE   14,645 75 0
TARGET CORP COM COMMON STOCK 87612E106 23 300 SH   DFND   300 0 0
TESLA MTRS INC COM COMMON STOCK 88160R101 16 70 SH   SOLE   70 0 0
TEVA PHARMACEUTICAL INDS LTDADR FOREIGN EQUITIES 881624209 29 500 SH   SOLE   500 0 0
TEXAS INSTRS INC COM COMMON STOCK 882508104 1,159 21,678 SH   SOLE   21,478 200 0
3M CO COM COMMON STOCK 88579Y101 1,769 10,764 SH   SOLE   10,739 0 25
3M CO COM COMMON STOCK 88579Y101 29 175 SH   DFND   0 175 0
TIME INC NEW COM COMMON STOCK 887228104 7 267 SH   SOLE   267 0 0
TIME WARNER INC COM NEW COMMON STOCK 887317303 183 2,144 SH   SOLE   2,144 0 0
TIME WARNER CABLE INC COM COMMON STOCK 88732J207 43 280 SH   SOLE   280 0 0
TOTAL S A SPONSORED ADR FOREIGN EQUITIES 89151E109 39 713 SH   SOLE   713 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 75 709 SH   SOLE   709 0 0
TRIUMPH GROUP INC NEW COM COMMON STOCK 896818101 54 808 SH   SOLE   808 0 0
TWENTY FIRST CENTY FOX INC CL A COMMON STOCK 90130A101 38 992 SH   SOLE   992 0 0
US BANCORP DEL COM NEW COMMON STOCK 902973304 554 12,330 SH   SOLE   12,330 0 0
U S SILICA HLDGS INC COM COMMON STOCK 90346E103 2 65 SH   SOLE   65 0 0
UNILEVER PLC SPON ADR NEW FOREIGN EQUITIES 904767704 32 780 SH   SOLE   780 0 0
UNILEVER N V N Y SHS NEW FOREIGN EQUITIES 904784709 18 463 SH   SOLE   463 0 0
UNION PAC CORP COM COMMON STOCK 907818108 124 1,042 SH   SOLE   1,042 0 0
UNITED BANKSHARES INC WV COMMON STOCK 909907107 343 9,166 SH   SOLE   7,166 2,000 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 1,591 14,312 SH   SOLE   14,262 0 50
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 11 100 SH   DFND   100 0 0
UNITED TECHNOLOGIES CORP COM COMMON STOCK 913017109 2,089 18,169 SH   SOLE   17,994 0 175
UNITEDHEALTH GROUP INC COM COMMON STOCK 91324P102 30 300 SH   SOLE   300 0 0
V F CORP COM COMMON STOCK 918204108 94 1,252 SH   SOLE   1,252 0 0
VALEANT PHARMACEUTICALS INTLCOM FOREIGN EQUITIES 91911K102 75 525 SH   SOLE   525 0 0
VALERO ENERGY CORP NEW COM COMMON STOCK 91913Y100 14 275 SH   SOLE   275 0 0
VANGUARD SPECIALIZED PORTFOLDIV APP ETF MUTUAL FUNDS-EQUITIES 921908844 23 285 SH   SOLE   285 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD COMMON STOCK 921946406 34 500 SH   SOLE   500 0 0
VANGUARD INTL EQUITY INDEX EMERG MKT ETF MUTUAL FUNDS-INTERNATIONAL EQT 922042858 140 3,490 SH   SOLE   3,490 0 0
VECTRUS INC COM COMMON STOCK 92242T101 0 8 SH   SOLE   8 0 0
VANGUARD INDEX FDS REIT ETF REIT 922908553 75 920 SH   SOLE   920 0 0
VANGUARD LARGE CAP ETF MUTUAL FUNDS-EQUITIES 922908637 377 3,997 SH   SOLE   3,997 0 0
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 2,173 46,457 SH   SOLE   46,082 200 175
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 65 1,400 SH   DFND   900 500 0
VIACOM INC NEW CL B COMMON STOCK 92553P201 9 175 SH   SOLE   175 0 0
VISA INC COM CL A COMMON STOCK 92826C839 10 40 SH   SOLE   40 0 0
VIRTUS TOTAL RETURN FD MUTUAL FUNDS-EQUITIES 92829A103 23 5,000 SH   SOLE   5,000 0 0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR COMMON STOCK 92857W308 19 570 SH   SOLE   570 0 0
WPP PLC NEW ADR FOREIGN EQUITIES 92937A102 21 200 SH   SOLE   200 0 0
WAL MART STORES INC COM COMMON STOCK 931142103 2,125 24,749 SH   SOLE   24,544 150 55
WASTE MGMT INC DEL COM COMMON STOCK 94106L109 1,675 32,655 SH   SOLE   32,430 125 100
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 1,443 26,327 SH   SOLE   26,152 0 175
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 25 450 SH   DFND   0 450 0
WELLS FARGO ADVANTAGE UTILS COM MUTUAL FUNDS-FIXED INCOME 94987E109 52 4,065 SH   SOLE   4,065 0 0
WESBANCO INC COM COMMON STOCK 950810101 9 266 SH   SOLE   266 0 0
WESTAR ENERGY INC COM COMMON STOCK 95709T100 54 1,300 SH   SOLE   1,300 0 0
WHOLE FOODS MKT INC COM COMMON STOCK 966837106 13 250 SH   SOLE   250 0 0
XCEL ENERGY INC COM COMMON STOCK 98389B100 98 2,735 SH   SOLE   2,735 0 0
XILINX INC COM COMMON STOCK 983919101 31 705 SH   SOLE   705 0 0
XYLEM INC COM COMMON STOCK 98419M100 6 150 SH   SOLE   150 0 0
YUM BRANDS INC COM COMMON STOCK 988498101 100 1,370 SH   SOLE   1,370 0 0
ZION OIL & GAS INC COM COMMON STOCK 989696109 1 1,000 SH   SOLE   1,000 0 0