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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Interest Income        
Interest and fees on loans $ 28,621 $ 31,771 $ 58,355 $ 61,709
Interest and dividends on investment securities:        
Taxable 2,930 2,632 5,933 5,382
Tax-exempt 277 312 558 636
Interest on federal funds sold 0 9 0 22
Total Interest Income 31,828 34,724 64,846 67,749
Interest Expense        
Interest on deposits 2,737 3,195 5,490 6,422
Interest on short-term borrowings 85 79 160 149
Interest on long-term debt 151 153 301 309
Total Interest Expense 2,973 3,427 5,951 6,880
Net Interest Income 28,855 31,297 58,895 60,869
Provision for loan losses 435 2,011 1,798 3,749
Net Interest Income After Provision for Loan Losses 28,420 29,286 57,097 57,120
Non-interest Income        
Gains on sale of investment securities 818 9 901 93
Service charges 6,739 6,897 12,899 13,432
Bankcard revenue 3,838 3,450 7,523 6,649
Insurance commissions 1,319 1,358 3,344 3,198
Trust and investment management fee income 1,111 964 2,148 1,954
Bank owned life insurance 765 799 1,521 1,611
Other income 549 775 1,108 1,641
Total Non-interest Income 15,139 14,252 29,444 28,578
Non-interest Expense        
Salaries and employee benefits 12,977 12,640 26,116 25,589
Occupancy and equipment 2,395 2,500 5,010 4,971
Depreciation 1,533 1,453 3,011 2,852
Federal Deposit Insurance Corporation Premium Expense 357 341 767 853
Advertising 925 819 1,749 1,554
Bankcard expenses 833 766 1,639 1,493
Postage, delivery, and statement mailings 530 552 1,105 1,158
Office supplies 420 463 830 904
Legal and professional fees 612 535 1,021 971
Telecommunications 506 465 844 910
Proceeds from Sale of Foreclosed Assets 142 (23) 521 (178)
Merger related costs 0 65 0 5,604
Other expenses 3,075 3,383 5,068 6,682
Total Non-interest Expense 24,305 23,959 47,681 53,363
Income Before Income Taxes 19,254 19,579 38,860 32,335
Income tax expense 6,497 6,573 12,300 11,342
Net Income Available to Common Shareholders 12,757 13,006 26,560 20,993
Total comprehensive income $ 14,462 $ 8,798 $ 29,041 $ 16,875
Average common shares outstanding (in shares) 15,556 15,582 15,583 15,521
Effect of dilutive securities:        
Employee stock awards and warrants outstanding (in shares) 150 170 155 166
Shares for diluted earnings per share (in shares) 15,706 15,752 15,738 15,687
Basic earnings per common share (in dollars per share) $ 0.81 $ 0.83 $ 1.69 $ 1.34
Diluted earnings per common share (in dollars per share) $ 0.80 $ 0.82 $ 1.67 $ 1.33
Dividends declared per common share (in dollars per share) $ 0.40 $ 0.37 $ 0.80 $ 0.74