The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A COMMON STOCK G1151C101 37 473 SH   SOLE   473 0 0
BUNGE LIMITED COM COMMON STOCK G16962105 24 300 SH   SOLE   300 0 0
ENSCO PLC SHS CLASS A COMMON STOCK G3157S106 20 390 SH   SOLE   390 0 0
INGERSOLL-RAND PLC SHS COMMON STOCK G47791101 647 11,000 SH   SOLE   10,950 0 50
INVESCO LTD SHS COMMON STOCK G491BT108 25 665 SH   SOLE   665 0 0
LAZARD LTD SHS A COMMON STOCK G54050102 20 375 SH   SOLE   375 0 0
NOBLE CORP PLC SHS USD COMMON STOCK G65431101 3 100 SH   SOLE   100 0 0
ACE LTD SHS COMMON STOCK H0023R105 24 237 SH   SOLE   237 0 0
TRANSOCEAN LTD REG SHS COMMON STOCK H8817H100 3 80 SH   SOLE   80 0 0
TYCO INTERNATIONAL LTD SHS COMMON STOCK H89128104 8 155 SH   SOLE   155 0 0
AFLAC INC COM COMMON STOCK 001055102 394 6,594 SH   SOLE   6,444 0 150
AT&T INC COMMON STOCK 00206R102 2,923 82,141 SH   SOLE   81,691 350 100
AT&T INC COMMON STOCK 00206R102 53 1,500 SH   DFND   1,100 400 0
ABBOTT LABS COM COMMON STOCK 002824100 1,420 33,729 SH   SOLE   33,379 200 150
ABBOTT LABS COM COMMON STOCK 002824100 4 100 SH   DFND   100 0 0
ABBVIE INC COM COMMON STOCK 00287Y109 1,501 28,670 SH   SOLE   28,370 200 100
ABBVIE INC COM COMMON STOCK 00287Y109 5 100 SH   DFND   100 0 0
ADOBE SYS INC COM COMMON STOCK 00724F101 14 200 SH   SOLE   200 0 0
AETNA INC COMMON STOCK 00817Y108 132 1,705 SH   SOLE   1,705 0 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101 3 53 SH   SOLE   53 0 0
ALCOA INC COM COMMON STOCK 013817101 66 4,000 SH   SOLE   4,000 0 0
ALLEGHANY CORP DEL COM COMMON STOCK 017175100 10 25 SH   SOLE   25 0 0
ALLIANT ENERGY CORP COM COMMON STOCK 018802108 8 200 SH   SOLE   200 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 12 200 SH   SOLE   200 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 1,420 34,989 SH   SOLE   34,839 0 150
ALTRIA GROUP INC COMMON STOCK 02209S103 49 1,200 SH   DFND   1,200 0 0
AMAZON COM INC COM COMMON STOCK 023135106 75 240 SH   SOLE   240 0 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS FOREIGN EQUITIES 02364W105 10 418 SH   SOLE   418 0 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 234 4,497 SH   SOLE   4,497 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 131 1,490 SH   SOLE   1,490 0 0
AMERICAN STS WTR CO COM COMMON STOCK 029899101 37 1,200 SH   SOLE   1,200 0 0
AMERICAN WTR WKS CO INC NEW COM COMMON STOCK 030420103 8 170 SH   SOLE   170 0 0
AMERISOURCEBERGEN CORP COM COMMON STOCK 03073E105 2 27 SH   SOLE   27 0 0
AMERIPRISE FINL INC COM COMMON STOCK 03076C106 5 41 SH   SOLE   41 0 0
AMGEN INC COM COMMON STOCK 031162100 1,405 11,028 SH   SOLE   10,928 100 0
AMGEN INC COM COMMON STOCK 031162100 13 100 SH   DFND   100 0 0
ANADARKO PETE CORP COM COMMON STOCK 032511107 3 25 SH   SOLE   25 0 0
ANALOG DEVICES INC COM COMMON STOCK 032654105 12 235 SH   SOLE   235 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR FOREIGN EQUITIES 03524A108 14 130 SH   SOLE   130 0 0
ANNALY MTG MGMT INC COM REIT 035710409 275 24,800 SH   SOLE   24,100 0 700
ANNALY MTG MGMT INC COM REIT 035710409 8 700 SH   DFND   700 0 0
APACHE CORPORATION COM COMMON STOCK 037411105 21 200 SH   SOLE   200 0 0
APPLE INC COM COMMON STOCK 037833100 2,536 26,528 SH   SOLE   26,528 0 0
APPLIED MATLS INC COM COMMON STOCK 038222105 15 725 SH   SOLE   725 0 0
AQUA AMERICA INC COM COMMON STOCK 03836W103 92 3,862 SH   SOLE   3,862 0 0
ARCH COAL INC COM COMMON STOCK 039380100 33 11,210 SH   SOLE   11,210 0 0
ARCHER DANIELS MIDLAND COMMON STOCK 039483102 53 1,150 SH   SOLE   1,150 0 0
ASHLAND INC NEW COM COMMON STOCK 044209104 361 3,450 SH   SOLE   3,450 0 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 2,294 28,208 SH   SOLE   28,108 100 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 8 100 SH   DFND   100 0 0
AUTOZONE INC COM COMMON STOCK 053332102 13 25 SH   SOLE   25 0 0
BB&T CORP COM COMMON STOCK 054937107 1,812 48,953 SH   SOLE   48,953 0 0
BB&T CORP COM COMMON STOCK 054937107 7 200 SH   DFND   200 0 0
B & G FOODS INC NEW COM COMMON STOCK 05508R106 11 400 SH   SOLE   0 400 0
BCE INC COM NEW COMMON STOCK 05534B760 46 1,008 SH   SOLE   1,008 0 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 955 19,503 SH   SOLE   19,378 125 0
BAIDU INC SPON ADR REP A FOREIGN EQUITIES 056752108 41 190 SH   SOLE   190 0 0
BAKER HUGHES INC COMMON STOCK 057224107 940 13,675 SH   SOLE   13,675 0 0
BALL CORP COM COMMON STOCK 058498106 37 598 SH   SOLE   598 0 0
BANCO BILBAO VIZCAYA ARGENTASPONSORED ADR FOREIGN EQUITIES 05946K101 19 1,560 SH   SOLE   1,560 0 0
BANK OF AMERICA CORPORATION COM COMMON STOCK 060505104 474 31,081 SH   SOLE   31,081 0 0
BANK OF NEW YORK MELLON CORPCOM COMMON STOCK 064058100 920 23,578 SH   SOLE   23,578 0 0
BANK NOVA SCOTIA HALIFAX COM COMMON STOCK 064149107 20 300 SH   SOLE   300 0 0
BARCLAY'S BANK PFD NON COM ADR PERPETUAL 6.625% PREFERRED STOCK 06739F390 33 1,300 SH   SOLE   1,300 0 0
BARCLAYS BANK PLC PFD NON- CUM 7.10%* PREFERRED STOCK 06739H776 215 8,400 SH   SOLE   8,400 0 0
BARRICK GOLD CORP COM FOREIGN EQUITIES 067901108 3 185 SH   SOLE   185 0 0
BAXTER INTL INC COM COMMON STOCK 071813109 1,124 15,050 SH   SOLE   14,975 75 0
BECTON DICKINSON & CO COM COMMON STOCK 075887109 1,343 11,557 SH   SOLE   11,507 0 50
BED BATH & BEYOND COMMON STOCK 075896100 16 257 SH   SOLE   257 0 0
BERKSHIRE HATHAWAY INC DEL CL A COMMON STOCK 084670108 376 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702 225 1,796 SH   SOLE   1,796 0 0
BEST BUY COMMON STOCK 086516101 30 1,000 SH   SOLE   1,000 0 0
BHP BILLITON LTD SPONSORED ADR FOREIGN EQUITIES 088606108 10 146 SH   SOLE   146 0 0
BIOGEN IDEC INC COM COMMON STOCK 09062X103 92 275 SH   SOLE   275 0 0
BLACK ROCK INCOME TR INC MUTUAL FUNDS-FIXED INCOME 09247F100 17 2,700 SH   SOLE   2,700 0 0
BLACKROCK INC COM COMMON STOCK 09247X101 17 55 SH   SOLE   55 0 0
BLACKROCK LTD DURATION INC TCOM SHS MUTUAL FUNDS-EQUITIES 09249W101 51 3,000 SH   SOLE   3,000 0 0
BLACKROCK ENHANCED EQT DIV TCOM MUTUAL FUNDS-EQUITIES 09251A104 98 12,040 SH   SOLE   12,040 0 0
BLACKROCK MUNIYIELD INVST FD MUTUAL FUNDS-FIXED INCOME 09254R104 19 1,280 SH   SOLE   1,280 0 0
BLACKROCK MUN TARGET TERM TR MUTUAL FUNDS-NON TAX 09257P105 313 16,000 SH   SOLE   16,000 0 0
BOB EVANS FARMS INC COM COMMON STOCK 096761101 64 1,351 SH   SOLE   1,351 0 0
BOEING CO COM COMMON STOCK 097023105 193 1,600 SH   SOLE   1,600 0 0
BOEING CO COM COMMON STOCK 097023105 24 200 SH   DFND   0 200 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 1,151 22,742 SH   SOLE   22,442 100 200
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 15 300 SH   DFND   300 0 0
BROOKFIELD ASSET MANGEMENT COMMON STOCK 112585104 12 273 SH   SOLE   273 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN COMMON STOCK 118230101 88 1,100 SH   SOLE   1,100 0 0
CME GROUP INC COM COMMON STOCK 12572Q105 9 125 SH   SOLE   125 0 0
CSX CORP COM COMMON STOCK 126408103 1,302 43,533 SH   SOLE   43,183 0 350
CVS CAREMARK CORPORATION COM COMMON STOCK 126650100 495 6,482 SH   SOLE   6,482 0 0
CACI INTL INC CL A COMMON STOCK 127190304 2 32 SH   SOLE   32 0 0
CALAMOS STRATEGIC TOTL RETN MUTUAL FUNDS-EQUITIES 128125101 24 2,100 SH   SOLE   2,100 0 0
CALIFORNIA WTR SVC GROUP COMMON STOCK 130788102 23 1,000 SH   SOLE   1,000 0 0
CALLON PETE CO DEL COM COMMON STOCK 13123X102 3 300 SH   SOLE   300 0 0
CALPINE CORP COM NEW COMMON STOCK 131347304 28 1,250 SH   SOLE   1,250 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 1,216 29,250 SH   SOLE   29,050 200 0
CANADIAN NATL RY CO COM COMMON STOCK 136375102 88 1,320 SH   SOLE   1,320 0 0
CANADIAN NAT RES LTD COM COMMON STOCK 136385101 19 438 SH   SOLE   438 0 0
CAPITAL ONE FINL CORP COM COMMON STOCK 14040H105 4 50 SH   SOLE   50 0 0
CARDINAL HEALTH INC COM COMMON STOCK 14149Y108 70 970 SH   SOLE   970 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 1,530 15,191 SH   SOLE   15,131 0 60
CEDAR FAIR L P DEPOSITRY UNIT COMMON STOCK 150185106 5 100 SH   SOLE   0 100 0
CELGENE CORP COM COMMON STOCK 151020104 62 710 SH   SOLE   710 0 0
CENTURYLINK INC COM COMMON STOCK 156700106 1,905 48,567 SH   SOLE   48,367 200 0
CENTURYLINK INC COM COMMON STOCK 156700106 24 600 SH   DFND   600 0 0
CHEMTURA CORP COM NEW COMMON STOCK 163893209 0 11 SH   SOLE   11 0 0
CHESAPEAKE ENERGY CORP COM COMMON STOCK 165167107 5 200 SH   SOLE   200 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 2,272 17,580 SH   SOLE   17,530 50 0
CHUBB CORP COM COMMON STOCK 171232101 42 490 SH   SOLE   490 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 1,878 74,447 SH   SOLE   73,847 200 400
CISCO SYS INC COM COMMON STOCK 17275R102 8 300 SH   DFND   300 0 0
CITIGROUP INC COM NEW COMMON STOCK 172967424 83 1,691 SH   SOLE   1,691 0 0
CITY HLDG CO COM COMMON STOCK 177835105 17,572 421,906 SH   SOLE   415,578 6,221 107
CLOUD PEAK ENERGY INC COM COMMON STOCK 18911Q102 15 1,000 SH   SOLE   1,000 0 0
COACH INC COM COMMON STOCK 189754104 516 14,935 SH   SOLE   14,935 0 0
COCA COLA CO COM COMMON STOCK 191216100 2,983 75,937 SH   SOLE   75,262 325 350
COHEN & STEERS REIT & PFD INCOME FUND INC. REIT 19247X100 25 1,400 SH   SOLE   1,400 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 1,387 21,877 SH   SOLE   21,877 0 0
COMCAST CORPORTATION (NEW) COMMON STOCK 20030N101 54 1,006 SH   SOLE   1,006 0 0
CONAGRA FOODS INC COM COMMON STOCK 205887102 575 19,100 SH   SOLE   18,500 200 400
CONOCOPHILLIPS COM COMMON STOCK 20825C104 2,617 31,716 SH   SOLE   31,556 110 50
CONOCOPHILLIPS COM COMMON STOCK 20825C104 17 200 SH   DFND   200 0 0
CONSOL ENERGY INC COM COMMON STOCK 20854P109 709 18,267 SH   SOLE   18,267 0 0
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 930 16,582 SH   SOLE   16,482 100 0
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 34 600 SH   DFND   400 200 0
CONSUMER PORTFOLIO SVCS INC COM COMMON STOCK 210502100 2 307 SH   SOLE   307 0 0
CORNING INC COM COMMON STOCK 219350105 183 9,338 SH   SOLE   9,338 0 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105 35 298 SH   SOLE   298 0 0
CUMMINS INC COM COMMON STOCK 231021106 10 75 SH   SOLE   75 0 0
D R HORTON INC COM COMMON STOCK 23331A109 12 560 SH   SOLE   560 0 0
DTE ENERGY CO COM COMMON STOCK 233331107 779 10,549 SH   SOLE   10,549 0 0
DANAHER CORP COMMON STOCK 235851102 11 150 SH   SOLE   150 0 0
DEERE & CO COM COMMON STOCK 244199105 1,368 16,079 SH   SOLE   16,079 0 0
DEVON ENERGY CORP NEW COM COMMON STOCK 25179M103 63 840 SH   SOLE   840 0 0
DIAGEO P L C SPON ADR NEW FOREIGN EQUITIES 25243Q205 51 428 SH   SOLE   428 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 642 7,479 SH   SOLE   7,479 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 26 300 SH   DFND   0 300 0
DOLLAR GEN CORP NEW COM COMMON STOCK 256677105 541 9,800 SH   SOLE   9,700 100 0
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 1,084 16,025 SH   SOLE   16,025 0 0
DOW CHEM CO COM COMMON STOCK 260543103 169 3,305 SH   SOLE   3,305 0 0
DU PONT E I DE NEMOURS & CO COM COMMON STOCK 263534109 2,192 34,093 SH   SOLE   33,718 300 75
DU PONT E I DE NEMOURS & CO COM COMMON STOCK 263534109 26 400 SH   DFND   0 400 0
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204 1,069 14,827 SH   SOLE   14,653 174 0
E M C CORP MASS COM COMMON STOCK 268648102 318 10,850 SH   SOLE   10,850 0 0
EOG RES INC COM COMMON STOCK 26875P101 24 220 SH   SOLE   220 0 0
EATON VANCE ENH EQTY INC FD COM MUTUAL FUNDS-EQUITIES 278277108 17 1,260 SH   SOLE   1,260 0 0
EATON VANCE LTD DUR INCOME FCOM MUTUAL FUNDS-FIXED INCOME 27828H105 11 707 SH   SOLE   707 0 0
EATON VANCE TAX MGD DIV EQUITY INCOME FUND CLOSED-END EQUITY FUNDS 27828N102 41 3,583 SH   SOLE   3,583 0 0
EATON VANCE TAX ADVANTAGED GLOBAL DIVID INCOME MUTUAL FUNDS-INTL FIXED INCOME 27828S101 36 2,065 SH   SOLE   2,065 0 0
EATON VANCE TX MGD GL BUY WROPPORTUNITIES FD CLOSED-END EQUITY FUNDS 27829C105 5 400 SH   SOLE   400 0 0
EATON VANCE TAX MGD GLBL DIV EQUITY INCOME FD CLOSED-END EQUITY FUNDS 27829F108 11 1,100 SH   SOLE   1,100 0 0
EATON VANCE RISK MGD DIVER EQUITY INCOME FUND CLOSED-END EQUITY FUNDS 27829G106 46 4,006 SH   SOLE   4,006 0 0
EBAY INC COMMON STOCK 278642103 31 587 SH   SOLE   587 0 0
EDISON INTL COM COMMON STOCK 281020107 38 690 SH   SOLE   690 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104 1,194 18,752 SH   SOLE   18,602 0 150
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN COMMON STOCK 29273R109 6 100 SH   SOLE   0 100 0
ENERGY TRANSFER EQUITY L P COM UT LTD PTN COMMON STOCK 29273V100 54 986 SH   SOLE   986 0 0
ENTERGY CORP NEW COM COMMON STOCK 29364G103 15 200 SH   SOLE   200 0 0
EXELON CORP COM COMMON STOCK 30161N101 455 14,649 SH   SOLE   14,549 100 0
EXELIS INC COM COMMON STOCK 30162A108 3 150 SH   SOLE   150 0 0
EXPRESS SCRIPTS HLDG CO COM COMMON STOCK 30219G108 24 340 SH   SOLE   340 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 3,744 37,843 SH   SOLE   37,393 200 250
EXXON MOBIL CORP COM COMMON STOCK 30231G102 40 400 SH   DFND   200 200 0
FACEBOOK INC CL A COMMON STOCK 30303M102 44 600 SH   SOLE   600 0 0
FASTENAL CO COM COMMON STOCK 311900104 13 282 SH   SOLE   282 0 0
FEDEX CORP COM COMMON STOCK 31428X106 66 450 SH   SOLE   450 0 0
FIRST CMNTY BANCSHARES INC NCOM COMMON STOCK 31983A103 8 525 SH   SOLE   525 0 0
FIRST TR INTER DUR PFD & IN COM PREFERRED STOCK 33718W103 31 1,405 SH   SOLE   0 1,405 0
FIRST UNITED CORP COM COMMON STOCK 33741H107 4 500 SH   SOLE   500 0 0
FIRSTENERGY CORP COM COMMON STOCK 337932107 130 4,179 SH   SOLE   4,079 100 0
FLOUR CORP NEW COM COMMON STOCK 343412102 7 102 SH   SOLE   102 0 0
FOOT LOCKER INC COM COMMON STOCK 344849104 141 2,975 SH   SOLE   2,975 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 158 9,259 SH   SOLE   9,259 0 0
FRANKLIN RES INC COM COMMON STOCK 354613101 11 210 SH   SOLE   210 0 0
FREEPORT-MCMORAN COPPER & GOLD INC CL B COMMON STOCK 35671D857 436 11,720 SH   SOLE   11,720 0 0
FRONTIER COMMUNICATIONS CORPCOM COMMON STOCK 35906A108 5 831 SH   SOLE   831 0 0
GSV CAP CORP COM COMMON STOCK 36191J101 3 300 SH   SOLE   300 0 0
GALLAGHER ARTHUR J & CO COM COMMON STOCK 363576109 40 893 SH   SOLE   893 0 0
GANNETT COMPANY INC COMMON STOCK 364730101 32 965 SH   SOLE   965 0 0
GENERAL DYNAMICS CORP COM COMMON STOCK 369550108 128 1,096 SH   SOLE   1,096 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 2,835 112,770 SH   SOLE   111,795 575 400
GENERAL ELEC CO COM COMMON STOCK 369604103 36 1,450 SH   DFND   450 1,000 0
GENERAL MILLS INC COMMON STOCK 370334104 1,973 39,348 SH   SOLE   38,598 625 125
GENERAL MTRS CO COM COMMON STOCK 37045V100 4 125 SH   SOLE   125 0 0
GENUINE PARTS CO COM COMMON STOCK 372460105 1,002 12,098 SH   SOLE   12,098 0 0
GILEAD SCIENCES INC COM COMMON STOCK 375558103 117 1,276 SH   SOLE   1,276 0 0
GLATFELTER COM COMMON STOCK 377316104 37 1,550 SH   SOLE   1,550 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 1,186 24,532 SH   SOLE   24,132 350 50
GLOBAL X FDS GBLX URANIUM NEW COMMON STOCK 37950E275 2 133 SH   SOLE   133 0 0
GOLDCORP INC NEW COM COMMON STOCK 380956409 3 100 SH   SOLE   100 0 0
GOLDMAN SACHS GROUP INC COM COMMON STOCK 38141G104 96 557 SH   SOLE   557 0 0
GOOGLE INC CL A COMMON STOCK 38259P508 124 214 SH   SOLE   214 0 0
GOOGLE INC CL C COMMON STOCK 38259P706 121 212 SH   SOLE   212 0 0
GREAT NORTHN IRON ORE PPTYS CTFS BEN INT COMMON STOCK 391064102 4 200 SH   SOLE   200 0 0
GREAT PLAINS ENERGY INC COM COMMON STOCK 391164100 15 600 SH   SOLE   600 0 0
HARLEY DAVIDSON INC COM COMMON STOCK 412822108 20 320 SH   SOLE   320 0 0
HEMISPHERX BIOPHARMA INC COM COMMON STOCK 42366C103 1 5,000 SH   SOLE   5,000 0 0
HEWLETT PACKARD CO COM COMMON STOCK 428236103 177 4,975 SH   SOLE   4,975 0 0
HILLSHIRE BRANDS CO COM COMMON STOCK 432589109 64 1,018 SH   SOLE   1,018 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 1,017 12,584 SH   SOLE   12,484 0 100
HONEYWELL INTL INC COM COMMON STOCK 438516106 317 3,455 SH   SOLE   3,455 0 0
HOSPIRA INC COM COMMON STOCK 441060100 4 80 SH   SOLE   80 0 0
HUNTINGTON BANCSHARES INC COM COMMON STOCK 446150104 122 12,467 SH   SOLE   12,467 0 0
ITT CORP NEW COM NEW COMMON STOCK 450911201 3 75 SH   SOLE   75 0 0
ICICI BK LTD ADR FOREIGN EQUITIES 45104G104 20 390 SH   SOLE   390 0 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109 748 9,086 SH   SOLE   9,086 0 0
IMPERIAL OIL LTD COM NEW FOREIGN EQUITIES 453038408 19 370 SH   SOLE   370 0 0
INTEL CORP COM COMMON STOCK 458140100 2,826 83,419 SH   SOLE   82,519 300 600
INTERDIGITAL INC COM COMMON STOCK 45867G101 132 3,000 SH   SOLE   3,000 0 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 2,549 13,301 SH   SOLE   13,201 100 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 19 100 SH   DFND   0 100 0
INTERNATIONAL RECTIFIER CORPCOM COMMON STOCK 460254105 2 100 SH   SOLE   100 0 0
ISHARES SILVER TRUST ISHARES COMMODITIES 46428Q109 44 2,250 SH   SOLE   2,250 0 0
EFT ISHARES INC MSCI GLOBAL AGRICULTURE PRODUCER COMMODITIES 464286350 15 550 SH   SOLE   550 0 0
ISHARES INC MSCI CDA INDEX MUTUAL FUNDS-INTERNATIONAL EQT 464286509 44 1,375 SH   SOLE   1,375 0 0
ISHARES INC MSCI EMU INDEX MUTUAL FUNDS-INTERNATIONAL EQT 464286608 62 1,550 SH   SOLE   1,550 0 0
ISHARES INC MSCI PAC J IDX MUTUAL FUNDS-INTERNATIONAL EQT 464286665 75 1,475 SH   SOLE   1,475 0 0
ISHARES INC MSCI SINGAPORE MUTUAL FUNDS-INTERNATIONAL EQT 464286673 46 3,300 SH   SOLE   3,300 0 0
ISHARES INC MSCI SWITZERLD MUTUAL FUNDS-INTERNATIONAL EQT 464286749 59 1,800 SH   SOLE   1,800 0 0
ISHARES INC MSCI JAPAN MUTUAL FUNDS-INTERNATIONAL EQT 464286848 120 10,000 SH   SOLE   10,000 0 0
ISHARES INC MSCI HONG KONG MUTUAL FUNDS-INTERNATIONAL EQT 464286871 55 2,500 SH   SOLE   2,500 0 0
I SHARES SELECT DIVIDEND INDEX MUTUAL FUNDS-LARGE CAP 464287168 482 6,540 SH   SOLE   6,415 0 125
ISHARES BARCLAYS TIP BOND FUND MUTUAL FUNDS-FIXED INCOME 464287176 191 1,666 SH   SOLE   1,666 0 0
ISHARES TR INDEX MSCI EMERG MKT MUTUAL FUNDS-INTERNATIONAL EQT 464287234 492 11,237 SH   SOLE   11,237 0 0
ISHARES TR INDEX MSCI EMERG MKT MUTUAL FUNDS-INTERNATIONAL EQT 464287234 18 400 SH   DFND   400 0 0
ISHARES IBOXX $ INVESTMENT GRADE CORP BD FD MUTUAL FUNDS-FIXED INCOME 464287242 708 5,975 SH   SOLE   5,975 0 0
ETF I-SHARES TRUST EAFE INDEX FUND MUTUAL FUNDS-INTERNATIONAL EQT 464287465 1,458 21,890 SH   SOLE   21,790 0 100
ETF I-SHARES TRUST EAFE INDEX FUND MUTUAL FUNDS-INTERNATIONAL EQT 464287465 20 300 SH   DFND   300 0 0
ISHARES TR RUSSELL MCP VL MUTUAL FUNDS-MID CAP 464287473 1,575 22,475 SH   SOLE   22,475 0 0
ISHARES TR RUSSELL MID CAP G MUTUAL FUNDS-MID CAP 464287481 20 230 SH   SOLE   230 0 0
I SHARES RUSSELL MID-CAP INDEX FD MUTUAL FUNDS-MID CAP 464287499 918 5,850 SH   SOLE   5,810 0 40
ISHARES CORE S&P MID-CAP EFT MUTUAL FUNDS-MID CAP 464287507 283 2,068 SH   SOLE   2,068 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX FUND MUTUAL FUNDS-MID CAP 464287606 277 1,840 SH   SOLE   1,840 0 0
ISHARES TR RUSSELL1000GRW COMMON STOCK 464287614 295 3,310 SH   SOLE   3,310 0 0
ISHARES TR INDEX RUSL 2000 VALU MUTUAL FUNDS-SMALL CAP 464287630 1,368 14,195 SH   SOLE   14,195 0 0
I SHARES RUSSELL 2000 INDEX FD MUTUAL FUNDS-SMALL CAP 464287655 969 8,720 SH   SOLE   8,650 0 70
ISHARES S&P MIDCAP 400 VALUE INDEX FUND MUTUAL FUNDS-MID CAP 464287705 97 800 SH   SOLE   800 0 0
ISHARES TR U.S. REAL ES ETF COMMON STOCK 464287739 447 6,230 SH   SOLE   6,230 0 0
ISHARES TR DJ US ENERGY COMMON STOCK 464287796 16 300 SH   SOLE   300 0 0
ISHARES CORE S&P SMALL CAP ETF MUTUAL FUNDS-SMALL CAP 464287804 190 1,795 SH   SOLE   1,795 0 0
ISHARES S&P SMALL CAP 600 VALUE INDEX FUND MUTUAL FUNDS-SMALL CAP 464287879 296 2,705 SH   SOLE   2,705 0 0
ISHARES S&P SMALL CAP 600 GROWTH INDEX FUND MUTUAL FUNDS-SMALL CAP 464287887 229 2,020 SH   SOLE   2,020 0 0
ETF ISHARES JPM USD EM MUTUAL FUNDS-INTL FIXED INCOME 464288281 77 675 SH   SOLE   675 0 0
ISHARES TRUSTIBOXX HIGHYIELDCORPORATE BOND MUTUAL FUND-FIXED INC HIGH YLD 464288513 67 720 SH   SOLE   720 0 0
ETF ISHARES 1-3 YEAR CCREDIT BOND FUND MUTUAL FUNDS-FIXED INCOME 464288646 3 25 SH   SOLE   25 0 0
ISHARES TR US PFD STK IDX PREFERRED STOCK 464288687 1,077 27,240 SH   SOLE   27,240 0 0
ISHARES TR US PFD STK IDX PREFERRED STOCK 464288687 8 200 SH   DFND   200 0 0
ISHARES EAFE VALUE ETF COMMON STOCK 464288877 825 14,420 SH   SOLE   14,420 0 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 1,002 17,383 SH   SOLE   17,308 0 75
JP MORGAN ALERIAN ENERGY MLPINDEX ETF COMMON STOCK 46625H365 203 4,027 SH   SOLE   4,027 0 0
JANUS CAP GROUP INC COM COMMON STOCK 47102X105 38 3,331 SH   SOLE   3,331 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 2,911 29,084 SH   SOLE   29,034 0 50
JOHNSON & JOHNSON COM COMMON STOCK 478160104 10 100 SH   DFND   100 0 0
JOHNSON CTLS INC COM COMMON STOCK 478366107 610 12,909 SH   SOLE   12,734 100 75
JUNIPER NETWORKS INC COM COMMON STOCK 48203R104 16 680 SH   SOLE   680 0 0
KANSAS CITY SOUTHERN COM NEW COMMON STOCK 485170302 16 150 SH   SOLE   150 0 0
KAYNE ANDERSON ENRGY TTL RT FD MUTUAL FUNDS-EQUITIES 48660P104 29 902 SH   SOLE   902 0 0
CEF KAYNE ANDERSON MLP INVESTMENT CO CLOSED-END EQUITY FUNDS 486606106 14 358 SH   SOLE   358 0 0
KELLOGG CO COM COMMON STOCK 487836108 1,321 22,075 SH   SOLE   21,775 250 50
KIMBERLY-CLARK CORP COMMON STOCK 494368103 46 447 SH   SOLE   447 0 0
KINDER MORGAN ENERGY PARTNERUT LTD PARTNER COMMON STOCK 494550106 112 1,386 SH   SOLE   1,211 175 0
KINDER MORGAN INC DEL COM COMMON STOCK 49456B101 19 540 SH   SOLE   540 0 0
KNOWLES CORP COM COMMON STOCK 49926D109 7 254 SH   SOLE   254 0 0
KOHLS CORP COM COMMON STOCK 500255104 894 16,700 SH   SOLE   16,600 0 100
KRAFT FOODS GROUP INC COM COMMON STOCK 50076Q106 892 16,649 SH   SOLE   16,524 125 0
KROGER CO COM COMMON STOCK 501044101 58 1,175 SH   SOLE   1,175 0 0
L BRANDS INC COM COMMON STOCK 501797104 74 1,281 SH   SOLE   1,281 0 0
L-3 COMMUNICATIONS HLDGS INCCOM COMMON STOCK 502424104 792 7,550 SH   SOLE   7,550 0 0
LABORATORY CORP AMER HLDGS COM NEW COMMON STOCK 50540R409 10 101 SH   SOLE   101 0 0
LEGGETT & PLATT INC COM COMMON STOCK 524660107 29 882 SH   SOLE   882 0 0
LENNAR CORP CL A COMMON STOCK 526057104 9 250 SH   SOLE   250 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 1,365 22,360 SH   SOLE   22,160 100 100
LILLY ELI & CO COM COMMON STOCK 532457108 37 600 SH   DFND   600 0 0
LINNCO LLC COMSHS LTD INT COMMON STOCK 535782106 3 109 SH   SOLE   109 0 0
LINN ENERGY LLC UNIT LTD LIAB COMMON STOCK 536020100 47 1,550 SH   SOLE   0 1,550 0
LIVE NATION INC COMMON STOCK 538034109 0 12 SH   SOLE   12 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 69 416 SH   SOLE   416 0 0
LORILLARD INC COM COMMON STOCK 544147101 5 75 SH   SOLE   0 75 0
LOWES COS INC COM COMMON STOCK 548661107 1,929 40,332 SH   SOLE   39,582 575 175
LOWES COS INC COM COMMON STOCK 548661107 14 300 SH   DFND   300 0 0
MDU RESOURCES GROUP COMMON STOCK 552690109 568 18,016 SH   SOLE   18,016 0 0
MARATHON OIL CORP COMMON STOCK 565849106 742 19,150 SH   SOLE   18,875 0 275
MARATHON PETE CORP COM COMMON STOCK 56585A102 64 771 SH   SOLE   771 0 0
MASTERCARD INC CL A COMMON STOCK 57636Q104 575 7,750 SH   SOLE   7,610 0 140
MAXIM INTERGRATED PRODS INC COM COMMON STOCK 57772K101 11 360 SH   SOLE   360 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 1,747 18,480 SH   SOLE   18,405 0 75
MEDTRONIC INC COM COMMON STOCK 585055106 723 11,716 SH   SOLE   11,516 200 0
MEDTRONIC INC COM COMMON STOCK 585055106 6 100 SH   DFND   100 0 0
MERCK & CO INC NEW COM COMMON STOCK 58933Y105 206 3,638 SH   SOLE   3,638 0 0
MET LIFE COMMON STOCK COMMON STOCK 59156R108 71 1,341 SH   SOLE   1,341 0 0
MICROSOFT CORP COM COMMON STOCK 594918104 2,244 52,012 SH   SOLE   51,612 200 200
MICROSOFT CORP COM COMMON STOCK 594918104 13 300 SH   DFND   300 0 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 1,106 24,574 SH   SOLE   24,474 100 0
MICRON TECHNOLOGY INC COM COMMON STOCK 595112103 3 100 SH   SOLE   100 0 0
MIDDLESEX WATER CO COM COMMON STOCK 596680108 51 2,500 SH   SOLE   2,500 0 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 26 726 SH   SOLE   726 0 0
MONSANTO CO NEW COM COMMON STOCK 61166W101 27 241 SH   SOLE   241 0 0
MYLAN INC COM COMMON STOCK 628530107 169 3,425 SH   SOLE   3,425 0 0
NATIONAL OILWELL VARCO INC COM COMMON STOCK 637071101 7 86 SH   SOLE   86 0 0
NEUBERGER BERMAN INTER MUNICIPAL FD INC MUTUAL FUNDS-INTL FIXED INCOME 64124P101 58 3,900 SH   SOLE   3,900 0 0
NEW YORK CMNTY BANCORP INC COM COMMON STOCK 649445103 16 1,000 SH   DFND   1,000 0 0
NEXTERA ENERGY INC COM COMMON STOCK 65339F101 1,098 11,694 SH   SOLE   11,694 0 0
NIKE INC COMMON STOCK 654106103 86 1,116 SH   SOLE   1,116 0 0
NISOURCE INC COM COMMON STOCK 65473P105 15 410 SH   SOLE   410 0 0
NOBLE ENERGY INC COM COMMON STOCK 655044105 13 188 SH   SOLE   188 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 1,249 12,287 SH   SOLE   12,287 0 0
NORTHEAST UTILS COM COMMON STOCK 664397106 30 684 SH   SOLE   684 0 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109 73 838 SH   SOLE   838 0 0
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205 14 300 SH   SOLE   300 0 0
NOW INC COM COMMON STOCK 67011P100 0 12 SH   SOLE   12 0 0
NUCOR CORP COM COMMON STOCK 670346105 41 810 SH   SOLE   810 0 0
NUSTAR ENERGY LP UNIT COM COMMON STOCK 67058H102 69 1,100 SH   SOLE   1,100 0 0
NUVEEN INVT QUALITY MUN FD MUTUAL FUNDS-FIXED INCOME 67062E103 18 1,250 SH   SOLE   1,250 0 0
NUVEEN MUN INCOME FD INC COM COMMON STOCK 67062J102 17 1,500 SH   SOLE   1,500 0 0
NUVEEN NY PERFORM PLUS MUN FCOM CLOSED-END EQUITY FUNDS 67062R104 28 2,000 SH   SOLE   2,000 0 0
NUVEEN INTER DURATION MN TMFCOM MUTUAL FUNDS-NON TAX 670671106 417 34,000 SH   SOLE   34,000 0 0
NUVEEN QUALITY PFD INCOME FD #3 PREFERRED STOCK 67072W101 38 4,500 SH   DFND   4,500 0 0
OCI RES LP COM UNIT LTD COMMON STOCK 67081B106 12 500 SH   SOLE   500 0 0
NUVEEN MUN VALUE FD INC MUTUAL FUNDS-EQUITIES 670928100 5 500 SH   SOLE   500 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 1,645 16,833 SH   SOLE   16,803 0 30
OMNICARE INC COM COMMON STOCK 681904108 13 200 SH   SOLE   200 0 0
OMNICOM GROUP INC COM COMMON STOCK 681919106 54 773 SH   SOLE   773 0 0
ORACLE CORP COM COMMON STOCK 68389X105 781 19,352 SH   SOLE   19,352 0 0
ORANGE SPONSORED ADR FOREIGN EQUITIES 684060106 9 600 SH   SOLE   600 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 14 175 SH   SOLE   175 0 0
PPG INDS INC COM COMMON STOCK 693506107 42 213 SH   SOLE   213 0 0
PPL CORP COM COMMON STOCK 69351T106 8 230 SH   SOLE   230 0 0
PACCAR INC COM COMMON STOCK 693718108 7 105 SH   SOLE   105 0 0
PACKAGING CORP AMER COM COMMON STOCK 695156109 16 237 SH   SOLE   237 0 0
PARKER HANNIFIN CORP COM COMMON STOCK 701094104 52 449 SH   SOLE   449 0 0
PEABODY ENERGY CORP COM COMMON STOCK 704549104 391 25,743 SH   SOLE   25,743 0 0
PEARSON PLC SPONSORED ADR COMMON STOCK 705015105 17 870 SH   SOLE   870 0 0
PENNEY J C INC COM COMMON STOCK 708160106 38 4,000 SH   SOLE   4,000 0 0
PEPSICO INC COM COMMON STOCK 713448108 2,134 24,219 SH   SOLE   24,219 0 0
PEPSICO INC COM COMMON STOCK 713448108 35 400 SH   DFND   100 300 0
PETROLEO BRASILEIRO SA PETROSPONSORED ADR FOREIGN EQUITIES 71654V408 5 340 SH   SOLE   340 0 0
PFIZER INC COM COMMON STOCK 717081103 1,219 42,480 SH   SOLE   42,280 200 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109 394 4,800 SH   SOLE   4,800 0 0
PHILLIPS 66 COM COMMON STOCK 718546104 1,184 14,599 SH   SOLE   14,449 50 100
PHILLIPS 66 COM COMMON STOCK 718546104 8 100 SH   DFND   100 0 0
PIEDMONT NAT GAS INC COM COMMON STOCK 720186105 62 1,800 SH   SOLE   1,800 0 0
PIMCO MUN INCOME FD II COM MUTUAL FUNDS-FIXED INCOME 72200W106 29 2,501 SH   SOLE   2,501 0 0
PINNACLE FOODS INC DEL COM COMMON STOCK 72348P104 9 300 SH   SOLE   300 0 0
PINNACLE WEST CAPITAL CORP COMMON STOCK 723484101 568 10,625 SH   SOLE   10,525 0 100
PLUM CREEK TIMBER CO INC COM COMMON STOCK 729251108 28 685 SH   SOLE   685 0 0
POTASH CORP OF SASKATCHEWAN INC COMMON STOCK 73755L107 70 1,980 SH   SOLE   1,980 0 0
POWERSHARES QQQ TRUST UNIT SER 1 COMMON STOCK 73935A104 138 1,455 SH   SOLE   1,455 0 0
POWERSHARES DYNAMIC PHARMACEUTICALS ETF COMMON STOCK 73935X799 18 300 SH   SOLE   300 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT COMMON STOCK 73936Q769 2 100 SH   SOLE   100 0 0
PRAXAIR INC COM COMMON STOCK 74005P104 63 490 SH   SOLE   490 0 0
PRICELINE COM INC COM NEW COMMON STOCK 741503403 12 10 SH   SOLE   10 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 3,404 44,031 SH   SOLE   43,731 100 200
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 8 100 SH   DFND   100 0 0
PROGRESSIVE CORP OHIO COM COMMON STOCK 743315103 12 531 SH   SOLE   531 0 0
PRUDENTIAL FINL INC COM COMMON STOCK 744320102 71 820 SH   SOLE   820 0 0
PUBLIC SERVICE ENTERPRISE GROUP INC COM COMMON STOCK 744573106 5 150 SH   SOLE   150 0 0
QUALCOMM INC COM COMMON STOCK 747525103 143 1,945 SH   SOLE   1,945 0 0
RAYONIER INC COM COMMON STOCK 754907103 31 900 SH   SOLE   900 0 0
RAYTHEON CO COM NEW COMMON STOCK 755111507 9 101 SH   SOLE   101 0 0
REGENCY ENERGY PARTNERS L P COM UNITS L P COMMON STOCK 75885Y107 11 357 SH   SOLE   357 0 0
REGIONS FINANCIAL CORP NEW COM COMMON STOCK 7591EP100 4 395 SH   SOLE   395 0 0
REINSURANCE GROUP AMER INC COM NEW COMMON STOCK 759351604 2 20 SH   SOLE   20 0 0
REPUBLIC SVCS INC COM COMMON STOCK 760759100 24 800 SH   SOLE   800 0 0
ROYAL BK CDA MONTREAL QUE COM COMMON STOCK 780087102 66 900 SH   SOLE   900 0 0
ROYAL BANK OF SCOTLAND PFD ADR 6.4% PREFERRED STOCK 780097796 93 3,800 SH   SOLE   3,800 0 0
ROYAL DUTCH SHELL PLC SPON ADR B FOREIGN EQUITIES 780259107 2,002 23,237 SH   SOLE   23,137 100 0
RYDER SYS INC COM COMMON STOCK 783549108 11 125 SH   SOLE   125 0 0
RYDEX ETF TRUST GUG S&P500 PU GR COMMON STOCK 78355W403 22 285 SH   SOLE   285 0 0
SPDR S&P 500 ETF TR TR UNIT MUTUAL FUNDS-EQUITIES 78462F103 440 2,280 SH   SOLE   2,280 0 0
SPDR GOLD TRUST GOLD SHS COMMODITIES 78463V107 123 995 SH   SOLE   995 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF REIT 78463X863 70 1,600 SH   SOLE   1,600 0 0
ETF SPDR BARCLAYS HIGHYIELD BOND ETF MUTUAL FUND-FIXED INC HIGH YLD 78464A417 39 950 SH   SOLE   950 0 0
ETF SPDR S&P TELECOM MUTUAL FUNDS-EQUITIES 78464A540 272 4,875 SH   SOLE   4,875 0 0
ETF SPDR DOW JONES REIT REIT 78464A607 87 1,050 SH   SOLE   1,050 0 0
SPDR S&P REGIONAL BANKING ETF MUTUAL FUNDS-EQUITIES 78464A698 417 10,850 SH   SOLE   10,850 0 0
SPDR SERIES TRUST S&P DIVID ETF COMMON STOCK 78464A763 17 230 SH   SOLE   230 0 0
SPDR DOW JONES INDL AVG UNIT SER 1 MUTUAL FUNDS-LARGE CAP 78467X109 124 750 SH   SOLE   750 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP MUTUAL FUNDS-MID CAP 78467Y107 40 160 SH   SOLE   160 0 0
SANOFI RIGHT 12/31/2020 COMMON STOCK 80105N113 0 73 SH   SOLE   73 0 0
SAP AKTIENGESELLSCHAFT SPONSORED ADR FOREIGN EQUITIES 803054204 38 490 SH   SOLE   490 0 0
SCANA CORP NEW COM COMMON STOCK 80589M102 64 1,260 SH   SOLE   1,260 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 1,116 10,298 SH   SOLE   10,248 50 0
SEAWORLD ENTMT INC COM COMMON STOCK 81282V100 8 300 SH   SOLE   300 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS COMMON STOCK 81369Y308 11 250 SH   SOLE   250 0 0
SELECT SECTOR SPDR TR SBI INT-FINL MUTUAL FUNDS-EQUITIES 81369Y605 402 17,950 SH   SOLE   17,950 0 0
SELECT SECTOR SPDR TR SBI INT-FINL MUTUAL FUNDS-EQUITIES 81369Y605 16 700 SH   DFND   700 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS MUTUAL FUNDS-EQUITIES 81369Y886 626 15,175 SH   SOLE   15,175 0 0
SHENANDOAH TELECOMMUNICATION COMMON STOCK 82312B106 121 4,375 SH   SOLE   4,375 0 0
SILVER WHEATON CORP COM COMMODITIES 828336107 3 103 SH   SOLE   103 0 0
SOUTHERN CO COM COMMON STOCK 842587107 1,353 31,260 SH   SOLE   30,860 300 100
SOUTHERN COPPER CORP COM COMMON STOCK 84265V105 3 100 SH   SOLE   100 0 0
SPECTRA ENERGY CORP COM COMMON STOCK 847560109 28 690 SH   SOLE   690 0 0
SPRINT CORP COM SER 1 COMMON STOCK 85207U105 6 803 SH   SOLE   803 0 0
STAPLES INC COMMON STOCK 855030102 2 169 SH   SOLE   169 0 0
STARBUCKS CORP COM COMMON STOCK 855244109 19 240 SH   SOLE   240 0 0
STATE AUTO FINANCIAL CORP COMMON STOCK 855707105 63 3,000 SH   SOLE   3,000 0 0
STATE ST CORP COM COMMON STOCK 857477103 10 145 SH   SOLE   145 0 0
STEELCASE INC CL A COMMON STOCK 858155203 14 900 SH   SOLE   900 0 0
SUN COMMUNITIES INC REIT REIT 866674104 3 66 SH   SOLE   66 0 0
SUNOCO LOGISTICS PRTNRS L P COM UNITS COMMON STOCK 86764L108 138 3,100 SH   SOLE   3,100 0 0
SYNGENTA AG SPONSORED ADR FOREIGN EQUITIES 87160A100 21 300 SH   SOLE   300 0 0
SYSCO CORP COMMON STOCK 871829107 1,120 31,395 SH   SOLE   31,195 100 100
TC PIPELINES LP UT COM LTD PRT COMMON STOCK 87233Q108 53 1,000 SH   SOLE   1,000 0 0
TD AMERITRADE HLDG CORP COM COMMON STOCK 87236Y108 13 415 SH   SOLE   415 0 0
TECO ENERGY INC COM COMMON STOCK 872375100 12 700 SH   SOLE   700 0 0
TJX COS INC NEW COM COMMON STOCK 872540109 25 470 SH   SOLE   470 0 0
TRW AUTOMOTIVE HLDGS CORP COM COMMON STOCK 87264S106 4 38 SH   SOLE   38 0 0
TAIWAN SEMICONDUCTOR MFG LTDSPONSORED ADR FOREIGN EQUITIES 874039100 30 1,490 SH   SOLE   1,490 0 0
TARGET CORP COM COMMON STOCK 87612E106 855 14,345 SH   SOLE   14,195 150 0
TARGET CORP COM COMMON STOCK 87612E106 18 300 SH   DFND   300 0 0
TESLA MTRS INC COM COMMON STOCK 88160R101 16 70 SH   SOLE   70 0 0
TEVA PHARMACEUTICAL INDS LTDADR FOREIGN EQUITIES 881624209 27 500 SH   SOLE   500 0 0
TEXAS INSTRS INC COM COMMON STOCK 882508104 1,006 21,742 SH   SOLE   21,542 200 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 6 50 SH   SOLE   0 50 0
3M CO COM COMMON STOCK 88579Y101 1,447 10,273 SH   SOLE   10,248 0 25
3M CO COM COMMON STOCK 88579Y101 28 200 SH   DFND   0 200 0
TIME INC NEW COM COMMON STOCK 887228104 6 267 SH   SOLE   267 0 0
TIME WARNER INC COM NEW COMMON STOCK 887317303 178 2,144 SH   SOLE   2,144 0 0
TIME WARNER CABLE INC COM COMMON STOCK 88732J207 41 280 SH   SOLE   280 0 0
TOTAL S A SPONSORED ADR FOREIGN EQUITIES 89151E109 28 500 SH   SOLE   500 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 55 609 SH   SOLE   609 0 0
UDR INC COM COMMON STOCK 902653104 22 750 SH   SOLE   750 0 0
US BANCORP DEL COM NEW COMMON STOCK 902973304 483 11,485 SH   SOLE   11,485 0 0
UNILEVER PLC SPON ADR NEW FOREIGN EQUITIES 904767704 34 780 SH   SOLE   780 0 0
UNILEVER N V N Y SHS NEW FOREIGN EQUITIES 904784709 19 463 SH   SOLE   463 0 0
UNION PAC CORP COM COMMON STOCK 907818108 102 1,042 SH   SOLE   1,042 0 0
UNITED BANKSHARES INC WV COMMON STOCK 909907107 362 11,296 SH   SOLE   9,296 2,000 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 1,361 14,014 SH   SOLE   13,964 0 50
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 10 100 SH   DFND   100 0 0
UNITED TECHNOLOGIES CORP COM COMMON STOCK 913017109 1,719 16,346 SH   SOLE   16,246 0 100
UNITEDHEALTH GROUP INC COM COMMON STOCK 91324P102 19 237 SH   SOLE   237 0 0
V F CORP COM COMMON STOCK 918204108 68 1,104 SH   SOLE   1,104 0 0
VANGUARD SPECIALIZED PORTFOLDIV APP ETF MUTUAL FUNDS-EQUITIES 921908844 21 285 SH   SOLE   285 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD COMMON STOCK 921946406 33 500 SH   SOLE   500 0 0
VANGUARD INTL EQUITY INDEX EMERG MKT ETF MUTUAL FUNDS-INTERNATIONAL EQT 922042858 153 3,490 SH   SOLE   3,490 0 0
VANGUARD INDEX FDS REIT ETF REIT 922908553 69 920 SH   SOLE   920 0 0
VANGUARD LARGE CAP ETF MUTUAL FUNDS-EQUITIES 922908637 355 3,997 SH   SOLE   3,997 0 0
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 2,036 40,397 SH   SOLE   40,097 200 100
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 71 1,400 SH   DFND   900 500 0
VISA INC COM CL A COMMON STOCK 92826C839 15 69 SH   SOLE   69 0 0
VIRTUS TOTAL RETURN FD MUTUAL FUNDS-EQUITIES 92829A103 23 5,000 SH   SOLE   5,000 0 0
VMWARE INC CL A COM FOREIGN EQUITIES 928563402 15 150 SH   SOLE   150 0 0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR COMMON STOCK 92857W308 19 578 SH   SOLE   578 0 0
WPP PLC NEW ADR FOREIGN EQUITIES 92937A102 20 200 SH   SOLE   200 0 0
WAL MART STORES INC COM COMMON STOCK 931142103 1,793 24,374 SH   SOLE   24,169 150 55
WALGREEN CO COM COMMON STOCK 931422109 1,675 24,350 SH   SOLE   24,250 0 100
WASTE MGMT INC DEL COM COMMON STOCK 94106L109 1,515 33,764 SH   SOLE   33,439 225 100
WELLPOINT INC COM COMMON STOCK 94973V107 110 1,005 SH   SOLE   1,005 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 1,235 24,262 SH   SOLE   24,187 0 75
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 23 450 SH   DFND   0 450 0
WELLS FARGO ADVANTAGE UTILS COM MUTUAL FUNDS-FIXED INCOME 94987E109 51 4,065 SH   SOLE   4,065 0 0
WESBANCO INC COM COMMON STOCK 950810101 8 266 SH   SOLE   266 0 0
WESTAR ENERGY INC COM COMMON STOCK 95709T100 47 1,300 SH   SOLE   1,300 0 0
WESTERN ASSET INTM MUNI FD ICOM COMMON STOCK 958435109 103 10,780 SH   SOLE   10,780 0 0
WPX ENERGY INC COM COMMON STOCK 98212B103 7 333 SH   SOLE   333 0 0
XCEL ENERGY INC COM COMMON STOCK 98389B100 112 3,635 SH   SOLE   3,635 0 0
XILINX INC COM COMMON STOCK 983919101 43 1,040 SH   SOLE   1,040 0 0
XYLEM INC COM COMMON STOCK 98419M100 5 150 SH   SOLE   150 0 0
YUM BRANDS INC COM COMMON STOCK 988498101 26 370 SH   SOLE   370 0 0
ZION OIL & GAS INC COM COMMON STOCK 989696109 2 1,000 SH   SOLE   1,000 0 0