Allowance For Loan Losses (Tables)

12 Months Ended

Dec. 31, 2013

Allowance for Loan and Lease Losses, Adjustments, Net [Abstract]

Schedule Of Allowance For Loan Loss By Portfolio Segment

The following summarizes the activity in the allowance for loan loss, by portfolio segment (in thousands).  The following also presents the balance in the allowance for loan loss disaggregated on the basis of the Company’s impairment measurement method and the related recorded investment in loans, by portfolio segment (in thousands).

	Commercial and industrial		Commercial real estate		Residential real estate		Home equity		Consumer		DDA overdrafts		Total
December 31, 2013
Allowance for loan loss
Beginning balance	$	498	$	10,440	$	5,229	$	1,699	$	81	$	862	$	18,809
Charge-offs	1,040		2,187		2,181		295		454		1,483		7,640
Recoveries	84		785		234		—		327		1,128		2,558
Provision	1,308		1,431		2,775		266		123		348		6,251
Provision for acquired loans with deteriorated credit quality	289		306		—		2		—		—		597
Ending balance	$	1,139	$	10,775	$	6,057	$	1,672	$	77	$	855	$	20,575
December 31, 2012
Allowance for loan loss
Beginning balance	$	590	$	11,666	$	4,839	$	1,525	$	88	$	701	$	19,409
Charge-offs	226		4,604		1,030		1,355		190		1,522		8,927
Recoveries	32		289		22		18		135		1,456		1,952
Provision	102		3,089		1,398		1,511		48		227		6,375
Ending balance	$	498	$	10,440	$	5,229	$	1,699	$	81	$	862	$	18,809
As of December 31, 2013
Allowance for loan loss
Evaluated for impairment:
Individually	$	—	$	880	$	—	$	—	$	—	$	—	$	880
Collectively	827		9,615		6,054		1,672		77		855		19,100
Acquired with deteriorated credit quality	312		280		3		—		—		—		595
Total	$	1,139	$	10,775	$	6,057	$	1,672	$	77	$	855	$	20,575
Loans
Evaluated for impairment:
Individually	$	—	$	11,837	$	459	$	298	$	—	$	—	$	12,594
Collectively	162,500		1,004,475		1,204,594		142,325		46,292		3,905		2,564,091
Acquired with deteriorated credit quality	1,984		24,554		2,097		767		110		—		29,512
Total	$	164,484	$	1,040,866	$	1,207,150	$	143,390	$	46,402	$	3,905	$	2,606,197
As of December 31, 2012
Allowance for loan loss

Evaluated for impairment:
Individually	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Collectively	498		10,440		5,229		1,699		81		862		18,809
Acquired with deteriorated credit quality	—		—		—		—		—		—		—
Total	$	498	$	10,440	$	5,229	$	1,699	$	81	$	862	$	18,809
Loans
Evaluated for impairment:
Individually	$	—	$	9,912	$	469	$	298	$	—	$	—	$	10,679
Collectively	108,739		805,365		1,030,840		142,724		36,453		4,551		2,128,672
Acquired with deteriorated credit quality	—		6,693		126		88		111		—		7,018
Total	$	108,739	$	821,970	$	1,031,435	$	143,110	$	36,564	$	4,551	$	2,146,369

Schedule Of Credit Quality Indicators

The following table presents the Company's commercial loans by credit quality indicators, by class (in thousands):

	Commercial and industrial		Commercial real estate		Total
December 31, 2013
Pass	$	158,000	$	958,186	$	1,116,186
Special mention	648		20,072		20,720
Substandard	5,416		62,139		67,555
Doubtful	420		469		889
Total	$	164,484	$	1,040,866	$	1,205,350
December 31, 2012
Pass	$	105,690	$	771,617	$	877,307
Special mention	878		15,015		15,893
Substandard	2,171		35,338		37,509
Doubtful	—		—		—
Total	$	108,739	$	821,970	$	930,709

The following table presents the Company's non-commercial loans by payment performance, by class (in thousands):

	Performing		Non-Performing		Total
December 31, 2013
Residential real estate	$	1,204,331	$	2,819	$	1,207,150
Home equity - junior lien	143,112		278		143,390
Consumer	46,353		49		46,402
DDA overdrafts	3,900		5		3,905
Total	$	1,397,696	$	3,151	$	1,400,847
December 31, 2012
Residential real estate	$	1,029,142	$	2,293	$	1,031,435
Home equity - junior lien	141,961		1,149		143,110
Consumer	36,564		—		36,564
DDA overdrafts	4,548		3		4,551
Total	$	1,212,215	$	3,445	$	1,215,660

Schedule Of Aging Analysis Of Accruing And Non-Accruing Loans

The following presents an aging analysis of the Company’s accruing and non-accruing loans, by class (in thousands). The purchased credit-impaired loan column represents the purchased credit-impaired loans that the Company acquired that are contractually past due; however, are still performing in accordance with the Company's initial expectations.

	Originated Loans
	December 31, 2013
	Accruing
	Current		30-59 days		60-89 days		Over 90 days		Purchased-Credit Impaired		Non-accrual		Total
Residential real estate	$	1,096,911	$	4,123	$	495	$	231	$	—	$	1,905	$	1,103,665
Home equity - junior lien	141,967		880		—		42		—		236		143,125
Commercial and industrial	144,197		—		—		—		—		79		144,276
Commercial real estate	835,908		668		—		—		—		13,097		849,673
Consumer	32,647		172		7		4		—		—		32,830
DDA overdrafts	3,511		374		15		5		—		—		3,905
Total	$	2,255,141	$	6,217	$	517	$	282	$	—	$	15,317	$	2,277,474
	Acquired Loans
	December 31, 2013
	Accruing
	Current		30-59 days		60-89 days		Over 90 days		Purchased-Credit Impaired		Non-accrual		Total
Residential real estate	$	101,789	$	842	$	172	$	—	$	—	$	682	$	103,485
Home equity - junior lien	265		—		—		—		—		—		265
Commercial and industrial	18,253		—		80		—		—		1,875		20,208
Commercial real estate	176,018		2,772		273		109		7,534		4,487		191,193
Consumer	12,876		622		29		45		—		—		13,572
DDA overdrafts	—		—		—		—		—		—		—
Total	$	309,201	$	4,236	$	554	$	154	$	7,534	$	7,044	$	328,723
	Total Loans
	December 31, 2013
	Accruing
	Current		30-59 days		60-89 days		Over 90 days		Purchased-Credit Impaired		Non-accrual		Total
Residential real estate	$	1,198,700	$	4,965	$	667	$	231	$	—	$	2,587	$	1,207,150
Home equity - junior lien	142,232		880		—		42		—		236		143,390
Commercial and industrial	162,450		—		80		—		—		1,954		164,484
Commercial real estate	1,011,926		3,440		273		109		7,534		17,584		1,040,866
Consumer	45,523		794		36		49		—		—		46,402
DDA overdrafts	3,511		374		15		5		—		—		3,905
Total	$	2,564,342	$	10,453	$	1,071	$	436	$	7,534	$	22,361	$	2,606,197
	Originated Loans

	December 31, 2012
	Accruing
	Current		30-59 days		60-89 days		Over 90 days		Purchased-Credit Impaired		Non-accrual		Total
Residential real estate	$	1,008,190	$	4,910	$	599	$	239	$	—	$	2,054	$	1,015,992
Home equity - junior lien	132,847		2,379		477		37		—		1,112		136,852
Commercial and industrial	105,989		260		236		—		—		98		106,583
Commercial real estate	766,404		433		199		1		—		15,930		782,967
Consumer	34,084		113		8		—		—		—		34,205
DDA overdrafts	4,270		270		8		3		—		—		4,551
Total	$	2,051,784	$	8,365	$	1,527	$	280	$	—	$	19,194	$	2,081,150
	Acquired Loans
	December 31, 2012
	Accruing
	Current		30-59 days		60-89 days		Over 90 days		Purchased-Credit Impaired		Non-accrual		Total
Residential real estate	$	15,443	$	—	$	—	$	—	$	—	$	—	$	15,443
Home equity - junior lien	6,258		—		—		—		—		—		6,258
Commercial and industrial	1,152		—		—		—		1,004		—		2,156
Commercial real estate	37,210		9		47		—		1,737		—		39,003
Consumer	2,359		—		—		—		—		—		2,359
DDA overdrafts	—		—		—		—		—		—		—
Total	$	62,422	$	9	$	47	$	—	$	2,741	$	—	$	65,219
	Total Loans
	December 31, 2012
	Accruing
	Current		30-59 days		60-89 days		Over 90 days		Purchased-Credit Impaired		Non-accrual		Total
Residential real estate	$	1,023,633	$	4,910	$	599	$	239	$	—	$	2,054	$	1,031,435
Home equity - junior lien	139,105		2,379		477		37		—		1,112		143,110
Commercial and industrial	107,141		260		236		—		1,004		98		108,739
Commercial real estate	803,614		442		246		1		1,737		15,930		821,970
Consumer	36,443		113		8		—		—		—		36,564
DDA overdrafts	4,270		270		8		3		—		—		4,551
Total	$	2,114,206	$	8,374	$	1,574	$	280	$	2,741	$	19,194	$	2,146,369

Schedule Of Impaired Loans

The following presents the Company’s impaired loans, by class (in thousands):

	December 31, 2013						December 31, 2012
			Unpaid						Unpaid
	Recorded		Principal		Related		Recorded		Principal		Related
	Investment		Balance		Allowance		Investment		Balance		Allowance
With no related allowance recorded:
Residential real estate	$	459	$	459	$	—	$	469	$	469	$	—
Home equity - junior liens	298		298		—		298		298		—
Commercial and industrial	—		—		—		—		—		—
Commercial real estate	8,421		8,361		—		9,912		14,781		—
Consumer	—		—		—		—		—		—
DDA overdrafts	—		—		—		—		—		—
Total	$	9,178	$	9,118	$	—	$	10,679	$	15,548	$	—
With an allowance recorded
Residential real estate	$	—	$	—	$	—	$	—	$	—	$	—
Home equity - junior liens	—		—		—		—		—		—
Commercial and industrial	—		—		—		—		—		—
Commercial real estate	3,416		3,416		880		—		—		—
Consumer	—		—		—		—		—		—
DDA overdrafts	—		—		—		—		—		—
Total	$	3,416	$	3,416	$	880	$	—	$	—	$	—

Schedule Of Information Related To Average Recorded Investment And Interest Income Recognized On Impaired Loans

The following table presents information related to the average recorded investment and interest income recognized on the Company’s impaired loans, by class (in thousands):

	For the year ended
	December 31, 2013				December 31, 2012
	Average		Interest		Average		Interest
	Recorded		Income		Recorded		Income
	Investment		Recognized		Investment		Recognized
With no related allowance recorded:
Residential real estate	$	463	$	—	$	—	$	—
Home equity - junior liens	298		—		—		—
Commercial and industrial	—		—		—		—
Commercial real estate	9,006		57		13,124		—
Consumer	—		—		—		—
DDA overdrafts	—		—		—		—
Total	$	9,767	$	57	$	13,124	$	—
With an allowance recorded
Residential real estate	$	—	$	—	$	—	$	—
Home equity - junior liens	—		—		—		—
Commercial and industrial	—		—		—		—
Commercial real estate	3,324		—		—		—
Consumer	—		—		—		—
DDA overdrafts	—		—		—		—
Total	$	3,324	$	—	$	—	$	—

Schedule Of Troubled Debt Restructurings

The following tables set forth the Company’s TDRs (in thousands):

	December 31, 2013						December 31, 2012
			Non-						Non-
	Accruing		Accruing		Total		Accruing		Accruing		Total
Commercial and industrial	$	88	$	—	$	88	$	101	$	—	$	101
Commercial real estate	1,783		—		1,783		734		—		734
Residential real estate	18,651		1,693		20,344		18,826		162		18,988
Home equity	2,859		14		2,873		3,325		418		3,743
Consumer	—		—		—		142		—		142
	$	23,381	$	1,707	$	25,088	$	23,128	$	580	$	23,708

	New TDRs					New TDRs
	For the year ended					For the year ended
	December 31, 2013					December 31, 2012
		Pre		Post			Pre		Post
		Modification		Modification			Modification		Modification
		Outstanding		Outstanding			Outstanding		Outstanding
	Number of	Recorded		Recorded		Number of	Recorded		Recorded
	Contracts	Investment		Investment		Contracts	Investment		Investment
Commercial and industrial	1	$	88	$	88	1	$	101	$	101
Commercial real estate	3	1,564		1,559		1	184		179
Residential real estate	36	4,041		4,041		7	899		899
Home equity	17	473		473		15	973		973
Consumer	—	—		—		1	142		142
	57	$	6,166	$	6,161	25	$	2,299	$	2,294