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Loans (Tables)
 9 Months Ended
Sep. 30, 2013
Loans Receivable, Net [Abstract]  
Summary Of Major Classifications For Loans
The following summarizes the Company’s major classifications for loans (in thousands):

 
September 30, 2013
 
December 31, 2012
Residential real estate
$
1,188,841

 
$
1,031,435

Home equity – junior liens
140,887

 
143,110

Commercial and industrial
151,185

 
108,739

Commercial real estate
1,022,278

 
821,970

Consumer
50,757

 
36,564

DDA overdrafts
4,508

 
4,551

Gross loans
2,558,456

 
2,146,369

Allowance for loan losses
(20,606
)
 
(18,809
)
Net loans
$
2,537,850

 
$
2,127,560
Composition Of Loans Acquired At Acquisition
The following table details the loans acquired in conjunction with the Virginia Savings and Community acquisitions (in thousands):
 
Virginia
 
 
 
 
 
Savings
 
Community
 
Total
September 30, 2013
 
 
 
 
 
Outstanding loan balance
$
52,640

 
$
288,117

 
$
340,757

 
 
 
 
 
 
Credit-impaired loans:
 
 
 
 
 
Carrying value
4,248

 
24,958

 
29,206

Contractual principal and interest
5,253

 
40,896

 
46,149

 
 
 
 
 
 
December 31, 2012
 
 
 
 
 
Outstanding loan balance
$
65,219

 
$
—

 
$
65,219

 
 
 
 
 
 
Credit-impaired loans:
 
 
 
 
 
Carrying value
7,018

 
—

 
7,018

Contractual principal and interest
10,759

 
—

 
10,759
Activity For The Accretable Yield
Changes in the accretable yield of the credit-impaired loans for the nine months ended September 30, 2013 is as follows (in thousands):

 
Virginia Savings
 
Community
 
Total
 
 
 
Carrying
 
 
 
Carrying
 
 
 
Carrying
 
Accretable
 
Amount
 
Accretable
 
Amount
 
Accretable
 
Amount
 
Yield
 
of Loans
 
Yield
 
of Loans
 
Yield
 
of Loans
Balance at the beginning of the period
$
1,823

 
$
7,018

 
$
—

 
$
—

 
$
1,823

 
$
7,018

Additions
—

 
—

 
5,587

 
31,790

 
5,587

 
31,790

Accretion
(844
)
 
844

 
(1,665
)
 
1,665

 
(2,509
)
 
2,509

Net reclassifications to accretable yield from
 
 
 
 
 
 
 
 
 
 
 
   non-accretable yield
889

 
—

 
—

 
—

 
889

 
—

Payments received, net
—

 
(3,585
)
 
—

 
(8,497
)
 
—

 
(12,082
)
Disposals
(604
)
 
(29
)
 
(344
)
 
—

 
(948
)
 
(29
)
Balance at the end of period
$
1,264

 
$
4,248

 
$
3,578

 
$
24,958

 
$
4,842

 
$
29,206