Loans (Tables)

3 Months Ended

Mar. 31, 2013

Loans [Abstract]

Summary Of Major Classifications For Loans

( In thousands)	March 31, 2013		December 31, 2012
Residential real estate	$	1,149,411	$	1,031,435
Home equity – junior liens		138,333		143,110
Commercial and industrial		149,677		108,739
Commercial real estate		1,001,453		821,970
Consumer		55,274		36,564
DDA overdrafts		2,875		4,551
Gross loans		2,497,023		2,146,369
Allowance for loan losses		(19,721)		(18,809)
Net loans	$	2,477,302	$	2,127,560

Composition Of Loans Acquired At Acquisition

	VSB		Community		Total
As of March 31, 2013:
Outstanding loan balance	$	61,012	$	347,330	$	408,342
Credit-impaired loans:
Carrying value		5,886		42,200		48,086
Contractual principal and interest		8,789		74,365		83,154
As of December 31, 2012:
Outstanding loan balance	$	65,219	$	-	$	65,219
Credit-impaired loans:
Carrying value		7,018		-		7,018
Contractual principal and interest		10,759		-		10,759

Activity For The Accretable Yield

	VSB				Community				Total
			Carrying Amount				Carrying Amount				Carrying Amount
	Accretable Yield		of Loans		Accretable Yield		of Loans		Accretable Yield		of Loans
Balance at the beginning of the period	$	1,823	$	7,018	$	-	$	-	$	1,823	$	7,018
Additions		-		16		6,721		45,550		6,721		45,566
Accretion		(358)		358		(55)		55		(413)		413
Net reclassifications to accretable
from non-accretable		-		-		-		-		-		-
Payments received, net		-		(1,506)		-		(3,405)		-		(4,911)
Disposals		(64)		-		-		-		(64)		-
Balance at the end of period	$	1,401	$	5,886	$	6,666	$	42,200	$	8,067	$	48,086

Reconciliation Of Contractual Required Principal And Interest Balance To The Carrying Amount Of Purchased Credit Impaired Loans

	VSB		Community		Total
Contractual required principal and interest	$	8,789	$	74,365	$	83,154
Nonaccretable difference		(1,502)		(25,499)		(27,001)
Expected cash flows		7,287		48,866		56,153
Accretable yield		(1,401)		(6,666)		(8,067)
Basis in acquired loans	$	5,886	$	42,200	$	48,086