99.3         Selected information presented at CCBG's Annual Meeting of
              Shareowners on April 25, 2006.

Analyst Videos that will be presented at the Annual Meeting

How does Capital City Bank compare to other financial institutions in
Florida?

Mark A Muth:
Capital City strategy makes a lot of sense when you think about it.  The
markets they're in aren't growing slowly by any stretch of the imagination.
They are still growing quickly.  They are just growing from small bases.  So
they can still get the growth that these names or the companies that compete
against them in Palm Beach or South Florida for the Florida recognition which
if you would but at the same time these markets are great markets.  They are
not competitive markets so they can make more money in these small markets.
They aren't having to compete with 10 to 15 competitors all going after the
same customer.  They are able to really build good relationships that will
drive earnings not only today but down the road as that relationship builds
and grows over time.

What are some of the factors contributing to the increase in share price and
dividend returns?

Gary P Tenner:
Capital City has really changed a lot over the last several years. I think
there has been certainly several acquisitions that the company has made that
has put them in new markets. some transactions that I think have been very
meaningful to the bottom line for the company as well as growing the top
line.  All that is translated into healthy growth in the stock price, as well
as I think, a higher profile outlook from street investors.

What has lead to the increase of dividends?

Gary P Tenner:
In the bank industry, I think one of the attractions of banking industry
overall is the fact that banks do pay dividends in this environment.  Given
special tax circumstances relating to dividends that becomes very valuable
piece of the overall investment.  So to the extent that Capital City has
increased its dividends over the past several years and maintains that
strategy, I certainly would consider Capital City an attractive investment.

You take time to meet with a company's management team. How does this enhance
your understanding of the business?

Mark A Muth:
Perhaps the easiest way to explain is just like a retail broker tries to help
his clients make money, we are trying to help the institutions make money.
And my job is to find little bits of insight that helps us all make
investment decisions that can make us all money at the end of the day. When I
am here I am looking for the interesting the little tidbits that don't show
up in the quarterly earnings releases or the SEC filings such as the 10Q or
the 10K.  Always trying to find a little bit of additional incremental
information that can make the decision when I am looking at modeling my loan
growth or my deposit growth maybe a little more accurate than the competitor
of mine down the street.


What is an institutional investor looking for in a stock?

Gary P Tenner:
When investors look at bank stocks, national stocks the reality I think is
they are truly investing in management, that is one of the constants that we
hear when we travel with Capital City and with other management teams.  The
importance in the way management presents itself and the level of confidence
that investors have in that teams execute on their strategy.  Certainly
markets are important and balance your growth and conservatism is always
important but to a great extent in this business I think management is the
number one piece of interest for investors.

What are your thoughts on the financial sector as a whole?

Gary P Tenner:
Small cap banks have been a very attractive place to be in the last several
years for a lot of reasons one of which is M&A.  Certainly the possibility of
that in the group as a whole has helped the multiple attractions in that
area, by and large small caps have the opportunity to grow earnings at a
faster pace than the big cap large cap banks and that adds to the attraction
of why the small cap valuations tend to be higher than those of the larger
banks, and I think at this stage of the game some element of flexibility that
the small cap have that the larger institutions do not have.  The other part
of the equation I think is over the last several years the introduction of
technology has really leveled the playing field out across all size banks and
allowed small banks to execute and have the same products and strategy that
larger institutions have.





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