EXHIBIT 3.4(a)

                            CERTIFICATE OF FORMATION
                                       OF
                        CBRE/LJM MORTGAGE COMPANY, L.L.C.
                         (6 Del.C. (S) 18-101, et seq.)

1.   Name of Limited Liability Company: The name of the limited liability
     company formed hereby is CBRE/LJM Mortgage Company, L.L.C. (the "Company").

2.   Registered Office: The address of the registered office of the Company in
     the State of Delaware is c/o The Corporation Trust Company, 1209 Orange
     Street, Wilmington, Delaware 19801.

3.   Registered Agent: The name and address of the registered agent for service
     of process in the State of Delaware is c/o The Corporation Trust Company,
     1209 Orange Street, Wilmington, Delaware 19801.

     This Certificate is hereby executed by the undersigned as of January 25,
1999.

                                         /s/ Raymond E. Wirta
                                         ---------------------------------------
                                         Raymond E. Wirta, Authorized Person