Exhibit 23.1

            Consent of Independent Registered Public Accounting Firm

The Board of Directors and Shareholders
American Physicians Service Group, Inc.

        We hereby consent to the incorporation by reference in the Registration
Statements on Form S-8 (No. 333-07427, and No. 333-62233) of American Physicians
Service Group, Inc. of our report dated March 2, 2006, relating to the
consolidated financial statements and Schedule, which appears in this Form 10-K.


                                                         /s/ BDO Seidman, LLP

Houston, Texas
March 2, 2006