EXHIBIT 10.1

November 22, 2013

Multi Solutions II, Inc.

100 SE 2nd Street, 32nd Floor

Miami, FL 33131

Re: Amendment No. 3 to Revolving Credit Promissory Note

Reference is made to the Revolving Credit Promissory Note (the "Revolver") dated April 23, 2012 in consideration of the mutual agreements and covenants contained and other good and valuable consideration, the parties hereto agree to increase the Commitment Amount, as defined in the Revolver, from $250,000 to $300,000.

IN WITNESS WHEREOF, the parties hereto have caused the Amendment No. 3 to the Revolving Credit Promissory Note to be duly executed and attested, all as of the date first written above.

BORROWER:
MULTI SOLUTIONS II, INC., a Florida Corporation
By:	/s/ Robert M. Lundgren
	Name:	Robert M. Lundgren
		Director
LENDER:
VECTOR GROUP LTD., a Delaware Corporation
By:	/s/ Marc N. Bell
	Name:	Marc N. Bell
		Vice President, General Counsel and Secretary