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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Interest income      
Loans, including fees $ 32,457 $ 35,647 $ 37,937
Interest and dividends on investments:      
Taxable interest 1,783 1,725 2,318
Tax exempt interest 1,509 1,483 1,395
Dividend income 80 80 82
Deposits and obligations of other banks 213 207 59
Total interest income 36,042 39,142 41,791
Interest expense      
Deposits 3,839 5,173 6,649
Securities sold under agreements to repurchase 48 78 150
Short-term borrowings     1
Long-term debt 491 1,639 2,354
Total interest expense 4,378 6,890 9,154
Net interest income 31,664 32,252 32,637
Provision for loan losses 2,920 5,225 7,524
Net interest income after provision for loan losses 28,744 27,027 25,113
Noninterest income      
Investment and trust services fees 4,429 4,087 3,953
Loan service charges 879 1,210 1,198
Mortgage banking activities 47 6 (72)
Deposit service charges and fees 1,831 1,925 2,142
Other service charges and fees 907 864 614
Debit card income 1,236 1,161 1,024
Increase in cash surrender value of life insurance 605 652 682
Other real estate owned (losses) gains, net (255) (582) 22
Other 240 184 720
Net OTTI losses recognized in earnings (75) (100) (240)
Securities gains (losses), net 33 44 157
Total noninterest income 9,877 9,451 10,200
Noninterest expense      
Salaries and employee benefits 16,590 16,626 15,195
Net occupancy expense 2,259 2,024 2,006
Furniture and equipment expense 975 875 837
Advertising 1,384 1,401 1,335
Legal and professional fees 1,172 1,170 1,069
Data processing 1,713 1,642 1,462
Pennsylvania bank shares tax 815 745 681
Intangible amortization 425 435 446
FDIC insurance 979 1,093 1,084
ATM/debit card processing 706 630 332
Other 4,076 3,960 3,886
Total noninterest expense 31,094 30,601 28,333
Income before federal income taxes 7,527 5,877 6,980
Federal income tax expense 1,295 512 411
Net income $ 6,232 $ 5,365 $ 6,569
Per share      
Basic earnings per share $ 1.51 $ 1.32 $ 1.66
Diluted earnings per share $ 1.51 $ 1.32 $ 1.66
Cash dividends declared $ 0.68 $ 0.78 $ 1.08