-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, GsEIZ0a3ZSBC9lg1yFqlv5iIX9sUhqv5Y2lIVkThPi4zVcTIiyee10Y+jlynyWay /gSUZ/KBSEQNS/yxhDVvDg== 0001104659-04-011839.txt : 20040429 0001104659-04-011839.hdr.sgml : 20040429 20040429145351 ACCESSION NUMBER: 0001104659-04-011839 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20040426 ITEM INFORMATION: Other events ITEM INFORMATION: Financial statements and exhibits FILED AS OF DATE: 20040429 FILER: COMPANY DATA: COMPANY CONFORMED NAME: FRANKLIN FINANCIAL SERVICES CORP /PA/ CENTRAL INDEX KEY: 0000723646 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 251440803 STATE OF INCORPORATION: PA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-12126 FILM NUMBER: 04764420 BUSINESS ADDRESS: STREET 1: 20 S MAIN ST STREET 2: P O BOX 6010 CITY: CHAMBERSBURG STATE: PA ZIP: 17201-0819 BUSINESS PHONE: 7172646116 MAIL ADDRESS: STREET 1: 20 SOUTH MAIN ST STREET 2: PO BOX 6010 CITY: CHAMBERSBURG STATE: PA ZIP: 17201-0819 8-K 1 a04-5108_18k.htm 8-K

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) April 26, 2004

FRANKLIN FINANCIAL SERVICES CORPORATION

(Exact name of registrant as specified in its new charter)

Pennsylvania		0-12126		23-144083
(State or other jurisdiction of incorporation)		(Commission File Number)		(IRS Employer Indent. No.)

20 South Main Street, Chambersburg, PA				17201
(Address of principal executive office)				(Zip Code)

Registrant’s telephone number, including area code (717) 264-6116

N/A
(Former name or former address, if changes since last report)

Item 5. Other Events.

On April 26 2004, Franklin Financial Services Corporation issued a press release reporting its financial results for the quarter ending March 31, 2004. A copy of the press release is attached as Exhibit 99 of this report.

Item 7. Financial Statements and Exhibits.

(c) Exhibits.

The following exhibits are filed herewith:

Number		Description

99		Press Release, dated April 26, 2004, of Franklin Financial Services Corporation

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	FRANKLIN FINANCIAL SERVICES CORPORATION

	By:	/s/ William E. Snell Jr.
	William E. Snell, Jr., President and Chief Executive Officer

Dated: April 29, 2004

2

EX-99 2 a04-5108_1ex99.htm EX-99

Exhibit 99

PRESS RELEASE

For Immediate Release	Contact:
		Kenneth C. Ditzler
		Franklin Financial Services Corporation
		(717) 261-3665

Franklin Financial releases quarterly earnings

(Chambersburg) Franklin Financial Services Corporation, the bank holding company of F&M Trust Company, reported earnings of $1,269,000 for the first three months of 2004.

This represents a decline of 17.0% when compared to earnings of $1,529,000 for the quarter ended March 31, 2003. On a per share basis, basic earnings were $.38 for the first three months in 2004 compared to $.46 for the same period in 2003.

Total assets at March 31, 2004 grew by 4.2% over totals a year earlier to $550,927,000. Net loans were up 2.5%, and total deposits and repurchase agreements increased by 2.3%. The market value of trust assets under management remained relatively unchanged at $350,032,000 on March 31, 2004.

Franklin Financial is the bank holding company for F&M Trust, a locally-owned and operated community bank with sixteen community offices throughout Franklin and Cumberland Counties in Boiling Springs, Carlisle, Chambersburg, Marion, Mont Alto, Newville, Shippensburg and Waynesboro.

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