Exhibit 23.1




              CONSENT OF BEARD MILLER COMPANY LLP

     We hereby consent to the incorporation by reference in the
Registration Statement (Form S-8) of our report, dated
January 30, 2002, relating to the consolidated financial
statements of Franklin Financial Services Corporation included
in its Annual Report (Form 10-K) for the year ended December 31,
2001.


                              /s/ BEARD MILLER COMPANY LLP




Harrisburg, Pennsylvania
June 11, 2002