Loans (Tables)

12 Months Ended

Dec. 31, 2023

Loans [Abstract]

Schedule Of Loans Outstanding

(Dollars in thousands)	2023		2022
Residential Real Estate 1-4 Family
Consumer first liens	$	142,017	$	85,166
Commercial first lien		63,271		61,702
Total first liens		205,288		146,868
Consumer junior liens and lines of credit		68,752		69,561
Commercial junior liens and lines of credit		3,809		4,127
Total junior liens and lines of credit		72,561		73,688
Total residential real estate 1-4 family		277,849		220,556
Residential real estate - construction
Consumer		13,837		13,908
Commercial		12,063		10,485
Total residential real estate construction		25,900		24,393
Commercial real estate		703,767		564,291
Commercial		242,654		235,602
Total commercial		946,421		799,893
Consumer		6,815		6,199
		1,256,985		1,051,041
Less: Allowance for credit losses		(16,052)		(14,175)
Net Loans	$	1,240,933	$	1,036,866
Included in the loan balances are the following:
Net unamortized deferred loan costs	$	1,615	$	2,027
Loans pledged as collateral for borrowings and commitments from:
FHLB	$	699,527	$	585,601
Federal Reserve Bank		83,482		92,922
Total	$	783,009	$	678,523
Paycheck Protection Program loans (included in Commercial loans)	$	57	$	179

Schedule Of Loans To Related Parties

(Dollars in thousands)	2023		2022
Balance at beginning of year	$	13,283	$	10,162
New loans made		8,870		4,615
Repayments		(10,608)		(1,494)
Balance at end of year	$	11,545	$	13,283