Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 24,274	$ 10,463
Short-term interest-earning deposits in other banks	185,882	164,686
Total cash and cash equivalents	210,156	175,149
Long-term interest-earning deposits in other banks	12,476	10,492
Debt securities available for sale, at fair value	492,032	529,811
Equity securities	435	481
Restricted stock	644	495
Loans held for sale	2,349	2,827
Loans	1,048,507	998,812
Allowance for loan losses	(14,989)	(15,066)
Net Loans	1,033,518	983,746
Premises and equipment, net	29,198	19,190
Right of use asset	6,170	4,759
Bank owned life insurance	22,200	21,874
Goodwill	9,016	9,016
Deferred tax asset, net	17,816	3,314
Other assets	11,152	12,652
Total assets	1,847,162	1,773,806
Deposits
Noninterest-bearing checking	317,719	298,403
Money management, savings, and interest checking	1,327,406	1,211,703
Time	59,858	74,253
Total deposits	1,704,983	1,584,359
Subordinate notes	19,615	19,588
Lease liability	6,293	4,857
Other liabilities	8,120	7,937
Total liabilities	1,739,011	1,616,741
Commitments and contingent liabilities
Shareholders' equity
Common stock, $1 par value per share,15,000,000 shares authorized with 4,710,972 shares issued and 4,395,650 shares outstanding at September 30, 2022 and 4,710,972 shares issued and 4,441,443 shares outstanding at December 31, 2021	4,711	4,711
Capital stock no par value, 5,000,000 shares authorized with no shares issued and outstanding
Additional paid-in capital	43,377	43,085
Retained earnings	123,579	116,612
Accumulated other comprehensive loss	(55,101)	(547)
Treasury stock, 315,322 shares at September 30, 2022 and 269,529 shares at December 31, 2021, at cost	(8,415)	(6,796)
Total shareholders' equity	108,151	157,065
Total liabilities and shareholders' equity	$ 1,847,162	$ 1,773,806