Loans (Tables)

6 Months Ended

Jun. 30, 2022

Loans [Abstract]

Schedule Of Loans Outstanding

	June 30,		December 31,
(Dollars in thousands)	2022		2021
Residential Real Estate 1-4 Family
Consumer first liens	$	75,788	$	71,828
Commercial first lien		60,787		60,655
Total first liens		136,575		132,483
Consumer junior liens and lines of credit		70,082		67,103
Commercial junior liens and lines of credit		3,924		4,841
Total junior liens and lines of credit		74,006		71,944
Total residential real estate 1-4 family		210,581		204,427
Residential real estate - construction
Consumer		8,591		8,278
Commercial		10,347		12,379
Total residential real estate construction		18,938		20,657
Commercial real estate		562,825		522,779
Commercial		236,293		244,543
Total commercial		799,118		767,322
Consumer		5,986		6,406
		1,034,623		998,812
Less: Allowance for loan losses		(15,015)		(15,066)
Net Loans	$	1,019,608	$	983,746
Included in the loan balances are the following:
Net unamortized deferred loan costs	$	2,017	$	1,289
Loans pledged as collateral for borrowings and commitments from:
FHLB	$	637,403	$	614,828
Federal Reserve Bank		50,175		45,453
	$	687,578	$	660,281
Paycheck Protection Program (included in commercial loans)	$	215	$	7,755