Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 18,209	$ 10,463
Short-term interest-bearing deposits in other banks	155,500	164,686
Total cash and cash equivalents	173,709	175,149
Long-term interest-bearing deposits in other banks	10,742	10,492
Debt securities available for sale, at fair value	511,477	529,811
Equity securities	492	481
Restricted stock	507	495
Loans held for sale	3,142	2,827
Loans	1,000,977	998,812
Allowance for loan losses	(15,050)	(15,066)
Net Loans	985,927	983,746
Premises and equipment, net	23,198	19,190
Right of use asset	4,658	4,759
Bank owned life insurance	21,982	21,874
Goodwill	9,016	9,016
Deferred tax asset, net	9,135	3,314
Other assets	13,076	12,652
Total assets	1,767,061	1,773,806
Deposits
Noninterest-bearing checking	303,382	298,403
Money management, savings, and interest checking	1,223,753	1,211,703
Time	69,251	74,253
Total deposits	1,596,386	1,584,359
Subordinate notes	19,598	19,588
Lease liability	4,763	4,857
Other liabilities	9,178	7,937
Total liabilities	1,629,925	1,616,741
Commitments and contingent liabilities
Shareholders' equity
Common stock, $1 par value per share, 15,000,000 shares authorized with 4,710,972 shares issued and 4,456,918 shares outstanding at March 31, 2022 and 4,710,972 shares issued and 4,441,443 shares outstanding at December 31, 2021	4,711	4,711
Capital stock no par value, 5,000,000 shares authorized with no shares issued and outstanding
Additional paid-in capital	43,077	43,085
Retained earnings	118,203	116,612
Accumulated other comprehensive loss	(22,444)	(547)
Treasury stock, 254,054 shares at March 31, 2022 and 269,529 shares at December 31, 2021, at cost	(6,411)	(6,796)
Total shareholders' equity	137,136	157,065
Total liabilities and shareholders' equity	$ 1,767,061	$ 1,773,806