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Consolidated Statements Of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Interest income    
Loans, including fees $ 37,993 $ 39,186
Interest and dividends on investments:    
Taxable interest 7,198 4,710
Tax exempt interest 2,115 1,552
Dividend income 18 15
Deposits and obligations of other banks 249 476
Total interest income 47,573 45,939
Interest expense    
Deposits 1,853 3,551
Subordinate notes 1,049 427
Total interest expense 2,902 3,978
Net interest income 44,671 41,961
Provision for loan losses (2,100) 4,625
Net interest income after provision for loan losses 46,771 37,336
Noninterest income    
Investment and trust services fees 7,111 6,040
Loan service charges 904 853
Gain on sale of loans 2,430 1,536
Deposit service charges and fees 2,258 1,977
Other service charges and fees 1,650 1,446
Debit card income 2,170 1,844
Increase in cash surrender value of life insurance 446 457
Bank owned life insurance gain 295 840
Net gains on sales of debt securities 127 29
Change in fair value of equity securities 90 (49)
Gain on sale of bank premises 1,776  
Other 231 111
Total noninterest income 19,488 15,084
Noninterest Expense    
Salaries and employee benefits 24,780 22,392
Net occupancy 3,580 3,350
Marketing and advertising 1,533 1,757
Legal and professional 2,013 1,802
Data processing 4,026 3,419
Pennsylvania bank shares tax 1,017 965
FDIC Insurance 735 457
ATM/debit card processing 1,305 1,088
Telecommunications 407 458
Nonservice pension 819 351
Other 3,030 3,323
Total noninterest expense 43,245 39,362
Income before federal income taxes 23,014 13,058
Federal income tax expense 3,398 258
Net income $ 19,616 $ 12,800
Per share    
Basic earnings per share $ 4.44 $ 2.94
Diluted earnings per share $ 4.42 $ 2.93