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Loans (Tables)
12 Months Ended
Dec. 31, 2021
Loans [Abstract]  
Schedule Of Loans Outstanding (Dollars in thousands) 2021 2020Residential Real Estate 1-4 Family Consumer first liens $ 71,828 $ 77,373Commercial first lien 60,655 59,851Total first liens 132,483 137,224 Consumer junior liens and lines of credit 67,103 60,935Commercial junior liens and lines of credit 4,841 4,425Total junior liens and lines of credit 71,944 65,360Total residential real estate 1-4 family 204,427 202,584 Residential real estate - construction Consumer 8,278 6,751Commercial 12,379 9,558Total residential real estate construction 20,657 16,309 Commercial real estate 522,779 503,977Commercial 244,543 281,257Total commercial 767,322 785,234 Consumer 6,406 5,577 998,812 1,009,704Less: Allowance for loan losses (15,066) (16,789)Net Loans $ 983,746 $ 992,915 Included in the loan balances are the following: Net unamortized deferred loan costs $ 1,289 $ 8 Loans pledged as collateral for borrowings and commitments from: FHLB $ 614,828 $ 734,891Federal Reserve Bank 45,453 50,605Total $ 660,281 $ 785,496 Paycheck Protection Program (PPP) loans (included in Commercial loans above) Two-year loans $ 26 $ 5,378 Five-year loans 7,729 46,912 Total Paycheck Protection Program loans $ 7,755 $ 52,290 Unamortized deferred PPP loan fees (included in Net unamortized deferred loan fees above) Two-year loans $ — $ (165) Five-year loans (370) (1,178) Total unamortized deferred PPP loan fees $ (370) $ (1,343)
Schedule Of Loans To Related Parties (Dollars in thousands) 2021 2020Balance at beginning of year $ 10,604 $ 10,321New loans made 3,086 2,401Repayments (3,528) (2,118)Balance at end of year $ 10,162 $ 10,604