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Consolidated Statements Of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Cash flows from operating activities    
Net income $ 19,616 $ 12,800
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 1,202 1,330
Net amortization of loans and investment securities 1,137 3,528
Amortization of subordinate debt issuance costs 33 14
Provision for loan losses (2,100) 4,625
Change in fair value of equity securities (90) 49
Debt securities gains, net (127) (29)
Loans originated for sale (107,749) (105,300)
Proceeds from sale of loans 116,798 99,430
Gain on sale of loans held for sale (2,430) (1,536)
Net gain on sale or disposal of premise and equipment (1,726)  
Increase in fair value of derivative (19) 21
Increase in cash surrender value of life insurance (446) (457)
Gains from surrender of life insurance policies (295) (840)
Income tax benefit of statutory treatment of net operating loss carryback   (1,113)
Stock option compensation 204 197
Contribution to pension plan   (1,000)
Decrease (increase) in other assets 1,646 (3,626)
Increase (decrease) in other liabilities 605 (819)
Deferred tax expense (benefit) 90 (839)
Net cash provided by operating activities 26,349 6,435
Cash flows from investing activities    
Net decrease (increase) in long-term interest-bearing deposits in other banks 2,249 (3,995)
Proceeds from sales and calls of investment securities available for sale 36,666 3,141
Proceeds from maturities and pay-downs of securities available for sale 34,587 38,541
Purchase of investment securities available for sale (215,595) (240,696)
Net increase in restricted stock (27) (3)
Net decrease (increase) in loans 12,547 (77,429)
Proceeds from sales of portfolio loans   913
Proceeds from surrender of life insurance policy 1,142 3,698
Purchase of bank owned life insurance   (1,000)
Proceeds from sale of bank owned assets 3,300  
Capital expenditures (8,807) (484)
Net cash used in investing activities (133,938) (277,314)
Cash flows from financing activities    
Net increase in demand deposits, interest-bearing checking, and savings accounts 231,698 242,364
Net decrease in time deposits (1,912) (13,183)
Proceeds from subordinated notes, net of issuance costs   19,541
Dividends paid (5,524) (5,226)
Purchase of Treasury shares (1,193) (1,171)
Cash received from option exercises 135 36
Treasury shares issued under dividend reinvestment plan 2,388 1,836
Net cash provided by financing activities 225,592 244,197
Increase (decrease) in cash and cash equivalents 118,003 (26,682)
Cash and cash equivalents as of January 1 57,146 83,828
Cash and cash equivalents as of December 31 175,149 57,146
Supplemental Disclosures of Cash Flow Information    
Cash paid during the year for: Interest on deposits and other borrowed funds 2,999 4,234
Cash paid during the year for: Income taxes $ 3,049 4,367
Noncash Activities:    
Lease liabilities arising from obtaining right-of-use assets   $ 584