Loans (Tables)

9 Months Ended

Sep. 30, 2021

Loans [Abstract]

Schedule Of Loans Outstanding

	September 30,		December 31,
(Dollars in thousands)	2021		2020
Residential Real Estate 1-4 Family
Consumer first liens	$	75,649	$	77,373
Commercial first lien		58,630		59,851
Total first liens		134,279		137,224
Consumer junior liens and lines of credit		65,279		60,935
Commercial junior liens and lines of credit		4,943		4,425
Total junior liens and lines of credit		70,222		65,360
Total residential real estate 1-4 family		204,501		202,584
Residential real estate - construction
Consumer		8,195		6,751
Commercial		13,883		9,558
Total residential real estate construction		22,078		16,309
Commercial real estate		527,092		503,977
Commercial		257,693		281,257
Total commercial		784,785		785,234
Consumer		6,804		5,577
		1,018,168		1,009,704
Less: Allowance for loan losses		(15,366)		(16,789)
Net Loans	$	1,002,802	$	992,915
Included in the loan balances are the following:
Net unamortized deferred loan (fees) costs	$	853	$	8
Paycheck Protection Program (PPP) loans (included in Commercial loans above)
Two-year loans	$	31	$	5,378
Five-year loans		21,711		46,912
Total Paycheck Protection Program loans	$	21,742	$	52,290
Unamortized deferred PPP loan fees (included in Net unamortized deferred loan fees above)
Two-year loans	$	—	$	(165)
Five-year loans		(821)		(1,178)
Total unamortized deferred PPP loan fees	$	(821)	$	(1,343)
Loans pledged as collateral for borrowings and commitments from:
FHLB	$	733,661	$	840,850
Federal Reserve Bank		51,653		50,605
	$	785,314	$	891,455