Loans (Tables)

12 Months Ended

Dec. 31, 2020

Loans [Abstract]

Schedule Of Loans Outstanding

(Dollars in thousands)	2020		2019
Residential Real Estate 1-4 Family
Consumer first liens	$	77,373	$	85,319
Commercial first lien		59,851		57,627
Total first liens		137,224		142,946
Consumer junior liens and lines of credit		60,935		42,715
Commercial junior liens and lines of credit		4,425		4,882
Total junior liens and lines of credit		65,360		47,597
Total residential real estate 1-4 family		202,584		190,543
Residential real estate - construction
Consumer		6,751		4,107
Commercial		9,558		9,216
Total residential real estate construction		16,309		13,323
Commercial real estate		503,977		494,262
Commercial		281,257		230,007
Total commercial		785,234		724,269
Consumer		5,577		6,440
		1,009,704		934,575
Less: Allowance for loan losses		(16,789)		(11,966)
Net Loans	$	992,915	$	922,609
Included in the loan balances are the following:
Net unamortized deferred loan costs	$	8	$	178
Loans pledged as collateral for borrowings and commitments from:
FHLB	$	840,850	$	764,340
Federal Reserve Bank		50,605		32,155
Total	$	891,455	$	796,495
Paycheck Protection Program (PPP) loans (included in Commercial loans above)
Two-year loans	$	5,378	$	—
Five-year loans		46,912		—
Total Paycheck Protection Program loans	$	52,290	$	—
Unamortized deferred PPP loan fees (included in Net unamortized deferred loan fees above)
Two-year loans	$	(165)	$	—
Five-year loans		(1,178)		—
Total unamortized deferred PPP loan fees	$	(1,343)	$	—

Schedule Of Loans To Related Parties

(Dollars in thousands)	2020		2019
Balance at beginning of year	$	10,321	$	20,489
New loans made		2,401		557
Repayments		(2,118)		(10,725)
Balance at end of year	$	10,604	$	10,321