Loans (Tables)

9 Months Ended

Sep. 30, 2020

Loans [Abstract]

Schedule Of Loans Outstanding

	September 30,		December 31,
(Dollars in thousands)	2020		2019
Residential Real Estate 1-4 Family
Consumer first liens	$	79,361	$	85,319
Commercial first lien		62,235		57,627
Total first liens		141,596		142,946
Consumer junior liens and lines of credit		53,932		42,715
Commercial junior liens and lines of credit		4,844		4,882
Total junior liens and lines of credit		58,776		47,597
Total residential real estate 1-4 family		200,372		190,543
Residential real estate - construction
Consumer		6,323		4,107
Commercial		7,891		9,216
Total residential real estate construction		14,214		13,323
Commercial real estate		505,498		494,262
Commercial		296,331		230,007
Total commercial		801,829		724,269
Consumer		6,543		6,440
		1,022,958		934,575
Less: Allowance for loan losses		(17,151)		(11,966)
Net Loans	$	1,005,807	$	922,609
Included in the loan balances are the following:
Net unamortized deferred loan (fees) costs	$	(708)	$	178
Paycheck Protection Program (PPP) loans (included in Commercial loans above)
Two-year loans	$	62,178	$	—
Five-year loans		1,217		—
Total Paycheck Protection Program loans	$	63,395	$	—
Unamortized deferred PPP loan fees (included in Net unamortized deferred loan fees above)
Two-year loans	$	(1,872)	$	—
Five-year loans		(57)		—
Total unamortized deferred PPP loan fees	$	(1,929)	$	—
Loans pledged as collateral for borrowings and commitments from:
FHLB	$	818,800	$	764,340
Federal Reserve Bank		51,293		32,155
	$	870,093	$	796,495