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Consolidated Statements Of Cash Flows - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Cash flows from operating activities    
Net income $ 1,719 $ 3,237
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 331 338
Net amortization of loans and investment securities 340 409
Provision for loan losses 3,000 399
Decrease (increase) in fair value of equity securities 127 (3)
Debt securities losses (gains), net 10 (24)
Provision for credit losses on off-balance sheet exposures 2,100  
Loans originated for sale (9,223) (6,467)
Proceeds from sale of loans 8,512 6,390
Increase in cash surrender value of life insurance (124) (127)
Gains from claim on life insurance policy (812)  
Stock option compensation 31  
Increase in other assets (1,139) (50)
(Decrease) increase in other liabilities (281) 118
Net cash provided by operating activities 2,491 4,220
Cash flows from investing activities    
Net increase in long-term interest-bearing deposits in other banks (1,992)  
Proceeds from sales and calls of investment securities available for sale 165 3,876
Proceeds from maturities and pay-downs of securities available for sale 10,941 6,084
Purchase of investment securities available for sale (29,974) (5,344)
Net increase in loans (2,077) (7,245)
Capital expenditures (174) (136)
Net cash used in investing activities (23,111) (2,765)
Cash flows from financing activities    
Net decrease in demand deposits, interest-bearing checking, and savings accounts (2,452) (33,621)
Net (decrease) increase in time deposits (5,507) 27,483
Dividends paid (1,306) (1,192)
Purchase of Treasury shares (1,172) (560)
Cash received from option exercises 19 160
Treasury shares issued under dividend reinvestment plan 560 351
Net cash used in financing activities (9,858) (7,379)
Decrease in cash and cash equivalents (30,478) (5,924)
Cash and cash equivalents at the beginning of the period 83,828 52,957
Cash and cash equivalents at the end of the period 53,350 47,033
Supplemental Disclosures of Cash Flow Information    
Cash paid during the year for: Interest on deposits and other borrowed funds 1,547 1,562
Noncash Activities:    
Lease liabilities arising from obtaining right-of-use assets $ 105 $ 22