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Consolidated Statements Of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Interest income    
Loans, including fees $ 43,885 $ 41,095
Interest and dividends on investments:    
Taxable interest 2,724 2,087
Tax exempt interest 1,002 1,173
Dividend income 26 24
Deposits and obligations of other banks 1,598 489
Total interest income 49,235 44,868
Interest expense    
Deposits 7,077 4,190
Short-term borrowings 36 24
Total interest expense 7,113 4,214
Net interest income 42,122 40,654
Provision for loan losses 237 9,954
Net interest income after provision for loan losses 41,885 30,700
Noninterest income    
Investment and trust services fees 6,141 5,669
Loan service charges 961 882
Deposit service charges and fees 2,419 2,310
Other service charges and fees 1,519 1,409
Debit card income 1,791 1,653
Increase in cash surrender value of life insurance 509 515
Other real estate owned gains, net 326 (5)
Net gains on sales of debt securities 256 56
Change in fair value of equity securities 66 9
Other 1,436 131
Total noninterest income 15,424 12,629
Noninterest Expense    
Salaries and employee benefits 22,143 20,048
Net occupancy 3,402 3,206
Marketing and advertising 1,756 1,556
Legal and professional 1,774 1,567
Data processing 2,994 2,510
Pennsylvania bank shares tax 982 951
FDIC Insurance 104 600
ATM/debit card processing 1,026 999
Telecommunications 426 433
Provision for credit losses on off-balance sheet exposures   2,361
Other 3,707 3,138
Total noninterest expense 38,314 37,369
Income before federal income taxes 18,995 5,960
Federal income tax expense (benefit) 2,880 (165)
Net income $ 16,115 $ 6,125
Per share    
Basic earnings per share $ 3.68 $ 1.40
Diluted earnings per share $ 3.67 $ 1.39