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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2019
Regulatory Matters [Abstract]  
Schedule Of The Total Risk-based, Tier 1 Risk-based And Tier 1 Leverage Requirements







 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

As of December 31, 2019



 

 

 

 

 

 

Regulatory Ratios



 

 

 

 

 

 

Adequately Capitalized

 

Well Capitalized



 

Actual

 

Minimum

 

Minimum

(Dollars in thousands)

 

 

Amount

 

Ratio

 

Amount

 

Ratio

 

Amount

 

Ratio

Common Equity Tier 1
Risk-based Capital Ratio (1)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

$

124,498 

 

14.82% 

 

$

37,808 

 

N/A

 

 

N/A

 

N/A

Bank

 

 

122,974 

 

14.62% 

 

 

37,859 

 

4.50% 

 

$

54,682 

 

6.50% 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Risk-based Capital Ratio (2)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

$

124,498 

 

14.82% 

 

$

50,410 

 

N/A

 

 

N/A

 

N/A

Bank

 

 

122,974 

 

14.62% 

 

 

50,479 

 

6.00% 

 

$

67,305 

 

8.00% 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Risk-based Capital Ratio (3)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

$

135,061 

 

16.08% 

 

$

67,214 

 

N/A

 

 

N/A

 

N/A

Bank

 

 

133,537 

 

15.87% 

 

 

67,305 

 

8.00% 

 

$

84,131 

 

10.00% 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Leverage Ratio (4)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

$

124,498 

 

9.72% 

 

$

51,216 

 

N/A

 

 

N/A

 

N/A

Bank

 

 

122,974 

 

9.59% 

 

 

51,285 

 

4.00% 

 

$

64,107 

 

5.00% 



 







 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

As of December 31, 2018



 

 

 

 

 

 

Regulatory Ratios



 

 

 

 

 

 

Adequately Capitalized

 

Well Capitalized



 

Actual

 

Minimum

 

Minimum

(Dollars in thousands)

 

 

Amount

 

Ratio

 

Amount

 

Ratio

 

Amount

 

Ratio

Common Equity Tier 1
Risk-based Capital Ratio (1)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

$

115,760 

 

13.96% 

 

$

37,328 

 

4.50% 

 

 

N/A

 

N/A

Bank

 

 

115,326 

 

13.80% 

 

 

37,605 

 

4.50% 

 

$

54,319 

 

6.50% 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Risk-based Capital Ratio (2)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

$

115,760 

 

13.96% 

 

$

49,771 

 

6.00% 

 

 

N/A

 

N/A

Bank

 

 

115,326 

 

13.80% 

 

 

50,140 

 

6.00% 

 

$

66,854 

 

8.00% 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Risk-based Capital Ratio (3)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

$

126,129 

 

15.21% 

 

$

66,361 

 

8.00% 

 

 

N/A

 

N/A

Bank

 

 

125,825 

 

15.06% 

 

 

66,854 

 

8.00% 

 

$

83,567 

 

10.00% 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Leverage Ratio (4)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

$

115,760 

 

9.78% 

 

$

47,323 

 

4.00% 

 

 

N/A

 

N/A

Bank

 

 

115,326 

 

9.68% 

 

 

47,675 

 

4.00% 

 

$

59,593 

 

5.00% 



(1)

Common equity Tier 1 capital / total risk-weighted assets, (2) Tier 1 capital / total risk-weighted assets, (3) Total risk-based capital / total risk-weighted assets, (4) Tier 1 capital / average quarterly assets