Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 21,116	$ 16,957
Short-term interest-bearing deposits in other banks	129,018	36,000
Total cash and cash equivalents	150,134	52,957
Long-term interest-bearing deposits in other banks	9,496
Debt securities available for sale, at fair value	147,328	131,472
Equity securities	384	374
Restricted stock	465	452
Loans held for sale	1,929	118
Loans	937,215	973,375
Allowance for loan losses	(12,182)	(12,415)
Net Loans	925,033	960,960
Premises and equipment, net	13,186	13,521
Right-of-use asset	5,515
Bank owned life insurance	23,878	23,496
Goodwill	9,016	9,016
Other real estate owned	2,693	2,684
Deferred tax asset, net	5,369	5,992
Other assets	7,347	8,545
Total assets	1,301,773	1,209,587
Deposits
Non-interest bearing checking	209,503	197,417
Money management, savings and interest checking	860,925	823,619
Time	89,173	61,593
Total deposits	1,159,601	1,082,629
Lease liability	5,543
Other liabilities	10,529	8,562
Total liabilities	1,175,673	1,091,191
Commitments and contingent liabilities
Shareholders' equity
Common stock, $1 par value per share,15,000,000 shares authorized with 4,708,549 shares issued and 4,344,315 shares outstanding at September 30, 2019 and 4,701,367 shares issued and 4,408,761 shares outstanding at December 31, 2018	4,709	4,701
Capital stock without par value, 5,000,000 shares authorized with no shares issued and outstanding
Additional paid-in capital	42,149	41,530
Retained earnings	91,855	83,946
Accumulated other comprehensive loss	(4,035)	(6,380)
Treasury stock, 364,234 shares at September 30, 2019 and 292,606 shares at December 31, 2018, at cost	(8,578)	(5,401)
Total shareholders' equity	126,100	118,396
Total liabilities and shareholders' equity	$ 1,301,773	$ 1,209,587