Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 19,383	$ 16,957
Interest-bearing deposits in other banks	63,064	36,000
Total cash and cash equivalents	82,447	52,957
Debt securities available for sale, at fair value	129,422	131,472
Equity securities	390	374
Restricted stock	465	452
Loans held for sale	692	118
Loans	982,457	973,375
Allowance for loan losses	(12,553)	(12,415)
Net Loans	969,904	960,960
Premises and equipment, net	13,329	13,521
Right-of-use asset	5,649
Bank owned life insurance	23,751	23,496
Goodwill	9,016	9,016
Other real estate owned	2,684	2,684
Deferred tax asset, net	5,491	5,992
Other assets	8,901	8,545
Total assets	1,252,141	1,209,587
Deposits
Non-interest bearing checking	204,386	197,417
Money management, savings and interest checking	822,646	823,619
Time	86,017	61,593
Total deposits	1,113,049	1,082,629
Lease liability	5,670
Other liabilities	9,508	8,562
Total liabilities	1,128,227	1,091,191
Shareholders' equity
Common stock, $1 par value per share,15,000,000 shares authorized with 4,708,349 shares issued and 4,382,944 shares outstanding at June 30, 2019 and 4,701,367 shares issued and 4,408,761 shares outstanding at December 31, 2018	4,708	4,701
Capital stock without par value, 5,000,000 shares authorized with no shares issued and outstanding
Additional paid-in capital	42,040	41,530
Retained earnings	88,658	83,946
Accumulated other comprehensive loss	(4,498)	(6,380)
Treasury stock, 325,405 shares at June 30, 2019 and 292,606 shares at December 31, 2018, at cost	(6,994)	(5,401)
Total shareholders' equity	123,914	118,396
Total liabilities and shareholders' equity	$ 1,252,141	$ 1,209,587