Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Assets
Cash and due from banks	$ 16,957	$ 21,433
Interest-bearing deposits in other banks	36,000	37,170
Total cash and cash equivalents	52,957	58,603
Debt securities available for sale, at fair value	131,472	126,971
Equity securities	374	365
Restricted stock	452	456
Loans held for sale	118	442
Loans	973,375	943,700
Allowance for loan losses	(12,415)	(11,792)
Net Loans	960,960	931,908
Premises and equipment, net	13,521	13,741
Bank owned life insurance	23,496	22,980
Goodwill	9,016	9,016
Other real estate owned	2,684	2,598
Deferred tax asset, net	5,992	5,803
Other assets	8,545	6,930
Total assets	1,209,587	1,179,813
Deposits
Non-interest bearing checking	197,417	196,853
Money management, savings and interest checking	823,619	774,857
Time	61,593	75,471
Total deposits	1,082,629	1,047,181
Other liabilities	8,562	17,488
Total liabilities	1,091,191	1,064,669
Shareholders' equity
Common stock, $1 par value per share,15,000,000 shares authorized with 4,701,367 shares issued and 4,408,761 shares outstanding at December 31, 2018 and 4,689,099 shares issued and 4,354,788 shares outstanding at December 31, 2017	4,701	4,689
Capital stock without par value, 5,000,000 shares authorized with no shares issued and outstanding
Additional paid-in capital	41,530	40,396
Retained earnings	83,946	82,218
Accumulated other comprehensive loss	(6,380)	(6,028)
Treasury stock, 292,606 shares at December 31, 2018 and 334,311 shares at December 31, 2017, at cost	(5,401)	(6,131)
Total shareholders' equity	118,396	115,144
Total liabilities and shareholders' equity	$ 1,209,587	$ 1,179,813