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Consolidated Statements Of Income - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Interest income        
Loans, including fees $ 10,126 $ 9,039 $ 19,703 $ 17,678
Interest and dividends on investments:        
Taxable interest 528 518 1,041 1,049
Tax exempt interest 295 286 569 587
Dividend income 4 7 10 20
Deposits and obligations of other banks 100 88 218 149
Total interest income 11,053 9,938 21,541 19,483
Interest expense        
Deposits 952 590 1,747 1,156
Short-term borrowings 2   2 15
Total interest expense 954 590 1,749 1,171
Net interest income 10,099 9,348 19,792 18,312
Provision for loan losses 9,129 50 9,329 170
Net interest income after provision for loan losses 970 9,298 10,463 18,142
Noninterest income        
Investment and trust services fees 1,464 1,342 2,861 2,637
Loan service charges 217 309 449 455
Deposit service charges and fees 574 585 1,148 1,178
Other service charges and fees 353 332 686 656
Debit card income 417 362 802 738
Increase in cash surrender value of life insurance 129 131 257 262
Debt securities gains, net 52   52 2
Change in fair value of equity securities (7)   38  
Other 22 94 76 153
Total noninterest income 3,221 3,155 6,369 6,081
Noninterest Expense        
Salaries and employee benefits 5,096 4,835 10,082 9,426
Occupancy, furniture and equipment, net 787 761 1,602 1,576
Advertising 341 294 768 541
Legal and professional 442 381 771 671
Data processing 604 535 1,200 1,076
Pennsylvania bank shares tax 234 243 473 486
FDIC Insurance 164 93 293 199
ATM/debit card processing 237 222 476 440
Foreclosed real estate 41 13 55 71
Telecommunications 124 102 232 202
Provision for credit losses on off-balance sheet exposures 2,361   2,361  
Other 757 682 1,524 1,430
Total noninterest expense 11,188 8,161 19,837 16,118
(Loss) income before federal income taxes (6,997) 4,292 (3,005) 8,105
Federal income tax (benefit) expense (1,816) 950 (1,326) 1,743
Net (loss) income $ (5,181) $ 3,342 $ (1,679) $ 6,362
Per share        
Basic earnings per share $ (1.18) $ 0.77 $ (0.38) $ 1.47
Diluted earnings per share (1.18) 0.77 (0.38) 1.46
Cash dividends declared $ 0.27 $ 0.24 $ 0.51 $ 0.45