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Capital Ratios (Tables)
6 Months Ended
Jun. 30, 2018
Capital Ratios [Abstract]  
Schedule Of The Total Risk-based, Tier 1 Risk-based And Tier 1 Leverage Requirements



 

 

 

 

 

 

 

 



 

 

 

 

 

Regulatory Ratios



 

 

 

 

 

Adequately

 

Well



 

June 30,

 

December 31,

 

Capitalized

 

Capitalized

(Dollars in thousands)

 

2018

 

2017

 

Minimum

 

Minimum



 

 

 

 

 

 

 

 

Common Equity Tier 1 Risk-based Capital Ratio (1)

 

 

 

 

 

 

 

 

Franklin Financial Services Corporation

 

13.25% 

 

14.06% 

 

4.500% 

 

N/A

Farmers & Merchants Trust Company

 

13.13% 

 

13.93% 

 

4.500% 

 

6.50% 



 

 

 

 

 

 

 

 

Tier 1 Risk-based Capital Ratio (2)

 

 

 

 

 

 

 

 

Franklin Financial Services Corporation

 

13.25% 

 

14.06% 

 

6.000% 

 

N/A

Farmers & Merchants Trust Company

 

13.13% 

 

13.93% 

 

6.000% 

 

8.00% 



 

 

 

 

 

 

 

 

Total Risk-based Capital Ratio (3)

 

 

 

 

 

 

 

 

Franklin Financial Services Corporation

 

14.51% 

 

15.31% 

 

8.000% 

 

N/A

Farmers & Merchants Trust Company

 

14.39% 

 

15.19% 

 

8.000% 

 

10.00% 



 

 

 

 

 

 

 

 

Tier 1 Leverage Ratio (4)

 

 

 

 

 

 

 

 

Franklin Financial Services Corporation

 

9.32% 

 

9.73% 

 

4.000% 

 

N/A

Farmers & Merchants Trust Company

 

9.24% 

 

9.64% 

 

4.000% 

 

5.00% 



 

 

 

 

 

 

 

 

(1) Common equity Tier 1 capital/ total risk-weighted assets (2) Tier 1 capital / total risk-weighted assets

(3) Total risk-based capital / total risk-weighted assets, (4) Tier 1 capital / average quarterly assets