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Consolidated Balance Sheets - USD ($)
$ in Thousands
Mar. 31, 2018
Dec. 31, 2017
Assets    
Cash and due from banks $ 14,148 $ 21,433
Interest-bearing deposits in other banks 27,934 37,170
Total cash and cash equivalents 42,082 58,603
Debt securities available for sale, at fair value 133,322 126,971
Equity securities 410 365
Restricted stock 456 456
Loans held for sale   442
Loans 942,653 943,700
Allowance for loan losses (11,989) (11,792)
Net Loans 930,664 931,908
Premises and equipment, net 13,576 13,741
Bank owned life insurance 23,108 22,980
Goodwill 9,016 9,016
Other real estate owned 2,592 2,598
Deferred tax asset, net 6,062 5,803
Other assets 7,254 6,930
Total assets 1,168,542 1,179,813
Deposits    
Non-interest bearing checking 193,237 196,853
Money management, savings and interest checking 774,837 774,857
Time 66,387 75,471
Total deposits 1,034,461 1,047,181
Other liabilities 16,957 17,488
Total liabilities 1,051,418 1,064,669
Shareholders' equity    
Common stock, $1 par value per share, 15,000,000 shares authorized with 4,695,617 shares issued and 4,364,812 shares outstanding at March 31, 2018 and 4,689,099 shares issued and 4,354,788 shares outstanding at December 31, 2017 4,696 4,689
Capital stock without par value, 5,000,000 shares authorized with no shares issued and outstanding
Additional paid-in capital 40,668 40,396
Retained earnings 84,876 82,218
Accumulated other comprehensive loss (7,010) (6,028)
Treasury stock, 330,805 shares at March 31, 2018 and 334,311 shares at December 31, 2017, at cost (6,106) (6,131)
Total shareholders' equity 117,124 115,144
Total liabilities and shareholders' equity $ 1,168,542 $ 1,179,813