Loan Quality (Tables)

12 Months Ended

Dec. 31, 2017

Loan Quality [Abstract]

Internal Credit Rating For The Loan Portfolio

	Pass		Special Mention		Substandard		Doubtful
(Dollars in thousands)	(1-5)		(6)		(7)		(8)		Total
December 31, 2017
Residential Real Estate 1-4 Family
First liens	$	157,395	$	—	$	1,039	$	—	$	158,434
Junior liens and lines of credit		50,371		—		—		—		50,371
Total		207,766		—		1,039		—		208,805
Residential real estate - construction		8,893		—		1,008		—		9,901
Commercial real estate		419,277		680		8,471		—		428,428
Commercial		289,916		—		1,603		—		291,519
Consumer		5,047		—		—		—		5,047
Total	$	930,899	$	680	$	12,121	$	—	$	943,700

December 31, 2016
Residential Real Estate 1-4 Family
First liens	$	167,199	$	227	$	1,144	$	—	$	168,570
Junior liens and lines of credit		50,017		28		168		—		50,213
Total		217,216		255		1,312		—		218,783
Residential real estate - construction		8,220		—		755		—		8,975
Commercial real estate		377,283		—		13,301		—		390,584
Commercial		267,901		957		1,968		—		270,826
Consumer		4,705		—		—		—		4,705
Total	$	875,325	$	1,212	$	17,336	$	—	$	893,873

Aging Of Payments Of The Loan Portfolio

(Dollars in thousands)			Loans Past Due and Still Accruing										Total
	Current		30-59 Days		60-89 Days		90 Days+		Total		Non-Accrual		Loans
December 31, 2017
Residential Real Estate 1-4 Family
First liens	$	157,247	$	485	$	534	$	—	$	1,019	$	168	$	158,434
Junior liens and lines of credit		50,202		139		30		—		169		—		50,371
Total		207,449		624		564		—		1,188		168		208,805
Residential real estate - construction		9,435		—		—		—		—		466		9,901
Commercial real estate		425,806		421		347		—		768		1,854		428,428
Commercial		291,221		111		—		—		111		187		291,519
Consumer		5,017		23		7		—		30		—		5,047
Total	$	938,928	$	1,179	$	918	$	—	$	2,097	$	2,675	$	943,700

December 31, 2016
Residential Real Estate 1-4 Family
First liens	$	166,689	$	1,236	$	414	$	—	$	1,650	$	231	$	168,570
Junior liens and lines of credit		50,031		96		—		—		96		86		50,213
Total		216,720		1,332		414		—		1,746		317		218,783
Residential real estate - construction		8,495		—		—		—		—		480		8,975
Commercial real estate		384,658		858		447		665		1,970		3,956		390,584
Commercial		270,478		250		75		—		325		23		270,826
Consumer		4,672		30		3		—		33		—		4,705
Total	$	885,023	$	2,470	$	939	$	665	$	4,074	$	4,776	$	893,873

Impaired Financing Receivables

	Impaired Loans
	With No Allowance				With Allowance
(Dollars in thousands)			Unpaid				Unpaid
	Recorded		Principal		Recorded		Principal		Related
December 31, 2017	Investment		Balance		Investment		Balance		Allowance
Residential Real Estate 1-4 Family
First liens	$	869	$	950	$	—	$	—	$	—
Junior liens and lines of credit		—		—		—		—		—
Total		869		950		—		—		—
Residential real estate - construction		466		531		—		—		—
Commercial real estate		11,061		11,541		—		—		—
Commercial		187		201		—		—		—
Total	$	12,583	$	13,223	$	—	$	—	$	—

December 31, 2016
Residential Real Estate 1-4 Family
First liens	$	956	$	1,030	$	—	$	—	$	—
Junior liens and lines of credit		85		93		—		—		—
Total		1,041		1,123		—		—		—
Residential real estate - construction		480		535		—		—		—
Commercial real estate		13,523		14,133				—		—
Commercial		23		35		—		—		—
Total	$	15,067	$	15,826	$	—	$	—	$	—

	Twelve Months Ended
	December 31, 2017				December 31, 2016				December 31, 2015
	Average		Interest		Average		Interest		Average		Interest
(Dollars in thousands)	Recorded		Income		Recorded		Income		Recorded		Income
	Investment		Recognized		Investment		Recognized		Investment		Recognized
Residential Real Estate 1-4 Family
First liens	$	1,083	$	39	$	1,194	$	38	$	1,531	$	13
Junior liens and lines of credit		64		—		93		1		105		—
Total		1,147		39		1,287		39		1,636		13
Residential real estate - construction		473		—		492		4		505		—
Commercial real estate		11,938		435		17,806		589		14,509		122
Commercial		245		—		32		—		278		—
Total	$	13,803	$	474	$	19,617	$	632	$	16,928	$	135

Troubled Debt Restructuring Loans

								Troubled Debt Restructurings
								That Have Defaulted on
								Modified Terms in the
(Dollars in thousands)	Troubled Debt Restructurings							Last Twelve Months
	Number of	Recorded						Number of	Recorded
	Contracts	Investment		Performing*		Nonperforming*		Contracts	Investment
December 31, 2017
Residential real estate - construction	1	$	466	$	466	$	—	—	$	—
Residential real estate	5		737		701		36	1		39
Commercial real estate	11		10,983		10,388		595	1		595
Total	17	$	12,186	$	11,555	$	631	2	$	634

December 31, 2016
Residential real estate - construction	1	$	480	$	480	$	—	—	$	—
Residential real estate	5		875		724		151	1		151
Commercial real estate	11		12,064		10,814		1,250	1		1,250
Total	17	$	13,419	$	12,018	$	1,401	2	$	1,401

*The performing status is determined by the loan’s compliance with the modified terms.

There were no new TDR loans made during the year ended December 31, 2017.

The following table reports new TDR loans made during 2016, concession granted and the recorded investment as of December 31, 2016:

	New During Period
Twelve Months Ended	Number of	Pre-TDR		After-TDR		Recorded
December 31, 2016	Contracts	Modification		Modification		Investment		Concession
Commercial real estate	1	$	525	$	525	$	513	multiple
Residential real estate	1		238		238		237	maturity
Total	2	$	763	$	763	$	750

Allowance For Loan Losses, By Loan Segment

The following table shows, by loan class, the activity in the Allowance for Loan Loss(ALL), for the years ended December 31, 2017,  2016 and 2015:

	Residential Real Estate 1-4 Family
	First		Junior Liens &				Commercial
(Dollars in thousands)	Liens		Lines of Credit		Construction		Real Estate		Commercial		Consumer		Unallocated		Total
ALL at December 31, 2014	$	994	$	271	$	214	$	4,978	$	1,515	$	127	$	1,012	$	9,111
Charge-offs		(43)		(39)		(21)		—		(270)		(198)		—		(571)
Recoveries		7		—		18		14		148		74		—		261
Provision		31		76		(17)		657		126		99		313		1,285
ALL at December 31, 2015	$	989	$	308	$	194	$	5,649	$	1,519	$	102	$	1,325	$	10,086
ALL at December 31, 2015	$	989	$	308	$	194	$	5,649	$	1,519	$	102	$	1,325	$	10,086
Charge-offs		(49)		—		(41)		(2,751)		(74)		(167)		—		(3,082)
Recoveries		35		—		—		19		167		75		—		296
Provision		130		15		71		3,192		281		90		(4)		3,775
ALL at December 31, 2016	$	1,105	$	323	$	224	$	6,109	$	1,893	$	100	$	1,321	$	11,075
ALL at December 31, 2016	$	1,105	$	323	$	224	$	6,109	$	1,893	$	100	$	1,321	$	11,075
Charge-offs		(13)		—		—		(14)		(8)		(102)		—		(137)
Recoveries		2		11		—		17		117		37		—		184
Provision		(34)		(4)		—		414		108		70		116		670
ALL at December 31, 2017	$	1,060	$	330	$	224	$	6,526	$	2,110	$	105	$	1,437	$	11,792

The following table shows, by loan class, the loans that were evaluated for the Allowance for Loan Loss (ALL) under a specific reserve (individually) and those that were evaluated under a general reserve (collectively), and the amount of the allowance established in each category as of December 31, 2017 and 2016: 

	Residential Real Estate 1-4 Family
	First		Junior Liens &				Commercial
(Dollars in thousands)	Liens		Lines of Credit		Construction		Real Estate		Commercial		Consumer		Unallocated		Total
December 31, 2017
Loans evaluated for ALL:
Individually	$	459	$	—	$	466	$	10,981	$	—	$	—	$	—	$	11,906
Collectively		157,975		50,371		9,435		417,447		291,519		5,047		—		931,794
Total	$	158,434	$	50,371	$	9,901	$	428,428	$	291,519	$	5,047	$	—	$	943,700
ALL established for   loans evaluated:
Individually	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Collectively		1,060		330		224		6,526		2,110		105		1,437		11,792
ALL at December 31, 2017	$	1,060	$	330	$	224	$	6,526	$	2,110	$	105	$	1,437	$	11,792
December 31, 2016
Loans evaluated for ALL:
Individually	$	628	$	52	$	480	$	13,523	$	—	$	—	$	—	$	14,683
Collectively		167,942		50,161		8,495		377,061		270,826		4,705		—		879,190
Total	$	168,570	$	50,213	$	8,975	$	390,584	$	270,826	$	4,705	$	—	$	893,873
ALL established for   loans evaluated:
Individually	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Collectively		1,105		323		224		6,109		1,893		100		1,321		11,075
ALL at December 31, 2016	$	1,105	$	323	$	224	$	6,109	$	1,893	$	100	$	1,321	$	11,075