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Consolidated Statements Of Cash Flows - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Cash flows from operating activities    
Net income $ 3,020 $ 2,726
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 332 331
Net amortization of loans and investment securities 369 355
Amortization and net change in mortgage servicing rights valuation 14 14
Provision for loan losses 120 300
Gain on sales of securities (2) (1)
Impairment write-down on securities recognized in earnings   20
Loans originated for sale (1,220) (2,805)
Proceeds from sale of loans 1,312 2,707
Write-down of other real estate owned 45  
Write-down on premise and equipment 49 46
Net loss (gain) on sale or disposal of other real estate/other repossessed assets   8
Increase in cash surrender value of life insurance (131) (135)
Stock option compensation 27 14
Decrease in other assets (1,409) (545)
Increase (decrease) in other liabilities 619 (684)
Net cash provided by operating activities 3,145 2,351
Cash flows from investing activities    
Proceeds from sales and calls of investment securities available for sale 475 615
Proceeds from maturities and pay-downs of securities available for sale 6,246 7,426
Purchase of investment securities available for sale   (2,637)
Net decrease in restricted stock 1,331 343
Net increase in loans (9,517) (20,440)
Capital expenditures 34 (150)
Proceeds from surrender of life insurance policy   436
Proceeds from sale of other real estate 1,751 66
Net cash provided by (used in) investing activities 320 (14,341)
Cash flows from financing activities    
Net increase in demand deposits, interest-bearing checking, and savings accounts 25,360 34,644
Net decrease in time deposits (886) (2,188)
Net decrease in short-term borrowings (24,270)  
Dividends paid (907) (813)
Treasury shares issued under employee stock purchase plan 25 4
Treasury shares issued under dividend reinvestment plan 221 304
Net cash (used) provided by financing activities (457) 31,951
Increase in cash and cash equivalents 3,008 19,961
Cash and cash equivalents as of January 1 36,665 39,166
Cash and cash equivalents as of March 31 39,673 59,127
Supplemental Disclosures of Cash Flow Information    
Cash paid during the year for: Interest on deposits and other borrowed funds 566 522
Cash paid during the year for: Income taxes $ 1,002 $ 700