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Consolidated Statements Of Income - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Interest income    
Loans, including fees $ 8,639 $ 8,088
Interest and dividends on investments:    
Taxable interest 531 575
Tax exempt interest 301 367
Dividend income 13 6
Deposits and obligations of other banks 62 62
Total interest income 9,546 9,098
Interest expense    
Deposits 566 543
Short-term borrowings 15 2
Total interest expense 581 545
Net interest income 8,965 8,553
Provision for loan losses 120 300
Net interest income after provision for loan losses 8,845 8,253
Noninterest income    
Investment and trust services fees 1,295 1,253
Loan service charges 147 226
Deposit service charges and fees 592 578
Other service charges and fees 324 303
Debit card income 375 347
Increase in cash surrender value of life insurance 131 135
Net (loss) gain on sale of other real estate owned   (8)
OTTI losses on debt securities   (20)
Securities gains, net 2 1
Other 59 138
Total noninterest income 2,925 2,953
Noninterest expense    
Salaries and employee benefits 4,626 4,370
Occupancy, net 584 600
Furniture and equipment 231 216
Advertising 247 282
Legal and professional 290 297
Data processing 541 497
Pennsylvania bank shares tax 243 237
FDIC insurance 106 157
ATM/debit card processing 218 228
Foreclosed real estate 58 63
Telecommunications 100 118
Other 713 730
Total noninterest expense 7,957 7,795
Income before federal income tax expense 3,813 3,411
Federal income tax expense 793 685
Net income $ 3,020 $ 2,726
Per share    
Basic earnings per share $ 0.70 $ 0.64
Diluted earnings per share 0.70 0.64
Cash dividends declared $ 0.21 $ 0.19