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Consolidated Statements Of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Cash flows from operating activities      
Net income $ 8,087 $ 10,204 $ 8,402
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation and amortization 1,345 1,328 1,422
Net amortization of loans and investment securities 1,617 1,659 1,818
Amortization and net change in mortgage servicing rights valuation 55 34 41
Amortization of intangibles   181 517
Provision for loan losses 3,775 1,285 764
Net realized gain on sales and calls of securities (22) (8) (280)
Impairment writedown on securities recognized in earnings 40 20 20
Gain on conversion of investment security   (728)  
Loans originated for sale (8,972) (9,121) (8,904)
Proceeds from sale of loans 8,893 9,049 8,864
Write-down on premise and equipment 69 60  
Write-down of other real estate owned 1,209 365 273
Net loss (gain) on sale or disposal of other real estate/other repossessed assets 31 (32) (50)
Increase in cash surrender value of life insurance (531) (551) (568)
Gain from surrender of life insurance policy (76) (103)  
Stock option compensation 88 74  
Decrease in other assets 1,174 2,443 1,036
(Decrease) increase in other liabilities (1,094) (2,758) 707
Deferred tax (benefit) expense (832) (111) 294
Net cash provided by operating activities 14,856 13,290 14,356
Cash flows from investing activities      
Proceeds from sales and calls of securities available for sale 3,825 1,381 5,421
Proceeds from maturities and paydowns of securities available for sale 25,393 30,123 25,369
Net (increase) derease in restricted stock (985) (344) 1,468
Purchase of investment securities available for sale (16,605) (21,688) (41,217)
Net increase in loans (114,780) (58,496) (4,506)
Proceeds from sale of other real estate/other repossessed assets 625 508 868
Proceeds from surrender of life insurance policy 436 389  
Capital expenditures (579) (1,041) (345)
Net cash used in investing activities (102,670) (49,168) (12,942)
Cash flows from financing activities      
Net increase in demand deposits, interest-bearing checking, and savings accounts 74,704 50,199 50,772
Net decrease in time deposits (11,096) (12,868) (15,315)
Net decrease in repurchase agreements   (9,079) (14,755)
Long-term debt payments     (12,403)
Net increase in short-term borrowings 24,270    
Dividends paid (3,523) (3,139) (2,847)
Purchase of treasury stock (795)    
Cash received from option exercises 82 92 59
Common stock issued under dividend reinvestment plan 1,671 1,246 923
Net cash provided by financing activities 85,313 26,451 6,434
(Decrease) increase in cash and cash equivalents (2,501) (9,427) 7,848
Cash and cash equivalents as of January 1 39,166 48,593 40,745
Cash and cash equivalents as of December 31 36,665 39,166 48,593
Supplemental Disclosures of Cash Flow Information      
Cash paid during the year for: Interest on deposits and other borrowed funds 2,253 2,416 3,240
Cash paid during the year for: Income taxes 2,100 3,016 907
Noncash Activities      
Loans transferred to Other Real Estate $ 329 $ 3,626 $ 82