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Loans (Tables)
9 Months Ended
Sep. 30, 2016
Loans [Abstract]  
Schedule Of Loans Outstanding



 

 

 

 

 



 

 

 

 

 

(Dollars in thousands)

September 30, 2016

 

December 31, 2015

Residential Real Estate 1-4 Family

 

 

 

 

 

Consumer first liens

$

99,571 

 

$

103,698 

Commercial first lien

 

63,515 

 

 

57,780 

Total first liens

 

163,086 

 

 

161,478 



 

 

 

 

 

Consumer junior liens and lines of credit

 

46,688 

 

 

44,996 

Commercial junior liens and lines of credit

 

5,837 

 

 

5,917 

Total junior liens and lines of credit

 

52,525 

 

 

50,913 

Total residential real estate 1-4 family

 

215,611 

 

 

212,391 



 

 

 

 

 

Residential real estate - construction

 

 

 

 

 

Consumer

 

1,589 

 

 

545 

Commercial

 

7,067 

 

 

7,343 

Total residential real estate construction

 

8,656 

 

 

7,888 



 

 

 

 

 

Commercial real estate

 

375,316 

 

 

340,695 

Commercial

 

254,274 

 

 

215,942 

         Total commercial

 

629,590 

 

 

556,637 



 

 

 

 

 

Consumer

 

4,719 

 

 

5,100 



 

858,576 

 

 

782,016 

Less: Allowance for loan losses

 

(10,685)

 

 

(10,086)

Net Loans

$

847,891 

 

$

771,930 



 

 

 

 

 

Included in the loan balances are the following:

 

 

 

 

 

Net unamortized deferred loan costs

$

149 

 

$

436 



 

 

 

 

 

Loans pledged as collateral for borrowings and commitments from:

 

 

 

 

 

FHLB

$

692,043 

 

$

643,449 

Federal Reserve Bank

 

41,806 

 

 

45,111 



$

733,849 

 

$

688,560